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Provident Financial Services Inc

PFS

19.900USD

-0.420-2.07%
Close 09/19, 16:00ETQuotes delayed by 15 min
2.60BMarket Cap
11.26P/E TTM

Provident Financial Services Inc

19.900

-0.420-2.07%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
28 / 400
Overall Ranking
123 / 4720
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 7 analysts
Buy
Current Rating
22.214
Target Price
+9.32%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Provident Financial Services, Inc. is a holding company for The Provident Bank (the Bank). The Bank is a community-oriented financial institution that provides an array of financial products and business and retail services through its network of branches throughout northern and central New Jersey, Bucks, Lehigh and Northampton counties in Pennsylvania, as well as Orange, Queens and Nassau Counties in New York. Its business services include commercial loans and lines of credit, commercial real estate loans, loans for healthcare services, asset-based lending, equipment financing, small business loans, and lines and cash management services. Its consumer services include online and mobile banking, home equity loans and lines, and mortgage options. It also provides fiduciary and wealth management services through its wholly owned subsidiary, Beacon Trust Company, and insurance brokerage services through its subsidiary, Provident Protection Plus, Inc. It operates over 140 branches.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 39.45% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 87.39%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 87.39%.
Overvalued
The company’s latest PB is 0.96, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 96.95M shares, decreasing 3.02% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 14.64M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 8.82, which is higher than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 202.71M, representing a year-over-year increase of 31.30%, while its net profit experienced a year-over-year increase of 726.74%.

Score

Industry at a Glance

Previous score
8.82
Change
0

Financials

6.29

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

8.55

Shareholder Returns

9.26

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.89, which is 35.55% below the recent high of 14.77 and 19.85% above the recent low of 8.73.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 28/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Provident Financial Services Inc is 22.00, with a high of 24.00 and a low of 19.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts
Buy
Current Rating
22.214
Target Price
+9.32%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Provident Financial Services Inc
PFS
7
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 9.19, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 20.92 and the support level at 19.21, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.19
Change
-0.53

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(4)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.083
Neutral
RSI(14)
56.212
Neutral
STOCH(KDJ)(9,3,3)
58.895
Buy
ATR(14)
0.408
Low Volatility
CCI(14)
70.193
Neutral
Williams %R
49.057
Neutral
TRIX(12,20)
0.206
Sell
StochRSI(14)
26.679
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
19.828
Buy
MA10
19.846
Buy
MA20
19.861
Buy
MA50
19.071
Buy
MA100
18.117
Buy
MA200
18.103
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 74.36%, representing a quarter-over-quarter increase of 0.60%. The largest institutional shareholder is The Vanguard, holding a total of 14.64M shares, representing 11.21% of shares outstanding, with 0.54% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
17.09M
-0.21%
The Vanguard Group, Inc.
Star Investors
14.28M
-1.79%
Dimensional Fund Advisors, L.P.
7.72M
-0.21%
State Street Global Advisors (US)
7.08M
-10.90%
Wellington Management Company, LLP
3.21M
+84.52%
Geode Capital Management, L.L.C.
3.03M
+3.27%
Systematic Financial Management, L.P.
1.97M
-0.47%
American Century Investment Management, Inc.
2.58M
+5.21%
Charles Schwab Investment Management, Inc.
1.77M
-3.31%
Northern Trust Investments, Inc.
1.19M
-7.66%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.03, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.90. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.03
Change
0
Beta vs S&P 500 index
0.90
VaR
+2.95%
240-Day Maximum Drawdown
+32.80%
240-Day Volatility
+34.46%
Return
Best Daily Return
60 days
+5.86%
120 days
+6.14%
5 years
+14.44%
Worst Daily Return
60 days
-3.14%
120 days
-9.03%
5 years
-12.48%
Sharpe Ratio
60 days
+3.07
120 days
+1.25
5 years
+0.42
Risk Assessment
Maximum Drawdown
240 days
+32.80%
3 years
+46.02%
5 years
+49.23%
Return-to-Drawdown Ratio
240 days
+0.46
3 years
-0.05
5 years
+0.07
Skewness
240 days
+0.92
3 years
+0.55
5 years
+0.32
Volatility
Realised Volatility
240 days
+34.46%
5 years
+32.31%
Standardised True Range
240 days
+2.50%
5 years
+2.63%
Downside Risk-Adjusted Return
120 days
+175.67%
240 days
+175.67%
Maximum Daily Upside Volatility
60 days
+22.78%
Maximum Daily Downside Volatility
60 days
+14.74%
Liquidity
Average Turnover Rate
60 days
+0.49%
120 days
+0.52%
5 years
--
Turnover Deviation
20 days
-40.73%
60 days
-34.11%
120 days
-30.06%

Peer Comparison

Banking Services
Provident Financial Services Inc
Provident Financial Services Inc
PFS
6.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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