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Ponce Financial Group Inc

PDLB

16.950USD

+0.160+0.95%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

409.10MMarket Cap

13.98P/E TTM



Ponce Financial Group Inc

16.950

+0.160+0.95%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Ponce Financial Group Inc

Currency: USD Updated: 2026-02-06

Key Insights

Ponce Financial Group Inc's fundamentals are relatively very healthy, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 33 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as , with the highest price target at 18.50.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Ponce Financial Group Inc's Score

Industry at a Glance

Industry Ranking

33 / 397

Overall Ranking

76 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Ponce Financial Group Inc Highlights

StrengthsRisks

Ponce Financial Group, Inc. is the holding company of Ponce Bank (the Bank), a federally chartered stock savings association. It operates through an administrative office and approximately 13 full-service banking offices and five mortgage loan offices. The Bank's business primarily consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in mortgage loans, consisting of one-to-four family residential (both investor-owned and owner-occupied), multifamily residential, nonresidential properties and construction and land, and, to a lesser extent, in business and consumer loans. It also invests in securities, corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. The Bank offers a variety of deposit accounts, including demand, savings, money markets and certificates of deposit accounts. Its primary market area consists of the New York City metropolitan area.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 51.42% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 100.05M.

Overvalued

The company’s latest PB is 1.29, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 11.18M shares, decreasing 5.16% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.11M shares of this stock.

Analyst Rating

Based on 0 analysts

Current Rating

18.500

Target Price

+10.25%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Ponce Financial Group Inc is 8.82, ranking 51 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 28.58M, representing a year-over-year increase of 39.57%, while its net profit experienced a year-over-year increase of 271.75%.

Score

Industry at a Glance

Previous score

8.84

Change

-0.02



Financials

9.47

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.53

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

7.09

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Ponce Financial Group Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Ponce Financial Group Inc is 8.56, ranking 77 out of 397 in the Banking Services industry. Its current P/E ratio is 13.98, which is 519.98% below the recent high of 86.67 and 363.12% above the recent low of -36.78.

Score

Industry at a Glance

Previous score

8.56

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 33/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Ponce Financial Group Inc is 10.00, ranking 1 out of 397 in the Banking Services industry. The average price target is 18.50, with a high of 18.50 and a low of 18.50.

Score

Industry at a Glance

Previous score

10.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Ponce Financial Group Inc is 8.88, ranking 264 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 17.67 and the support level at 16.04, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.43

Change

1.45

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.067

Buy

RSI(14)

57.355

Neutral

STOCH(KDJ)(9,3,3)

63.639

Neutral

ATR(14)

0.599

High Vlolatility

CCI(14)

96.705

Neutral

Williams %R

32.704

Buy

TRIX(12,20)

0.110

Sell

StochRSI(14)

80.022

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

16.898

Buy

MA10

16.747

Buy

MA20

16.538

Buy

MA50

16.467

Buy

MA100

15.607

Buy

MA200

14.748

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Ponce Financial Group Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 46.32%, representing a quarter-over-quarter decrease of 3.64%. The largest institutional shareholder is The Vanguard, holding a total of 1.11M shares, representing 4.62% of shares outstanding, with 1.81% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

T. Rowe Price Investment Management, Inc.

1.95M

-0.17%

Ponce Bank Employees Stock Ownership Plan with 401k Provisions

1.95M

M3F, Inc.

2.26M

-2.58%

BlackRock Institutional Trust Company, N.A.

1.51M

-0.34%

Ponce De Leon Foundation

1.25M

The Vanguard Group, Inc.

Star Investors

1.11M

+0.93%

Dimensional Fund Advisors, L.P.

904.08K

+0.57%

BofA Global Research (US)

496.11K

+0.04%

Geode Capital Management, L.L.C.

463.53K

-3.48%

Naudon (Carlos P)

399.22K

+8.44%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Ponce Financial Group Inc is 5.98, ranking 248 out of 397 in the Banking Services industry. The company's beta value is 0.55. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Ponce Financial Group Inc’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.