









Markets
/
Stocks
/
nasdaq-ovly
/

Oak Valley Bancorp

OVLY

28.150USD

+0.280+1.00%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

235.96MMarket Cap

9.74P/E TTM



Oak Valley Bancorp

28.150

+0.280+1.00%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

209 / 400

Overall Ranking

372 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Oak Valley Bancorp. is a bank holding company of Oak Valley Community Bank (the Bank). The Bank offers a range of commercial banking services designed for both individuals and small to medium-sized businesses in the two areas, such as the Central Valley and the Eastern Sierras. The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. It offers other services for both individuals and businesses, including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. It offers a variety of accounts for depositors, which are designed to attract both short-term and long-term deposits. These accounts include certificates of deposit, regular savings accounts, money market accounts, checking accounts, and savings accounts.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 15.78% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 70.78M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 15.02%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 15.02%.

Fairly Valued

The company’s latest PB is 1.27, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 4.32M shares, decreasing 8.25% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 412.72K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.34.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 7.59, which is higher than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 18.30M, representing a year-over-year increase of 4.95%, while its net profit experienced a year-over-year increase of 5.11%.

Score

Industry at a Glance

Previous score

7.59

Change



Financials

8.41

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.62

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.14

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.89

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.90

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 9.47, which is -6.19% below the recent high of 8.88 and 26.29% above the recent low of 6.98.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 209/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 6.48, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 29.17 and the support level at 27.07, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.48

Change

0.24

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.297

Neutral

RSI(14)

47.261

Neutral

STOCH(KDJ)(9,3,3)

15.846

Sell

ATR(14)

0.431

High Vlolatility

CCI(14)

-98.626

Neutral

Williams %R

83.019

Oversold

TRIX(12,20)

0.157

Sell

StochRSI(14)

23.636

Buy

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

28.396

Sell

MA10

28.771

Sell

MA20

28.617

Sell

MA50

27.968

Buy

MA100

27.043

Buy

MA200

26.854

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 51.55%, representing a quarter-over-quarter decrease of 1.19%. The largest institutional shareholder is The Vanguard, holding a total of 412.72K shares, representing 4.92% of shares outstanding, with 6.88% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

383.97K

-0.29%

BlackRock Institutional Trust Company, N.A.

402.13K

-0.46%

Siena Capital Partners GP, LLC

358.59K

Courtney (Christopher M)

236.30K

+0.17%

Titus (Danny L)

208.85K

-0.48%

Haidlen (Thomas A)

171.15K

Geode Capital Management, L.L.C.

158.83K

+2.30%

Martin (Ronald C)

153.45K

-0.65%

Holder (H Randolph Jr)

152.18K

+1.33%

Gilbert (James L)

155.89K

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.48, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.39. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.