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Sound Financial Bancorp Inc

SFBC

44.150USD

-0.050-0.11%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

113.38MMarket Cap

12.32P/E TTM



Sound Financial Bancorp Inc

44.150

-0.050-0.11%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Sound Financial Bancorp Inc

Currency: USD Updated: 2026-02-06

Key Insights

Sound Financial Bancorp Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 222 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Sound Financial Bancorp Inc's Score

Industry at a Glance

Industry Ranking

222 / 397

Overall Ranking

406 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Sound Financial Bancorp Inc Highlights

StrengthsRisks

Sound Financial Bancorp, Inc. is the parent holding company for its wholly owned subsidiary, Sound Community Bank (the Bank). Its principal business consists of attracting retail and commercial deposits from the general public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences (including home equity loans and lines of credit), commercial and multifamily real estate, construction and land, consumer and commercial business loans. Its commercial business loans include unsecured lines of credit and secured term loans and lines of credit secured by inventory, equipment and accounts receivable. It offers a variety of secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans and recreational vehicle loans. Its deposits consist of savings accounts, money market deposit accounts, NOW accounts, demand accounts and certificates of deposit.

Growing

The company is in a growing phase, with the latest annual income totaling USD 33.88M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 42.27%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 42.27%.

Fairly Valued

The company’s latest PB is 1.04, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 1.08M shares, decreasing 1.66% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 47.22K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.49.

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Sound Financial Bancorp Inc is 6.70, ranking 250 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 8.44M, representing a year-over-year increase of 6.29%, while its net profit experienced a year-over-year increase of 17.71%.

Score

Industry at a Glance

Previous score

6.70

Change



Financials

6.78

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

6.19

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

5.32

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.75

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.45

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Sound Financial Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Sound Financial Bancorp Inc is 7.93, ranking 172 out of 397 in the Banking Services industry. Its current P/E ratio is 12.32, which is 193.58% below the recent high of 36.16 and 100.00% above the recent low of 0.00.

Score

Industry at a Glance

Previous score

7.93

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 222/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for Sound Financial Bancorp Inc. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Sound Financial Bancorp Inc is 5.97, ranking 386 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 44.60 and the support level at 43.60, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.52

Change

-0.55

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.042

Buy

RSI(14)

52.798

Neutral

STOCH(KDJ)(9,3,3)

47.844

Buy

ATR(14)

0.297

High Vlolatility

CCI(14)

75.751

Neutral

Williams %R

49.842

Neutral

TRIX(12,20)

0.022

Sell

StochRSI(14)

68.646

Buy

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

44.082

Buy

MA10

44.027

Buy

MA20

44.019

Buy

MA50

44.012

Buy

MA100

44.690

Sell

MA200

46.377

Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Sound Financial Bancorp Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 42.11%, representing a quarter-over-quarter increase of 8.92%. The largest institutional shareholder is The Vanguard, holding a total of 47.22K shares, representing 1.84% of shares outstanding, with 11.34% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Stilwell Value LLC

410.02K

Sound Financial Bancorp, Inc. ESOP

178.03K

+4.94%

BlackRock Institutional Trust Company, N.A.

99.49K

+9.47%

Stewart (Laura Lee)

93.34K

+19.01%

AllianceBernstein L.P.

92.00K

+3.23%

Graham Capital Wealth Management, LLC

24.07K

+357.62%

Kennedy Capital Management LLC

52.37K

Geode Capital Management, L.L.C.

49.31K

-2.37%

Myers (Tyler K)

47.45K

+0.29%

The Vanguard Group, Inc.

Star Investors

46.85K

-1.17%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Sound Financial Bancorp Inc is 4.84, ranking 294 out of 397 in the Banking Services industry. The company's beta value is 0.09. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.