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PRA Group Inc

PRAA

17.090USD

-0.050-0.29%
Market hours ETQuotes delayed by 15 min
667.77MMarket Cap
9.43P/E TTM

PRA Group Inc

17.090

-0.050-0.29%

TradingKey Stock Score

Financial Health

Valuation Dimension

Forecast

Momentum

Institutional Confidence

Risk Assessment

Peers

TradingKey Stock Score

Financial Health

Valuation Dimension

Forecast

Momentum

Institutional Confidence

Risk Assessment

Peers

TradingKey Stock Score

Currency: USD Updated2025-08-26

Key Insights

The company's fundamentals are relatively healthy.Its valuation is considered fairly valued,and institutional recognition is very high.Over the past 30 days, multiple analysts have rated the company as a Buy.Despite a weak stock market performance, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
92 / 524
Overall Ranking
112 / 4755
Industry
Banking & Investment Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analysts' Target

Based on 4 analysts
Buy
Current Rating
25.667
Target Price
+48.88%
Upside Space
Disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
PRA Group, Inc. is a financial and business services company with operations based primarily in the Americas and Europe and Australia. The Company’s primary business is the purchase, collection and management of portfolios of nonperforming loans. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit originators. It purchases portfolios of nonperforming loans at a discount in two categories: Core and Insolvency. Core operation specializes in purchasing and collecting nonperforming loans, which it purchases since the credit originators have chosen not to pursue, or have been unsuccessful in, collecting the full balance owed. Insolvency operation consists primarily of purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding, or the equivalent thereof, in certain European countries. It also provides fee-based services on class action claims recoveries in the United States.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 15.47% year-on-year.
Turnaround to Profit
The company's performance has turned profitable, with the latest annual net income of USD 70.60M.%!(EXTRA int=2)
Fairly Valued
The company’s latest is 7.37, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 39.45M shares, decreasing 9.87% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 3.66M shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.08.

Financial Health

Currency: USD Updated2025-08-26

The company's current financial score is 6.41, which is lower than the Banking & Investment Services industry's average of 7.33. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 211.92M, representing a year-over-year increase of 6.65%, while its net profit experienced a year-over-year increase of 5.29%.

Score

Industry at a Glance

Previous score
6.41
Change
0

Financials

6.48

Related Indicators

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

3.87

Operational Efficiency

7.44

Growth Potential

7.19

Shareholder Returns

7.10

Valuation Dimension

Currency: USD Updated2025-08-26

The company’s current valuation score is 6.40, which is higher than the Banking & Investment Services industry's average of 5.18. Its current P/E ratio is 7.37, which is 84.65% below the recent high of 13.62 and 248.94% above the recent low of -10.98.

Score

Industry at a Glance

Previous score
6.40
Change
0

Valuation Dimension

P/E

P/B

P/S

P/CF

Industry Ranking 92/524
No Data

Forecast

Currency: USD Updated2025-08-26

The company’s current earnings forecast score is 7.00, which is lower than the Banking & Investment Services industry's average of 7.34. The average price target for PRA Group Inc is 24.00, with a high of 33.00 and a low of 20.00.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts
Buy
Current Rating
25.667
Target Price
+48.88%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

15
Total
5
Median
4
Average
Company name
Ratings
Analysts
PRA Group Inc
PRAA
4
Runway Growth Finance Corp
RWAY
10
AerCap Holdings NV
AER
10
Air Lease Corp
AL
7
NewtekOne Inc
NEWT
6
MSC Income Fund Inc
MSIF
6
1
2
3

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Momentum

Currency: USD Updated2025-08-26

The company’s current price momentum score is 8.82, which is higher than the Banking & Investment Services industry's average of 8.70. Sideways: Currently, the stock price is trading between the resistance level at 18.96 and the support level at 14.94, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.83
Change
-0.01

