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Provident Financial Services Inc

PFS
18.970USD
+0.350+1.88%
Market hours ETQuotes delayed by 15 min
2.48BMarket Cap
9.67P/E TTM

Provident Financial Services Inc

18.970
+0.350+1.88%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Provident Financial Services Inc

Currency: USD Updated: 2025-11-10

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Provident Financial Services Inc's Score

Industry at a Glance

Industry Ranking
35 / 407
Overall Ranking
79 / 4611
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 5 analysts
Buy
Current Rating
22.700
Target Price
+21.59%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Provident Financial Services Inc Highlights

StrengthsRisks
Provident Financial Services, Inc. is a holding company for The Provident Bank (the Bank). The Bank is a community-oriented financial institution that provides an array of financial products and business and retail services through its network of branches throughout northern and central New Jersey, Bucks, Lehigh and Northampton counties in Pennsylvania, as well as Orange, Queens and Nassau Counties in New York. Its business services include commercial loans and lines of credit, commercial real estate loans, loans for healthcare services, asset-based lending, equipment financing, small business loans, and lines and cash management services. Its consumer services include online and mobile banking, home equity loans and lines, and mortgage options. It also provides fiduciary and wealth management services through its wholly owned subsidiary, Beacon Trust Company, and insurance brokerage services through its subsidiary, Provident Protection Plus, Inc. It operates over 140 branches.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 39.45% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 87.39%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 87.39%.
Fairly Valued
The company’s latest PB is 0.88, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 94.55M shares, decreasing 3.26% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 627.00 shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-10

The company's current financial score is 9.18, which is higher than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 210.50M, representing a year-over-year increase of 5.99%, while its net profit experienced a year-over-year increase of 54.55%.

Score

Industry at a Glance

Previous score
9.18
Change
0

Financials

6.71

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

9.62

Shareholder Returns

9.58

Provident Financial Services Inc's Company Valuation

Currency: USD Updated: 2025-11-10

The company’s current valuation score is 7.82, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 9.34, which is 130.52% below the recent high of 21.52 and 31.05% above the recent low of 6.44.

Score

Industry at a Glance

Previous score
7.82
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 35/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-10

The company’s current earnings forecast score is 8.40, which is higher than the Banking Services industry's average of 7.41. The average price target for Provident Financial Services Inc is 23.00, with a high of 23.50 and a low of 22.00.

Score

Industry at a Glance

Previous score
8.40
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts
Buy
Current Rating
22.700
Target Price
+21.91%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
Provident Financial Services Inc
PFS
5
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-10

The company’s current price momentum score is 6.77, which is lower than the Banking Services industry's average of 7.77. Sideways: Currently, the stock price is trading between the resistance level at 19.59 and the support level at 17.67, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.85
Change
-0.08

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.048
Neutral
RSI(14)
47.600
Neutral
STOCH(KDJ)(9,3,3)
56.492
Buy
ATR(14)
0.432
High Vlolatility
CCI(14)
30.246
Neutral
Williams %R
43.966
Buy
TRIX(12,20)
-0.184
Sell
StochRSI(14)
89.519
Buy
Moving Average
Sell(1)
Neutral(0)
Buy(5)
Indicators
Value
Direction
MA5
18.474
Buy
MA10
18.506
Buy
MA20
18.621
Buy
MA50
19.232
Sell
MA100
18.872
Buy
MA200
18.017
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-10

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 72.39%, representing a quarter-over-quarter decrease of 2.66%. The largest institutional shareholder is The Vanguard, holding a total of 14.40M shares, representing 11.02% of shares outstanding, with 1.10% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
16.88M
-1.23%
The Vanguard Group, Inc.
Star Investors
14.64M
+2.48%
Dimensional Fund Advisors, L.P.
7.70M
-0.34%
State Street Investment Management (US)
6.88M
-2.74%
Wellington Management Company, LLP
5.78M
+80.26%
Geode Capital Management, L.L.C.
3.07M
+1.38%
Systematic Financial Management, L.P.
1.98M
+0.59%
American Century Investment Management, Inc.
1.64M
-36.36%
Charles Schwab Investment Management, Inc.
1.63M
-7.78%
Northern Trust Investments, Inc.
1.19M
-0.22%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-10

The company’s current risk assessment score is 8.50, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.93. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
8.50
Change
0
Beta vs S&P 500 index
0.88
VaR
+2.95%
240-Day Maximum Drawdown
+32.18%
240-Day Volatility
+33.07%

Return

Best Daily Return
60 days
+5.11%
120 days
+5.86%
5 years
+14.44%
Worst Daily Return
60 days
-6.53%
120 days
-6.53%
5 years
-12.48%
Sharpe Ratio
60 days
-0.39
120 days
+0.66
5 years
+0.31

Risk Assessment

Maximum Drawdown
240 days
+32.18%
3 years
+46.02%
5 years
+49.23%
Return-to-Drawdown Ratio
240 days
-0.40
3 years
-0.09
5 years
+0.01
Skewness
240 days
-0.45
3 years
+0.51
5 years
+0.27

Volatility

Realised Volatility
240 days
+33.07%
5 years
+32.18%
Standardised True Range
240 days
+2.65%
5 years
+2.86%
Downside Risk-Adjusted Return
120 days
+108.59%
240 days
+108.59%
Maximum Daily Upside Volatility
60 days
+18.26%
Maximum Daily Downside Volatility
60 days
+20.31%

Liquidity

Average Turnover Rate
60 days
+0.49%
120 days
+0.52%
5 years
--
Turnover Deviation
20 days
-40.73%
60 days
-34.11%
120 days
-30.06%

Peer Comparison

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Provident Financial Services Inc
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PFS
8.05 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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Score
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East West Bancorp Inc
East West Bancorp Inc
EWBC
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
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8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
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8.65 /10
Score
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Valuation Dimensions
Earnings Forecast
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