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PRA Group Inc

PRAA
13.390USD
-0.340-2.48%
Close 10/10, 16:00ETQuotes delayed by 15 min
523.20MMarket Cap
5.71P/E TTM

PRA Group Inc

13.390
-0.340-2.48%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of PRA Group Inc

Currency: USD Updated: 2025-10-10

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a very weak stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

PRA Group Inc's Score

Industry at a Glance

Industry Ranking
88 / 398
Overall Ranking
160 / 4697
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 4 analysts
Buy
Current Rating
25.667
Target Price
+91.69%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

PRA Group Inc Highlights

StrengthsRisks
PRA Group, Inc. is a financial and business services company with operations based primarily in the Americas and Europe and Australia. The Company’s primary business is the purchase, collection and management of portfolios of nonperforming loans. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit originators. It purchases portfolios of nonperforming loans at a discount in two categories: Core and Insolvency. Core operation specializes in purchasing and collecting nonperforming loans, which it purchases since the credit originators have chosen not to pursue, or have been unsuccessful in, collecting the full balance owed. Insolvency operation consists primarily of purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding, or the equivalent thereof, in certain European countries. It also provides fee-based services on class action claims recoveries in the United States.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 15.47% year-on-year.
Turnaround to Profit
The company's performance has turned profitable, with the latest annual net income of USD .
Undervalued
The company’s latest PB is 0.39, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 39.57M shares, decreasing 9.87% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 557.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.02.

Financial Health

Currency: USD Updated: 2025-10-10

The company's current financial score is 5.97, which is lower than the Banking Services industry's average of 7.04. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 228.30M, representing a year-over-year decrease of 1.31%, while its net profit experienced a year-over-year decrease of 96.94%.

Score

Industry at a Glance

Previous score
5.97
Change
0

Financials

5.82

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

4.90

Operational Efficiency

5.32

Growth Potential

6.71

Shareholder Returns

7.11

PRA Group Inc's Company Valuation

Currency: USD Updated: 2025-10-10

The company’s current valuation score is 8.55, which is higher than the Banking Services industry's average of 7.68. Its current P/E ratio is 5.76, which is 4474.56% below the recent high of 263.52 and 960.17% above the recent low of -49.55.

Score

Industry at a Glance

Previous score
8.55
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 88/398
No Data

Earnings Forecast

Currency: USD Updated: 2025-10-10

The company’s current earnings forecast score is 7.00, which is lower than the Banking Services industry's average of 7.40. The average price target for PRA Group Inc is 24.00, with a high of 33.00 and a low of 20.00.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts
Buy
Current Rating
25.667
Target Price
+91.69%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

15
Total
4
Median
4
Average
Company name
Ratings
Analysts
PRA Group Inc
PRAA
4
Runway Growth Finance Corp
RWAY
11
AerCap Holdings NV
AER
9
NewtekOne Inc
NEWT
7
MSC Income Fund Inc
MSIF
6
Jefferson Capital Inc
JCAP
5
1
2
3

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-10

The company’s current price momentum score is 6.41, which is lower than the Banking Services industry's average of 6.62. Sideways: Currently, the stock price is trading between the resistance level at 16.11 and the support level at 12.02, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.40
Change
0.01

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.524
Sell
RSI(14)
21.614
Sell
STOCH(KDJ)(9,3,3)
2.698
Oversold
ATR(14)
0.581
Low Volatility
CCI(14)
-123.040
Sell
Williams %R
99.458
Oversold
TRIX(12,20)
-0.664
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
13.820
Sell
MA10
14.562
Sell
MA20
15.520
Sell
MA50
16.104
Sell
MA100
15.568
Sell
MA200
17.672
Sell

Institutional Confidence

Currency: USD Updated: 2025-10-10

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.34. The latest institutional shareholding proportion is 101.28%, representing a quarter-over-quarter increase of 0.33%. The largest institutional shareholder is The Vanguard, holding a total of 3.66M shares, representing 9.37% of shares outstanding, with 13.35% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
5.95M
-1.96%
The Vanguard Group, Inc.
Star Investors
3.66M
-14.75%
T. Rowe Price Investment Management, Inc.
3.57M
+89.78%
Topline Capital Management, LLC
2.25M
+168.28%
Global Alpha Capital Management Ltd.
2.11M
+4.64%
Dimensional Fund Advisors, L.P.
2.05M
+0.81%
State Street Global Advisors (US)
1.51M
+0.23%
Wellington Management Company, LLP
1.00M
-74.19%
RBC Global Asset Management (U.S.) Inc.
977.85K
+2.37%
Geode Capital Management, L.L.C.
960.84K
+1.50%
1
2

Risk Assessment

Currency: USD Updated: 2025-10-10

The company’s current risk assessment score is 6.10, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 1.43. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.10
Change
0
Beta vs S&P 500 index
1.43
VaR
+3.91%
240-Day Maximum Drawdown
+46.28%
240-Day Volatility
+62.39%

Return

Best Daily Return
60 days
+7.17%
120 days
+10.57%
5 years
+16.64%
Worst Daily Return
60 days
-4.65%
120 days
-29.32%
5 years
-30.36%
Sharpe Ratio
60 days
-1.56
120 days
-0.53
5 years
-0.25

Risk Assessment

Maximum Drawdown
240 days
+46.28%
3 years
+71.08%
5 years
+75.60%
Return-to-Drawdown Ratio
240 days
-0.65
3 years
-0.28
5 years
-0.17
Skewness
240 days
-1.98
3 years
-1.57
5 years
-1.67

Volatility

Realised Volatility
240 days
+62.39%
5 years
+49.97%
Standardised True Range
240 days
+5.98%
5 years
+7.50%
Downside Risk-Adjusted Return
120 days
-51.40%
240 days
-51.40%
Maximum Daily Upside Volatility
60 days
+45.47%
Maximum Daily Downside Volatility
60 days
+22.78%

Liquidity

Average Turnover Rate
60 days
+0.92%
120 days
+1.08%
5 years
--
Turnover Deviation
20 days
+2.03%
60 days
+23.74%
120 days
+45.15%

Peer Comparison

Banking Services
PRA Group Inc
PRA Group Inc
PRAA
7.07 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.46 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.40 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bank Ozk
Bank Ozk
OZK
8.36 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
8.33 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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