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Peoples Bancorp of North Carolina Inc

PEBK

38.610USD

+1.100+2.93%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

210.79MMarket Cap

12.22P/E TTM



Peoples Bancorp of North Carolina Inc

38.610

+1.100+2.93%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Peoples Bancorp of North Carolina Inc

Currency: USD Updated: 2026-02-06

Key Insights

Peoples Bancorp of North Carolina Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 193 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Peoples Bancorp of North Carolina Inc's Score

Industry at a Glance

Industry Ranking

193 / 397

Overall Ranking

307 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Peoples Bancorp of North Carolina Inc Highlights

StrengthsRisks

Peoples Bancorp of North Carolina, Inc. serves as the holding company for Peoples Bank (the Bank). The Bank is a state-chartered commercial bank. The Bank has a diversified loan portfolio, with no foreign loans and few agricultural loans. It originates commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans. The Bank has four subsidiaries: Peoples Investment Services, Inc., Real Estate Advisory Services, Inc., Community Bank Real Estate Solutions, LLC and PB Real Estate Holdings, LLC. Peoples Investment Services, Inc. provides the Bank’s customers with access to investment counseling and non-deposit investment products. Real Estate Advisory Services, Inc. provides real estate appraisal and real estate brokerage services. CBRES serves as a clearinghouse for appraisal services for community banks. PB Real Estate Holdings, LLC acquires, manages, and disposes of real property, other collateral, and assets.

Growing

The company is in a growing phase, with the latest annual income totaling USD 59.45M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 30.86%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 30.86%.

Overvalued

The company’s latest PB is 1.42, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 2.36M shares, decreasing 13.49% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 410.00 shares of this stock.

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Peoples Bancorp of North Carolina Inc is 8.21, ranking 146 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 15.71M, representing a year-over-year increase of 4.52%, while its net profit experienced a year-over-year increase of 6.72%.

Score

Industry at a Glance

Previous score

8.21

Change



Financials

6.39

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.10

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.57

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Peoples Bancorp of North Carolina Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Peoples Bancorp of North Carolina Inc is 8.28, ranking 117 out of 397 in the Banking Services industry. Its current P/E ratio is 12.22, which is 0.00% below the recent high of 12.22 and 53.88% above the recent low of 5.64.

Score

Industry at a Glance

Previous score

8.28

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 193/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for Peoples Bancorp of North Carolina Inc. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Peoples Bancorp of North Carolina Inc is 9.12, ranking 218 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 39.88 and the support level at 36.22, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.70

Change

0.42

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.266

Buy

RSI(14)

69.032

Neutral

STOCH(KDJ)(9,3,3)

80.151

Buy

ATR(14)

0.982

High Vlolatility

CCI(14)

176.992

Buy

Williams %R

4.425

Overbought

TRIX(12,20)

0.090

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

37.412

Buy

MA10

36.722

Buy

MA20

36.652

Buy

MA50

35.958

Buy

MA100

33.172

Buy

MA200

31.164

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Peoples Bancorp of North Carolina Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 43.21%, representing a quarter-over-quarter increase of 1.64%. The largest institutional shareholder is The Vanguard, holding a total of 290.01K shares, representing 5.31% of shares outstanding, with 6.00% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Wellington Management Company, LLP

493.28K

-1.96%

Abernethy (Robert C)

333.12K

The Vanguard Group, Inc.

Star Investors

273.60K

+0.23%

BlackRock Institutional Trust Company, N.A.

252.94K

-3.72%

Tontine Asset Management, LLC

217.76K

Abernethy (James S)

177.27K

-0.17%

Abernethy (Robert C. Jr.)

176.55K

Dimensional Fund Advisors, L.P.

157.28K

+0.51%

Zachary (Benjamin I)

121.81K

+0.10%

Abernethy (Ashton V.)

114.99K

+158.12%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Peoples Bancorp of North Carolina Inc is 4.31, ranking 335 out of 397 in the Banking Services industry. The company's beta value is 0.33. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Peoples Bancorp of North Carolina Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.