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Paymentus Holdings Inc

PAY

28.510USD

-0.910-3.09%

Close 10/30, 16:00（ET）Quotes delayed by 15 min

3.57BMarket Cap

63.66P/E TTM



Paymentus Holdings Inc

28.510

-0.910-3.09%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Paymentus Holdings Inc

Currency: USD Updated: 2025-10-30

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Paymentus Holdings Inc's Score

Industry at a Glance

Industry Ranking

5 / 72

Overall Ranking

102 / 4621

Industry

Financial Technology (Fintech) & Infrastructure

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 7 analysts

Buy

Current Rating

38.542

Target Price

+31.00%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Paymentus Holdings Inc Highlights

StrengthsRisks

Paymentus Holdings, Inc. is a provider of cloud-based bill payment technology and solutions for more than 1,900 billers and financial institutions across North America. The Company delivers its product suite through a technology stack. The Company's artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its Instant Payment Network (IPN) connects IPN partners' platforms and various billers to its integrated billing, payment and reconciliation capabilities. Its platform for financial institutions reconnects the financial institutions to their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution includes electronic bill presentment across numerous channels including Web, mobile, text, secure portable document format (PDF), email, interactive voice response and chatbot.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 75.40% year-on-year.

Fairly Valued

The company’s latest PB is 6.91, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 41.69M shares, increasing 17.44% quarter-over-quarter.

Held by John Hussman

Star Investor John Hussman holds 42.00K shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 1.39.

Financial Health

Currency: USD Updated: 2025-10-30

The company's current financial score is 8.00, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 6.79. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 280.08M, representing a year-over-year increase of 41.87%, while its net profit experienced a year-over-year increase of 57.06%.

Score

Industry at a Glance

Previous score

8.00

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

8.48

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.82

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.54

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.16

Key Metrics

Free cash flow

No Data

Paymentus Holdings Inc's Company Valuation

Currency: USD Updated: 2025-10-30

The company’s current valuation score is 6.70, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 7.71. Its current P/E ratio is 63.43, which is 376.81% below the recent high of 302.42 and 3677.47% above the recent low of -2269.05.

Score

Industry at a Glance

Previous score

6.70

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 5/72

No Data

Earnings Forecast

Currency: USD Updated: 2025-10-30

The company’s current earnings forecast score is 8.57, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 7.83. The average price target for Paymentus Holdings Inc is 39.12, with a high of 40.00 and a low of 35.00.

Score

Industry at a Glance

Previous score

8.57

Change

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts

Buy

Current Rating

38.542

Target Price

+31.00%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Paymentus Holdings Inc

PAY

Intuit Inc

INTU

Affirm Holdings Inc

AFRM

Fidelity National Information Services Inc

FIS

Robinhood Markets Inc

HOOD

Circle Internet Group Inc

CRCL

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-30

The company’s current price momentum score is 6.66, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 6.46. Sideways: Currently, the stock price is trading between the resistance level at 31.97 and the support level at 26.62, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.99

Change

-0.33

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(2)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

0.108

Neutral

RSI(14)

35.584

Neutral

STOCH(KDJ)(9,3,3)

24.656

Sell

ATR(14)

1.114

Low Volatility

CCI(14)

-110.929

Sell

Williams %R

91.086

Oversold

TRIX(12,20)

-0.345

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

30.232

Sell

MA10

30.101

Sell

MA20

30.496

Sell

MA50

33.047

Sell

MA100

32.561

Sell

MA200

31.922

Sell

Institutional Confidence

Currency: USD Updated: 2025-10-30

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Capital International Investors

6.11M

+9.22%

Wasatch Global Investors Inc

Star Investors

1.51M

The Vanguard Group, Inc.

Star Investors

2.73M

+16.42%

Driehaus Capital Management, LLC

2.54M

+33.99%

Accel-KKR LLC

2.54M

Capital World Investors

2.09M

+122.07%

Franklin Advisers, Inc.

1.76M

-12.43%

Goldman Sachs Asset Management, L.P.

1.76M

+224.84%

Invesco Advisers, Inc.

1.64M

+60.87%

GIC Private Limited

1.56M

+28.14%

Risk Assessment

Currency: USD Updated: 2025-10-30

The company’s current risk assessment score is 6.52, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 3.81. The company's beta value is 1.50. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.