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Peoples Financial Services Corp

PFIS
46.450USD
+0.490+1.07%
Close 11/07, 16:00ETQuotes delayed by 15 min
464.25MMarket Cap
8.71P/E TTM

Peoples Financial Services Corp

46.450
+0.490+1.07%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Peoples Financial Services Corp

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Peoples Financial Services Corp's Score

Industry at a Glance

Industry Ranking
156 / 407
Overall Ranking
237 / 4614
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 2 analysts
Buy
Current Rating
50.000
Target Price
+7.64%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Peoples Financial Services Corp Highlights

StrengthsRisks
Peoples Financial Services Corp. is the bank holding company of Peoples Security Bank and Trust Company (Peoples Bank). The Peoples Bank is an independent community bank serving its retail and commercial customers through 44 full-service community banking offices located within the Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, Wayne, and Wyoming Counties in Pennsylvania, Middlesex County in New Jersey and Broome County in New York. It offers a range of financial products and services to individuals, businesses, not-for-profit organizations and government entities. Its primary lending products are real estate, commercial and consumer loans. Its primary deposit products are savings and demand deposit accounts and certificates of deposit. It also offers automated teller machine access, credit cards, active investment accounts, trust department services and other various lending, depository, and related financial services.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 24.56% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 212.91%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 212.91%.
Undervalued
The company’s latest PB is 0.91, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 3.25M shares, decreasing 3.09% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 766.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.07.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 5.63, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 46.76M, representing a year-over-year increase of 5.27%, while its net profit experienced a year-over-year increase of 451.53%.

Score

Industry at a Glance

Previous score
5.63
Change
0

Financials

5.33

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

5.26

Operational Efficiency

3.17

Growth Potential

8.61

Shareholder Returns

5.78

Peoples Financial Services Corp's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 8.01, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 8.57, which is 734.95% below the recent high of 71.56 and 17.72% above the recent low of 7.05.

Score

Industry at a Glance

Previous score
8.01
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 156/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.41. The average price target for Peoples Financial Services Corp is 50.00, with a high of 50.00 and a low of 50.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts
Buy
Current Rating
50.000
Target Price
+7.64%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
Peoples Financial Services Corp
PFIS
2
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 6.67, which is lower than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 48.75 and the support level at 43.89, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.54
Change
0.13

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(4)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.082
Neutral
RSI(14)
46.298
Neutral
STOCH(KDJ)(9,3,3)
51.454
Neutral
ATR(14)
1.159
High Vlolatility
CCI(14)
-20.370
Neutral
Williams %R
42.138
Buy
TRIX(12,20)
-0.229
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
45.724
Buy
MA10
46.325
Buy
MA20
46.695
Sell
MA50
48.977
Sell
MA100
49.728
Sell
MA200
48.474
Sell

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 32.49%, representing a quarter-over-quarter decrease of 18.39%. The largest institutional shareholder is The Vanguard, holding a total of 496.28K shares, representing 4.97% of shares outstanding, with 1.64% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
600.90K
-3.90%
The Vanguard Group, Inc.
Star Investors
496.28K
+0.26%
DeNaples (Louis A)
338.20K
+0.51%
Dimensional Fund Advisors, L.P.
273.92K
+7.43%
Geode Capital Management, L.L.C.
231.46K
+5.68%
State Street Investment Management (US)
205.90K
-0.34%
Peoples Financial Services Corp.
204.66K
-1.05%
Northern Trust Investments, Inc.
72.10K
-1.52%
Hotchkis and Wiley Capital Management, LLC
Star Investors
66.99K
+12.80%
Bridgeway Capital Management, LLC
63.69K
+0.22%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 6.10, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.78. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.10
Change
0
Beta vs S&P 500 index
0.77
VaR
+3.03%
240-Day Maximum Drawdown
+30.79%
240-Day Volatility
+36.05%

Return

Best Daily Return
60 days
+5.85%
120 days
+5.85%
5 years
+13.04%
Worst Daily Return
60 days
-5.54%
120 days
-5.54%
5 years
-8.68%
Sharpe Ratio
60 days
-1.35
120 days
-0.32
5 years
+0.41

Risk Assessment

Maximum Drawdown
240 days
+30.79%
3 years
+33.68%
5 years
+38.42%
Return-to-Drawdown Ratio
240 days
-0.50
3 years
-0.09
5 years
+0.15
Skewness
240 days
-0.31
3 years
+0.19
5 years
+0.23

Volatility

Realised Volatility
240 days
+36.05%
5 years
+35.23%
Standardised True Range
240 days
+3.25%
5 years
+2.93%
Downside Risk-Adjusted Return
120 days
-54.53%
240 days
-54.53%
Maximum Daily Upside Volatility
60 days
+21.55%
Maximum Daily Downside Volatility
60 days
+21.22%

Liquidity

Average Turnover Rate
60 days
+0.28%
120 days
+0.25%
5 years
--
Turnover Deviation
20 days
-7.02%
60 days
+14.90%
120 days
+1.33%

Peer Comparison

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Peoples Financial Services Corp
Peoples Financial Services Corp
PFIS
6.45 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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AerCap Holdings NV
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8.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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East West Bancorp Inc
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
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FNB
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
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8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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