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Norwood Financial Corp

NWFL

26.620USD

+0.310+1.18%
Close 09/18, 16:00ETQuotes delayed by 15 min
246.52MMarket Cap
77.74P/E TTM

Norwood Financial Corp

26.620

+0.310+1.18%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated2025-09-17

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
121 / 400
Overall Ranking
237 / 4723
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 2 analysts
Buy
Current Rating
26.250
Target Price
-0.46%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Norwood Financial Corp is a holding company for Wayne Bank (the Bank). The Bank is an independent community bank with about 15 offices in Northeastern Pennsylvania and 14 offices in Delaware, Sullivan, Ontario, Otsego and Yates Counties, New York. The Bank offers a variety of personal and business credit services and trust and investment products and real estate settlement services to the consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the Bank serves. The Bank serves the northeastern Pennsylvania counties of Wayne, Pike, Monroe, Lackawanna and Luzerne and, to a much lesser extent, Susquehanna County in addition to the New York counties of Delaware, Sullivan, Ontario, Otsego and Yates. The Bank operates automated teller machines at twenty-nine branch facilities plus one machine at an off-site location. The Bank operates a Wealth Management/Trust Department which provides estate planning, investment management and financial planning.
Growing
The company is in a growing phase, with the latest annual income totaling USD 44.81M.
Turnaround to Loss
The company's performance has turned to a loss, with the latest annual loss of USD 160.00K.%!(EXTRA int=2)
Undervalued
The company’s latest PB is 1.08, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 4.36M shares, decreasing 0.74% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 455.19K shares of this stock.

Financial Health

Currency: USD Updated2025-09-17

The company's current financial score is 5.89, which is lower than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 19.68M, representing a year-over-year increase of 25.63%, while its net profit experienced a year-over-year increase of 47.28%.

Score

Industry at a Glance

Previous score
5.89
Change
0

Financials

6.40

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

6.07

Operational Efficiency

6.31

Growth Potential

4.07

Shareholder Returns

6.58

Company Valuation

Currency: USD Updated2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 126.94, which is -87.53% below the recent high of 15.84 and 93.08% above the recent low of 8.79.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 121/400
No Data

Earnings Forecast

Currency: USD Updated2025-09-17

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Norwood Financial Corp is 26.25, with a high of 26.50 and a low of 26.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts
Buy
Current Rating
26.250
Target Price
-0.23%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Norwood Financial Corp
NWFL
2
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated2025-09-17

The company’s current price momentum score is 8.69, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 27.49 and the support level at 24.96, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.86
Change
-0.17

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.160
Neutral
RSI(14)
53.488
Neutral
STOCH(KDJ)(9,3,3)
29.418
Sell
ATR(14)
0.539
Low Volatility
CCI(14)
-68.688
Neutral
Williams %R
80.000
Oversold
TRIX(12,20)
0.275
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
26.528
Buy
MA10
26.616
Buy
MA20
26.375
Buy
MA50
25.358
Buy
MA100
25.573
Buy
MA200
25.785
Buy

Institutional Confidence

Currency: USD Updated2025-09-17

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 47.13%, representing a quarter-over-quarter decrease of 2.54%. The largest institutional shareholder is The Vanguard, holding a total of 455.19K shares, representing 4.91% of shares outstanding, with 17.73% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Wellington Management Company, LLP
630.87K
+2.07%
BlackRock Institutional Trust Company, N.A.
554.09K
+1.02%
The Vanguard Group, Inc.
Star Investors
440.89K
+13.89%
Norwood Financial Corp
424.80K
-0.09%
Nolan (Alexandra K)
283.70K
+4.59%
Geode Capital Management, L.L.C.
195.62K
+17.52%
Manulife Investment Management (North America) Limited
177.78K
-0.07%
Gifford (Jeffrey S)
148.72K
+3.92%
Lamont (Kevin M)
134.71K
+0.61%
Dimensional Fund Advisors, L.P.
113.21K
+6.01%
1
2

Risk Assessment

Currency: USD Updated2025-09-17

The company’s current risk assessment score is 4.99, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.71. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
4.99
Change
0
Beta vs S&P 500 index
0.71
VaR
+3.12%
240-Day Maximum Drawdown
+33.30%
240-Day Volatility
+37.67%
Return
Best Daily Return
60 days
+4.55%
120 days
+4.70%
5 years
+11.28%
Worst Daily Return
60 days
-3.89%
120 days
-6.41%
5 years
-14.93%
Sharpe Ratio
60 days
+0.86
120 days
+0.67
5 years
+0.27
Risk Assessment
Maximum Drawdown
240 days
+33.30%
3 years
+37.53%
5 years
+37.53%
Return-to-Drawdown Ratio
240 days
-0.13
3 years
-0.06
5 years
+0.02
Skewness
240 days
-0.61
3 years
-0.32
5 years
-0.20
Volatility
Realised Volatility
240 days
+37.67%
5 years
+37.80%
Standardised True Range
240 days
+2.92%
5 years
+2.99%
Downside Risk-Adjusted Return
120 days
+99.58%
240 days
+99.58%
Maximum Daily Upside Volatility
60 days
+21.03%
Maximum Daily Downside Volatility
60 days
+17.73%
Liquidity
Average Turnover Rate
60 days
+0.24%
120 days
+0.25%
5 years
--
Turnover Deviation
20 days
+57.33%
60 days
+40.18%
120 days
+48.03%

Peer Comparison

Banking Services
Norwood Financial Corp
Norwood Financial Corp
NWFL
5.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intercorp Financial Services Inc
Intercorp Financial Services Inc
IFS
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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