tradingkey.logo

SLM Corp

SLM
25.690USD
+0.500+1.98%
Close 10/17, 16:00ETQuotes delayed by 15 min
5.35BMarket Cap
12.59P/E TTM

SLM Corp

25.690
+0.500+1.98%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of SLM Corp

Currency: USD Updated: 2025-10-17

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

SLM Corp's Score

Industry at a Glance

Industry Ranking
13 / 398
Overall Ranking
64 / 4691
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 11 analysts
Buy
Current Rating
35.727
Target Price
+39.07%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

SLM Corp Highlights

StrengthsRisks
SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.74B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 16.81%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 16.81%.
Fairly Valued
The company’s latest PB is 2.52, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 231.73M shares, increasing 0.37% quarter-over-quarter.
Held by Glenn Greenberg
Star Investor Glenn Greenberg holds 10.54M shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-17

The company's current financial score is 8.66, which is higher than the Banking Services industry's average of 7.04. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 374.17M, representing a year-over-year decrease of 23.04%, while its net profit experienced a year-over-year decrease of 72.79%.

Score

Industry at a Glance

Previous score
8.66
Change
0

Financials

5.49

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

9.77

Operational Efficiency

10.00

Growth Potential

8.53

Shareholder Returns

9.51

SLM Corp's Company Valuation

Currency: USD Updated: 2025-10-17

The company’s current valuation score is 7.77, which is higher than the Banking Services industry's average of 7.68. Its current P/E ratio is 12.49, which is 33.90% below the recent high of 16.73 and 63.87% above the recent low of 4.51.

Score

Industry at a Glance

Previous score
7.77
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 13/398
No Data

Earnings Forecast

Currency: USD Updated: 2025-10-17

The company’s current earnings forecast score is 8.36, which is higher than the Banking Services industry's average of 7.40. The average price target for SLM Corp is 37.00, with a high of 44.00 and a low of 29.00.

Score

Industry at a Glance

Previous score
8.36
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 11 analysts
Buy
Current Rating
35.727
Target Price
+39.07%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

38
Total
6
Median
8
Average
Company name
Ratings
Analysts
SLM Corp
SLM
11
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-17

The company’s current price momentum score is 6.83, which is lower than the Banking Services industry's average of 6.95. Sideways: Currently, the stock price is trading between the resistance level at 27.89 and the support level at 24.31, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.55
Change
0.28

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(2)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.072
Sell
RSI(14)
33.920
Neutral
STOCH(KDJ)(9,3,3)
22.442
Neutral
ATR(14)
0.845
Low Volatility
CCI(14)
-106.020
Sell
Williams %R
81.008
Oversold
TRIX(12,20)
-0.521
Sell
StochRSI(14)
96.122
Buy
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
25.796
Sell
MA10
26.181
Sell
MA20
27.033
Sell
MA50
29.138
Sell
MA100
30.804
Sell
MA200
30.102
Sell

Institutional Confidence

Currency: USD Updated: 2025-10-17

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.34. The latest institutional shareholding proportion is 111.15%, representing a quarter-over-quarter increase of 5.74%. The largest institutional shareholder is The Vanguard, holding a total of 25.09M shares, representing 12.04% of shares outstanding, with 11.83% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
25.09M
-1.89%
BlackRock Institutional Trust Company, N.A.
17.32M
-0.47%
Fidelity Management & Research Company LLC
15.03M
-1.90%
Barrow Hanley Global Investors
Star Investors
14.10M
+62.46%
Boston Partners
11.08M
+3.83%
Brave Warrior Advisors, LLC
Star Investors
10.54M
+11.48%
Capital Research Global Investors
8.31M
+39.62%
Impactive Capital LP
8.03M
-12.66%
Capital World Investors
7.49M
+42.10%
State Street Investment Management (US)
6.87M
-1.36%
1
2

Risk Assessment

Currency: USD Updated: 2025-10-17

The company’s current risk assessment score is 7.47, which is higher than the Banking Services industry's average of 6.66. The company's beta value is 1.19. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
7.47
Change
0
Beta vs S&P 500 index
1.19
VaR
+3.27%
240-Day Maximum Drawdown
+26.77%
240-Day Volatility
+38.07%

Return

Best Daily Return
60 days
+3.14%
120 days
+4.00%
5 years
+13.99%
Worst Daily Return
60 days
-8.09%
120 days
-8.09%
5 years
-16.81%
Sharpe Ratio
60 days
-3.27
120 days
-0.44
5 years
+0.65

Risk Assessment

Maximum Drawdown
240 days
+26.77%
3 years
+36.65%
5 years
+46.31%
Return-to-Drawdown Ratio
240 days
+0.62
3 years
+0.45
5 years
+0.42
Skewness
240 days
+0.57
3 years
-0.45
5 years
-0.24

Volatility

Realised Volatility
240 days
+38.07%
5 years
+35.45%
Standardised True Range
240 days
+3.58%
5 years
+2.36%
Downside Risk-Adjusted Return
120 days
-60.06%
240 days
-60.06%
Maximum Daily Upside Volatility
60 days
+17.94%
Maximum Daily Downside Volatility
60 days
+28.91%

Liquidity

Average Turnover Rate
60 days
+0.97%
120 days
+1.15%
5 years
--
Turnover Deviation
20 days
-13.28%
60 days
-3.40%
120 days
+14.90%

Peer Comparison

Banking Services
SLM Corp
SLM Corp
SLM
8.12 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bank Ozk
Bank Ozk
OZK
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.40 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
8.39 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
KeyAI