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PennyMac Financial Services Inc

PFSI

95.600USD

-1.920-1.97%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

4.98BMarket Cap

9.87P/E TTM



PennyMac Financial Services Inc

95.600

-1.920-1.97%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of PennyMac Financial Services Inc

Currency: USD Updated: 2026-02-06

Key Insights

PennyMac Financial Services Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 135 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 133.00.In the medium term, the stock price is expected to trend down.Despite a very weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

PennyMac Financial Services Inc's Score

Industry at a Glance

Industry Ranking

135 / 397

Overall Ranking

204 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

PennyMac Financial Services Inc Highlights

StrengthsRisks

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs loan servicing for both newly originated loans it is holding for sale and loans its services for others, including for PMT. Its loan servicing segment performs loan administration, collection, and default management activities.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 47.47% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 3.01B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 16.75%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 16.75%.

Undervalued

The company’s latest PB is 1.16, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 33.05M shares, decreasing 2.06% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 266.00 shares of this stock.

Analyst Rating

Based on 9 analysts

Buy

Current Rating

133.000

Target Price

+36.38%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of PennyMac Financial Services Inc is 5.58, ranking 313 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 801.00M, representing a year-over-year increase of 14.70%, while its net profit experienced a year-over-year increase of 2.24%.

Score

Industry at a Glance

Previous score

5.58

Change



Financials

7.93

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.57

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

3.03

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

9.41

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.96

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

PennyMac Financial Services Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of PennyMac Financial Services Inc is 7.84, ranking 183 out of 397 in the Banking Services industry. Its current P/E ratio is 9.87, which is 246.95% below the recent high of 34.24 and 36.88% above the recent low of 6.23.

Score

Industry at a Glance

Previous score

7.84

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 135/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of PennyMac Financial Services Inc is 7.78, ranking 117 out of 397 in the Banking Services industry. The average price target is 138.00, with a high of 145.00 and a low of 135.00.

Score

Industry at a Glance

Previous score

7.78

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 9 analysts

Buy

Current Rating

133.000

Target Price

+36.38%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

PennyMac Financial Services Inc

PFSI

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of PennyMac Financial Services Inc is 6.86, ranking 360 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 141.06 and the support level at 69.44, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.93

Change

-0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(1)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-12.933

Sell

RSI(14)

24.702

Sell

STOCH(KDJ)(9,3,3)

11.322

Oversold

ATR(14)

8.649

Low Volatility

CCI(14)

-75.753

Neutral

Williams %R

90.009

Oversold

TRIX(12,20)

-0.895

Sell

StochRSI(14)

84.795

Buy

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

95.084

Buy

MA10

117.344

Sell

MA20

133.727

Sell

MA50

133.196

Sell

MA100

128.691

Sell

MA200

114.917

Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of PennyMac Financial Services Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 63.49%, representing a quarter-over-quarter increase of 5.68%. The largest institutional shareholder is The Vanguard, holding a total of 2.82M shares, representing 5.41% of shares outstanding, with 2.15% decrease in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

HC Partners LLC

15.74M

MFN Partners Management LP

4.53M

T. Rowe Price Investment Management, Inc.

3.74M

-15.30%

The Vanguard Group, Inc.

Star Investors

2.81M

-2.78%

Fidelity Management & Research Company LLC

2.35M

+68.60%

BlackRock Institutional Trust Company, N.A.

1.89M

-3.41%

Dimensional Fund Advisors, L.P.

1.87M

+0.18%

Invesco Advisers, Inc.

1.38M

+13.88%

State Street Investment Management (US)

856.09K

-3.94%

Geode Capital Management, L.L.C.

695.51K

-3.64%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of PennyMac Financial Services Inc is 8.81, ranking 54 out of 397 in the Banking Services industry. The company's beta value is 1.55. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.