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Sound Financial Bancorp Inc

SFBC
44.330USD
+1.010+2.33%
Close 03/30, 16:00ETQuotes delayed by 15 min
144.49MMarket Cap
15.89P/E TTM

Sound Financial Bancorp Inc

44.330
+1.010+2.33%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Sound Financial Bancorp Inc

Currency: USD Updated: 2026-03-27

Key Insights

Sound Financial Bancorp Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 188 out of 400 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Sound Financial Bancorp Inc's Score

Industry at a Glance

Industry Ranking
188 / 400
Overall Ranking
342 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Sound Financial Bancorp Inc Highlights

StrengthsRisks
Sound Financial Bancorp, Inc. is the parent holding company for its wholly owned subsidiary, Sound Community Bank (the Bank). Its principal business consists of attracting retail and commercial deposits from the general public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences (including home equity loans and lines of credit), commercial and multifamily real estate, construction and land, consumer and commercial business loans. Its commercial business loans include unsecured lines of credit and secured term loans and lines of credit secured by inventory, equipment and accounts receivable. It offers a variety of secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans and recreational vehicle loans. Its deposits consist of savings accounts, money market deposit accounts, NOW accounts, demand accounts and certificates of deposit.
Growing
The company is in a growing phase, with the latest annual income totaling USD 33.88M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 42.27%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 42.27%.
Fairly Valued
The company’s latest PB is 1.02, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 1.08M shares, decreasing 1.65% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 47.22K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.49.

Analyst Rating

Based on 0 analysts
--
Current Rating
0.000
Target Price
0.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Sound Financial Bancorp Inc is 7.13, ranking 217 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 8.44M, representing a year-over-year increase of 6.26%, while its net profit experienced a year-over-year increase of 17.19%.

Score

Industry at a Glance

Previous score
7.13
Change
0

Financials

8.80

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

6.24

Operational Efficiency

5.32

Growth Potential

6.83

Shareholder Returns

8.47

Sound Financial Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Sound Financial Bancorp Inc is 7.93, ranking 170 out of 400 in the Banking Services industry. Its current P/E ratio is 15.53, which is 132.87% below the recent high of 36.16 and 100.00% above the recent low of 0.00.

Score

Industry at a Glance

Previous score
7.93
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 188/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for Sound Financial Bancorp Inc. The Banking Services industry's average is 7.29.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Sound Financial Bancorp Inc is 7.51, ranking 68 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 46.05 and the support level at 40.63, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.04
Change
-1.53

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.569
Buy
RSI(14)
58.441
Neutral
STOCH(KDJ)(9,3,3)
62.368
Neutral
ATR(14)
1.039
High Vlolatility
CCI(14)
65.983
Neutral
Williams %R
32.657
Buy
TRIX(12,20)
0.083
Sell
StochRSI(14)
28.278
Buy
Moving Average
Sell(1)
Neutral(0)
Buy(5)
Indicators
Value
Direction
MA5
44.183
Buy
MA10
43.476
Buy
MA20
42.610
Buy
MA50
43.295
Buy
MA100
43.745
Buy
MA200
45.059
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Sound Financial Bancorp Inc is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 42.11%, representing a quarter-over-quarter increase of 8.93%. The largest institutional shareholder is The Vanguard, holding a total of 47.22K shares, representing 1.84% of shares outstanding, with 11.43% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Stilwell Value LLC
410.02K
--
Sound Financial Bancorp, Inc. ESOP
178.03K
+4.94%
AllianceBernstein L.P.
92.00K
+3.23%
Stewart (Laura Lee)
93.34K
+19.01%
Graham Capital Wealth Management, LLC
24.07K
+357.62%
BlackRock Institutional Trust Company, N.A.
99.49K
+9.47%
Kennedy Capital Management LLC
52.37K
--
Geode Capital Management, L.L.C.
49.31K
-2.37%
Myers (Tyler K)
47.45K
+0.29%
The Vanguard Group, Inc.
Star Investors
46.85K
-1.17%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Sound Financial Bancorp Inc is 4.84, ranking 293 out of 400 in the Banking Services industry. The company's beta value is 0.04. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.84
Change
0
Beta vs S&P 500 index
0.06
VaR
+3.00%
240-Day Maximum Drawdown
+20.18%
240-Day Volatility
+18.25%

Return

Best Daily Return
60 days
+4.01%
120 days
+4.01%
5 years
+20.51%
Worst Daily Return
60 days
-4.16%
120 days
-4.16%
5 years
-17.98%
Sharpe Ratio
60 days
+0.02
120 days
-0.66
5 years
+0.38

Risk Assessment

Maximum Drawdown
240 days
+20.18%
3 years
+26.55%
5 years
+100.00%
Return-to-Drawdown Ratio
240 days
-0.68
3 years
+0.23
5 years
-0.01
Skewness
240 days
-0.24
3 years
+0.80
5 years
+0.69

Volatility

Realised Volatility
240 days
+18.25%
5 years
--
Standardised True Range
240 days
+1.48%
5 years
+3.22%
Downside Risk-Adjusted Return
120 days
-82.94%
240 days
-82.94%
Maximum Daily Upside Volatility
60 days
+13.90%
Maximum Daily Downside Volatility
60 days
+12.79%

Liquidity

Average Turnover Rate
60 days
+0.44%
120 days
+0.29%
5 years
--
Turnover Deviation
20 days
+48.87%
60 days
+242.17%
120 days
+127.39%

Peer Comparison

Banking Services
Sound Financial Bancorp Inc
Sound Financial Bancorp Inc
SFBC
5.26 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
International Bancshares Corp
IBOC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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