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Richmond Mutual Bancorporation Inc

RMBI
13.550USD
+0.095+0.71%
Close 03/30, 16:00ETQuotes delayed by 15 min
176.51MMarket Cap
11.32P/E TTM

Richmond Mutual Bancorporation Inc

13.550
+0.095+0.71%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Richmond Mutual Bancorporation Inc

Currency: USD Updated: 2026-03-27

Key Insights

Richmond Mutual Bancorporation Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 193 out of 400 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Richmond Mutual Bancorporation Inc's Score

Industry at a Glance

Industry Ranking
193 / 400
Overall Ranking
352 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Richmond Mutual Bancorporation Inc Highlights

StrengthsRisks
Richmond Mutual Bancorporation, Inc. is a holding company for First Bank Richmond, an Indiana state-chartered commercial bank. The Company's principal business consists of attracting deposits from the general public, as well as brokered deposits, and investing those funds primarily in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one-to-four-family residences, a variety of consumer loans, direct financing leases and commercial and industrial loans. It offers a full range of lending products, including multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, including home equity loans and lines of credit, and consumer loans. It also engages in lease financing, which consists of direct financing leases and is used by its commercial customers to finance purchases of equipment. It also provides trust and wealth management services.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 15.89% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 46.17M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 46.17M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 60.75%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 60.75%.
Undervalued
The company’s latest PB is 0.97, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 2.51M shares, decreasing 20.68% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 30.94K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.07.

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Richmond Mutual Bancorporation Inc is 8.36, ranking 123 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 12.38M, representing a year-over-year increase of 19.20%, while its net profit experienced a year-over-year increase of 37.68%.

Score

Industry at a Glance

Previous score
8.36
Change
0

Financials

5.76

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

7.41

Shareholder Returns

8.63

Richmond Mutual Bancorporation Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Richmond Mutual Bancorporation Inc is 6.84, ranking 315 out of 400 in the Banking Services industry. Its current P/E ratio is 11.17, which is 52.51% below the recent high of 17.03 and 34.90% above the recent low of 7.27.

Score

Industry at a Glance

Previous score
6.84
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 193/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for Richmond Mutual Bancorporation Inc. The Banking Services industry's average is 7.29.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Richmond Mutual Bancorporation Inc is 6.56, ranking 344 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 14.05 and the support level at 12.94, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.66
Change
-0.1

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(4)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.060
Neutral
RSI(14)
48.605
Neutral
STOCH(KDJ)(9,3,3)
57.764
Neutral
ATR(14)
0.331
High Vlolatility
CCI(14)
62.816
Neutral
Williams %R
33.660
Buy
TRIX(12,20)
-0.174
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
13.471
Buy
MA10
13.432
Buy
MA20
13.511
Buy
MA50
13.871
Sell
MA100
13.814
Sell
MA200
13.923
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Richmond Mutual Bancorporation Inc is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 23.93%, representing a quarter-over-quarter increase of 1.06%. The largest institutional shareholder is The Vanguard, holding a total of 559.53K shares, representing 5.33% of shares outstanding, with 6.09% decrease in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Richmond Mutual Bancorporation, Inc.ESOP
1.06M
-0.80%
Eden (Douglas Todd)
623.42K
--
The Vanguard Group, Inc.
Star Investors
580.54K
-8.79%
BlackRock Institutional Trust Company, N.A.
348.39K
+9.17%
Geode Capital Management, L.L.C.
213.34K
-6.15%
Kleer (Garry D)
167.82K
+43.97%
Stifel, Nicolaus & Company, Incorporated
127.20K
-2.78%
Dimensional Fund Advisors, L.P.
114.54K
--
State Street Investment Management (US)
112.28K
+15.29%
Keeley-Teton Advisors, LLC
Star Investors
92.17K
-4.87%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Richmond Mutual Bancorporation Inc is 4.30, ranking 334 out of 400 in the Banking Services industry. The company's beta value is 0.26. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.30
Change
0
Beta vs S&P 500 index
0.26
VaR
+2.87%
240-Day Maximum Drawdown
+13.69%
240-Day Volatility
+37.54%

Return

Best Daily Return
60 days
+3.92%
120 days
+4.54%
5 years
+15.22%
Worst Daily Return
60 days
-3.85%
120 days
-5.17%
5 years
-11.91%
Sharpe Ratio
60 days
-0.86
120 days
-0.25
5 years
+0.18

Risk Assessment

Maximum Drawdown
240 days
+13.69%
3 years
+22.85%
5 years
+51.31%
Return-to-Drawdown Ratio
240 days
+0.96
3 years
+0.56
5 years
-0.03
Skewness
240 days
+0.24
3 years
+0.43
5 years
+0.33

Volatility

Realised Volatility
240 days
+37.54%
5 years
+37.15%
Standardised True Range
240 days
+3.17%
5 years
+2.67%
Downside Risk-Adjusted Return
120 days
-40.00%
240 days
-40.00%
Maximum Daily Upside Volatility
60 days
+19.59%
Maximum Daily Downside Volatility
60 days
+16.15%

Liquidity

Average Turnover Rate
60 days
+0.50%
120 days
+0.41%
5 years
--
Turnover Deviation
20 days
-6.64%
60 days
+152.37%
120 days
+106.39%

Peer Comparison

Banking Services
Richmond Mutual Bancorporation Inc
Richmond Mutual Bancorporation Inc
RMBI
5.16 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
International Bancshares Corp
IBOC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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