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Orange County Bancorp Inc

OBT
35.210USD
+1.140+3.35%
Close 02/06, 16:00ETQuotes delayed by 15 min
470.70MMarket Cap
10.58P/E TTM

Orange County Bancorp Inc

35.210
+1.140+3.35%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Orange County Bancorp Inc

Currency: USD Updated: 2026-02-06

Key Insights

Orange County Bancorp Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 44 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 34.67.In the medium term, the stock price is expected to trend up.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Orange County Bancorp Inc's Score

Industry at a Glance

Industry Ranking
44 / 397
Overall Ranking
88 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Orange County Bancorp Inc Highlights

StrengthsRisks
Orange County Bancorp, Inc. is a bank holding company. Through its wholly owned subsidiaries, Orange Bank & Trust Company, a New York state-chartered trust company (the Bank) and Orange Investment Advisors Inc., an investment advisor (HVIA), the Company offers full-service commercial and consumer banking products and services and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments and individuals in the Lower Hudson Valley region, the New York metropolitan area and nearby markets in Connecticut and New Jersey. Its segments include Banking and Wealth Management. The Banking segment involves the delivery of loan and deposit products to its customers through the Bank. The Wealth Management segment, which includes asset management and trust services to individuals and institutions through HVIA and the Bank that provides trust and investment management fee income in its wealth management business segment.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.73% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 125.97M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 19.10%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 19.10%.
Fairly Valued
The company’s latest PB is 1.66, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 7.48M shares, decreasing 2.26% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 1.15K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.18.

Analyst Rating

Based on 3 analysts
Buy
Current Rating
34.667
Target Price
+1.75%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Orange County Bancorp Inc is 8.46, ranking 108 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 33.03M, representing a year-over-year increase of 20.62%, while its net profit experienced a year-over-year increase of 73.51%.

Score

Industry at a Glance

Previous score
8.46
Change
0

Financials

8.68

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

7.88

Operational Efficiency

8.51

Growth Potential

8.51

Shareholder Returns

8.73

Orange County Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Orange County Bancorp Inc is 8.25, ranking 122 out of 397 in the Banking Services industry. Its current P/E ratio is 10.58, which is 115.77% below the recent high of 22.84 and 38.46% above the recent low of 6.51.

Score

Industry at a Glance

Previous score
8.25
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 44/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Orange County Bancorp Inc is 8.67, ranking 25 out of 397 in the Banking Services industry. The average price target is 30.00, with a high of 31.00 and a low of 29.00.

Score

Industry at a Glance

Previous score
8.67
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Buy
Current Rating
34.667
Target Price
+1.75%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Orange County Bancorp Inc
OBT
3
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Orange County Bancorp Inc is 9.66, ranking 18 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 37.55 and the support level at 30.75, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.45
Change
0.21

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.900
Buy
RSI(14)
82.703
Overbought
STOCH(KDJ)(9,3,3)
89.555
Overbought
ATR(14)
1.162
High Vlolatility
CCI(14)
181.776
Buy
Williams %R
3.452
Overbought
TRIX(12,20)
0.483
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
33.156
Buy
MA10
31.670
Buy
MA20
30.631
Buy
MA50
29.274
Buy
MA100
27.216
Buy
MA200
26.426
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Orange County Bancorp Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 55.98%, representing a quarter-over-quarter increase of 2.94%. The largest institutional shareholder is The Vanguard, holding a total of 577.96K shares, representing 4.32% of shares outstanding, with 9.08% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
1.21M
+52.89%
Hudson Valley Investment Advisors, Inc.
1.16M
--
BlackRock Financial Management, Inc.
674.18K
+132.22%
Morrison (Robert w)
654.18K
--
Wellington Management Company, LLP
591.55K
-38.79%
The Vanguard Group, Inc.
Star Investors
550.92K
+1.62%
Rowley (Richard B)
555.55K
+0.86%
Manulife Investment Management (North America) Limited
316.01K
-1.16%
Geode Capital Management, L.L.C.
249.67K
+13.73%
1st & Main Growth Partners
247.85K
-24.88%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Orange County Bancorp Inc is 5.19, ranking 281 out of 397 in the Banking Services industry. The company's beta value is 0.42. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
5.19
Change
0
Beta vs S&P 500 index
0.42
VaR
+4.17%
240-Day Maximum Drawdown
+18.91%
240-Day Volatility
+41.67%

Return

Best Daily Return
60 days
+4.68%
120 days
+4.99%
5 years
+10.85%
Worst Daily Return
60 days
-5.14%
120 days
-5.14%
5 years
-10.16%
Sharpe Ratio
60 days
+4.22
120 days
+2.64
5 years
+0.80

Risk Assessment

Maximum Drawdown
240 days
+18.91%
3 years
+37.64%
5 years
--
Return-to-Drawdown Ratio
240 days
+2.02
3 years
+0.44
5 years
--
Skewness
240 days
+0.09
3 years
+0.08
5 years
+0.11

Volatility

Realised Volatility
240 days
+41.67%
5 years
--
Standardised True Range
240 days
+2.56%
5 years
--
Downside Risk-Adjusted Return
120 days
+457.36%
240 days
+457.36%
Maximum Daily Upside Volatility
60 days
+26.79%
Maximum Daily Downside Volatility
60 days
+19.08%

Liquidity

Average Turnover Rate
60 days
+0.32%
120 days
+0.20%
5 years
--
Turnover Deviation
20 days
+17.84%
60 days
+152.89%
120 days
+60.67%

Peer Comparison

Banking Services
Orange County Bancorp Inc
Orange County Bancorp Inc
OBT
8.04 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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