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Bank Ozk

OZK

44.700USD

-0.050-0.11%

Market hours （ET）Quotes delayed by 15 min

5.04BMarket Cap

7.17P/E TTM



Bank Ozk

44.700

-0.050-0.11%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Bank Ozk

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Bank Ozk's Score

Industry at a Glance

Industry Ranking

12 / 408

Overall Ranking

48 / 4617

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 10 analysts

Hold

Current Rating

55.000

Target Price

+22.25%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Bank Ozk Highlights

StrengthsRisks

Bank OZK (the Bank) is a regional bank that provides a range of financial solutions. The Bank offers a range of products, including checking, savings, loans, mortgages, treasury management, merchant services, trust and estate services, wealth, and credit cards, among others. Its savings products include certificates of deposit, money market accounts, and individual retirement accounts. Its personal lending options include home equity lines of credit, personal lines of credit and auto loans. It offers both a fixed-rate mortgage and an adjustable-rate mortgage. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements and others. The Bank also provides individual consultation, financial planning, trust, and investment management services. The Bank conducts banking operations through approximately 240 offices in eight states, including Arkansas, Georgia, Florida, North Carolina, Texas, New York, California, and Mississippi.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 33.29% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 1.62B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 25.80%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 25.80%.

Undervalued

The company’s latest PB is 0.90, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 108.59M shares, decreasing 3.67% quarter-over-quarter.

Held by Bruce Berkowitz

Star Investor Bruce Berkowitz holds 916.75K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 9.96, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 418.64M, representing a year-over-year increase of 2.71%, while its net profit experienced a year-over-year increase of 3.13%.

Score

Industry at a Glance

Previous score

9.96

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.79

Key Metrics

Free cash flow

No Data

Bank Ozk's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 8.71, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 7.23, which is 47.85% below the recent high of 10.70 and 15.23% above the recent low of 6.13.

Score

Industry at a Glance

Previous score

8.71

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 12/408

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 6.80, which is lower than the Banking Services industry's average of 7.41. The average price target for Bank Ozk is 59.00, with a high of 64.00 and a low of 40.00.

Score

Industry at a Glance

Previous score

7.00

Change

-0.2

Support & Resistance

No Data

Analyst Rating

Based on 10 analysts

Hold

Current Rating

55.000

Target Price

+22.25%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Bank Ozk

OZK

Bank of America Corp

BAC

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

US Bancorp

USB

Zions Bancorporation NA

ZION

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 6.44, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 50.06 and the support level at 41.72, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.49

Change

-0.05

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.291

Sell

RSI(14)

32.434

Neutral

STOCH(KDJ)(9,3,3)

31.360

Neutral

ATR(14)

1.350

Low Volatility

CCI(14)

-82.795

Neutral

Williams %R

90.261

Oversold

TRIX(12,20)

-0.563

Sell

StochRSI(14)

72.786

Buy

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

44.962

Sell

MA10

45.264

Sell

MA20

47.404

Sell

MA50

50.151

Sell

MA100

49.724

Sell

MA200

47.674

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 96.40%, representing a quarter-over-quarter decrease of 7.43%. The largest institutional shareholder is The Vanguard, holding a total of 11.28M shares, representing 10.02% of shares outstanding, with 0.89% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

11.28M

-0.13%

BlackRock Institutional Trust Company, N.A.

8.99M

-1.47%

State Street Investment Management (US)

6.48M

-1.70%

Dimensional Fund Advisors, L.P.

6.45M

-0.87%

Gleason (George G II)

5.91M

+0.55%

Wasatch Global Investors Inc

Star Investors

5.51M

-23.73%

Charles Schwab Investment Management, Inc.

4.41M

+1.30%

Wellington Management Company, LLP

3.08M

+39.60%

First Trust Advisors L.P.

2.79M

+0.34%

American Century Investment Management, Inc.

2.63M

+9.41%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 8.86, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 0.94. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.