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OneMain Holdings Inc

OMF

61.640USD

-0.670-1.08%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

7.26BMarket Cap

9.39P/E TTM



OneMain Holdings Inc

61.640

-0.670-1.08%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of OneMain Holdings Inc

Currency: USD Updated: 2026-02-06

Key Insights

OneMain Holdings Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 48 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 73.46.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OneMain Holdings Inc's Score

Industry at a Glance

Industry Ranking

48 / 397

Overall Ranking

93 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative-

OneMain Holdings Inc Highlights

StrengthsRisks

OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 17.80% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 6.24B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 97.84%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 97.84%.

Overvalued

The company’s latest PB is 2.13, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 111.21M shares, decreasing 4.14% quarter-over-quarter.

Held by Brandes Investmen

Star Investor Brandes Investmen holds 1.93M shares of this stock.

Analyst Rating

Based on 14 analysts

Buy

Current Rating

73.462

Target Price

+17.93%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of OneMain Holdings Inc is 8.08, ranking 159 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 1.61B, representing a year-over-year increase of 7.48%, while its net profit experienced a year-over-year increase of 61.90%.

Score

Industry at a Glance

Previous score

8.08

Change



Financials

8.31

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

8.80

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

6.13

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.44

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.71

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

OneMain Holdings Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of OneMain Holdings Inc is 8.50, ranking 90 out of 397 in the Banking Services industry. Its current P/E ratio is 9.39, which is 45.33% below the recent high of 13.65 and 49.84% above the recent low of 4.71.

Score

Industry at a Glance

Previous score

8.50

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 48/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of OneMain Holdings Inc is 7.60, ranking 131 out of 397 in the Banking Services industry. The average price target is 67.00, with a high of 74.00 and a low of 56.00.

Score

Industry at a Glance

Previous score

7.60

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 15 analysts

Buy

Current Rating

75.462

Target Price

+19.40%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

OneMain Holdings Inc

OMF

American Express Co

AXP

Capital One Financial Corp

COF

SoFi Technologies Inc

SOFI

Synchrony Financial

SYF

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of OneMain Holdings Inc is 6.60, ranking 373 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 68.84 and the support level at 57.52, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.73

Change

-0.13

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(1)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.864

Sell

RSI(14)

33.508

Neutral

STOCH(KDJ)(9,3,3)

22.213

Sell

ATR(14)

1.789

Low Volatility

CCI(14)

-176.792

Sell

Williams %R

82.513

Oversold

TRIX(12,20)

-0.236

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

63.316

Sell

MA10

64.399

Sell

MA20

65.088

Sell

MA50

66.260

Sell

MA100

62.009

Sell

MA200

58.741

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of OneMain Holdings Inc is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 94.46%, representing a quarter-over-quarter decrease of 7.67%. The largest institutional shareholder is The Vanguard, holding a total of 11.78M shares, representing 10.01% of shares outstanding, with 1.65% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

11.93M

+2.14%

Capital International Investors

10.38M

+0.80%

Brave Warrior Advisors, LLC

Star Investors

7.79M

-0.96%

BlackRock Institutional Trust Company, N.A.

7.77M

+0.54%

Fidelity Management & Research Company LLC

6.01M

-21.60%

Dimensional Fund Advisors, L.P.

3.98M

+1.63%

Fiduciary Management, Inc.

2.98M

-0.54%

T. Rowe Price Associates, Inc.

Star Investors

2.49M

-17.79%

Geode Capital Management, L.L.C.

2.41M

+5.70%

ClearBridge Investments, LLC

2.31M

-2.32%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of OneMain Holdings Inc is 8.53, ranking 82 out of 397 in the Banking Services industry. The company's beta value is 1.30. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.