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Oak Valley Bancorp

OVLY
28.300USD
+0.180+0.64%
Market hours ETQuotes delayed by 15 min
237.45MMarket Cap
10.07P/E TTM

Oak Valley Bancorp

28.300
+0.180+0.64%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Oak Valley Bancorp

Currency: USD Updated: 2025-11-06

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Oak Valley Bancorp's Score

Industry at a Glance

Industry Ranking
193 / 407
Overall Ranking
311 / 4615
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Oak Valley Bancorp Highlights

StrengthsRisks
Oak Valley Bancorp. is a bank holding company of Oak Valley Community Bank (the Bank). The Bank offers a range of commercial banking services designed for both individuals and small to medium-sized businesses in the two areas, such as the Central Valley and the Eastern Sierras. The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. It offers other services for both individuals and businesses, including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. It offers a variety of accounts for depositors, which are designed to attract both short-term and long-term deposits. These accounts include certificates of deposit, regular savings accounts, money market accounts, checking accounts, and savings accounts.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 15.78% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 70.78M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 15.02%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 15.02%.
Undervalued
The company’s latest PB is 1.19, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 2.72M shares, decreasing 8.03% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 592.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.34.

Financial Health

Currency: USD Updated: 2025-11-06

The company's current financial score is 7.39, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 21.17M, representing a year-over-year increase of 18.43%, while its net profit experienced a year-over-year increase of 8.62%.

Score

Industry at a Glance

Previous score
7.39
Change
0

Financials

8.78

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

6.62

Operational Efficiency

6.01

Growth Potential

6.53

Shareholder Returns

9.01

Oak Valley Bancorp's Company Valuation

Currency: USD Updated: 2025-11-06

The company’s current valuation score is 8.93, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 9.82, which is 7.29% below the recent high of 10.54 and 41.31% above the recent low of 5.76.

Score

Industry at a Glance

Previous score
8.93
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 193/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-06

There is no earnings forecast score for this company; the Banking Services industry's average is 7.41.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

No Data
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-06

The company’s current price momentum score is 8.67, which is higher than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 29.10 and the support level at 26.27, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.74
Change
-0.07

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(2)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.364
Neutral
RSI(14)
57.905
Neutral
STOCH(KDJ)(9,3,3)
87.986
Overbought
ATR(14)
0.656
Low Volatility
CCI(14)
120.048
Buy
Williams %R
5.025
Overbought
TRIX(12,20)
0.029
Sell
StochRSI(14)
83.615
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
27.752
Buy
MA10
27.617
Buy
MA20
26.981
Buy
MA50
27.804
Buy
MA100
27.641
Buy
MA200
26.597
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-06

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 32.41%, representing a quarter-over-quarter decrease of 37.13%. The largest institutional shareholder is The Vanguard, holding a total of 412.72K shares, representing 4.92% of shares outstanding, with 6.75% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
412.72K
+7.49%
BlackRock Institutional Trust Company, N.A.
372.91K
-7.27%
Siena Capital Partners GP, LLC
358.59K
--
Courtney (Christopher M)
236.30K
+0.17%
Titus (Danny L)
208.85K
-0.48%
Haidlen (Thomas A)
171.15K
--
Geode Capital Management, L.L.C.
161.42K
+1.63%
Martin (Ronald C)
153.45K
-0.65%
Holder (H Randolph Jr)
152.18K
+1.33%
Gilbert (James L)
151.65K
-2.72%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-06

The company’s current risk assessment score is 4.72, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.24. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
4.72
Change
0
Beta vs S&P 500 index
0.24
VaR
+2.92%
240-Day Maximum Drawdown
+27.17%
240-Day Volatility
+36.58%

Return

Best Daily Return
60 days
+4.09%
120 days
+6.45%
5 years
+8.33%
Worst Daily Return
60 days
-4.15%
120 days
-4.15%
5 years
-9.76%
Sharpe Ratio
60 days
+0.09
120 days
+0.65
5 years
+0.56

Risk Assessment

Maximum Drawdown
240 days
+27.17%
3 years
+27.17%
5 years
+27.17%
Return-to-Drawdown Ratio
240 days
-0.12
3 years
+0.40
5 years
+0.56
Skewness
240 days
-0.09
3 years
+0.01
5 years
+0.12

Volatility

Realised Volatility
240 days
+36.58%
5 years
+35.37%
Standardised True Range
240 days
+2.65%
5 years
+2.25%
Downside Risk-Adjusted Return
120 days
+120.32%
240 days
+120.32%
Maximum Daily Upside Volatility
60 days
+20.69%
Maximum Daily Downside Volatility
60 days
+17.16%

Liquidity

Average Turnover Rate
60 days
+0.18%
120 days
+0.14%
5 years
--
Turnover Deviation
20 days
-34.14%
60 days
+12.37%
120 days
-11.72%

Peer Comparison

Banking Services
Oak Valley Bancorp
Oak Valley Bancorp
OVLY
5.69 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.63 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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