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PennyMac Financial Services Inc

PFSI

124.920USD

-1.940-1.53%

Close 11/05, 16:00（ET）Quotes delayed by 15 min

6.48BMarket Cap

12.99P/E TTM



PennyMac Financial Services Inc

124.920

-1.940-1.53%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of PennyMac Financial Services Inc

Currency: USD Updated: 2025-11-04

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

PennyMac Financial Services Inc's Score

Industry at a Glance

Industry Ranking

62 / 407

Overall Ranking

132 / 4616

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 8 analysts

Buy

Current Rating

138.571

Target Price

+9.25%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

PennyMac Financial Services Inc Highlights

StrengthsRisks

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through three segments: production, servicing (together, production and servicing comprise its mortgage banking activities) and investment management. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). The servicing segment performs loan servicing for both newly originated loans it is holding for sale and loans its services for others, including for PMT. The investment management segment performs investment management activities for PMT, which include the activities associated with investment asset acquisitions and dispositions such as sourcing, due diligence, negotiation and settlement.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 16.75%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 16.75%.

Overvalued

The company’s latest PB is 1.56, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 31.33M shares, decreasing 7.06% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 261.00 shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-04

The company's current financial score is 6.59, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 882.81M, representing a year-over-year increase of 40.27%, while its net profit experienced a year-over-year increase of 161.65%.

Score

Industry at a Glance

Previous score

6.59

Change



Financials

5.37

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

8.19

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.80

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.37

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.24

Key Metrics

Free cash flow

No Data

PennyMac Financial Services Inc's Company Valuation

Currency: USD Updated: 2025-11-04

The company’s current valuation score is 7.84, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 13.11, which is 161.19% below the recent high of 34.24 and 52.48% above the recent low of 6.23.

Score

Industry at a Glance

Previous score

7.84

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 62/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-04

The company’s current earnings forecast score is 7.50, which is higher than the Banking Services industry's average of 7.41. The average price target for PennyMac Financial Services Inc is 138.00, with a high of 145.00 and a low of 135.00.

Score

Industry at a Glance

Previous score

7.50

Change

Support & Resistance

No Data

Analyst Rating

Based on 8 analysts

Buy

Current Rating

138.571

Target Price

+9.23%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

PennyMac Financial Services Inc

PFSI

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-04

The company’s current price momentum score is 8.89, which is higher than the Banking Services industry's average of 7.26. Sideways: Currently, the stock price is trading between the resistance level at 136.10 and the support level at 116.09, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.95

Change

-0.06

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.081

Neutral

RSI(14)

56.358

Neutral

STOCH(KDJ)(9,3,3)

38.587

Sell

ATR(14)

4.354

High Vlolatility

CCI(14)

6.791

Neutral

Williams %R

41.825

Buy

TRIX(12,20)

0.282

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

126.184

Sell

MA10

128.486

Sell

MA20

123.460

Buy

MA50

121.380

Buy

MA100

110.668

Buy

MA200

105.244

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-04

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.28. The latest institutional shareholding proportion is 60.29%, representing a quarter-over-quarter decrease of 38.10%. The largest institutional shareholder is The Vanguard, holding a total of 2.89M shares, representing 5.55% of shares outstanding, with 0.67% decrease in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

HC Partners LLC

15.74M

MFN Partners Management LP

4.53M

T. Rowe Price Investment Management, Inc.

4.42M

+2.98%

The Vanguard Group, Inc.

Star Investors

2.89M

+0.96%

BlackRock Institutional Trust Company, N.A.

1.96M

+2.76%

Dimensional Fund Advisors, L.P.

1.86M

-4.38%

Fidelity Management & Research Company LLC

1.39M

+10.56%

Invesco Advisers, Inc.

1.21M

-0.34%

State Street Investment Management (US)

891.24K

-4.28%

Geode Capital Management, L.L.C.

721.76K

+6.04%

Risk Assessment

Currency: USD Updated: 2025-11-04

The company’s current risk assessment score is 8.56, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 1.59. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.