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Sound Financial Bancorp Inc

SFBC

47.000USD

+0.540+1.16%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

120.61MMarket Cap

19.27P/E TTM



Sound Financial Bancorp Inc

47.000

+0.540+1.16%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

201 / 400

Overall Ranking

406 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Sound Financial Bancorp, Inc. is a bank holding company. The Company's business is substantially conducted through Sound Community Bank (the Bank), a Washington state-chartered commercial bank. Its principal business consists of attracting retail and commercial deposits from the general public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences, commercial and multifamily real estate, construction and land, consumer and commercial business loans. Its commercial business loans include unsecured lines of credit and secured term loans and lines of credit secured by inventory, equipment and accounts receivable. It offers a variety of secured and unsecured consumer loan products, including manufactured home loans, floating home loans and recreational vehicle loans. It also sells insurance products and services to consumers through Sound Community Insurance Agency, Inc., a wholly owned subsidiary of the Bank.

Growing

The company is in a growing phase, with the latest annual income totaling USD 30.77M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 42.27%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 42.27%.

Fairly Valued

The company’s latest PB is 1.14, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 1.42M shares, decreasing 5.29% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 47.40K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.49.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 5.28, which is lower than the Banking Services industry's average of 7.06. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 8.97M, representing a year-over-year increase of 17.25%, while its net profit experienced a year-over-year increase of 158.73%.

Score

Industry at a Glance

Previous score

5.28

Change



Financials

8.73

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.37

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.80

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.39

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.12

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 17.80, which is 43.02% below the recent high of 25.45 and 34.04% above the recent low of 11.74.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 201/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 7.04, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 48.50 and the support level at 44.77, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.04

Change

0.24

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.157

Sell

RSI(14)

52.539

Neutral

STOCH(KDJ)(9,3,3)

50.976

Buy

ATR(14)

0.709

High Vlolatility

CCI(14)

15.235

Neutral

Williams %R

28.761

Buy

TRIX(12,20)

-0.094

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

45.966

Buy

MA10

46.290

Buy

MA20

46.972

Buy

MA50

46.605

Buy

MA100

47.858

Sell

MA200

49.845

Sell

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 55.36%, representing a quarter-over-quarter increase of 2.15%. The largest institutional shareholder is The Vanguard, holding a total of 47.40K shares, representing 1.85% of shares outstanding, with 11.80% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Stilwell Value LLC

410.02K

Sound Financial Bancorp, Inc. ESOP

178.03K

+4.94%

Stewart (Laura Lee)

93.34K

+19.01%

BlackRock Institutional Trust Company, N.A.

26.39K

+0.59%

AllianceBernstein L.P.

155.05K

+3.22%

Geode Capital Management, L.L.C.

24.45K

+2.49%

Myers (Tyler K)

47.45K

+0.29%

The Vanguard Group, Inc.

Star Investors

42.38K

Riojas (Rogelio)

36.34K

+0.38%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 6.09, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.16. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.