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Southern Missouri Bancorp Inc

SMBC
53.500USD
+0.390+0.73%
Close 11/07, 16:00ETQuotes delayed by 15 min
604.05MMarket Cap
9.81P/E TTM

Southern Missouri Bancorp Inc

53.500
+0.390+0.73%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Southern Missouri Bancorp Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Southern Missouri Bancorp Inc's Score

Industry at a Glance

Industry Ranking
44 / 407
Overall Ranking
98 / 4614
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Buy
Current Rating
63.167
Target Price
+18.07%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Southern Missouri Bancorp Inc Highlights

StrengthsRisks
Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank (Bank). The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The principal business of the Bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, (FHLB), and brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, construction loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities (MBS), municipal bonds, and other permissible investments. The Bank provides its customers with a full array of community banking services. It operates over 62 full-service branch offices and three limited-service branch offices.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.20% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 169.96M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 17.80%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.80%.
Fairly Valued
The company’s latest PB is 1.11, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 6.17M shares, decreasing 0.89% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 787.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.07.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 9.01, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 45.60M, representing a year-over-year increase of 11.50%, while its net profit experienced a year-over-year increase of 25.17%.

Score

Industry at a Glance

Previous score
9.01
Change
0

Financials

9.69

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

6.72

Operational Efficiency

9.83

Growth Potential

9.96

Shareholder Returns

8.87

Southern Missouri Bancorp Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 7.63, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 9.79, which is 57.44% below the recent high of 15.41 and 20.25% above the recent low of 7.81.

Score

Industry at a Glance

Previous score
7.63
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 44/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.41. The average price target for Southern Missouri Bancorp Inc is 63.00, with a high of 66.00 and a low of 60.50.

Score

Industry at a Glance

Previous score
7.33
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Buy
Current Rating
63.167
Target Price
+18.07%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
Southern Missouri Bancorp Inc
SMBC
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 8.84, which is higher than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 56.53 and the support level at 49.03, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.77
Change
0.07

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(3)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.636
Neutral
RSI(14)
54.117
Neutral
STOCH(KDJ)(9,3,3)
57.694
Sell
ATR(14)
1.402
High Vlolatility
CCI(14)
36.664
Neutral
Williams %R
29.520
Buy
TRIX(12,20)
0.075
Sell
StochRSI(14)
32.996
Sell
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
53.627
Sell
MA10
53.344
Buy
MA20
51.897
Buy
MA50
53.621
Sell
MA100
54.467
Sell
MA200
54.338
Sell

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 54.68%, representing a quarter-over-quarter decrease of 20.82%. The largest institutional shareholder is The Vanguard, holding a total of 623.99K shares, representing 5.53% of shares outstanding, with 4.72% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
663.20K
-2.15%
The Vanguard Group, Inc.
Star Investors
623.99K
+2.71%
Fidelity Management & Research Company LLC
578.62K
-0.05%
Hensley Todd E
548.94K
--
Dimensional Fund Advisors, L.P.
428.43K
+3.30%
Steffens (Greg A)
291.11K
+0.30%
Fidelity Institutional Asset Management
285.09K
--
FJ Capital Management, LLC
282.94K
-19.64%
Jones (Daniel Lee)
281.82K
--
Manulife Investment Management (North America) Limited
252.63K
-1.86%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 7.11, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.98. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
7.11
Change
0
Beta vs S&P 500 index
0.98
VaR
+3.03%
240-Day Maximum Drawdown
+29.19%
240-Day Volatility
+34.37%

Return

Best Daily Return
60 days
+5.63%
120 days
+5.63%
5 years
+14.02%
Worst Daily Return
60 days
-6.22%
120 days
-6.22%
5 years
-11.14%
Sharpe Ratio
60 days
-0.53
120 days
-0.04
5 years
+0.55

Risk Assessment

Maximum Drawdown
240 days
+29.19%
3 years
+37.76%
5 years
+49.73%
Return-to-Drawdown Ratio
240 days
-0.62
3 years
+0.14
5 years
+0.30
Skewness
240 days
-0.34
3 years
+0.32
5 years
+0.20

Volatility

Realised Volatility
240 days
+34.37%
5 years
+33.26%
Standardised True Range
240 days
+2.95%
5 years
+2.57%
Downside Risk-Adjusted Return
120 days
-5.96%
240 days
-5.96%
Maximum Daily Upside Volatility
60 days
+20.34%
Maximum Daily Downside Volatility
60 days
+19.33%

Liquidity

Average Turnover Rate
60 days
+0.38%
120 days
+0.30%
5 years
--
Turnover Deviation
20 days
-7.45%
60 days
+37.84%
120 days
+10.16%

Peer Comparison

Banking Services
Southern Missouri Bancorp Inc
Southern Missouri Bancorp Inc
SMBC
7.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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