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Qudian Inc

QD

3.940USD

-0.180-4.37%
Close 09/18, 16:00ETQuotes delayed by 15 min
400.44MMarket Cap
0.76P/E TTM

Qudian Inc

3.940

-0.180-4.37%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. The company is performing strongly in the stock market, with strong fundamentals and technicals supporting the momentum. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
44 / 65
Overall Ranking
339 / 4721
Industry
Financial Technology (Fintech) & Infrastructure

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Qudian Inc is a consumer-oriented technology holding company. The Company is mainly engaged in the provision of credit solutions to consumers. The Company is committed to provide consumer products and services to satisfy Chinese consumers' needs by leveraging its technology capabilities. The Company is mainly engaged in two businesses. The credit business offers small cash credit products to consumers and undertakes the related credit risk. The Company's cash credit products include short-term and unsecured lines of credit products. The ready-to-cook meal or QD Food business provides packaged ingredients and condiments, along with easy-to-follow cooking instructions for consumers. The Company mainly conducts its businesses in the domestic market.
Growing
The company is in a growing phase, with the latest annual income totaling USD 57.72M.
Overvalued
The company’s latest PB is 0.06, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 32.84M shares, decreasing 5.82% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 156.41K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 8.37, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 7.04. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 4.70M, representing a year-over-year decrease of 69.39%, while its net profit experienced a year-over-year decrease of 216.95%.

Score

Industry at a Glance

Previous score
8.37
Change
0

Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

6.97

Operational Efficiency

8.93

Growth Potential

8.59

Shareholder Returns

7.36

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 4.00, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 4.26. Its current P/E ratio is 1.30, which is 96.68% below the recent high of 2.56 and 118.20% above the recent low of -0.24.

Score

Industry at a Glance

Previous score
4.00
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 44/65
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

There is no earnings forecast score for this company; the Financial Technology (Fintech) & Infrastructure industry's average is 7.79.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

No Data
No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 6.58, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 7.00. Sideways: Currently, the stock price is trading between the resistance level at 4.66 and the support level at 3.83, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.58
Change
-0.01

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.173
Neutral
RSI(14)
40.056
Neutral
STOCH(KDJ)(9,3,3)
10.555
Oversold
ATR(14)
0.186
High Vlolatility
CCI(14)
-123.346
Sell
Williams %R
96.429
Oversold
TRIX(12,20)
-0.084
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
4.170
Sell
MA10
4.213
Sell
MA20
4.432
Sell
MA50
4.079
Sell
MA100
3.504
Buy
MA200
3.141
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 3.00, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 5.48. The latest institutional shareholding proportion is 32.31%, representing a quarter-over-quarter decrease of 1.77%. The largest institutional shareholder is Invesco, holding a total of 156.41K shares, representing 0.15% of shares outstanding, with 0.39% decrease in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Guosheng Financial Holding Inc.
12.67M
--
UBS Financial Services, Inc.
3.50M
-4.51%
Luo (Min)
2.84M
--
Acadian Asset Management LLC
3.15M
-14.68%
Dimensional Fund Advisors, L.P.
1.42M
+3.79%
Morgan Stanley & Co. LLC
1.38M
-14.75%
Taikang Asset Management (Hong Kong) Co., Ltd.
1.30M
--
Arrowstreet Capital, Limited Partnership
1.22M
-1.46%
Citi Investment Research (US)
580.42K
--
J.P. Morgan Securities LLC
364.94K
+132.68%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 4.92, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 3.60. The company's beta value is 0.64. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
4.92
Change
0
Beta vs S&P 500 index
0.64
VaR
+6.09%
240-Day Maximum Drawdown
+34.15%
240-Day Volatility
+60.21%
Return
Best Daily Return
60 days
+10.14%
120 days
+10.14%
5 years
+40.34%
Worst Daily Return
60 days
-8.55%
120 days
-12.98%
5 years
-20.71%
Sharpe Ratio
60 days
+2.21
120 days
+1.73
5 years
+0.66
Risk Assessment
Maximum Drawdown
240 days
+34.15%
3 years
+39.53%
5 years
+82.76%
Return-to-Drawdown Ratio
240 days
+2.13
3 years
+2.85
5 years
+0.45
Skewness
240 days
+2.38
3 years
+1.01
5 years
+1.58
Volatility
Realised Volatility
240 days
+60.21%
5 years
+80.63%
Standardised True Range
240 days
+3.99%
5 years
+3.00%
Downside Risk-Adjusted Return
120 days
+271.77%
240 days
+271.77%
Maximum Daily Upside Volatility
60 days
+55.74%
Maximum Daily Downside Volatility
60 days
+35.28%
Liquidity
Average Turnover Rate
60 days
+0.33%
120 days
+0.30%
5 years
--
Turnover Deviation
20 days
+11.72%
60 days
+3.32%
120 days
-6.27%

Peer Comparison

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Qudian Inc
Qudian Inc
QD
4.80 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Kaspi.kz AO
Kaspi.kz AO
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7.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dave Inc
Dave Inc
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7.74 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
ACI Worldwide Inc
ACI Worldwide Inc
ACIW
7.69 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
StoneCo Ltd
StoneCo Ltd
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7.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Pagaya Technologies Ltd
Pagaya Technologies Ltd
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7.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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