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OceanFirst Financial Corp

OCFC

17.420USD

-0.220-1.25%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

323.91MMarket Cap

14.90P/E TTM



OceanFirst Financial Corp

17.420

-0.220-1.25%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of OceanFirst Financial Corp

Currency: USD Updated: 2026-03-27

Key Insights

OceanFirst Financial Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 60 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 22.00.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OceanFirst Financial Corp's Score

Industry at a Glance

Industry Ranking

60 / 400

Overall Ranking

117 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

OceanFirst Financial Corp Highlights

StrengthsRisks

OceanFirst Financial Corp. is the holding company for OceanFirst Bank N.A. (the Bank). The Bank is a regional community bank offering a variety of financial products and services to meet the needs of customers in the communities it serves. Its principal business is originating loans, consisting of commercial real estate and other commercial loans, and single-family, owner-occupied residential mortgage loans. It delivers commercial and residential financing, treasury management, trust and asset management, and deposit services. It also invests in other types of loans, including residential construction and consumer loans. The Bank primarily operates over 39 branch offices and various deposit production facilities located throughout central and southern New Jersey and the metropolitan areas of New York City and Philadelphia. It also operates commercial loan production offices in New Jersey, New York City, the greater Philadelphia area, Pittsburgh, Washington D.C., Baltimore, and Boston.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 48.79%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 48.79%.

Fairly Valued

The company’s latest PB is 0.60, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 46.89M shares, increasing 1.46% quarter-over-quarter.

Held by HACAX

Star Investor HACAX holds 23.97K shares of this stock.

Analyst Rating

Based on 6 analysts

Buy

Current Rating

22.000

Target Price

+24.72%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of OceanFirst Financial Corp is 9.38, ranking 18 out of 400 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 94.29M, representing a year-over-year increase of 9.32%, while its net profit experienced a year-over-year increase of 37.37%.

Score

Industry at a Glance

Previous score

9.38

Change



Financials

7.54

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

9.99

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

9.36

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

OceanFirst Financial Corp's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of OceanFirst Financial Corp is 7.55, ranking 229 out of 400 in the Banking Services industry. Its current P/E ratio is 14.90, which is 13.83% below the recent high of 16.96 and 64.62% above the recent low of 5.27.

Score

Industry at a Glance

Previous score

7.55

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 60/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of OceanFirst Financial Corp is 7.00, ranking 190 out of 400 in the Banking Services industry. The average price target is 22.00, with a high of 23.00 and a low of 19.00.

Score

Industry at a Glance

Previous score

7.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 6 analysts

Buy

Current Rating

22.000

Target Price

+24.72%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

307

Total

Median

Average

Company name

Ratings

Analysts

OceanFirst Financial Corp

OCFC

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of OceanFirst Financial Corp is 6.14, ranking 380 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 18.37 and the support level at 16.89, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.41

Change

-0.27

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(5)

Neutral(1)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.006

Sell

RSI(14)

37.351

Neutral

STOCH(KDJ)(9,3,3)

23.623

Sell

ATR(14)

0.454

Low Volatility

CCI(14)

-149.546

Sell

Williams %R

88.119

Oversold

TRIX(12,20)

-0.291

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

17.654

Sell

MA10

17.664

Sell

MA20

17.899

Sell

MA50

18.562

Sell

MA100

18.636

Sell

MA200

18.252

Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of OceanFirst Financial Corp is 7.00, ranking 56 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 81.69%, representing a quarter-over-quarter increase of 4.65%. The largest institutional shareholder is The Vanguard, holding a total of 3.35M shares, representing 5.84% of shares outstanding, with 1.64% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

5.30M

-1.70%

The Vanguard Group, Inc.

Star Investors

3.35M

-3.18%

Wellington Management Company, LLP

2.39M

+97.91%

Dimensional Fund Advisors, L.P.

3.23M

-0.11%

Invesco Advisers, Inc.

1.76M

+5.56%

State Street Investment Management (US)

1.79M

+4.33%

Geode Capital Management, L.L.C.

1.45M

+2.95%

Royce Investment Partners

Star Investors

1.66M

+13.01%

BlackRock Financial Management, Inc.

1.48M

-6.94%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of OceanFirst Financial Corp is 7.19, ranking 186 out of 400 in the Banking Services industry. The company's beta value is 1.00. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.