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SLM Corp

SLM

25.690USD

+0.500+1.98%

Close 10/17, 16:00（ET）Quotes delayed by 15 min

5.35BMarket Cap

12.59P/E TTM



SLM Corp

25.690

+0.500+1.98%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of SLM Corp

Currency: USD Updated: 2025-10-17

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

SLM Corp's Score

Industry at a Glance

Industry Ranking

13 / 398

Overall Ranking

64 / 4691

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 11 analysts

Buy

Current Rating

35.727

Target Price

+39.07%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

SLM Corp Highlights

StrengthsRisks

SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 1.74B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 16.81%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 16.81%.

Fairly Valued

The company’s latest PB is 2.52, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 231.73M shares, increasing 0.37% quarter-over-quarter.

Held by Glenn Greenberg

Star Investor Glenn Greenberg holds 10.54M shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-17

The company's current financial score is 8.66, which is higher than the Banking Services industry's average of 7.04. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 374.17M, representing a year-over-year decrease of 23.04%, while its net profit experienced a year-over-year decrease of 72.79%.

Score

Industry at a Glance

Previous score

8.66

Change



Financials

5.49

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

9.77

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.53

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.51

Key Metrics

Free cash flow

No Data

SLM Corp's Company Valuation

Currency: USD Updated: 2025-10-17

The company’s current valuation score is 7.77, which is higher than the Banking Services industry's average of 7.68. Its current P/E ratio is 12.49, which is 33.90% below the recent high of 16.73 and 63.87% above the recent low of 4.51.

Score

Industry at a Glance

Previous score

7.77

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 13/398

No Data

Earnings Forecast

Currency: USD Updated: 2025-10-17

The company’s current earnings forecast score is 8.36, which is higher than the Banking Services industry's average of 7.40. The average price target for SLM Corp is 37.00, with a high of 44.00 and a low of 29.00.

Score

Industry at a Glance

Previous score

8.36

Change

Support & Resistance

No Data

Analyst Rating

Based on 11 analysts

Buy

Current Rating

35.727

Target Price

+39.07%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

SLM Corp

SLM

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-17

The company’s current price momentum score is 6.83, which is lower than the Banking Services industry's average of 6.95. Sideways: Currently, the stock price is trading between the resistance level at 27.89 and the support level at 24.31, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.55

Change

0.28

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(2)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.072

Sell

RSI(14)

33.920

Neutral

STOCH(KDJ)(9,3,3)

22.442

Neutral

ATR(14)

0.845

Low Volatility

CCI(14)

-106.020

Sell

Williams %R

81.008

Oversold

TRIX(12,20)

-0.521

Sell

StochRSI(14)

96.122

Buy

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

25.796

Sell

MA10

26.181

Sell

MA20

27.033

Sell

MA50

29.138

Sell

MA100

30.804

Sell

MA200

30.102

Sell

Institutional Confidence

Currency: USD Updated: 2025-10-17

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.34. The latest institutional shareholding proportion is 111.15%, representing a quarter-over-quarter increase of 5.74%. The largest institutional shareholder is The Vanguard, holding a total of 25.09M shares, representing 12.04% of shares outstanding, with 11.83% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

25.09M

-1.89%

BlackRock Institutional Trust Company, N.A.

17.32M

-0.47%

Fidelity Management & Research Company LLC

15.03M

-1.90%

Barrow Hanley Global Investors

Star Investors

14.10M

+62.46%

Boston Partners

11.08M

+3.83%

Brave Warrior Advisors, LLC

Star Investors

10.54M

+11.48%

Capital Research Global Investors

8.31M

+39.62%

Impactive Capital LP

8.03M

-12.66%

Capital World Investors

7.49M

+42.10%

State Street Investment Management (US)

6.87M

-1.36%

Risk Assessment

Currency: USD Updated: 2025-10-17

The company’s current risk assessment score is 7.47, which is higher than the Banking Services industry's average of 6.66. The company's beta value is 1.19. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.