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Peoples Financial Services Corp

PFIS
56.120USD
+0.440+0.79%
Close 02/06, 16:00ETQuotes delayed by 15 min
560.90MMarket Cap
9.48P/E TTM

Peoples Financial Services Corp

56.120
+0.440+0.79%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Peoples Financial Services Corp

Currency: USD Updated: 2026-02-06

Key Insights

Peoples Financial Services Corp's fundamentals are relatively stable, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 147 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 50.00.In the medium term, the stock price is expected to trend up.Despite strong stock market performance and technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Peoples Financial Services Corp's Score

Industry at a Glance

Industry Ranking
147 / 397
Overall Ranking
221 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Peoples Financial Services Corp Highlights

StrengthsRisks
Peoples Financial Services Corp. is the bank holding company of Peoples Security Bank and Trust Company (the Bank). The Bank is an independent community bank serving its retail and commercial customers through 39 full-service community banking offices located within Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, Wayne and Wyoming Counties in Pennsylvania, Middlesex County in New Jersey and Broome County in New York. It offers a range of financial products and services to individuals, businesses, not-for-profit organizations and government entities. Its primary lending products are real estate, commercial and consumer loans. It also offers automated teller machine access, debit and credit cards, online banking, active investment accounts, trust department services and other various lending, depository and related financial services. Its primary deposit products are savings and demand deposit accounts and certificates of deposit.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 86.02% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 185.69M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 212.91%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 212.91%.
Overvalued
The company’s latest PB is 1.08, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 3.12M shares, decreasing 6.66% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 902.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.07.

Analyst Rating

Based on 2 analysts
Hold
Current Rating
50.000
Target Price
-10.20%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Peoples Financial Services Corp is 5.99, ranking 289 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 46.42M, representing a year-over-year increase of 6.17%, while its net profit experienced a year-over-year increase of 96.75%.

Score

Industry at a Glance

Previous score
5.99
Change
0

Financials

4.98

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.51

Operational Efficiency

5.31

Growth Potential

6.69

Shareholder Returns

7.47

Peoples Financial Services Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Peoples Financial Services Corp is 8.01, ranking 158 out of 397 in the Banking Services industry. Its current P/E ratio is 9.48, which is 655.20% below the recent high of 71.56 and 25.58% above the recent low of 7.05.

Score

Industry at a Glance

Previous score
8.01
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 147/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Peoples Financial Services Corp is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 50.00, with a high of 50.00 and a low of 50.00.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Hold
Current Rating
50.000
Target Price
-10.20%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Peoples Financial Services Corp
PFIS
2
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Peoples Financial Services Corp is 9.35, ranking 119 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 59.26 and the support level at 50.59, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.38
Change
-0.03

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
1.154
Buy
RSI(14)
72.161
Buy
STOCH(KDJ)(9,3,3)
88.650
Overbought
ATR(14)
1.902
High Vlolatility
CCI(14)
132.200
Buy
Williams %R
9.566
Overbought
TRIX(12,20)
0.360
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
55.294
Buy
MA10
53.111
Buy
MA20
51.707
Buy
MA50
50.756
Buy
MA100
49.265
Buy
MA200
49.416
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Peoples Financial Services Corp is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 31.26%, representing a quarter-over-quarter decrease of 3.46%. The largest institutional shareholder is The Vanguard, holding a total of 504.36K shares, representing 5.05% of shares outstanding, with 1.90% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
580.25K
-3.44%
The Vanguard Group, Inc.
Star Investors
491.46K
-0.97%
DeNaples (Louis A)
338.20K
+0.51%
Dimensional Fund Advisors, L.P.
284.63K
+3.91%
Geode Capital Management, L.L.C.
231.70K
+0.10%
State Street Investment Management (US)
209.73K
+1.86%
Peoples Financial Services Corp.
188.31K
-7.99%
Northern Trust Investments, Inc.
70.14K
-2.72%
Bridgeway Capital Management, LLC
68.93K
+8.22%
Aubrey (William E II)
55.60K
--
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Peoples Financial Services Corp is 6.37, ranking 233 out of 397 in the Banking Services industry. The company's beta value is 0.76. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Peoples Financial Services Corp’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.

Score

Industry at a Glance

Previous score
6.37
Change
0
Beta vs S&P 500 index
0.76
VaR
+3.00%
240-Day Maximum Drawdown
+17.03%
240-Day Volatility
+34.13%

Return

Best Daily Return
60 days
+4.77%
120 days
+5.85%
5 years
+13.04%
Worst Daily Return
60 days
-4.02%
120 days
-5.54%
5 years
-8.68%
Sharpe Ratio
60 days
+3.18
120 days
+0.93
5 years
+0.45

Risk Assessment

Maximum Drawdown
240 days
+17.03%
3 years
+30.79%
5 years
+38.42%
Return-to-Drawdown Ratio
240 days
+0.95
3 years
+0.29
5 years
+0.17
Skewness
240 days
-0.21
3 years
+0.23
5 years
+0.22

Volatility

Realised Volatility
240 days
+34.13%
5 years
+34.72%
Standardised True Range
240 days
+2.49%
5 years
+2.41%
Downside Risk-Adjusted Return
120 days
+153.21%
240 days
+153.21%
Maximum Daily Upside Volatility
60 days
+23.05%
Maximum Daily Downside Volatility
60 days
+19.86%

Liquidity

Average Turnover Rate
60 days
+0.28%
120 days
+0.25%
5 years
--
Turnover Deviation
20 days
-7.02%
60 days
+14.90%
120 days
+1.33%

Peer Comparison

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Peoples Financial Services Corp
Peoples Financial Services Corp
PFIS
6.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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Citizens Financial Group Inc
CFG
8.81 /10
Score
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Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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8.73 /10
Score
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8.68 /10
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