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Orange County Bancorp Inc

OBT

31.850USD

-0.280-0.87%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

349.61MMarket Cap

9.57P/E TTM



Orange County Bancorp Inc

31.850

-0.280-0.87%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Orange County Bancorp Inc

Currency: USD Updated: 2026-03-27

Key Insights

Orange County Bancorp Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 52 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Strong Buy, with the highest price target at 39.00.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Orange County Bancorp Inc's Score

Industry at a Glance

Industry Ranking

52 / 400

Overall Ranking

108 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Orange County Bancorp Inc Highlights

StrengthsRisks

Orange County Bancorp, Inc. is a bank holding company. Through its wholly owned subsidiaries, Orange Bank & Trust Company, a New York state-chartered trust company (the Bank) and Orange Investment Advisors Inc., an investment advisor (HVIA), the Company offers full-service commercial and consumer banking products and services and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments and individuals in the Lower Hudson Valley region, the New York metropolitan area and nearby markets in Connecticut and New Jersey. Its segments include Banking and Wealth Management. The Banking segment involves the delivery of loan and deposit products to its customers through the Bank. The Wealth Management segment, which includes asset management and trust services to individuals and institutions through HVIA and the Bank that provides trust and investment management fee income in its wealth management business segment.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.73% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 125.97M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 19.10%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 19.10%.

Fairly Valued

The company’s latest PB is 1.50, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 7.43M shares, decreasing 2.81% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.15K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.18.

Analyst Rating

Based on 2 analysts

Strong Buy

Current Rating

39.000

Target Price

+21.38%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Orange County Bancorp Inc is 8.52, ranking 99 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 33.03M, representing a year-over-year increase of 20.62%, while its net profit experienced a year-over-year increase of 73.51%.

Score

Industry at a Glance

Previous score

8.52

Change



Financials

8.89

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

7.95

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

8.55

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.47

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.74

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Orange County Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Orange County Bancorp Inc is 8.25, ranking 121 out of 400 in the Banking Services industry. Its current P/E ratio is 9.57, which is 138.53% below the recent high of 22.84 and 31.96% above the recent low of 6.51.

Score

Industry at a Glance

Previous score

8.25

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 52/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Orange County Bancorp Inc is 8.67, ranking 22 out of 400 in the Banking Services industry. The average price target is 30.00, with a high of 31.00 and a low of 29.00.

Score

Industry at a Glance

Previous score

8.67

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts

Strong Buy

Current Rating

39.000

Target Price

+21.38%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

307

Total

Median

Average

Company name

Ratings

Analysts

Orange County Bancorp Inc

OBT

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Orange County Bancorp Inc is 7.44, ranking 75 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 33.81 and the support level at 29.71, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.88

Change

-1.44

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.187

Neutral

RSI(14)

48.536

Neutral

STOCH(KDJ)(9,3,3)

62.691

Neutral

ATR(14)

1.194

Low Volatility

CCI(14)

47.774

Neutral

Williams %R

33.333

Buy

TRIX(12,20)

-0.206

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

32.176

Sell

MA10

31.643

Buy

MA20

31.713

Buy

MA50

32.313

Sell

MA100

29.963

Buy

MA200

27.726

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Orange County Bancorp Inc is 5.00, ranking 152 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 55.57%, representing a quarter-over-quarter increase of 2.17%. The largest institutional shareholder is The Vanguard, holding a total of 577.96K shares, representing 4.32% of shares outstanding, with 9.07% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.21M

+52.89%

Hudson Valley Investment Advisors, Inc.

1.16M

BlackRock Financial Management, Inc.

674.18K

+132.22%

Morrison (Robert w)

654.18K

The Vanguard Group, Inc.

Star Investors

550.92K

+1.62%

Wellington Management Company, LLP

591.55K

-38.79%

Rowley (Richard B)

555.55K

+0.86%

Manulife Investment Management (North America) Limited

316.01K

-1.16%

Geode Capital Management, L.L.C.

249.67K

+13.73%

AllianceBernstein L.P.

243.47K

-14.86%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Orange County Bancorp Inc is 5.19, ranking 281 out of 400 in the Banking Services industry. The company's beta value is 0.43. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.