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PRA Group Inc

PRAA
16.850USD
-0.760-4.32%
Close 03/27, 16:00ETQuotes delayed by 15 min
289.40MMarket Cap
LossP/E TTM

PRA Group Inc

16.850
-0.760-4.32%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of PRA Group Inc

Currency: USD Updated: 2026-03-27

Key Insights

PRA Group Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 73 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 26.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

PRA Group Inc's Score

Industry at a Glance

Industry Ranking
73 / 400
Overall Ranking
134 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

PRA Group Inc Highlights

StrengthsRisks
PRA Group, Inc. is a global financial services company with operations based primarily in the Americas, Europe and Australia. The Company’s primary business is the purchase, collection and management of portfolios of nonperforming loans. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit originators. The Company’s nonperforming loan portfolio comprises Core and Insolvency portfolios. Core operation specializes in purchasing and collecting nonperforming loans, which it purchases since the credit originators have chosen not to pursue, or have been unsuccessful in, collecting the full balance owed. Insolvency operations consist primarily of purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding, or the equivalent thereof, in certain European countries. It also provides fee-based services on class action claims recoveries in the United States.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 58.23% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 960.71M.
Turnaround to Loss
The company's performance has turned to a loss, with the latest annual loss of USD .
Fairly Valued
The company’s latest PB is 0.66, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 38.18M shares, decreasing 11.56% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 635.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.02.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
26.000
Target Price
+47.64%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of PRA Group Inc is 6.83, ranking 241 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 272.51M, representing a year-over-year increase of 15.57%, while its net profit experienced a year-over-year increase of 206.29%.

Score

Industry at a Glance

Previous score
6.83
Change
0

Financials

8.31

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.70

Operational Efficiency

5.15

Growth Potential

8.24

Shareholder Returns

6.79

PRA Group Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of PRA Group Inc is 8.55, ranking 81 out of 400 in the Banking Services industry. Its current P/E ratio is -2.16, which is -12282.62% below the recent high of 263.52 and -2190.74% above the recent low of -49.55.

Score

Industry at a Glance

Previous score
8.55
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 73/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of PRA Group Inc is 6.67, ranking 234 out of 400 in the Banking Services industry. The average price target is 24.00, with a high of 26.00 and a low of 18.00.

Score

Industry at a Glance

Previous score
6.67
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
26.000
Target Price
+47.64%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

15
Total
4
Median
4
Average
Company name
Ratings
Analysts
PRA Group Inc
PRAA
3
AerCap Holdings NV
AER
10
Runway Growth Finance Corp
RWAY
10
NewtekOne Inc
NEWT
7
Jefferson Capital Inc
JCAP
7
MSC Income Fund Inc
MSIF
7
1
2
3

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of PRA Group Inc is 7.22, ranking 125 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 18.95 and the support level at 14.89, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.98
Change
-1.76

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.294
Neutral
RSI(14)
53.015
Neutral
STOCH(KDJ)(9,3,3)
29.028
Sell
ATR(14)
0.795
High Vlolatility
CCI(14)
-100.003
Sell
Williams %R
89.655
Oversold
TRIX(12,20)
1.108
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
17.696
Sell
MA10
17.592
Sell
MA20
17.555
Sell
MA50
14.796
Buy
MA100
15.649
Buy
MA200
15.594
Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of PRA Group Inc is 10.00, ranking 1 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 97.85%, representing a quarter-over-quarter decrease of 0.96%. The largest institutional shareholder is The Vanguard, holding a total of 2.86M shares, representing 7.44% of shares outstanding, with 31.31% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
5.82M
-2.19%
T. Rowe Price Investment Management, Inc.
3.57M
-0.26%
Topline Capital Management, LLC
2.62M
+16.22%
The Vanguard Group, Inc.
Star Investors
2.90M
-20.88%
Global Alpha Capital Management Ltd.
2.10M
-0.52%
Dimensional Fund Advisors, L.P.
2.03M
-0.93%
State Street Investment Management (US)
1.49M
-0.77%
Wellington Management Company, LLP
1.14M
+13.80%
Geode Capital Management, L.L.C.
959.83K
-0.11%
RBC Global Asset Management (U.S.) Inc.
966.16K
-1.20%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of PRA Group Inc is 5.85, ranking 254 out of 400 in the Banking Services industry. The company's beta value is 1.16. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
5.85
Change
0
Beta vs S&P 500 index
1.12
VaR
+4.14%
240-Day Maximum Drawdown
+46.01%
240-Day Volatility
+64.58%

Return

Best Daily Return
60 days
+24.31%
120 days
+24.31%
5 years
+24.31%
Worst Daily Return
60 days
-18.06%
120 days
-18.06%
5 years
-30.36%
Sharpe Ratio
60 days
+0.15
120 days
+0.68
5 years
-0.11

Risk Assessment

Maximum Drawdown
240 days
+46.01%
3 years
+62.79%
5 years
+79.35%
Return-to-Drawdown Ratio
240 days
+0.02
3 years
-0.04
5 years
-0.15
Skewness
240 days
-1.00
3 years
-0.15
5 years
-1.03

Volatility

Realised Volatility
240 days
+64.58%
5 years
+52.36%
Standardised True Range
240 days
+4.24%
5 years
+5.80%
Downside Risk-Adjusted Return
120 days
+97.94%
240 days
+97.94%
Maximum Daily Upside Volatility
60 days
+70.98%
Maximum Daily Downside Volatility
60 days
+60.48%

Liquidity

Average Turnover Rate
60 days
+0.92%
120 days
+1.08%
5 years
--
Turnover Deviation
20 days
+2.03%
60 days
+23.74%
120 days
+45.15%

Peer Comparison

Banking Services
PRA Group Inc
PRA Group Inc
PRAA
7.35 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
International Bancshares Corp
IBOC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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