Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.158
Neutral
RSI(14)
54.727
Neutral
STOCH(KDJ)(9,3,3)
16.846
Sell
ATR(14)
0.405
High Vlolatility
CCI(14)
-80.431
Neutral
Williams %R
71.815
Sell
TRIX(12,20)
0.415
Sell
StochRSI(14)
0.000
Oversold
Provident Financial Services Inc
PFS20.345USD
-0.145-0.71%
Close 12/26, 16:00（ET）Quotes delayed by 15 min
2.66BMarket Cap
10.20P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Provident Financial Services Inc
Currency: USD Updated: 2025-12-26Key Insights
Provident Financial Services Inc's fundamentals are relatively healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 35/403 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 22.70.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Provident Financial Services Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
5
analysts
Buy
Current Rating
22.700
Target Price
+13.44%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Provident Financial Services Inc Highlights
StrengthsRisks
Provident Financial Services, Inc. is the holding company for Provident Bank (the Bank). The Bank is a New Jersey-chartered capital stock savings bank operating full-service branch offices throughout New Jersey, Bucks, Lehigh and Northampton counties in Pennsylvania, as well as Orange, Queens and Nassau Counties in New York. The Bank attracts deposits from the general public and businesses primarily in the areas surrounding its banking offices and uses those funds, together with funds generated from operations and borrowings, to originate commercial real estate loans, commercial business loans, residential mortgage loans, and consumer loans. The Bank invests in mortgage-backed securities and other permissible investments. The Bank also provides fiduciary and wealth management services through its wholly owned subsidiary, Beacon Trust Company, and insurance services through its wholly owned subsidiary, Provident Protection Plus, Inc. The Bank has approximately 140 branches.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 39.45% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 87.39%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 87.39%.
Overvalued
The company’s latest PB is 0.96, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 94.55M shares, decreasing 3.26% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 627.00 shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-26The current financial score of Provident Financial Services Inc is 8.85, ranking 50/403 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 210.50M, representing a year-over-year increase of 5.99%, while its net profit experienced a year-over-year increase of 54.55%.
Score
Financials
7.57
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
7.95
Shareholder Returns
8.71
Provident Financial Services Inc's Company Valuation
Currency: USD Updated: 2025-12-26The current valuation score of Provident Financial Services Inc is 7.82, ranking 187/403 in the Banking Services industry. Its current P/E ratio is 10.21, which is 110.83% below the recent high of 21.52 and 36.94% above the recent low of 6.44.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 35/403
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-26The current earnings forecast score of Provident Financial Services Inc is 8.40, ranking 54/403 in the Banking Services industry. The average price target for Provident Financial Services Inc is 23.00, with a high of 23.50 and a low of 22.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
5
analysts
Buy
Current Rating
22.700
Target Price
+13.44%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
Provident Financial Services Inc
PFS
5
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-26The current price momentum score of Provident Financial Services Inc is 7.22, ranking 213/403 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 21.41 and the support level at 19.20, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
20.582
Sell
MA10
20.794
Sell
MA20
20.389
Sell
MA50
19.298
Buy
MA100
19.352
Buy
MA200
18.249
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-26The current institutional shareholding score of Provident Financial Services Inc is 7.00, ranking 58/403 in the Banking Services industry. The latest institutional shareholding proportion is 72.39%, representing a quarter-over-quarter decrease of 2.66%. The largest institutional shareholder is The Vanguard, holding a total of 14.40M shares, representing 11.02% of shares outstanding, with 0.83% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Dimensional Fund Advisors, L.P.
State Street Investment Management (US)
Wellington Management Company, LLP
Geode Capital Management, L.L.C.
American Century Investment Management, Inc.
Systematic Financial Management, L.P.
Charles Schwab Investment Management, Inc.
Northern Trust Investments, Inc.
1
2
Risk Assessment
Currency: USD Updated: 2025-12-26The current risk assessment score of Provident Financial Services Inc is 8.05, ranking 98/403 in the Banking Services industry. The company's beta value is 0.85. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.85
VaR
+2.96%
240-Day Maximum Drawdown
+25.01%
240-Day Volatility
+32.32%
Return
Best Daily Return
60 days
+4.54%
120 days
+5.11%
5 years
+14.44%
Worst Daily Return
60 days
-6.53%
120 days
-6.53%
5 years
-12.48%
Sharpe Ratio
60 days
+0.93
120 days
+0.85
5 years
+0.22
Risk Assessment
Maximum Drawdown
240 days
+25.01%
3 years
+44.82%
5 years
+49.23%
Return-to-Drawdown Ratio
240 days
+0.43
3 years
-0.11
5 years
-0.05
Skewness
240 days
-0.41
3 years
+0.51
5 years
+0.22
Volatility
Realised Volatility
240 days
+32.32%
5 years
+31.94%
Standardised True Range
240 days
+2.35%
5 years
+2.58%
Downside Risk-Adjusted Return
120 days
+125.55%
240 days
+125.55%
Maximum Daily Upside Volatility
60 days
+19.71%
Maximum Daily Downside Volatility
60 days
+22.20%
Liquidity
Average Turnover Rate
60 days
+0.49%
120 days
+0.52%
5 years
--
Turnover Deviation
20 days
-40.73%
60 days
-34.11%
120 days
-30.06%
Peer Comparison
Banking Services
Provident Financial Services Inc
PFS
8.01 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Provident Financial Services Inc?
The TradingKey Stock Score provides a comprehensive assessment of Provident Financial Services Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Provident Financial Services Inc’s performance and outlook.
How do we generate the financial health score of Provident Financial Services Inc?
To generate the financial health score of Provident Financial Services Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Provident Financial Services Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Provident Financial Services Inc.
How do we generate the company valuation score of Provident Financial Services Inc?
To generate the company valuation score of Provident Financial Services Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Provident Financial Services Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Provident Financial Services Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Provident Financial Services Inc.
How do we generate the earnings forecast score of Provident Financial Services Inc?
To calculate the earnings forecast score of Provident Financial Services Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Provident Financial Services Inc’s future.
How do we generate the price momentum score of Provident Financial Services Inc?
When generating the price momentum score for Provident Financial Services Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Provident Financial Services Inc’s prices. A higher score indicates a more stable short-term price trend for Provident Financial Services Inc.
How do we generate the institutional confidence score of Provident Financial Services Inc?
To generate the institutional confidence score of Provident Financial Services Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Provident Financial Services Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Provident Financial Services Inc.
How do we generate the risk management score of Provident Financial Services Inc?
To assess the risk management score of Provident Financial Services Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Provident Financial Services Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Provident Financial Services Inc.
