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Pioneer Bancorp Inc

PBFS

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14.720USD

-0.120-0.81%

Close 05/15, 16:00（ET）Quotes delayed by 15 min

369.13MMarket Cap

18.03P/E TTM



Pioneer Bancorp Inc

14.720

-0.120-0.81%

Overview Financials Discussions Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Discussions

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Pioneer Bancorp Inc

Currency: USD Updated: 2026-05-15

Key Insights

Pioneer Bancorp Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 171 out of 394 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Pioneer Bancorp Inc's Score

Industry at a Glance

Industry Ranking

171 / 394

Overall Ranking

289 / 4482

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative-

Pioneer Bancorp Inc Highlights

StrengthsRisks

Pioneer Bancorp, Inc. is a bank holding company whose wholly owned subsidiary is Pioneer Bank, National Association (the Bank). It provides diversified financial services through the Bank and its subsidiaries, with 23 offices in the Capital Region of New York State, and offers a broad array of deposit, lending, and other financial services to individuals, businesses, and municipalities. The Bank is a national bank whose wholly owned subsidiaries are Pioneer Insurance Agency, Inc. and Pioneer Financial Services, Inc. Pioneer Insurance Agency, Inc. sells commercial and consumer insurance products and employee benefit products and services. Pioneer Financial Services, Inc. provides wealth management services. The Company primarily grants loans to customers located in the New York State counties of Albany, Greene, Rensselaer, Schenectady, Saratoga, and Warren. The Bank’s principal lending activity is originating commercial real estate loans, commercial and industrial loans, and others.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.07% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 91.50M.

Overvalued

The company’s latest PB is 1.12, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 6.55M shares, increasing 1.48% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 73.98K shares of this stock.

Analyst Rating

Based on 0 analysts

Current Rating

0.000

Target Price

0.00%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of Pioneer Bancorp Inc is 8.40, ranking 115 out of 394 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 23.65M, representing a year-over-year increase of 7.86%, while its net profit experienced a year-over-year increase of 8.21%.

Score

Industry at a Glance

Previous score

8.40

Change



Financials

9.12

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.39

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.47

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Pioneer Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of Pioneer Bancorp Inc is 7.78, ranking 187 out of 394 in the Banking Services industry. Its current P/E ratio is 18.03, which is 26.55% below the recent high of 22.82 and 45.69% above the recent low of 9.79.

Score

Industry at a Glance

Previous score

7.78

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 171/394

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

No earnings forecast score is currently available for Pioneer Bancorp Inc. The Banking Services industry's average is 7.30.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of Pioneer Bancorp Inc is 8.85, ranking 28 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 15.34 and the support level at 13.90, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.96

Change

-0.11

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.065

Buy

RSI(14)

57.693

Neutral

STOCH(KDJ)(9,3,3)

63.339

Neutral

ATR(14)

0.330

Low Volatility

CCI(14)

62.920

Neutral

Williams %R

30.930

Buy

TRIX(12,20)

0.175

Sell

StochRSI(14)

42.282

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

14.716

Buy

MA10

14.624

Buy

MA20

14.422

Buy

MA50

14.113

Buy

MA100

14.071

Buy

MA200

13.635

Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of Pioneer Bancorp Inc is 3.00, ranking 252 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 26.12%, representing a quarter-over-quarter increase of 13.62%. The largest institutional shareholder is Private Capital, holding a total of 362.43K shares, representing 1.45% of shares outstanding, with 43.77% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Pioneer Bancorp, MHC

14.29M

M3F, Inc.

2.03M

+7.95%

BlackRock Institutional Trust Company, N.A.

547.35K

+1.82%

AllianceBernstein L.P.

488.26K

+1.41%

Private Capital Management

Star Investors

362.43K

-0.83%

Geode Capital Management, L.L.C.

252.87K

+0.06%

Dimensional Fund Advisors, L.P.

216.06K

-0.51%

State Street Investment Management (US)

180.70K

-0.37%

First Pacific Advisors LP

Star Investors

166.97K

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Pioneer Bancorp Inc is 4.86, ranking 289 out of 394 in the Banking Services industry. The company's beta value is 0.42. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Pioneer Bancorp Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.