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Ponce Financial Group Inc

PDLB

15.070USD

+0.310+2.10%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

361.45MMarket Cap

22.18P/E TTM



Ponce Financial Group Inc

15.070

+0.310+2.10%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Strong Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

12 / 400

Overall Ranking

89 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Strong Buy

Current Rating

18.000

Target Price

+21.95%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Ponce Financial Group, Inc. is the holding company of Ponce Bank (the Bank), a federally chartered stock savings association. It operates through the administrative office and 13 full-service banking offices and five mortgage loan offices. The Bank's business primarily consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in mortgage loans, consisting of one-to-four family residential (both investor-owned and owner-occupied), multifamily residential, nonresidential properties and construction and land, and, to a lesser extent, in business and consumer loans. The Bank also invests in securities, corporate securities, mortgage-backed securities and Federal Home Loan Bank of New York stock. The Bank offers a variety of deposit accounts, including demand, savings, money markets and certificates of deposit accounts. The Company’s primary market area consists of the New York City metropolitan area.

Growing

The company is in a growing phase, with the latest annual income totaling USD 72.85M.

Overvalued

The company’s latest PB is 1.22, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 16.06M shares, decreasing 1.51% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.10M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 8.71, which is higher than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 24.34M, representing a year-over-year increase of 43.00%, while its net profit experienced a year-over-year increase of 86.65%.

Score

Industry at a Glance

Previous score

8.71

Change



Financials

8.46

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.04

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.06

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 20.50, which is 13.23% below the recent high of 23.21 and 138.51% above the recent low of -7.89.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 12/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 10.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Ponce Financial Group Inc is 18.00, with a high of 18.00 and a low of 18.00.

Score

Industry at a Glance

Previous score

10.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Strong Buy

Current Rating

18.000

Target Price

+21.95%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Ponce Financial Group Inc

PDLB

Bank of America Corp

BAC

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 8.99, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 15.33 and the support level at 14.08, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.99

Change

0.29

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

-0.034

Neutral

RSI(14)

61.420

Neutral

STOCH(KDJ)(9,3,3)

61.762

Buy

ATR(14)

0.222

High Vlolatility

CCI(14)

148.610

Buy

Williams %R

23.333

Buy

TRIX(12,20)

0.113

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

14.834

Buy

MA10

14.820

Buy

MA20

14.824

Buy

MA50

14.448

Buy

MA100

13.979

Buy

MA200

13.380

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 66.92%, representing a quarter-over-quarter increase of 0.40%. The largest institutional shareholder is The Vanguard, holding a total of 1.10M shares, representing 4.60% of shares outstanding, with 1.12% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

M3F, Inc.

2.27M

+0.06%

T. Rowe Price Investment Management, Inc.

2.16M

-6.29%

Ponce Bank Employees Stock Ownership Plan with 401k Provisions

1.95M

BlackRock Institutional Trust Company, N.A.

1.56M

-2.06%

Ponce De Leon Foundation

1.25M

The Vanguard Group, Inc.

Star Investors

1.09M

-0.18%

Dimensional Fund Advisors, L.P.

862.03K

+3.77%

BofA Global Research (US)

498.33K

-1.48%

Geode Capital Management, L.L.C.

471.25K

+2.34%

Naudon (Carlos P)

399.22K

+8.44%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.96, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.67. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.