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Norwood Financial Corp

NWFL
28.920USD
-0.740-2.49%
Close 12/22, 16:00ETQuotes delayed by 15 min
267.87MMarket Cap
44.72P/E TTM

Norwood Financial Corp

28.920
-0.740-2.49%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Norwood Financial Corp

Currency: USD Updated: 2025-12-22

Key Insights

Norwood Financial Corp's fundamentals are relatively healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 89/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 27.00.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Norwood Financial Corp's Score

Industry at a Glance

Industry Ranking
89 / 404
Overall Ranking
144 / 4578
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Analyst Rating

Based on 2 analysts
Buy
Current Rating
27.000
Target Price
-6.57%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Norwood Financial Corp Highlights

StrengthsRisks
Norwood Financial Corp. is a holding company for Wayne Bank (the Bank). The Bank operates 15 offices in Northeastern Pennsylvania and 14 offices in Delaware, Sullivan, Ontario, Otsego and Yates Counties, New York. The Bank offers a variety of personal and business credit services and trust and investment products and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the Bank serves. The Bank primarily serves the northeastern Pennsylvania counties of Wayne, Pike, Monroe, Lackawanna and Luzerne and, to a much lesser extent, Susquehanna County, in addition to the New York counties of Delaware, Sullivan, Ontario, Otsego and Yates. In addition, the Bank operates automated teller machines at 30 branch facilities plus one machine at an off-site location. The Bank operates a Wealth Management/Trust Department which provides estate planning, investment management and financial planning to customers.
Growing
The company is in a growing phase, with the latest annual income totaling USD 44.81M.
Turnaround to Loss
The company's performance has turned to a loss, with the latest annual loss of USD .
Fairly Valued
The company’s latest PB is 1.14, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 3.70M shares, increasing 0.21% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 841.00 shares of this stock.

Financial Health

Currency: USD Updated: 2025-12-22

The current financial score of Norwood Financial Corp is 9.03, ranking 33/404 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 21.41M, representing a year-over-year increase of 28.66%, while its net profit experienced a year-over-year increase of 116.81%.

Score

Industry at a Glance

Previous score
9.03
Change
0

Financials

7.36

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

8.90

Shareholder Returns

8.87

Norwood Financial Corp's Company Valuation

Currency: USD Updated: 2025-12-22

The current valuation score of Norwood Financial Corp is 8.87, ranking 26/404 in the Banking Services industry. Its current P/E ratio is 44.72, which is 955.60% below the recent high of 472.10 and 3176.90% above the recent low of -1376.07.

Score

Industry at a Glance

Previous score
8.87
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 89/404
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2025-12-22

The current earnings forecast score of Norwood Financial Corp is 8.00, ranking 77/404 in the Banking Services industry. The average price target for Norwood Financial Corp is 27.00, with a high of 28.00 and a low of 26.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Buy
Current Rating
27.000
Target Price
-6.57%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

304
Total
4
Median
5
Average
Company name
Ratings
Analysts
Norwood Financial Corp
NWFL
2
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-12-22

The current price momentum score of Norwood Financial Corp is 7.13, ranking 319/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 30.49 and the support level at 27.46, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.75
Change
-1.62

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.166
Neutral
RSI(14)
52.222
Neutral
STOCH(KDJ)(9,3,3)
33.727
Sell
ATR(14)
0.702
High Vlolatility
CCI(14)
-30.409
Neutral
Williams %R
76.256
Sell
TRIX(12,20)
0.392
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
29.590
Sell
MA10
29.651
Sell
MA20
29.109
Sell
MA50
27.443
Buy
MA100
26.563
Buy
MA200
25.781
Buy

