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OFG Bancorp

OFG

40.940USD

-0.170-0.41%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

1.81BMarket Cap

9.26P/E TTM



OFG Bancorp

40.940

-0.170-0.41%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of OFG Bancorp

Currency: USD Updated: 2026-02-06

Key Insights

OFG Bancorp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 76 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 44.40.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OFG Bancorp's Score

Industry at a Glance

Industry Ranking

76 / 397

Overall Ranking

127 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

OFG Bancorp Highlights

StrengthsRisks

OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 23.68%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.68%.

Undervalued

The company’s latest PB is 1.32, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 42.93M shares, decreasing 4.91% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 103.14K shares of this stock.

Analyst Rating

Based on 5 analysts

Hold

Current Rating

44.400

Target Price

+8.29%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of OFG Bancorp is 5.28, ranking 335 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 185.37M, representing a year-over-year increase of 3.40%, while its net profit experienced a year-over-year increase of 11.02%.

Score

Industry at a Glance

Previous score

5.28

Change



Financials

8.67

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

3.30

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.83

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.87

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.71

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

OFG Bancorp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of OFG Bancorp is 8.88, ranking 23 out of 397 in the Banking Services industry. Its current P/E ratio is 9.26, which is 23.44% below the recent high of 11.43 and 31.72% above the recent low of 6.32.

Score

Industry at a Glance

Previous score

8.88

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 76/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of OFG Bancorp is 6.80, ranking 225 out of 397 in the Banking Services industry. The average price target is 49.00, with a high of 52.00 and a low of 43.00.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts

Hold

Current Rating

44.400

Target Price

+8.29%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

OFG Bancorp

OFG

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

US Bancorp

USB

Bank of America Corp

BAC

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of OFG Bancorp is 9.14, ranking 212 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 43.92 and the support level at 36.84, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.21

Change

-0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.464

Neutral

RSI(14)

52.672

Neutral

STOCH(KDJ)(9,3,3)

75.241

Neutral

ATR(14)

1.500

High Vlolatility

CCI(14)

57.759

Neutral

Williams %R

26.130

Buy

TRIX(12,20)

-0.136

Sell

StochRSI(14)

10.781

Sell

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

41.046

Sell

MA10

39.805

Buy

MA20

40.300

Buy

MA50

40.924

Buy

MA100

41.190

Sell

MA200

41.910

Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of OFG Bancorp is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 99.21%, representing a quarter-over-quarter increase of 0.04%. The largest institutional shareholder is The Vanguard, holding a total of 5.43M shares, representing 12.56% of shares outstanding, with 1.46% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

5.96M

-1.04%

The Vanguard Group, Inc.

Star Investors

5.55M

-1.58%

Dimensional Fund Advisors, L.P.

2.58M

-6.06%

State Street Investment Management (US)

2.40M

-6.41%

First Trust Advisors L.P.

1.88M

+6.46%

Charles Schwab Investment Management, Inc.

1.69M

+0.45%

American Century Investment Management, Inc.

1.46M

+8.05%

Barrow Hanley Global Investors

Star Investors

1.45M

-5.60%

LSV Asset Management

1.35M

+4.36%

Geode Capital Management, L.L.C.

1.11M

-0.44%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of OFG Bancorp is 8.05, ranking 131 out of 397 in the Banking Services industry. The company's beta value is 0.75. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.