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Provident Financial Services Inc

PFS
20.590USD
-0.330-1.58%
Close 03/27, 16:00ETQuotes delayed by 15 min
1.24BMarket Cap
9.23P/E TTM

Provident Financial Services Inc

20.590
-0.330-1.58%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Provident Financial Services Inc

Currency: USD Updated: 2026-03-27

Key Insights

Provident Financial Services Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 31 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 25.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Provident Financial Services Inc's Score

Industry at a Glance

Industry Ranking
31 / 400
Overall Ranking
79 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Provident Financial Services Inc Highlights

StrengthsRisks
Provident Financial Services, Inc. is the holding company for Provident Bank (the Bank). The Bank is a New Jersey-chartered capital stock savings bank operating full-service branch offices throughout New Jersey, Bucks, Lehigh and Northampton counties in Pennsylvania, as well as Orange, Queens and Nassau Counties in New York. The Bank attracts deposits from the general public and businesses primarily in the areas surrounding its banking offices and uses those funds, together with funds generated from operations and borrowings, to originate commercial real estate loans, commercial business loans, residential mortgage loans, and consumer loans. The Bank invests in mortgage-backed securities and other permissible investments. The Bank also provides fiduciary and wealth management services through its wholly owned subsidiary, Beacon Trust Company, and insurance services through its wholly owned subsidiary, Provident Protection Plus, Inc. The Bank has approximately 140 branches.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 83.64% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 824.50M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 87.39%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 87.39%.
Overvalued
The company’s latest PB is 0.95, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 95.77M shares, decreasing 2.85% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 1.32K shares of this stock.

Analyst Rating

Based on 5 analysts
Buy
Current Rating
25.000
Target Price
+19.96%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Provident Financial Services Inc is 8.81, ranking 63 out of 400 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 214.36M, representing a year-over-year increase of 10.08%, while its net profit experienced a year-over-year increase of 71.94%.

Score

Industry at a Glance

Previous score
8.81
Change
0

Financials

7.13

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

9.15

Operational Efficiency

10.00

Growth Potential

8.63

Shareholder Returns

9.13

Provident Financial Services Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Provident Financial Services Inc is 7.82, ranking 183 out of 400 in the Banking Services industry. Its current P/E ratio is 9.23, which is 133.29% below the recent high of 21.52 and 30.22% above the recent low of 6.44.

Score

Industry at a Glance

Previous score
7.82
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 31/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Provident Financial Services Inc is 8.00, ranking 56 out of 400 in the Banking Services industry. The average price target is 23.00, with a high of 23.50 and a low of 22.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts
Buy
Current Rating
25.000
Target Price
+19.50%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

307
Total
4
Median
5
Average
Company name
Ratings
Analysts
Provident Financial Services Inc
PFS
5
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
US Bancorp
USB
26
Bank of America Corp
BAC
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Provident Financial Services Inc is 6.99, ranking 209 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 21.55 and the support level at 19.75, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.26
Change
-0.27

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(5)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
0.127
Neutral
RSI(14)
41.986
Neutral
STOCH(KDJ)(9,3,3)
62.886
Neutral
ATR(14)
0.534
Low Volatility
CCI(14)
21.101
Neutral
Williams %R
54.054
Neutral
TRIX(12,20)
-0.305
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
20.776
Sell
MA10
20.528
Buy
MA20
20.746
Sell
MA50
21.598
Sell
MA100
20.615
Sell
MA200
19.683
Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Provident Financial Services Inc is 7.00, ranking 56 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 73.40%, representing a quarter-over-quarter increase of 1.40%. The largest institutional shareholder is The Vanguard, holding a total of 14.21M shares, representing 10.87% of shares outstanding, with 0.58% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
17.26M
+2.24%
The Vanguard Group, Inc.
Star Investors
14.40M
-1.64%
Dimensional Fund Advisors, L.P.
7.69M
-0.10%
State Street Investment Management (US)
7.00M
+1.79%
Wellington Management Company, LLP
6.36M
+9.97%
Geode Capital Management, L.L.C.
3.07M
+0.02%
American Century Investment Management, Inc.
2.31M
+40.37%
Systematic Financial Management, L.P.
2.00M
+0.91%
Charles Schwab Investment Management, Inc.
1.61M
-1.27%
Mellon Investments Corporation
1.02M
-2.66%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Provident Financial Services Inc is 8.25, ranking 107 out of 400 in the Banking Services industry. The company's beta value is 0.81. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
8.25
Change
0
Beta vs S&P 500 index
0.81
VaR
+2.95%
240-Day Maximum Drawdown
+15.38%
240-Day Volatility
+29.46%

Return

Best Daily Return
60 days
+6.70%
120 days
+6.70%
5 years
+14.44%
Worst Daily Return
60 days
-5.01%
120 days
-6.53%
5 years
-12.48%
Sharpe Ratio
60 days
+0.38
120 days
+0.54
5 years
+0.17

Risk Assessment

Maximum Drawdown
240 days
+15.38%
3 years
+32.80%
5 years
+49.23%
Return-to-Drawdown Ratio
240 days
+2.61
3 years
+0.38
5 years
-0.07
Skewness
240 days
+0.34
3 years
+0.62
5 years
+0.26

Volatility

Realised Volatility
240 days
+29.46%
5 years
+32.18%
Standardised True Range
240 days
+2.38%
5 years
+2.56%
Downside Risk-Adjusted Return
120 days
+75.95%
240 days
+75.95%
Maximum Daily Upside Volatility
60 days
+25.91%
Maximum Daily Downside Volatility
60 days
+23.81%

Liquidity

Average Turnover Rate
60 days
+0.49%
120 days
+0.52%
5 years
--
Turnover Deviation
20 days
-40.73%
60 days
-34.11%
120 days
-30.06%

Peer Comparison

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Provident Financial Services Inc
Provident Financial Services Inc
PFS
7.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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OneMain Holdings Inc
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8.60 /10
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8.55 /10
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8.52 /10
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