Oportun Financial Corp

OPRT

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5.250USD

-0.130-2.42%

Close 05/15, 16:00（ET）Quotes delayed by 15 min

Oportun Financial Corp's Score

Industry at a Glance

Industry Ranking

50 / 394

Overall Ranking

112 / 4482

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Oportun Financial Corp Highlights

StrengthsRisks

Oportun Financial Corporation is a financial services company. The Company offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The Company's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. It also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. It reaches incremental members through its Lending as a Service lead generation program. It allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD .

Overvalued

The company’s latest PB is 0.60, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 42.13M shares, decreasing 8.17% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 132.18K shares of this stock.

Analyst Rating

Based on 6 analysts

Buy

Current Rating

8.667

Target Price

+61.09%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Oportun Financial Corp is 8.28, ranking 131 out of 394 in the Banking Services industry. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 228.76M, representing a year-over-year decrease of 3.03%, while its net profit experienced a year-over-year decrease of 75.99%.

Score

Industry at a Glance

Previous score

8.28

Change

0

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Financials

8.33

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.

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Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

7.47

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

8.71

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

6.91

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Oportun Financial Corp is 7.02, ranking 289 out of 394 in the Banking Services industry. Its current P/E ratio is 13.87, which is 10.11% below the recent high of 15.27 and 532.71% above the recent low of -60.00.

Score

Industry at a Glance

Previous score

7.02

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 50/394

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of Oportun Financial Corp is 8.29, ranking 46 out of 394 in the Banking Services industry. The average price target is 9.50, with a high of 11.00 and a low of 5.50.

Score

Industry at a Glance

Previous score

8.29

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Oportun Financial Corp is 6.58, ranking 290 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 5.89 and the support level at 4.85, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.75

Change

-0.17

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of Oportun Financial Corp is 10.00, ranking 1 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 92.41%, representing a quarter-over-quarter increase of 6.61%. The largest institutional shareholder is Steven Cohen, holding a total of 202.31K shares, representing 0.44% of shares outstanding, with 1.00% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Neuberger Berman, LLC

3.94M

--

Forager Capital Management, LLC

2.38M

+6.11%

Findell Capital Management LLC

2.57M

--

BlackRock Institutional Trust Company, N.A.

2.47M

+2.63%

Castlelake, L.P.

2.43M

--

Millennium Management LLC

2.25M

+18.27%

Long Focus Capital Management LLC

1.52M

--

Dimensional Fund Advisors, L.P.

1.13M

+11.56%

Two Sigma Investments, LP

1.27M

+5.51%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Oportun Financial Corp is 4.89, ranking 288 out of 394 in the Banking Services industry. The company's beta value is 1.28. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

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