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.239
Buy
RSI(14)
62.728
Neutral
STOCH(KDJ)(9,3,3)
80.496
Neutral
ATR(14)
0.597
High Vlolatility
CCI(14)
136.955
Buy
Williams %R
15.214
Overbought
TRIX(12,20)
0.312
Sell
StochRSI(14)
73.544
Sell
Moving Average
Sell(1)
Neutral(0)
Buy(5)
Indicators
Value
Direction
MA5
16.828
Buy
MA10
16.642
Buy
MA20
16.077
Buy
MA50
15.687
Buy
MA100
15.805
Buy
MA200
18.612
Sell

Institutional Confidence

Currency: USD Updated2025-08-26

The company’s current institutional recognition score is 10.00, which is higher than the Banking & Investment Services industry's average of 6.35. The latest institutional shareholding proportion is 100.95%, representing a quarter-over-quarter decrease of 2.86%. The largest institutional shareholder is The Vanguard, holding a total of 3.66M shares, representing 9.37% of shares outstanding, with 13.35% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
6.07M
+5.05%
The Vanguard Group, Inc.
Star Investors
4.30M
+0.51%
T. Rowe Price Investment Management, Inc.
1.88M
+1.16%
Topline Capital Management, LLC
838.92K
--
Global Alpha Capital Management Ltd.
2.02M
+6.45%
Dimensional Fund Advisors, L.P.
2.03M
+5.01%
State Street Global Advisors (US)
1.50M
-4.89%
Wellington Management Company, LLP
3.88M
+3.22%
RBC Global Asset Management (U.S.) Inc.
955.17K
-5.61%
Geode Capital Management, L.L.C.
946.64K
+2.65%
1
2

Risk Assessment

Currency: USD Updated2025-08-26

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking & Investment Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 3.58, which is lower than the Banking & Investment Services industry's average of 5.16. The company's beta value is 1.51. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
3.58
Change
0
Beta vs S&P 500 index
1.51
VaR
+3.91%
240-Day Maximum Drawdown
+46.28%
240-Day Volatility
+63.34%
Return
Best Daily Return
60 days
+7.17%
120 days
+11.08%
5 years
+16.64%
Worst Daily Return
60 days
-2.96%
120 days
-29.32%
5 years
-30.36%
Sharpe Ratio
60 days
+2.42
120 days
-0.09
5 years
-0.13
Risk Assessment
Maximum Drawdown
240 days
+46.28%
3 years
+71.08%
5 years
+75.60%
Return-to-Drawdown Ratio
240 days
-0.34
3 years
-0.22
5 years
-0.14
Skewness
240 days
-1.91
3 years
-1.59
5 years
-1.68
Volatility
Realised Volatility
240 days
+63.34%
5 years
+49.94%
Standardised True Range
240 days
+4.97%
5 years
+6.00%
Downside Risk-Adjusted Return
120 days
-8.82%
240 days
-8.82%
Maximum Daily Upside Volatility
60 days
+46.57%
Maximum Daily Downside Volatility
60 days
+22.76%
Liquidity
Average Turnover Rate
60 days
+0.98%
120 days
+1.10%
5 years
--
Turnover Deviation
20 days
+7.69%
60 days
+30.57%
120 days
+46.07%

Peers

Currency: USD Updated2025-08-26
PRA Group Inc
PRA Group Inc
PRAA
7.08 /10
Score
Financial Health
Valuation Dimension
Forecast
Momentum
Institutional Confidence
Risk Assessment
Bank of New York Mellon Corp
Bank of New York Mellon Corp
BK
8.20 /10
Score
Financial Health
Valuation Dimension
Forecast
Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.11 /10
Score
Financial Health
Valuation Dimension
Forecast
Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.09 /10
Score
Financial Health
Valuation Dimension
Forecast
Momentum
Institutional Confidence
Risk Assessment
Affiliated Managers Group Inc
Affiliated Managers Group Inc
AMG
8.08 /10
Score
Financial Health
Valuation Dimension
Forecast
Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.07 /10
Score
Financial Health
Valuation Dimension
Forecast
Momentum
Institutional Confidence
Risk Assessment
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The Stock Score data is powered by TradingKey and updated daily. Rating data is sourced from LESG. Please use the data with caution for reference purposes only.

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