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OceanFirst Financial Corp

OCFC

17.884USD

-0.166-0.92%

Market hours （ET）Quotes delayed by 15 min

1.03BMarket Cap

13.70P/E TTM



OceanFirst Financial Corp

17.884

-0.166-0.92%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of OceanFirst Financial Corp

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OceanFirst Financial Corp's Score

Industry at a Glance

Industry Ranking

51 / 408

Overall Ranking

110 / 4617

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 6 analysts

Buy

Current Rating

21.500

Target Price

+18.26%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

OceanFirst Financial Corp Highlights

StrengthsRisks

OceanFirst Financial Corp. is a holding company for OceanFirst Bank N.A. (the Bank). The Bank is a full-service regional bank delivering financial products and services, which include commercial and consumer financing, deposit services, and wealth management products and services, throughout New Jersey and the metropolitan markets of Philadelphia, New York, Baltimore, and others. The Bank's commercial loans include multi-family and commercial real estate loans, commercial construction loans, and commercial and industrial loans. The Bank’s primary sources of funds are deposits, principal and interest payments on loans and investments, and other borrowings. It also generates non-interest income such as income from bankcard services, trust and asset management products and services, deposit account services, and others. It operates approximately 37 branch offices, and deposit production facilities located throughout New Jersey and metropolitan area of New York City and Philadelphia.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 48.79%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 48.79%.

Fairly Valued

The company’s latest PB is 0.63, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 45.06M shares, decreasing 5.12% quarter-over-quarter.

Held by Third Avenue Management

Star Investor Third Avenue Management holds 162.24K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 8.75, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 91.62M, representing a year-over-year increase of 6.17%, while its net profit experienced a year-over-year increase of 28.13%.

Score

Industry at a Glance

Previous score

8.75

Change



Financials

8.95

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.67

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.13

Key Metrics

Free cash flow

No Data

OceanFirst Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 7.55, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 13.89, which is 7.06% below the recent high of 14.88 and 62.05% above the recent low of 5.27.

Score

Industry at a Glance

Previous score

7.55

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 51/408

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.41. The average price target for OceanFirst Financial Corp is 22.00, with a high of 23.00 and a low of 19.00.

Score

Industry at a Glance

Previous score

7.67

Change

0.33

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts

Buy

Current Rating

21.500

Target Price

+18.26%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

OceanFirst Financial Corp

OCFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Zions Bancorporation NA

ZION

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 6.63, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 19.26 and the support level at 17.08, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.77

Change

-0.14

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(2)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.095

Neutral

RSI(14)

47.225

Neutral

STOCH(KDJ)(9,3,3)

25.831

Sell

ATR(14)

0.735

High Vlolatility

CCI(14)

-101.172

Sell

Williams %R

66.514

Sell

TRIX(12,20)

0.157

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

18.474

Sell

MA10

18.619

Sell

MA20

18.363

Sell

MA50

18.180

Sell

MA100

17.874

Buy

MA200

17.509

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 78.52%, representing a quarter-over-quarter decrease of 4.58%. The largest institutional shareholder is The Vanguard, holding a total of 3.46M shares, representing 6.02% of shares outstanding, with 3.56% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

5.39M

-3.57%

The Vanguard Group, Inc.

Star Investors

3.46M

-0.39%

Dimensional Fund Advisors, L.P.

3.24M

-1.00%

State Street Investment Management (US)

1.72M

-0.41%

Invesco Advisers, Inc.

1.67M

+8.03%

BlackRock Financial Management, Inc.

1.59M

-3.52%

Royce Investment Partners

Star Investors

1.47M

+43.38%

Geode Capital Management, L.L.C.

1.41M

-1.37%

American Century Investment Management, Inc.

1.34M

+1.10%

GW&K Investment Management, LLC

1.31M

-7.82%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 7.61, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 1.04. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.