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PayPal Holdings Inc

PYPL
52.710USD
-0.400-0.75%
Close 01/30, 16:00ETQuotes delayed by 15 min
49.60BMarket Cap
10.45P/E TTM

PayPal Holdings Inc

52.710
-0.400-0.75%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of PayPal Holdings Inc

Currency: USD Updated: 2026-01-29

Key Insights

PayPal Holdings Inc's fundamentals are relatively healthy, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 64 out of 156 in the Professional & Commercial Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 73.64.In the medium term, the stock price is expected to trend down.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

PayPal Holdings Inc's Score

Industry at a Glance

Industry Ranking
64 / 156
Overall Ranking
177 / 4540
Industry
Professional & Commercial Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

7°C

Very Low
Very High
Negative-

PayPal Holdings Inc Highlights

StrengthsRisks
PayPal Holdings, Inc. offers a technology platform. The Company’s products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, online or offline, including mobile. It provides consumers with a digital wallet that enables them to send payments to merchants securely using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, its consumer credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products. It operates a global, two-sided network at scale that connects consumers and merchants with 434 million active accounts across approximately 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It offers financing products through the PayPal Working Capital (PPWC) and PayPal Business Loan (PPBL).
Industry Leader
The company's revenue leads the industry, with the latest annual revenue totaling USD 31.80B.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 15.55% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 31.80B.
Undervalued
The company’s latest PE is 10.53, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 756.40M shares, decreasing 5.71% quarter-over-quarter.
Held by David G. Herro
Star Investor David G. Herro holds 59.53K shares of this stock.

Analyst Rating

Based on 44 analysts
Hold
Current Rating
73.638
Target Price
+32.66%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-01-29

The current financial score of PayPal Holdings Inc is 7.83, ranking 45 out of 156 in the Professional & Commercial Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 8.42B, representing a year-over-year increase of 7.26%, while its net profit experienced a year-over-year increase of 23.56%.

Score

Industry at a Glance

Previous score
7.83
Change
0

Financials

7.80

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

7.76

Operational Efficiency

8.24

Growth Potential

8.11

Shareholder Returns

7.23

PayPal Holdings Inc's Company Valuation

Currency: USD Updated: 2026-01-29

The current valuation score of PayPal Holdings Inc is 7.44, ranking 74 out of 156 in the Professional & Commercial Services industry. Its current P/E ratio is 10.53, which is 293.84% below the recent high of 41.48 and 0.00% above the recent low of 10.53.

Score

Industry at a Glance

Previous score
7.44
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 64/156
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-01-29

The current earnings forecast score of PayPal Holdings Inc is 6.55, ranking 116 out of 156 in the Professional & Commercial Services industry. The average price target is 78.00, with a high of 120.00 and a low of 56.00.

Score

Industry at a Glance

Previous score
6.55
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 44 analysts
Hold
Current Rating
73.638
Target Price
+32.66%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

78
Total
5
Median
8
Average
Company name
Ratings
Analysts
PayPal Holdings Inc
PYPL
44
Block Inc
XYZ
44
Visa Inc
V
41
Fiserv Ord Shs
FISV
36
Fiserv Inc
FI
36
Global Payments Inc
GPN
32
1
2
3
...
16

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-01-29

The current price momentum score of PayPal Holdings Inc is 6.51, ranking 117 out of 156 in the Professional & Commercial Services industry. Currently, the stock price is trading between the resistance level at 57.99 and the support level at 50.38, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.42
Change
0.09

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.547
Sell
RSI(14)
27.924
Sell
STOCH(KDJ)(9,3,3)
14.179
Oversold
ATR(14)
1.263
High Vlolatility
CCI(14)
-188.939
Sell
Williams %R
89.142
Oversold
TRIX(12,20)
-0.359
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
54.398
Sell
MA10
55.362
Sell
MA20
56.677
Sell
MA50
59.084
Sell
MA100
63.693
Sell
MA200
67.136
Sell

Institutional Confidence

Currency: USD Updated: 2026-01-29

The current institutional shareholding score of PayPal Holdings Inc is 7.00, ranking 77 out of 156 in the Professional & Commercial Services industry. The latest institutional shareholding proportion is 80.84%, representing a quarter-over-quarter decrease of 2.20%. The largest institutional shareholder is The Vanguard, holding a total of 84.40M shares, representing 9.02% of shares outstanding, with 2.26% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
84.40M
-1.52%
BlackRock Institutional Trust Company, N.A.
44.75M
-1.19%
State Street Investment Management (US)
43.22M
-0.89%
Capital Research Global Investors
27.95M
+2.33%
Comprehensive Financial Management LLC
27.12M
--
Geode Capital Management, L.L.C.
21.77M
-0.75%
Invesco Capital Management (QQQ Trust)
20.99M
+4.82%
Norges Bank Investment Management (NBIM)
12.40M
-2.59%
Artisan Partners Limited Partnership
10.79M
-10.05%
BlackRock Investment Management (UK) Ltd.
9.78M
+11.21%
1
2

Risk Assessment

Currency: USD Updated: 2026-01-29

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Professional & Commercial Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of PayPal Holdings Inc is 6.96, ranking 59 out of 156 in the Professional & Commercial Services industry. The company's beta value is 1.44. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. PayPal Holdings Inc’s latest ESG disclosure is at an average level in the Professional & Commercial Services industry, showing no material impact on overall risk.

Score

Industry at a Glance

Previous score
6.96
Change
0
Beta vs S&P 500 index
1.44
VaR
+3.93%
240-Day Maximum Drawdown
+32.45%
240-Day Volatility
+35.49%

Return

Best Daily Return
60 days
+4.24%
120 days
+4.66%
5 years
+12.18%
Worst Daily Return
60 days
-3.86%
120 days
-7.80%
5 years
-24.59%
Sharpe Ratio
60 days
-3.70
120 days
-1.63
5 years
-0.61

Risk Assessment

Maximum Drawdown
240 days
+32.45%
3 years
+42.15%
5 years
+83.67%
Return-to-Drawdown Ratio
240 days
-0.94
3 years
-0.23
5 years
-0.19
Skewness
240 days
-0.13
3 years
-0.82
5 years
-0.81

Volatility

Realised Volatility
240 days
+35.49%
5 years
+40.18%
Standardised True Range
240 days
+3.75%
5 years
+6.19%
Downside Risk-Adjusted Return
120 days
-244.48%
240 days
-244.48%
Maximum Daily Upside Volatility
60 days
+18.34%
Maximum Daily Downside Volatility
60 days
+18.63%

Liquidity

Average Turnover Rate
60 days
+1.08%
120 days
+1.07%
5 years
--
Turnover Deviation
20 days
-22.12%
60 days
-11.49%
120 days
-12.12%

Peer Comparison

Professional & Commercial Services
PayPal Holdings Inc
PayPal Holdings Inc
PYPL
7.08 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Brady Corp
Brady Corp
BRC
8.78 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Maximus Inc
Maximus Inc
MMS
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Ennis Inc
Ennis Inc
EBF
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Brinks Co
Brinks Co
BCO
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
RB Global Inc
RB Global Inc
RBA
8.44 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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