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OneMain Holdings Inc

OMF

61.440USD

+0.860+1.42%
Close 09/15, 16:00ETQuotes delayed by 15 min
7.30BMarket Cap
11.01P/E TTM

OneMain Holdings Inc

61.440

+0.860+1.42%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated2025-09-15

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
9 / 400
Overall Ranking
86 / 4724
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 16 analysts
Buy
Current Rating
65.077
Target Price
+7.42%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
OneMain Holdings, Inc. is a financial service holding company. The Company provides personal loan products; offers credit cards; offers optional credit insurance and other; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments to the lender during borrower’s involuntary unemployment.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 97.84%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 97.84%.
Overvalued
The company’s latest PB is 2.20, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 121.19M shares, increasing 4.25% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 11.68M shares of this stock.

Financial Health

Currency: USD Updated2025-09-15

The company's current financial score is 7.85, which is higher than the Banking Services industry's average of 7.33. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 1.50B, representing a year-over-year increase of 10.94%, while its net profit experienced a year-over-year increase of 37.42%.

Score

Industry at a Glance

Previous score
7.85
Change
1.07

Financials

8.47

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

10.00

Operational Efficiency

9.20

Growth Potential

7.83

Shareholder Returns

9.10

Company Valuation

Currency: USD Updated2025-09-15

The company’s current valuation score is 5.60, which is higher than the Banking Services industry's average of 4.39. Its current P/E ratio is 11.03, which is -8.30% below the recent high of 10.11 and 35.01% above the recent low of 7.17.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 9/400
No Data

Earnings Forecast

Currency: USD Updated2025-09-15

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.34. The average price target for OneMain Holdings Inc is 65.00, with a high of 74.00 and a low of 56.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 16 analysts
Buy
Current Rating
65.077
Target Price
+7.42%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
OneMain Holdings Inc
OMF
16
American Express Co
AXP
31
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated2025-09-15

The company’s current price momentum score is 9.38, which is higher than the Banking Services industry's average of 8.78. Sideways: Currently, the stock price is trading between the resistance level at 63.71 and the support level at 57.11, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.25
Change
1.65

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(6)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.230
Neutral
RSI(14)
57.806
Neutral
STOCH(KDJ)(9,3,3)
35.409
Neutral
ATR(14)
1.205
High Vlolatility
CCI(14)
-18.014
Neutral
Williams %R
53.961
Neutral
TRIX(12,20)
0.272
Sell
StochRSI(14)
53.965
Neutral
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
61.078
Buy
MA10
61.377
Buy
MA20
60.594
Buy
MA50
58.887
Buy
MA100
55.472
Buy
MA200
53.834
Buy

Institutional Confidence

Currency: USD Updated2025-09-15

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.35. The latest institutional shareholding proportion is 101.95%, representing a quarter-over-quarter increase of 9.49%. The largest institutional shareholder is The Vanguard, holding a total of 11.68M shares, representing 9.83% of shares outstanding, with 1.02% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
11.72M
-1.16%
Capital International Investors
10.26M
+0.16%
Brave Warrior Advisors, LLC
Star Investors
7.34M
-1.26%
BlackRock Institutional Trust Company, N.A.
7.90M
+2.28%
Fidelity Management & Research Company LLC
8.44M
-1.93%
Dimensional Fund Advisors, L.P.
3.74M
+7.37%
T. Rowe Price Associates, Inc.
Star Investors
2.93M
-3.89%
Fiduciary Management, Inc.
2.65M
+21.81%
ClearBridge Investments, LLC
2.94M
+1.77%
Geode Capital Management, L.L.C.
2.26M
+5.88%
1
2

Risk Assessment

Currency: USD Updated2025-09-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 5.22, which is higher than the Banking Services industry's average of 5.16. The company's beta value is 1.26. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.22
Change
0
Beta vs S&P 500 index
1.31
VaR
+3.50%
240-Day Maximum Drawdown
+30.38%
240-Day Volatility
+38.65%
Return
Best Daily Return
60 days
+4.94%
120 days
+12.96%
5 years
+12.96%
Worst Daily Return
60 days
-2.72%
120 days
-11.55%
5 years
-11.55%
Sharpe Ratio
60 days
+2.67
120 days
+1.29
5 years
+0.75
Risk Assessment
Maximum Drawdown
240 days
+30.38%
3 years
+30.38%
5 years
+52.92%
Return-to-Drawdown Ratio
240 days
+1.00
3 years
+0.76
5 years
+0.24
Skewness
240 days
+0.35
3 years
+0.24
5 years
+0.01
Volatility
Realised Volatility
240 days
+38.65%
5 years
+36.25%
Standardised True Range
240 days
+2.56%
5 years
+2.39%
Downside Risk-Adjusted Return
120 days
+166.20%
240 days
+166.20%
Maximum Daily Upside Volatility
60 days
+17.42%
Maximum Daily Downside Volatility
60 days
+16.91%
Liquidity
Average Turnover Rate
60 days
+0.81%
120 days
+0.94%
5 years
--
Turnover Deviation
20 days
-23.80%
60 days
-6.19%
120 days
+8.74%

Peer Comparison

Banking Services
OneMain Holdings Inc
OneMain Holdings Inc
OMF
7.31 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intercorp Financial Services Inc
Intercorp Financial Services Inc
IFS
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
7.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.51 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
7.51 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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