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Pineapple Financial Inc

PAPL

3.500USD

-0.290-7.65%

Close 11/04, 16:00（ET）Quotes delayed by 15 min

3.52MMarket Cap

LossP/E TTM



Pineapple Financial Inc

3.500

-0.290-7.65%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Pineapple Financial Inc

Currency: USD Updated: 2025-11-04

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is relatively high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a very weak market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Pineapple Financial Inc's Score

Industry at a Glance

Industry Ranking

168 / 407

Overall Ranking

263 / 4616

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

100.000

Target Price

+2538.52%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Pineapple Financial Inc Highlights

StrengthsRisks

Pineapple Financial Inc. is a tech-focused mortgage firm with an integrated network of partner brokerages and agents across Canada. With over 700 brokers within the network, it creates cutting-edge cloud-based tools and AI-driven systems. It provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages and consumers. Through data-driven systems together with cloud-based tools, it offers competitive advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements. It also provides back-office services, together with pre-underwriting support services (Brokerage Services) to Canadian mortgage brokerages. In connection with the provision of Brokerage Services, it employs and engages several licensed mortgage brokers and agents. It provides its Brokerage Services to both residential and commercial mortgage opportunities and, in each case, through a proprietary technology called MyPineapple.

Growing

The company is in a growing phase, with the latest annual income totaling USD 2.69M.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 2.69M.

Fairly Valued

The company’s latest PB is 4.17, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.72K shares, decreasing 47.39% quarter-over-quarter.

Financial Health

Currency: USD Updated: 2025-11-04

The company's current financial score is 7.30, which is higher than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 746.90K, representing a year-over-year increase of 1.42%, while its net profit experienced a year-over-year increase of 34.28%.

Score

Industry at a Glance

Previous score

7.30

Change



Financials

7.28

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.39

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.30

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.31

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.25

Key Metrics

Free cash flow

No Data

Pineapple Financial Inc's Company Valuation

Currency: USD Updated: 2025-11-04

The company’s current valuation score is 6.52, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is -0.42, which is -98.56% below the recent high of -0.01 and -102.57% above the recent low of -0.86.

Score

Industry at a Glance

Previous score

6.52

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 168/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-04

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.41. The average price target for Pineapple Financial Inc is 100.00, with a high of 100.00 and a low of 100.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

100.000

Target Price

+2538.52%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Pineapple Financial Inc

PAPL

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-04

The company’s current price momentum score is 6.46, which is lower than the Banking Services industry's average of 7.26. Sideways: Currently, the stock price is trading between the resistance level at 5.27 and the support level at 2.62, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.58

Change

-0.12

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.275

Sell

RSI(14)

29.440

Sell

STOCH(KDJ)(9,3,3)

8.549

Oversold

ATR(14)

0.440

Low Volatility

CCI(14)

-172.253

Sell

Williams %R

100.000

Oversold

TRIX(12,20)

-1.225

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

3.982

Sell

MA10

4.283

Sell

MA20

4.795

Sell

MA50

5.203

Sell

MA100

3.723

Sell

MA200

3.623

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-04

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Marin (Kendall Leo)

119.05K

-1.34%

Dasgupta (Shubha-Jeet)

42.30K

-0.01%

Prodigy Capital Corp

35.90K

Green (Charles Andrew)

34.62K

Mitchell (Christa Lillian)

9.49K

+1.06%

Giannoukakis (Tasis Anastasios)

4.49K

-85.03%

Baron (Paul Robert Maurice)

3.21K

+3.22%

XTX Markets LLC

2.38K

Jane Street Capital, L.L.C.

2.04K

TD Waterhouse Canada, Inc.

1.30K

+1640.00%

Risk Assessment

Currency: USD Updated: 2025-11-04

The company’s current risk assessment score is 1.59, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.00. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.