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Southern Missouri Bancorp Inc

SMBC

56.250USD

+1.060+1.92%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

635.60MMarket Cap

10.90P/E TTM



Southern Missouri Bancorp Inc

56.250

+1.060+1.92%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

84 / 400

Overall Ranking

178 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Buy

Current Rating

67.000

Target Price

+21.40%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank (Bank). The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The principal business of the Bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, (FHLB), and brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, construction loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities (MBS), municipal bonds, and other permissible investments. The Bank provides its customers with a full array of community banking services. It operates over 62 full-service branch offices and three limited-service branch offices.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.20% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 49.35.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 17.80%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.80%.

Fairly Valued

The company’s latest PB is 1.20, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 7.80M shares, decreasing 0.35% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 623.99K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.07.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 9.21, which is higher than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 44.17M, representing a year-over-year increase of 11.94%, while its net profit experienced a year-over-year increase of 16.74%.

Score

Industry at a Glance

Previous score

9.21

Change



Financials

8.65

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

9.46

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.85

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.09

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.65, which is 8.36% below the recent high of 11.54 and 4.70% above the recent low of 10.15.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 84/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.39. The average price target for Southern Missouri Bancorp Inc is 66.00, with a high of 72.00 and a low of 63.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Buy

Current Rating

67.000

Target Price

+21.40%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Southern Missouri Bancorp Inc

SMBC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 6.84, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 58.09 and the support level at 53.22, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.84

Change

0.38

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.500

Neutral

RSI(14)

51.324

Neutral

STOCH(KDJ)(9,3,3)

35.304

Buy

ATR(14)

1.135

High Vlolatility

CCI(14)

-52.233

Neutral

Williams %R

57.084

Sell

TRIX(12,20)

0.048

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

55.404

Buy

MA10

56.135

Buy

MA20

56.723

Sell

MA50

55.752

Buy

MA100

54.745

Buy

MA200

55.624

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 69.06%, representing a quarter-over-quarter increase of 0.12%. The largest institutional shareholder is The Vanguard, holding a total of 623.99K shares, representing 5.53% of shares outstanding, with 4.72% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

677.77K

-1.84%

The Vanguard Group, Inc.

Star Investors

607.53K

+2.08%

Fidelity Management & Research Company LLC

578.90K

+10.88%

Hensley Todd E

548.94K

+0.07%

Dimensional Fund Advisors, L.P.

414.73K

+4.27%

Steffens (Greg A)

290.23K

+0.22%

Fidelity Institutional Asset Management

285.09K

+0.01%

FJ Capital Management, LLC

352.11K

-3.45%

Jones (Daniel Lee)

281.82K

+0.14%

Manulife Investment Management (North America) Limited

257.42K

+0.65%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.27, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 1.03. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.