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Qifu Technology Inc

QFIN

15.900USD

-0.170-1.06%

Close 01/29, 16:00（ET）Quotes delayed by 15 min

2.07BMarket Cap

2.26P/E TTM

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Qifu Technology Inc

15.900

-0.170-1.06%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Qifu Technology Inc

Currency: USD Updated: 2026-01-29

Key Insights

Qifu Technology Inc's fundamentals are relatively very healthy, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 93 out of 399 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 37.58.In the medium term, the stock price is expected to trend down.Despite a very weak market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Qifu Technology Inc's Score

Industry at a Glance

Industry Ranking

93 / 399

Overall Ranking

154 / 4540

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Qifu Technology Inc Highlights

StrengthsRisks

Qfin Holdings Inc, formerly Qifu Technology Inc, is a holding company mainly engaged in credit technology services. The Company’s services are divided into credit-driven services and platform services according to the nature of the service and the level of related credit risk. The credit-driven services match potential borrowers with financial institutions, enabling financial institutions to obtain borrowers, conduct credit evaluation, fund matching and post-loan services. The platform services include a full range of loan assistance and post-loan services under the capital-light model, intelligent marketing services, referral services, and risk management software as services (SaaS) for financial institution partners under the Intelligent Credit Engine (ICE) model.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 2.37B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 20.00%.

Undervalued

The company’s latest PB is 0.61, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 99.88M shares, decreasing 15.02% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 6.98K shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 0.65.

Analyst Rating

Based on 13 analysts

Buy

Current Rating

37.582

Target Price

+134.89%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-01-29

The current financial score of Qifu Technology Inc is 7.86, ranking 184 out of 399 in the Banking Services industry. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 738.57M, representing a year-over-year increase of 22.33%, while its net profit experienced a year-over-year increase of 18.88%.

Score

Industry at a Glance

Previous score

7.86

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

6.42

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

6.12

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.74

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Qifu Technology Inc's Company Valuation

Currency: USD Updated: 2026-01-29

The current valuation score of Qifu Technology Inc is 7.38, ranking 263 out of 399 in the Banking Services industry. Its current P/E ratio is 2.26, which is 270.07% below the recent high of 8.35 and 0.00% above the recent low of 2.26.

Score

Industry at a Glance

Previous score

7.38

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 93/399

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-01-29

The current earnings forecast score of Qifu Technology Inc is 8.62, ranking 47 out of 399 in the Banking Services industry. The average price target is 33.00, with a high of 58.00 and a low of 21.00.

Score

Industry at a Glance

Previous score

8.62

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 13 analysts

Buy

Current Rating

37.582

Target Price

+134.89%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Qifu Technology Inc

QFIN

American Express Co

AXP

Capital One Financial Corp

COF

SoFi Technologies Inc

SOFI

Synchrony Financial

SYF

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-01-29

The current price momentum score of Qifu Technology Inc is 6.52, ranking 376 out of 399 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 18.88 and the support level at 14.30, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.45

Change

0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(5)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.087

Sell

RSI(14)

26.890

Sell

STOCH(KDJ)(9,3,3)

11.951

Oversold

ATR(14)

0.567

Low Volatility

CCI(14)

-124.718

Sell

Williams %R

91.482

Oversold

TRIX(12,20)

-0.740

Sell

StochRSI(14)

1.686

Sell

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

16.158

Sell

MA10

16.411

Sell

MA20

17.329

Sell

MA50

18.617

Sell

MA100

22.678

Sell

MA200

30.858

Sell

Institutional Confidence

Currency: USD Updated: 2026-01-29

The current institutional shareholding score of Qifu Technology Inc is 7.00, ranking 59 out of 399 in the Banking Services industry. The latest institutional shareholding proportion is 76.72%, representing a quarter-over-quarter decrease of 5.34%. The largest institutional shareholder is The Vanguard, holding a total of 4.56M shares, representing 3.50% of shares outstanding, with 3.56% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Aspex Management (HK) Limited

6.52M

-1.45%

Krane Funds Advisors, LLC

6.34M

+25.07%

FountainVest China Capital Partners GP3 Ltd

6.04M

-5.19%

OLP Capital Management Limited

5.01M

-23.85%

Acadian Asset Management LLC

4.90M

-3.89%

The Vanguard Group, Inc.

Star Investors

4.56M

-2.05%

Aerovane Co, Ltd.

3.35M

+32.83%

Greenwoods Asset Management Limited

3.30M

Morgan Stanley Investment Management Inc. (US)

3.21M

+11.74%

BlackRock Institutional Trust Company, N.A.

3.13M

+5.11%

Risk Assessment

Currency: USD Updated: 2026-01-29

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Qifu Technology Inc is 5.07, ranking 287 out of 399 in the Banking Services industry. The company's beta value is 0.58. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Qifu Technology Inc’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.