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Oak Valley Bancorp

OVLY
33.620USD
+0.210+0.63%
Close 02/06, 16:00ETQuotes delayed by 15 min
282.01MMarket Cap
11.59P/E TTM

Oak Valley Bancorp

33.620
+0.210+0.63%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Oak Valley Bancorp

Currency: USD Updated: 2026-02-06

Key Insights

Oak Valley Bancorp's fundamentals are relatively very healthy, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 172 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Oak Valley Bancorp's Score

Industry at a Glance

Industry Ranking
172 / 397
Overall Ranking
270 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Oak Valley Bancorp Highlights

StrengthsRisks
Oak Valley Bancorp. is a bank holding company of Oak Valley Community Bank (the Bank). The Bank offers a range of commercial banking services designed for both individuals and small to medium-sized businesses in the two areas, such as the Central Valley and the Eastern Sierras. The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. It offers other services for both individuals and businesses, including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. It offers a variety of accounts for depositors, which are designed to attract both short-term and long-term deposits. These accounts include certificates of deposit, regular savings accounts, money market accounts, checking accounts, and savings accounts.
Growing
The company is in a growing phase, with the latest annual income totaling USD 81.73M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 15.02%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 15.02%.
Fairly Valued
The company’s latest PB is 1.36, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 2.67M shares, decreasing 11.74% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 670.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.34.

Analyst Rating

Based on 0 analysts
--
Current Rating
0.000
Target Price
0.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Oak Valley Bancorp is 9.01, ranking 31 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 21.28M, representing a year-over-year increase of 18.17%, while its net profit experienced a year-over-year increase of 5.44%.

Score

Industry at a Glance

Previous score
9.01
Change
0

Financials

8.80

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

7.61

Shareholder Returns

8.66

Oak Valley Bancorp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Oak Valley Bancorp is 8.93, ranking 21 out of 397 in the Banking Services industry. Its current P/E ratio is 11.59, which is 0.00% below the recent high of 11.59 and 50.27% above the recent low of 5.76.

Score

Industry at a Glance

Previous score
8.93
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 172/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for Oak Valley Bancorp. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Oak Valley Bancorp is 9.33, ranking 128 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 35.03 and the support level at 31.18, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.44
Change
-0.11

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.253
Buy
RSI(14)
74.010
Buy
STOCH(KDJ)(9,3,3)
83.664
Overbought
ATR(14)
0.673
High Vlolatility
CCI(14)
172.535
Buy
Williams %R
11.498
Overbought
TRIX(12,20)
0.363
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
33.042
Buy
MA10
32.503
Buy
MA20
31.794
Buy
MA50
30.418
Buy
MA100
29.043
Buy
MA200
27.994
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Oak Valley Bancorp is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 31.83%, representing a quarter-over-quarter decrease of 1.46%. The largest institutional shareholder is The Vanguard, holding a total of 402.63K shares, representing 4.80% of shares outstanding, with 4.78% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
404.42K
-2.01%
BlackRock Institutional Trust Company, N.A.
382.57K
+2.59%
Siena Capital Partners GP, LLC
358.59K
--
Courtney (Christopher M)
236.30K
+0.17%
Titus (Danny L)
208.85K
-0.48%
Haidlen (Thomas A)
171.15K
--
Fourthstone LLC
165.86K
+17.30%
Geode Capital Management, L.L.C.
160.46K
-0.59%
Martin (Ronald C)
153.45K
-0.65%
Holder (H Randolph Jr)
152.18K
+1.33%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Oak Valley Bancorp is 4.60, ranking 315 out of 397 in the Banking Services industry. The company's beta value is 0.24. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Oak Valley Bancorp’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.

Score

Industry at a Glance

Previous score
4.60
Change
0
Beta vs S&P 500 index
0.24
VaR
+2.85%
240-Day Maximum Drawdown
+14.93%
240-Day Volatility
+32.99%

Return

Best Daily Return
60 days
+4.79%
120 days
+4.79%
5 years
+8.33%
Worst Daily Return
60 days
-2.02%
120 days
-4.15%
5 years
-9.76%
Sharpe Ratio
60 days
+3.23
120 days
+1.79
5 years
+0.66

Risk Assessment

Maximum Drawdown
240 days
+14.93%
3 years
+27.17%
5 years
+27.17%
Return-to-Drawdown Ratio
240 days
+1.56
3 years
+0.51
5 years
+0.65
Skewness
240 days
+0.10
3 years
+0.14
5 years
+0.06

Volatility

Realised Volatility
240 days
+32.99%
5 years
+33.91%
Standardised True Range
240 days
+2.03%
5 years
+1.86%
Downside Risk-Adjusted Return
120 days
+357.86%
240 days
+357.86%
Maximum Daily Upside Volatility
60 days
+21.80%
Maximum Daily Downside Volatility
60 days
+18.24%

Liquidity

Average Turnover Rate
60 days
+0.18%
120 days
+0.14%
5 years
--
Turnover Deviation
20 days
-34.14%
60 days
+12.37%
120 days
-11.72%

Peer Comparison

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Oak Valley Bancorp
Oak Valley Bancorp
OVLY
6.22 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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