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Pineapple Financial Inc

PAPL
0.713USD
+0.036+5.30%
Close 02/06, 16:00ETQuotes delayed by 15 min
959.39KMarket Cap
LossP/E TTM

Pineapple Financial Inc

0.713
+0.036+5.30%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Pineapple Financial Inc

Currency: USD Updated: 2026-02-05

Key Insights

Pineapple Financial Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 173 out of 397 in the Banking Services industry.Institutional ownership is relatively high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 100.00.In the medium term, the stock price is expected to trend down.Despite a very weak market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Pineapple Financial Inc's Score

Industry at a Glance

Industry Ranking
173 / 397
Overall Ranking
277 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Positive+

Pineapple Financial Inc Highlights

StrengthsRisks
Pineapple Financial Inc. is a tech-focused mortgage firm with an integrated network of partner brokerages and agents across Canada. With over hundreds of brokers within the network, it creates cutting-edge cloud-based tools and AI-driven systems. It provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages and consumers. Through data-driven systems together with cloud-based tools, it offers competitive advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements. It also provides back-office services, together with pre-underwriting support services (Brokerage Services) to Canadian mortgage brokerages. In connection with the provision of Brokerage Services, it employs and engages several licensed mortgage brokers and agents. It provides its Brokerage Services to both residential and commercial mortgage opportunities and, in each case, through a proprietary technology, MyPineapple.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 19.36% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 2.99M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 2.99M.
Undervalued
The company’s latest PB is -0.17, at a low 3-year percentile range.
Institutional Buying
The latest institutional holdings are 137.66K shares, increasing 46.53% quarter-over-quarter.

Analyst Rating

Based on 1 analysts
Buy
Current Rating
100.000
Target Price
+7362.69%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-05

The current financial score of Pineapple Financial Inc is 6.58, ranking 257 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 721.73K, representing a year-over-year decrease of 5.79%, while its net profit experienced a year-over-year decrease of 879.62%.

Score

Industry at a Glance

Previous score
6.58
Change
0

Financials

7.99

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

7.65

Operational Efficiency

5.81

Growth Potential

4.47

Shareholder Returns

6.96

Pineapple Financial Inc's Company Valuation

Currency: USD Updated: 2026-02-05

The current valuation score of Pineapple Financial Inc is 6.52, ranking 353 out of 397 in the Banking Services industry. Its current P/E ratio is -0.08, which is -92.42% below the recent high of -0.01 and -966.71% above the recent low of -0.86.

Score

Industry at a Glance

Previous score
6.52
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 173/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-05

The current earnings forecast score of Pineapple Financial Inc is 8.00, ranking 63 out of 397 in the Banking Services industry. The average price target is 100.00, with a high of 100.00 and a low of 100.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts
Buy
Current Rating
100.000
Target Price
+7362.69%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Pineapple Financial Inc
PAPL
1
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-05

The current price momentum score of Pineapple Financial Inc is 6.42, ranking 379 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 2.15 and the support level at -0.07, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.47
Change
-0.05

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.029
Neutral
RSI(14)
33.111
Neutral
STOCH(KDJ)(9,3,3)
7.572
Oversold
ATR(14)
0.199
High Vlolatility
CCI(14)
-86.562
Neutral
Williams %R
95.756
Oversold
TRIX(12,20)
-3.366
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
0.708
Buy
MA10
0.828
Sell
MA20
1.057
Sell
MA50
1.926
Sell
MA100
3.297
Sell
MA200
3.068
Sell

Institutional Confidence

Currency: USD Updated: 2026-02-05

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Polar Asset Management Partners Inc.
131.58K
--
Marin (Kendall Leo)
119.05K
-13.61%
Dasgupta (Shubha-Jeet)
42.31K
--
Green (Charles Andrew)
40.60K
-26.56%
Mitchell (Christa Lillian)
9.49K
+1.06%
Giannoukakis (Tasis Anastasios)
4.49K
--
Steward Partners Investment Advisory, LLC
4.23K
+323.30%
Baron (Paul Robert Maurice)
3.21K
--
TD Waterhouse Canada, Inc.
1.30K
--
1
2

Risk Assessment

Currency: USD Updated: 2026-02-05

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Pineapple Financial Inc is 1.28, ranking 388 out of 397 in the Banking Services industry. The company's beta value is 0.00. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
1.28
Change
0
Beta vs S&P 500 index
--
VaR
--
240-Day Maximum Drawdown
--
240-Day Volatility
--

Return

Best Daily Return
60 days
--
120 days
--
5 years
--
Worst Daily Return
60 days
--
120 days
--
5 years
--
Sharpe Ratio
60 days
--
120 days
--
5 years
--

Risk Assessment

Maximum Drawdown
240 days
--
3 years
--
5 years
--
Return-to-Drawdown Ratio
240 days
--
3 years
--
5 years
--
Skewness
240 days
--
3 years
--
5 years
--

Volatility

Realised Volatility
240 days
--
5 years
--
Standardised True Range
240 days
--
5 years
--
Downside Risk-Adjusted Return
120 days
--
240 days
--
Maximum Daily Upside Volatility
60 days
--
Maximum Daily Downside Volatility
60 days
--

Liquidity

Average Turnover Rate
60 days
--
120 days
--
5 years
--
Turnover Deviation
20 days
--
60 days
--
120 days
--

Peer Comparison

Banking Services
Pineapple Financial Inc
Pineapple Financial Inc
PAPL
6.14 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.69 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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