Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.690
Sell
RSI(14)
28.077
Sell
STOCH(KDJ)(9,3,3)
15.203
Oversold
ATR(14)
1.075
High Vlolatility
CCI(14)
-175.660
Sell
Williams %R
78.785
Sell
TRIX(12,20)
-0.555
Sell
StochRSI(14)
48.738
Buy
Paymentus Holdings Inc
PAY24.500USD
-0.630-2.51%
Market hours （ET）Quotes delayed by 15 min
3.07BMarket Cap
51.57P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Paymentus Holdings Inc
Currency: USD Updated: 2026-02-04Key Insights
Paymentus Holdings Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 4 out of 72 in the Financial Technology (Fintech) & Infrastructure industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 39.28.In the medium term, the stock price is expected to trend down.Despite a very weak market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Paymentus Holdings Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Positive
Paymentus Holdings Inc Highlights
StrengthsRisks
Paymentus Holdings, Inc. is a provider of cloud-based bill payment technology and solutions for more than 2,500 billers and financial institutions across North America. The Company’s artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its proprietary Instant Payment Network (IPN) connects its IPN partners’ platforms and billers to its integrated billing, payment, and reconciliation capabilities. Its platform for financial institutions reconnects financial institutions with their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution offers electronic bill presentment across numerous channels, including Web, mobile, text, portable document format (PDF), email, interactive voice response (IVR), chatbot, social media and through its IPN partners.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 75.40% year-on-year.
Fairly Valued
The company’s latest PB is 5.87, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 53.69M shares, increasing 15.58% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 118.08K shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 1.39.
Analyst Rating
Based on
8
analysts
Buy
Current Rating
39.281
Target Price
+44.52%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-02-04The current financial score of Paymentus Holdings Inc is 9.09, ranking 2 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 310.74M, representing a year-over-year increase of 34.19%, while its net profit experienced a year-over-year increase of 22.97%.
Score
Financials
10.00
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
9.44
Operational Efficiency
10.00
Growth Potential
8.61
Shareholder Returns
7.42
Paymentus Holdings Inc's Company Valuation
Currency: USD Updated: 2026-02-04The current valuation score of Paymentus Holdings Inc is 6.70, ranking 55 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its current P/E ratio is 52.89, which is 471.78% below the recent high of 302.42 and 4389.97% above the recent low of -2269.05.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 4/72
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-02-04The current earnings forecast score of Paymentus Holdings Inc is 8.50, ranking 7 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The average price target is 40.00, with a high of 41.00 and a low of 37.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
8
analysts
Buy
Current Rating
39.281
Target Price
+44.52%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Paymentus Holdings Inc
PAY
8
Intuit Inc
INTU
34
Affirm Holdings Inc
AFRM
28
Fidelity National Information Services Inc
FIS
28
Circle Internet Group Inc
CRCL
27
Robinhood Markets Inc
HOOD
26
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-02-04The current price momentum score of Paymentus Holdings Inc is 6.99, ranking 13 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Currently, the stock price is trading between the resistance level at 29.49 and the support level at 22.29, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
26.224
Sell
MA10
27.756
Sell
MA20
28.682
Sell
MA50
30.978
Sell
MA100
31.734
Sell
MA200
32.947
Sell
Institutional Confidence
Currency: USD Updated: 2026-02-04Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Capital International Investors
Invesco Advisers, Inc.
Accel-KKR LLC
Driehaus Capital Management, LLC
Capital World Investors
Goldman Sachs Asset Management, L.P.
Franklin Advisers, Inc.
GIC Private Limited
1
2
Risk Assessment
Currency: USD Updated: 2026-02-04The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Financial Technology (Fintech) & Infrastructure domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Paymentus Holdings Inc is 5.63, ranking 10 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The company's beta value is 1.49. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.
Score
Beta vs S&P 500 index
1.49
VaR
--
240-Day Maximum Drawdown
+38.25%
240-Day Volatility
+50.89%
Return
Best Daily Return
60 days
+4.76%
120 days
+26.18%
5 years
--
Worst Daily Return
60 days
-9.88%
120 days
-9.88%
5 years
--
Sharpe Ratio
60 days
-3.21
120 days
-0.92
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+38.25%
3 years
+38.25%
5 years
--
Return-to-Drawdown Ratio
240 days
-0.64
3 years
+1.80
5 years
--
Skewness
240 days
+2.44
3 years
+2.54
5 years
--
Volatility
Realised Volatility
240 days
+50.89%
5 years
--
Standardised True Range
240 days
+5.52%
5 years
--
Downside Risk-Adjusted Return
120 days
-152.49%
240 days
-152.49%
Maximum Daily Upside Volatility
60 days
+21.81%
Maximum Daily Downside Volatility
60 days
+36.83%
Liquidity
Average Turnover Rate
60 days
+0.57%
120 days
+0.51%
5 years
--
Turnover Deviation
20 days
+139.12%
60 days
+94.98%
120 days
+74.16%
Peer Comparison
Financial Technology (Fintech) & Infrastructure
Paymentus Holdings Inc
PAY
7.94 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
PROG Holdings Inc
PRG
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
ACI Worldwide Inc
ACIW
8.14 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
StoneCo Ltd
STNE
8.00 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intuit Inc
INTU
7.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Fidelity National Information Services Inc
FIS
7.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
