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OFG Bancorp

OFG
40.590USD
+0.180+0.45%
Close 03/26, 16:00ETQuotes delayed by 15 min
1.65BMarket Cap
8.82P/E TTM

OFG Bancorp

40.590
+0.180+0.45%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of OFG Bancorp

Currency: USD Updated: 2026-03-26

Key Insights

OFG Bancorp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 2 out of 401 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 44.40.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OFG Bancorp's Score

Industry at a Glance

Industry Ranking
2 / 401
Overall Ranking
20 / 4546
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

OFG Bancorp Highlights

StrengthsRisks
OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 23.68%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.68%.
Undervalued
The company’s latest PB is 1.26, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 42.89M shares, decreasing 5.33% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 203.20K shares of this stock.

Analyst Rating

Based on 5 analysts
Hold
Current Rating
44.400
Target Price
+11.28%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-26

The current financial score of OFG Bancorp is 8.87, ranking 56 out of 401 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 182.51M, representing a year-over-year increase of 1.81%, while its net profit experienced a year-over-year increase of 11.02%.

Score

Industry at a Glance

Previous score
8.87
Change
0

Financials

9.18

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

6.33

Shareholder Returns

8.86

OFG Bancorp's Company Valuation

Currency: USD Updated: 2026-03-26

The current valuation score of OFG Bancorp is 8.88, ranking 23 out of 401 in the Banking Services industry. Its current P/E ratio is 8.82, which is 29.64% below the recent high of 11.43 and 28.30% above the recent low of 6.32.

Score

Industry at a Glance

Previous score
8.88
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 2/401
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-26

The current earnings forecast score of OFG Bancorp is 6.80, ranking 226 out of 401 in the Banking Services industry. The average price target is 49.00, with a high of 52.00 and a low of 43.00.

Score

Industry at a Glance

Previous score
6.80
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts
Hold
Current Rating
44.400
Target Price
+11.28%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

307
Total
4
Median
5
Average
Company name
Ratings
Analysts
OFG Bancorp
OFG
5
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
US Bancorp
USB
26
Bank of America Corp
BAC
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-26

The current price momentum score of OFG Bancorp is 9.13, ranking 36 out of 401 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 42.19 and the support level at 38.28, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.42
Change
1.71

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(2)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.376
Neutral
RSI(14)
56.626
Neutral
STOCH(KDJ)(9,3,3)
86.526
Buy
ATR(14)
1.024
Low Volatility
CCI(14)
147.708
Buy
Williams %R
0.985
Overbought
TRIX(12,20)
-0.179
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
39.834
Buy
MA10
39.420
Buy
MA20
39.560
Buy
MA50
40.381
Buy
MA100
40.609
Sell
MA200
41.812
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-26

The current institutional shareholding score of OFG Bancorp is 10.00, ranking 1 out of 401 in the Banking Services industry. The latest institutional shareholding proportion is 99.13%, representing a quarter-over-quarter decrease of 0.05%. The largest institutional shareholder is The Vanguard, holding a total of 5.43M shares, representing 12.79% of shares outstanding, with 0.35% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
5.96M
-1.04%
The Vanguard Group, Inc.
Star Investors
5.55M
-1.58%
Dimensional Fund Advisors, L.P.
2.58M
-6.06%
State Street Investment Management (US)
2.40M
-6.41%
First Trust Advisors L.P.
1.88M
+6.46%
Charles Schwab Investment Management, Inc.
1.69M
+0.45%
American Century Investment Management, Inc.
1.46M
+8.05%
LSV Asset Management
1.35M
+4.36%
Barrow Hanley Global Investors
Star Investors
1.45M
-5.60%
Geode Capital Management, L.L.C.
1.11M
-0.44%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-26

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of OFG Bancorp is 8.05, ranking 130 out of 401 in the Banking Services industry. The company's beta value is 0.69. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
8.05
Change
0
Beta vs S&P 500 index
0.69
VaR
+3.00%
240-Day Maximum Drawdown
+18.30%
240-Day Volatility
+27.21%

Return

Best Daily Return
60 days
+5.33%
120 days
+5.33%
5 years
+12.59%
Worst Daily Return
60 days
-8.45%
120 days
-8.45%
5 years
-8.62%
Sharpe Ratio
60 days
-0.24
120 days
-0.24
5 years
+0.60

Risk Assessment

Maximum Drawdown
240 days
+18.30%
3 years
+25.75%
5 years
+25.75%
Return-to-Drawdown Ratio
240 days
+0.86
3 years
+0.94
5 years
+0.54
Skewness
240 days
-0.85
3 years
+0.26
5 years
+0.16

Volatility

Realised Volatility
240 days
+27.21%
5 years
+32.10%
Standardised True Range
240 days
+2.31%
5 years
+2.20%
Downside Risk-Adjusted Return
120 days
-26.88%
240 days
-26.88%
Maximum Daily Upside Volatility
60 days
+21.86%
Maximum Daily Downside Volatility
60 days
+28.57%

Liquidity

Average Turnover Rate
60 days
+0.54%
120 days
+0.70%
5 years
--
Turnover Deviation
20 days
-17.30%
60 days
-7.70%
120 days
+19.79%

Peer Comparison

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OFG Bancorp
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8.54 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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8.53 /10
Score
Financial Health
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Earnings Forecast
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8.46 /10
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8.45 /10
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