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OneMain Holdings Inc

OMF
59.170USD
+3.420+6.13%
Close 10/31, 16:00ETQuotes delayed by 15 min
7.03BMarket Cap
10.61P/E TTM

OneMain Holdings Inc

59.170
+3.420+6.13%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of OneMain Holdings Inc

Currency: USD Updated: 2025-10-30

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OneMain Holdings Inc's Score

Industry at a Glance

Industry Ranking
14 / 408
Overall Ranking
42 / 4621
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 16 analysts
Buy
Current Rating
63.929
Target Price
+14.12%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

OneMain Holdings Inc Highlights

StrengthsRisks
OneMain Holdings, Inc. is a financial service holding company. The Company provides personal loan products; offers credit cards; offers optional credit insurance and other; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments to the lender during borrower’s involuntary unemployment.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 97.84%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 97.84%.
Overvalued
The company’s latest PB is 1.99, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 109.57M shares, decreasing 4.70% quarter-over-quarter.
Held by Glenn Greenberg
Star Investor Glenn Greenberg holds 7.87M shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-30

The company's current financial score is 8.48, which is higher than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 1.54B, representing a year-over-year increase of 9.32%, while its net profit experienced a year-over-year increase of 135.21%.

Score

Industry at a Glance

Previous score
8.48
Change
0

Financials

5.87

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

10.00

Operational Efficiency

9.62

Growth Potential

7.61

Shareholder Returns

9.32

OneMain Holdings Inc's Company Valuation

Currency: USD Updated: 2025-10-30

The company’s current valuation score is 8.50, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 10.02, which is 36.23% below the recent high of 13.65 and 52.98% above the recent low of 4.71.

Score

Industry at a Glance

Previous score
8.50
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 14/408
No Data

Earnings Forecast

Currency: USD Updated: 2025-10-30

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for OneMain Holdings Inc is 63.50, with a high of 74.00 and a low of 56.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 16 analysts
Buy
Current Rating
64.143
Target Price
+15.05%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
OneMain Holdings Inc
OMF
16
American Express Co
AXP
32
Capital One Financial Corp
COF
24
SoFi Technologies Inc
SOFI
23
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-30

The company’s current price momentum score is 7.33, which is higher than the Banking Services industry's average of 7.30. Sideways: Currently, the stock price is trading between the resistance level at 58.83 and the support level at 52.38, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.67
Change
-1.34

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(2)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.923
Neutral
RSI(14)
58.616
Neutral
STOCH(KDJ)(9,3,3)
74.370
Buy
ATR(14)
1.956
Low Volatility
CCI(14)
145.222
Buy
Williams %R
1.362
Overbought
TRIX(12,20)
-0.065
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
57.412
Buy
MA10
56.839
Buy
MA20
55.604
Buy
MA50
58.327
Buy
MA100
57.642
Buy
MA200
54.280
Buy

Institutional Confidence

Currency: USD Updated: 2025-10-30

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 92.18%, representing a quarter-over-quarter decrease of 9.58%. The largest institutional shareholder is The Vanguard, holding a total of 11.68M shares, representing 9.83% of shares outstanding, with 1.02% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
11.68M
-0.26%
Capital International Investors
10.29M
+0.38%
Brave Warrior Advisors, LLC
Star Investors
7.87M
+7.17%
BlackRock Institutional Trust Company, N.A.
7.73M
-2.13%
Fidelity Management & Research Company LLC
7.67M
-9.20%
Dimensional Fund Advisors, L.P.
3.92M
+4.82%
T. Rowe Price Associates, Inc.
Star Investors
3.03M
+3.65%
Fiduciary Management, Inc.
2.99M
+12.96%
ClearBridge Investments, LLC
2.37M
-19.37%
Geode Capital Management, L.L.C.
2.28M
+0.73%
1
2

Risk Assessment

Currency: USD Updated: 2025-10-30

The company’s current risk assessment score is 8.50, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 1.33. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
8.50
Change
0
Beta vs S&P 500 index
1.33
VaR
+3.51%
240-Day Maximum Drawdown
+30.38%
240-Day Volatility
+37.73%

Return

Best Daily Return
60 days
+4.94%
120 days
+5.76%
5 years
+12.96%
Worst Daily Return
60 days
-5.10%
120 days
-5.10%
5 years
-11.55%
Sharpe Ratio
60 days
+0.02
120 days
+1.14
5 years
+0.52

Risk Assessment

Maximum Drawdown
240 days
+30.38%
3 years
+30.38%
5 years
+52.92%
Return-to-Drawdown Ratio
240 days
+0.07
3 years
+0.63
5 years
+0.06
Skewness
240 days
+0.15
3 years
+0.09
5 years
+0.00

Volatility

Realised Volatility
240 days
+37.73%
5 years
+36.22%
Standardised True Range
240 days
+2.83%
5 years
+2.61%
Downside Risk-Adjusted Return
120 days
+199.54%
240 days
+199.54%
Maximum Daily Upside Volatility
60 days
+21.35%
Maximum Daily Downside Volatility
60 days
+21.04%

Liquidity

Average Turnover Rate
60 days
+0.81%
120 days
+0.94%
5 years
--
Turnover Deviation
20 days
-23.80%
60 days
-6.19%
120 days
+8.74%

Peer Comparison

Banking Services
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.31 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.63 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Hanmi Financial Corp
Hanmi Financial Corp
HAFC
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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