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SLM Corp

SLM

30.980USD

-0.300-0.96%
Close 09/02, 16:00ETQuotes delayed by 15 min
6.46BMarket Cap
10.67P/E TTM

SLM Corp

30.980

-0.300-0.96%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated2025-08-29

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
64 / 524
Overall Ranking
82 / 4751
Industry
Banking & Investment Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 11 analysts
Buy
Current Rating
39.100
Target Price
+25.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 28.27.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 16.81%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 16.81%.
Overvalued
The company’s latest PE is 15.21, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 219.15M shares, decreasing 0.48% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 25.09M shares of this stock.

Financial Health

Currency: USD Updated2025-08-29

The company's current financial score is 6.50, which is lower than the Banking & Investment Services industry's average of 7.33. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 552.33M, representing a year-over-year increase of 3.79%, while its net profit experienced a year-over-year increase of 5.37%.

Score

Industry at a Glance

Previous score
6.50
Change
0

Financials

8.44

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

4.44

Operational Efficiency

7.08

Growth Potential

7.39

Shareholder Returns

5.16

Company Valuation

Currency: USD Updated2025-08-29

The company’s current valuation score is 5.60, which is higher than the Banking & Investment Services industry's average of 4.39. Its current P/E ratio is 15.42, which is -37.05% below the recent high of 9.71 and 51.49% above the recent low of 7.48.

Score

Industry at a Glance

Previous score
7.60
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 64/524
No Data

Earnings Forecast

Currency: USD Updated2025-08-29

The company’s current earnings forecast score is 8.36, which is higher than the Banking & Investment Services industry's average of 7.34. The average price target for SLM Corp is 39.00, with a high of 44.00 and a low of 35.00.

Score

Industry at a Glance

Previous score
8.36
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 11 analysts
Buy
Current Rating
39.100
Target Price
+25.00%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
SLM Corp
SLM
11
American Express Co
AXP
31
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
22
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated2025-08-29

The company’s current price momentum score is 8.91, which is higher than the Banking & Investment Services industry's average of 8.78. Sideways: Currently, the stock price is trading between the resistance level at 33.41 and the support level at 29.77, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.37
Change
-0.02

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(5)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
0.080
Neutral
RSI(14)
45.952
Neutral
STOCH(KDJ)(9,3,3)
61.328
Neutral
ATR(14)
0.919
High Vlolatility
CCI(14)
-25.991
Neutral
Williams %R
51.715
Neutral
TRIX(12,20)
-0.149
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
31.532
Sell
MA10
31.177
Sell
MA20
31.572
Sell
MA50
32.305
Sell
MA100
31.477
Sell
MA200
29.824
Buy

Institutional Confidence

Currency: USD Updated2025-08-29

The company’s current institutional recognition score is 10.00, which is higher than the Banking & Investment Services industry's average of 6.35. The latest institutional shareholding proportion is 105.12%, representing a quarter-over-quarter decrease of 1.23%. The largest institutional shareholder is The Vanguard, holding a total of 25.09M shares, representing 12.04% of shares outstanding, with 11.83% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
25.58M
-10.95%
BlackRock Institutional Trust Company, N.A.
17.41M
-0.37%
Fidelity Management & Research Company LLC
15.32M
+110.44%
Barrow Hanley Global Investors
Star Investors
8.68M
+70.48%
Boston Partners
10.67M
-12.89%
Brave Warrior Advisors, LLC
Star Investors
9.46M
--
Capital Research Global Investors
5.95M
+13.92%
Impactive Capital LP
9.19M
-16.75%
State Street Global Advisors (US)
6.97M
-0.24%
MFS Investment Management
7.83M
-22.68%
1
2

Risk Assessment

Currency: USD Updated2025-08-29

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking & Investment Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 5.76, which is higher than the Banking & Investment Services industry's average of 5.16. The company's beta value is 1.12. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.76
Change
0
Beta vs S&P 500 index
1.12
VaR
+3.26%
240-Day Maximum Drawdown
+23.66%
240-Day Volatility
+37.95%
Return
Best Daily Return
60 days
+2.89%
120 days
+9.70%
5 years
+13.99%
Worst Daily Return
60 days
-8.09%
120 days
-9.19%
5 years
-16.81%
Sharpe Ratio
60 days
-0.53
120 days
+0.53
5 years
+0.86
Risk Assessment
Maximum Drawdown
240 days
+23.66%
3 years
+36.65%
5 years
+46.31%
Return-to-Drawdown Ratio
240 days
+2.00
3 years
+0.97
5 years
+0.79
Skewness
240 days
+0.50
3 years
-0.42
5 years
-0.26
Volatility
Realised Volatility
240 days
+37.95%
5 years
+35.44%
Standardised True Range
240 days
+2.82%
5 years
+1.90%
Downside Risk-Adjusted Return
120 days
+66.85%
240 days
+66.85%
Maximum Daily Upside Volatility
60 days
+16.81%
Maximum Daily Downside Volatility
60 days
+26.47%
Liquidity
Average Turnover Rate
60 days
+0.97%
120 days
+1.15%
5 years
--
Turnover Deviation
20 days
-13.28%
60 days
-3.40%
120 days
+14.90%

Peer Comparison

Currency: USD Updated2025-08-29
SLM Corp
SLM Corp
SLM
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bank of New York Mellon Corp
Bank of New York Mellon Corp
BK
8.39 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.27 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.25 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.25 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
PennyMac Financial Services Inc
PennyMac Financial Services Inc
PFSI
8.20 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more

The Stock Score data is powered by TradingKey and updated daily. Rating data is sourced from LESG. Please use the data with caution for reference purposes only.

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