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Southern Missouri Bancorp Inc

SMBC
65.500USD
-0.040-0.06%
Close 02/06, 16:00ETQuotes delayed by 15 min
729.85MMarket Cap
11.32P/E TTM

Southern Missouri Bancorp Inc

65.500
-0.040-0.06%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Southern Missouri Bancorp Inc

Currency: USD Updated: 2026-02-06

Key Insights

Southern Missouri Bancorp Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 83 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 68.33.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Southern Missouri Bancorp Inc's Score

Industry at a Glance

Industry Ranking
83 / 397
Overall Ranking
137 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative-

Southern Missouri Bancorp Inc Highlights

StrengthsRisks
Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank (Bank). The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The principal business of the Bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, (FHLB), and brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, construction loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities (MBS), municipal bonds, and other permissible investments. The Bank provides its customers with a full array of community banking services. It operates over 62 full-service branch offices and three limited-service branch offices.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.20% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 169.96M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 17.80%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.80%.
Overvalued
The company’s latest PB is 1.29, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 6.45M shares, increasing 0.70% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 944.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.07.

Analyst Rating

Based on 3 analysts
Buy
Current Rating
68.333
Target Price
+4.93%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Southern Missouri Bancorp Inc is 7.19, ranking 222 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 46.11M, representing a year-over-year increase of 10.02%, while its net profit experienced a year-over-year increase of 23.30%.

Score

Industry at a Glance

Previous score
7.19
Change
0

Financials

8.16

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.53

Operational Efficiency

5.31

Growth Potential

8.32

Shareholder Returns

8.65

Southern Missouri Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Southern Missouri Bancorp Inc is 7.63, ranking 218 out of 397 in the Banking Services industry. Its current P/E ratio is 11.32, which is 36.15% below the recent high of 15.41 and 31.04% above the recent low of 7.81.

Score

Industry at a Glance

Previous score
7.63
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 83/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Southern Missouri Bancorp Inc is 7.33, ranking 154 out of 397 in the Banking Services industry. The average price target is 63.00, with a high of 66.00 and a low of 60.50.

Score

Industry at a Glance

Previous score
7.33
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Buy
Current Rating
68.333
Target Price
+4.93%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Southern Missouri Bancorp Inc
SMBC
3
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Southern Missouri Bancorp Inc is 9.25, ranking 168 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 68.30 and the support level at 60.95, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.35
Change
-0.1

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(2)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.697
Buy
RSI(14)
66.199
Neutral
STOCH(KDJ)(9,3,3)
82.996
Neutral
ATR(14)
1.843
High Vlolatility
CCI(14)
112.919
Buy
Williams %R
16.021
Overbought
TRIX(12,20)
0.262
Sell
StochRSI(14)
93.376
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
65.020
Buy
MA10
63.234
Buy
MA20
62.286
Buy
MA50
60.745
Buy
MA100
56.907
Buy
MA200
55.788
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Southern Missouri Bancorp Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 57.92%, representing a quarter-over-quarter increase of 5.82%. The largest institutional shareholder is The Vanguard, holding a total of 627.20K shares, representing 5.63% of shares outstanding, with 4.69% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
670.38K
+1.08%
The Vanguard Group, Inc.
Star Investors
625.03K
+0.17%
Hensley Todd E
548.94K
--
Dimensional Fund Advisors, L.P.
432.46K
+0.94%
Fidelity Management & Research Company LLC
395.10K
-31.72%
FJ Capital Management, LLC
300.94K
+6.36%
Steffens (Greg A)
291.11K
+0.30%
Jones (Daniel Lee)
281.82K
--
American Century Investment Management, Inc.
275.41K
+10.31%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Southern Missouri Bancorp Inc is 7.88, ranking 150 out of 397 in the Banking Services industry. The company's beta value is 0.95. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
7.88
Change
0
Beta vs S&P 500 index
0.95
VaR
+3.02%
240-Day Maximum Drawdown
+18.87%
240-Day Volatility
+31.29%

Return

Best Daily Return
60 days
+5.20%
120 days
+5.63%
5 years
+14.02%
Worst Daily Return
60 days
-4.99%
120 days
-6.22%
5 years
-11.14%
Sharpe Ratio
60 days
+3.29
120 days
+1.40
5 years
+0.53

Risk Assessment

Maximum Drawdown
240 days
+18.87%
3 years
+29.70%
5 years
+49.73%
Return-to-Drawdown Ratio
240 days
+0.72
3 years
+0.77
5 years
+0.24
Skewness
240 days
-0.17
3 years
+0.39
5 years
+0.21

Volatility

Realised Volatility
240 days
+31.29%
5 years
+33.11%
Standardised True Range
240 days
+2.23%
5 years
+2.14%
Downside Risk-Adjusted Return
120 days
+202.88%
240 days
+202.88%
Maximum Daily Upside Volatility
60 days
+19.37%
Maximum Daily Downside Volatility
60 days
+17.66%

Liquidity

Average Turnover Rate
60 days
+0.38%
120 days
+0.30%
5 years
--
Turnover Deviation
20 days
-7.45%
60 days
+37.84%
120 days
+10.16%

Peer Comparison

Banking Services
Southern Missouri Bancorp Inc
Southern Missouri Bancorp Inc
SMBC
7.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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