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OneMain Holdings Inc

OMF
53.260USD
+0.600+1.14%
Close 03/24, 16:00ETQuotes delayed by 15 min
6.36BMarket Cap
8.07P/E TTM

OneMain Holdings Inc

53.260
+0.600+1.14%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of OneMain Holdings Inc

Currency: USD Updated: 2026-03-23

Key Insights

OneMain Holdings Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 1 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 71.31.In the medium term, the stock price is expected to trend down.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OneMain Holdings Inc's Score

Industry at a Glance

Industry Ranking
1 / 400
Overall Ranking
12 / 4546
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative-

OneMain Holdings Inc Highlights

StrengthsRisks
OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 17.80% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 6.24B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 97.84%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 97.84%.
Fairly Valued
The company’s latest PB is 1.81, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 111.57M shares, decreasing 3.79% quarter-over-quarter.
Held by Brandes Investmen
Star Investor Brandes Investmen holds 116.73K shares of this stock.

Analyst Rating

Based on 15 analysts
Buy
Current Rating
71.308
Target Price
+38.52%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-23

The current financial score of OneMain Holdings Inc is 8.77, ranking 69 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 1.61B, representing a year-over-year increase of 7.61%, while its net profit experienced a year-over-year increase of 61.90%.

Score

Industry at a Glance

Previous score
8.77
Change
0

Financials

8.97

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

8.01

Growth Potential

7.93

Shareholder Returns

8.94

OneMain Holdings Inc's Company Valuation

Currency: USD Updated: 2026-03-23

The current valuation score of OneMain Holdings Inc is 8.50, ranking 90 out of 400 in the Banking Services industry. Its current P/E ratio is 7.98, which is 71.03% below the recent high of 13.65 and 40.97% above the recent low of 4.71.

Score

Industry at a Glance

Previous score
8.50
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 1/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-23

The current earnings forecast score of OneMain Holdings Inc is 7.47, ranking 147 out of 400 in the Banking Services industry. The average price target is 67.00, with a high of 74.00 and a low of 56.00.

Score

Industry at a Glance

Previous score
7.47
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 15 analysts
Buy
Current Rating
71.308
Target Price
+38.52%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
OneMain Holdings Inc
OMF
15
American Express Co
AXP
31
SoFi Technologies Inc
SOFI
24
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
19
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-23

The current price momentum score of OneMain Holdings Inc is 8.90, ranking 36 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 58.53 and the support level at 46.29, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.39
Change
1.51

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.703
Neutral
RSI(14)
44.769
Neutral
STOCH(KDJ)(9,3,3)
81.585
Buy
ATR(14)
2.231
High Vlolatility
CCI(14)
38.115
Neutral
Williams %R
22.086
Buy
TRIX(12,20)
-0.605
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
51.674
Buy
MA10
51.660
Buy
MA20
53.363
Sell
MA50
58.667
Sell
MA100
61.381
Sell
MA200
59.452
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-23

The current institutional shareholding score of OneMain Holdings Inc is 10.00, ranking 1 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 95.23%, representing a quarter-over-quarter decrease of 6.92%. The largest institutional shareholder is The Vanguard, holding a total of 11.78M shares, representing 10.06% of shares outstanding, with 2.15% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
11.93M
+2.14%
Capital International Investors
10.38M
+0.80%
Brave Warrior Advisors, LLC
Star Investors
7.79M
-0.96%
BlackRock Institutional Trust Company, N.A.
7.77M
+0.54%
Fidelity Management & Research Company LLC
6.01M
-21.60%
Dimensional Fund Advisors, L.P.
3.98M
+1.63%
Fiduciary Management, Inc.
2.98M
-0.54%
Janus Henderson Investors
1.49M
+70.17%
Geode Capital Management, L.L.C.
2.41M
+5.70%
Arrowstreet Capital, Limited Partnership
1.97M
+57.02%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-23

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of OneMain Holdings Inc is 8.53, ranking 82 out of 400 in the Banking Services industry. The company's beta value is 1.28. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
8.53
Change
0
Beta vs S&P 500 index
1.27
VaR
+3.49%
240-Day Maximum Drawdown
+30.98%
240-Day Volatility
+35.84%

Return

Best Daily Return
60 days
+2.57%
120 days
+6.17%
5 years
+12.96%
Worst Daily Return
60 days
-6.05%
120 days
-6.05%
5 years
-11.55%
Sharpe Ratio
60 days
-3.11
120 days
-0.33
5 years
+0.35

Risk Assessment

Maximum Drawdown
240 days
+30.98%
3 years
+30.98%
5 years
+52.92%
Return-to-Drawdown Ratio
240 days
+1.03
3 years
+0.50
5 years
-0.04
Skewness
240 days
+0.84
3 years
-0.07
5 years
-0.00

Volatility

Realised Volatility
240 days
+35.84%
5 years
+36.05%
Standardised True Range
240 days
+3.08%
5 years
+2.73%
Downside Risk-Adjusted Return
120 days
-46.71%
240 days
-46.71%
Maximum Daily Upside Volatility
60 days
+20.12%
Maximum Daily Downside Volatility
60 days
+33.59%

Liquidity

Average Turnover Rate
60 days
+0.81%
120 days
+0.94%
5 years
--
Turnover Deviation
20 days
-23.80%
60 days
-6.19%
120 days
+8.74%

Peer Comparison

Banking Services
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM Corp
SLM
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bread Financial Holdings Inc
Bread Financial Holdings Inc
BFH
8.37 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Hancock Whitney Corp
Hancock Whitney Corp
HWC
8.35 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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