Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.030
Neutral
RSI(14)
41.541
Neutral
STOCH(KDJ)(9,3,3)
58.141
Neutral
ATR(14)
0.274
Low Volatility
CCI(14)
-30.524
Neutral
Williams %R
54.023
Neutral
TRIX(12,20)
-0.659
Sell
StochRSI(14)
0.000
Sell
Oportun Financial Corp
OPRT4.430USD
-0.280-5.94%
Close 03/30, 16:00（ET）Quotes delayed by 15 min
118.32MMarket Cap
8.15P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Oportun Financial Corp
Currency: USD Updated: 2026-03-27Key Insights
Oportun Financial Corp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 73 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 8.92.In the medium term, the stock price is expected to trend down.Despite a very weak market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Oportun Financial Corp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Negative
Oportun Financial Corp Highlights
StrengthsRisks
Oportun Financial Corporation is a financial services company. The Company offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The Company's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. It also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. It reaches incremental members through its Lending as a Service lead generation program. It allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services.
Turnaround to Profit
The company's performance has turned profitable, with the latest annual net income of USD .
Fairly Valued
The company’s latest PB is 0.51, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 38.25M shares, decreasing 10.15% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 2.21M shares of this stock.
Analyst Rating
Based on
7
analysts
Buy
Current Rating
8.917
Target Price
+89.31%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-03-27The current financial score of Oportun Financial Corp is 8.28, ranking 133 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 247.75M, representing a year-over-year decrease of 1.27%, while its net profit experienced a year-over-year decrease of 61.04%.
Score
Financials
8.33
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
7.47
Growth Potential
8.71
Shareholder Returns
6.91
Oportun Financial Corp's Company Valuation
Currency: USD Updated: 2026-03-27The current valuation score of Oportun Financial Corp is 7.02, ranking 294 out of 400 in the Banking Services industry. Its current P/E ratio is 8.24, which is 25.88% below the recent high of 10.37 and 828.37% above the recent low of -60.00.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 73/400
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-03-27The current earnings forecast score of Oportun Financial Corp is 8.29, ranking 47 out of 400 in the Banking Services industry. The average price target is 9.50, with a high of 11.00 and a low of 5.50.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
7
analysts
Buy
Current Rating
8.917
Target Price
+99.03%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Oportun Financial Corp
OPRT
7
American Express Co
AXP
31
SoFi Technologies Inc
SOFI
24
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
19
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-03-27The current price momentum score of Oportun Financial Corp is 6.92, ranking 242 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 5.36 and the support level at 3.81, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
4.570
Sell
MA10
4.487
Sell
MA20
4.695
Sell
MA50
5.080
Sell
MA100
5.118
Sell
MA200
5.700
Sell
Institutional Confidence
Currency: USD Updated: 2026-03-27The current institutional shareholding score of Oportun Financial Corp is 7.00, ranking 56 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 86.69%, representing a quarter-over-quarter increase of 3.47%. The largest institutional shareholder is The Vanguard, holding a total of 2.21M shares, representing 4.96% of shares outstanding, with 54.57% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Neuberger Berman, LLC
Findell Capital Management LLC
BlackRock Institutional Trust Company, N.A.
Castlelake, L.P.
Forager Capital Management, LLC
Millennium Management LLC
Long Focus Capital Management LLC
Two Sigma Investments, LP
Geode Capital Management, L.L.C.
1
2
Risk Assessment
Currency: USD Updated: 2026-03-27The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Oportun Financial Corp is 4.89, ranking 291 out of 400 in the Banking Services industry. The company's beta value is 1.14. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.
Score
Beta vs S&P 500 index
1.15
VaR
+6.41%
240-Day Maximum Drawdown
+46.29%
240-Day Volatility
+65.28%
Return
Best Daily Return
60 days
+25.00%
120 days
+25.00%
5 years
+40.00%
Worst Daily Return
60 days
-9.03%
120 days
-9.98%
5 years
-48.97%
Sharpe Ratio
60 days
-0.54
120 days
-0.63
5 years
-0.00
Risk Assessment
Maximum Drawdown
240 days
+46.29%
3 years
+72.01%
5 years
+92.32%
Return-to-Drawdown Ratio
240 days
+0.13
3 years
-0.06
5 years
-0.17
Skewness
240 days
+1.07
3 years
+0.09
5 years
+0.15
Volatility
Realised Volatility
240 days
+65.28%
5 years
+78.67%
Standardised True Range
240 days
+7.34%
5 years
+10.24%
Downside Risk-Adjusted Return
120 days
-104.70%
240 days
-104.70%
Maximum Daily Upside Volatility
60 days
+69.25%
Maximum Daily Downside Volatility
60 days
+50.86%
Liquidity
Average Turnover Rate
60 days
+1.70%
120 days
+1.45%
5 years
--
Turnover Deviation
20 days
+63.81%
60 days
+73.95%
120 days
+48.28%
Peer Comparison
Banking Services
Oportun Financial Corp
OPRT
7.35 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OMF
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
IBOC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
SYF
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
