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Southern First Bancshares Inc

SFST

59.400USD

-0.420-0.70%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

487.85MMarket Cap

15.74P/E TTM



Southern First Bancshares Inc

59.400

-0.420-0.70%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Southern First Bancshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

Southern First Bancshares Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 70 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 64.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Southern First Bancshares Inc's Score

Industry at a Glance

Industry Ranking

70 / 397

Overall Ranking

120 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Southern First Bancshares Inc Highlights

StrengthsRisks

Southern First Bancshares, Inc. is a bank holding company. The Company’s primary business is to serve as the holding company for Southern First Bank (the Bank). The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer and mortgage loans to the general public. The Company, through the Bank, provides a range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time, and savings deposits; lending services; automated teller machine (ATM) processing, and mortgage banking services. In addition to deposit and loan services, it offers other bank services such as Internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment and mobile banking services. The Bank has approximately eight retail offices.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 36.45% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 108.64M.

Overvalued

The company’s latest PB is 1.32, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.71M shares, decreasing 2.95% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 1.94K shares of this stock.

Analyst Rating

Based on 1 analysts

Buy

Current Rating

64.000

Target Price

+6.99%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Southern First Bancshares Inc is 8.09, ranking 156 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 29.50M, representing a year-over-year increase of 28.29%, while its net profit experienced a year-over-year increase of 75.17%.

Score

Industry at a Glance

Previous score

8.09

Change



Financials

5.13

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.67

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.64

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Southern First Bancshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Southern First Bancshares Inc is 7.25, ranking 280 out of 397 in the Banking Services industry. Its current P/E ratio is 15.74, which is 63.77% below the recent high of 25.78 and 54.69% above the recent low of 7.13.

Score

Industry at a Glance

Previous score

7.25

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 70/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Southern First Bancshares Inc is 7.00, ranking 188 out of 397 in the Banking Services industry. The average price target is 49.00, with a high of 54.00 and a low of 44.00.

Score

Industry at a Glance

Previous score

7.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts

Buy

Current Rating

64.000

Target Price

+6.99%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Southern First Bancshares Inc

SFST

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Southern First Bancshares Inc is 9.41, ranking 92 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 63.77 and the support level at 52.32, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.63

Change

-0.22

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(1)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.841

Buy

RSI(14)

65.818

Neutral

STOCH(KDJ)(9,3,3)

83.570

Overbought

ATR(14)

2.703

Low Volatility

CCI(14)

141.454

Buy

Williams %R

14.498

Overbought

TRIX(12,20)

0.315

Sell

StochRSI(14)

77.105

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

58.344

Buy

MA10

56.353

Buy

MA20

55.499

Buy

MA50

53.929

Buy

MA100

49.341

Buy

MA200

44.381

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Southern First Bancshares Inc is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 81.67%, representing a quarter-over-quarter increase of 1.03%. The largest institutional shareholder is The Vanguard, holding a total of 437.01K shares, representing 5.32% of shares outstanding, with 3.30% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

FJ Capital Management, LLC

807.22K

T. Rowe Price Investment Management, Inc.

806.33K

-0.26%

Endeavour Capital Advisors Inc.

586.01K

-0.51%

BlackRock Institutional Trust Company, N.A.

559.72K

-1.36%

The Vanguard Group, Inc.

Star Investors

431.81K

+2.55%

Dimensional Fund Advisors, L.P.

375.38K

+1.44%

Columbia Threadneedle Investments (US)

271.67K

-2.91%

Rhino Investment Partners, Inc.

210.12K

1st & Main Growth Partners

205.87K

-28.19%

Geode Capital Management, L.L.C.

179.61K

-0.54%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Southern First Bancshares Inc is 6.24, ranking 239 out of 397 in the Banking Services industry. The company's beta value is 0.74. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.