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OFG Bancorp

OFG

44.410USD

+0.060+0.14%

Market hours （ET）Quotes delayed by 15 min

1.99BMarket Cap

10.20P/E TTM



OFG Bancorp

44.410

+0.060+0.14%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-24

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

18 / 400

Overall Ranking

118 / 4718

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Buy

Current Rating

50.000

Target Price

+12.84%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 16.85% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 19.21.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 23.68%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.68%.

Overvalued

The company’s latest PB is 1.49, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 44.78M shares, decreasing 2.44% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 5.64M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-24

The company's current financial score is 9.03, which is higher than the Banking Services industry's average of 7.06. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 179.15M, representing a year-over-year increase of 1.62%, while its net profit experienced a year-over-year increase of 1.31%.

Score

Industry at a Glance

Previous score

9.21

Change



Financials

9.68

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.22

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.15

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-24

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.51, which is -6.31% below the recent high of 9.85 and 17.99% above the recent low of 8.62.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 18/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-24

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.39. The average price target for OFG Bancorp is 50.00, with a high of 52.00 and a low of 48.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Buy

Current Rating

50.000

Target Price

+12.84%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

OFG Bancorp

OFG

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

Wells Fargo & Co

WFC

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-24

The company’s current price momentum score is 8.54, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 46.25 and the support level at 42.99, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.18

Change

0.14

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(5)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.033

Neutral

RSI(14)

53.244

Neutral

STOCH(KDJ)(9,3,3)

67.392

Neutral

ATR(14)

0.851

Low Volatility

CCI(14)

30.819

Neutral

Williams %R

46.741

Neutral

TRIX(12,20)

0.045

Sell

StochRSI(14)

6.898

Sell

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

44.446

Sell

MA10

44.071

Buy

MA20

44.328

Buy

MA50

43.720

Buy

MA100

43.006

Buy

MA200

42.036

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-24

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 100.10%, representing a quarter-over-quarter increase of 0.36%. The largest institutional shareholder is The Vanguard, holding a total of 5.64M shares, representing 12.68% of shares outstanding, with 0.27% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

6.24M

-0.41%

The Vanguard Group, Inc.

Star Investors

5.73M

-0.84%

Dimensional Fund Advisors, L.P.

2.94M

-8.00%

State Street Global Advisors (US)

2.79M

-1.48%

First Trust Advisors L.P.

1.75M

+1906.69%

Charles Schwab Investment Management, Inc.

1.69M

+2.18%

Barrow Hanley Global Investors

Star Investors

1.54M

+0.93%

American Century Investment Management, Inc.

1.27M

+8.80%

LSV Asset Management

1.32M

-3.64%

Geode Capital Management, L.L.C.

1.10M

+3.06%

Risk Assessment

Currency: USD Updated: 2025-09-24

The company’s current risk assessment score is 5.61, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.82. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.