Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.099
Buy
RSI(14)
56.734
Neutral
STOCH(KDJ)(9,3,3)
44.025
Neutral
ATR(14)
0.779
High Vlolatility
CCI(14)
23.142
Neutral
Williams %R
19.935
Overbought
TRIX(12,20)
0.472
Sell
StochRSI(14)
59.578
Buy
PRA Group Inc
PRAA15.970USD
+0.780+5.13%
Close 11/25, 16:00（ET）Quotes delayed by 15 min
624.16MMarket Cap
LossP/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of PRA Group Inc
Currency: USD Updated: 2025-11-25Key Insights
The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a good stock market performance and strong technicals, the fundamentals don't support the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
PRA Group Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
4
analysts
Buy
Current Rating
22.667
Target Price
+49.22%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
PRA Group Inc Highlights
StrengthsRisks
PRA Group, Inc. is a financial and business services company with operations based primarily in the Americas and Europe and Australia. The Company’s primary business is the purchase, collection and management of portfolios of nonperforming loans. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit originators. It purchases portfolios of nonperforming loans at a discount in two categories: Core and Insolvency. Core operation specializes in purchasing and collecting nonperforming loans, which it purchases since the credit originators have chosen not to pursue, or have been unsuccessful in, collecting the full balance owed. Insolvency operation consists primarily of purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding, or the equivalent thereof, in certain European countries. It also provides fee-based services on class action claims recoveries in the United States.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 15.47% year-on-year.
Turnaround to Profit
The company's performance has turned profitable, with the latest annual net income of USD .
Fairly Valued
The company’s latest PB is 0.67, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 38.62M shares, decreasing 10.88% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 561.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.02.
Financial Health
Currency: USD Updated: 2025-11-25The company's current financial score is 5.97, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 247.97M, representing a year-over-year increase of 9.95%, while its net profit experienced a year-over-year increase of 1601.45%.
Score
Financials
5.82
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
4.90
Operational Efficiency
5.32
Growth Potential
6.71
Shareholder Returns
7.11
PRA Group Inc's Company Valuation
Currency: USD Updated: 2025-11-25The company’s current valuation score is 8.55, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is -1.83, which is -14507.99% below the recent high of 263.52 and -2609.19% above the recent low of -49.55.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 87/405
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-11-25The company’s current earnings forecast score is 7.00, which is lower than the Banking Services industry's average of 7.42. The average price target for PRA Group Inc is 24.00, with a high of 26.00 and a low of 18.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
4
analysts
Buy
Current Rating
22.667
Target Price
+49.22%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
15
Total
4
Median
4
Average
Company name
Ratings
Analysts
PRA Group Inc
PRAA
4
Runway Growth Finance Corp
RWAY
11
AerCap Holdings NV
AER
9
NewtekOne Inc
NEWT
7
MSC Income Fund Inc
MSIF
7
Jefferson Capital Inc
JCAP
5
1
2
3
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-11-25The company’s current price momentum score is 8.87, which is higher than the Banking Services industry's average of 8.61. Sideways: Currently, the stock price is trading between the resistance level at 17.59 and the support level at 13.32, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
15.628
Buy
MA10
15.873
Buy
MA20
15.050
Buy
MA50
14.947
Buy
MA100
15.590
Buy
MA200
16.613
Sell
Institutional Confidence
Currency: USD Updated: 2025-11-25The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 98.81%, representing a quarter-over-quarter decrease of 2.13%. The largest institutional shareholder is The Vanguard, holding a total of 2.90M shares, representing 7.43% of shares outstanding, with 31.34% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
T. Rowe Price Investment Management, Inc.
Topline Capital Management, LLC
Global Alpha Capital Management Ltd.
Dimensional Fund Advisors, L.P.
State Street Investment Management (US)
Wellington Management Company, LLP
RBC Global Asset Management (U.S.) Inc.
Geode Capital Management, L.L.C.
1
2
Risk Assessment
Currency: USD Updated: 2025-11-25The company’s current risk assessment score is 5.49, which is lower than the Banking Services industry's average of 6.44. The company's beta value is 1.27. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.27
VaR
+3.94%
240-Day Maximum Drawdown
+45.55%
240-Day Volatility
+62.38%
Return
Best Daily Return
60 days
+7.94%
120 days
+7.94%
5 years
+16.64%
Worst Daily Return
60 days
-10.99%
120 days
-10.99%
5 years
-30.36%
Sharpe Ratio
60 days
-0.31
120 days
+0.72
5 years
-0.13
Risk Assessment
Maximum Drawdown
240 days
+45.55%
3 years
+71.08%
5 years
+75.60%
Return-to-Drawdown Ratio
240 days
-0.54
3 years
-0.26
5 years
-0.15
Skewness
240 days
-2.46
3 years
-1.49
5 years
-1.62
Volatility
Realised Volatility
240 days
+62.38%
5 years
+50.40%
Standardised True Range
240 days
+4.82%
5 years
+6.22%
Downside Risk-Adjusted Return
120 days
+112.52%
240 days
+112.52%
Maximum Daily Upside Volatility
60 days
+35.12%
Maximum Daily Downside Volatility
60 days
+39.69%
Liquidity
Average Turnover Rate
60 days
+0.92%
120 days
+1.08%
5 years
--
Turnover Deviation
20 days
+2.03%
60 days
+23.74%
120 days
+45.15%
Peer Comparison
Banking Services
PRA Group Inc
PRAA
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.94 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB
8.75 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMBF
8.75 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Webster Financial Corp
WBS
8.75 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of PRA Group Inc?
The TradingKey Stock Score provides a comprehensive assessment of PRA Group Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of PRA Group Inc’s performance and outlook.
How do we generate the financial health score of PRA Group Inc?
To generate the financial health score of PRA Group Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects PRA Group Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of PRA Group Inc.
How do we generate the company valuation score of PRA Group Inc?
To generate the company valuation score of PRA Group Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare PRA Group Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of PRA Group Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of PRA Group Inc.
How do we generate the earnings forecast score of PRA Group Inc?
To calculate the earnings forecast score of PRA Group Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on PRA Group Inc’s future.
How do we generate the price momentum score of PRA Group Inc?
When generating the price momentum score for PRA Group Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of PRA Group Inc’s prices. A higher score indicates a more stable short-term price trend for PRA Group Inc.
How do we generate the institutional confidence score of PRA Group Inc?
To generate the institutional confidence score of PRA Group Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about PRA Group Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of PRA Group Inc.
How do we generate the risk management score of PRA Group Inc?
To assess the risk management score of PRA Group Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of PRA Group Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of PRA Group Inc.