Institutional Confidence

Currency: USD Updated: 2025-12-22

The current institutional shareholding score of Norwood Financial Corp is 3.00, ranking 254/404 in the Banking Services industry. The latest institutional shareholding proportion is 39.90%, representing a quarter-over-quarter decrease of 15.34%. The largest institutional shareholder is The Vanguard, holding a total of 439.95K shares, representing 4.75% of shares outstanding, with 0.25% decrease in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Wellington Management Company, LLP
555.16K
-12.00%
BlackRock Institutional Trust Company, N.A.
530.99K
-4.17%
The Vanguard Group, Inc.
Star Investors
455.19K
+3.24%
Norwood Financial Corp
424.80K
-0.09%
Nolan (Alexandra K)
283.70K
+4.59%
Geode Capital Management, L.L.C.
201.86K
+3.19%
Manulife Investment Management (North America) Limited
177.94K
+0.09%
Gifford (Jeffrey S)
148.72K
+3.92%
Lamont (Kevin M)
134.71K
+0.61%
1
2

Risk Assessment

Currency: USD Updated: 2025-12-22

The current risk assessment score of Norwood Financial Corp is 5.14, ranking 276/404 in the Banking Services industry. The company's beta value is 0.59. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.14
Change
0
Beta vs S&P 500 index
0.59
VaR
+3.02%
240-Day Maximum Drawdown
+18.93%
240-Day Volatility
+33.18%

Return

Best Daily Return
60 days
+6.79%
120 days
+6.79%
5 years
+11.28%
Worst Daily Return
60 days
-2.91%
120 days
-3.89%
5 years
-14.93%
Sharpe Ratio
60 days
+1.87
120 days
+0.97
5 years
+0.28

Risk Assessment

Maximum Drawdown
240 days
+18.93%
3 years
+37.17%
5 years
+37.53%
Return-to-Drawdown Ratio
240 days
+0.60
3 years
-0.14
5 years
+0.02
Skewness
240 days
+0.20
3 years
-0.26
5 years
-0.24

Volatility

Realised Volatility
240 days
+33.18%
5 years
+37.20%
Standardised True Range
240 days
+2.41%
5 years
+2.67%
Downside Risk-Adjusted Return
120 days
+171.91%
240 days
+171.91%
Maximum Daily Upside Volatility
60 days
+22.38%
Maximum Daily Downside Volatility
60 days
+18.17%

Liquidity

Average Turnover Rate
60 days
+0.24%
120 days
+0.25%
5 years
--
Turnover Deviation
20 days
+57.33%
60 days
+40.18%
120 days
+48.03%

Peer Comparison

Banking Services
Norwood Financial Corp
Norwood Financial Corp
NWFL
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more

FAQs

How does TradingKey generate the Stock Score of Norwood Financial Corp?

The TradingKey Stock Score provides a comprehensive assessment of Norwood Financial Corp based on 34 indicators derived from over 100 underlying data points.
These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Norwood Financial Corp’s performance and outlook.

How do we generate the financial health score of Norwood Financial Corp?

To generate the financial health score of Norwood Financial Corp, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns.
By integrating these comprehensive data, the financial health score not only reflects Norwood Financial Corp's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Norwood Financial Corp.

How do we generate the company valuation score of Norwood Financial Corp?

To generate the company valuation score of Norwood Financial Corp, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Norwood Financial Corp’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value.
By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Norwood Financial Corp’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Norwood Financial Corp.

How do we generate the earnings forecast score of Norwood Financial Corp?

To calculate the earnings forecast score of Norwood Financial Corp, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:
Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.
Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.
By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.
Comparing these indicators against peers provides context for the stock’s performance and helps anchor more realistic expectations.
These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Norwood Financial Corp’s future.

How do we generate the price momentum score of Norwood Financial Corp?

When generating the price momentum score for Norwood Financial Corp, we examine momentum indicators including support and resistance levels as well as volume metrics.
Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.
This comprehensive approach can reflect market sentiment and enable rational forecasts of Norwood Financial Corp’s prices. A higher score indicates a more stable short-term price trend for Norwood Financial Corp.

How do we generate the institutional confidence score of Norwood Financial Corp?

To generate the institutional confidence score of Norwood Financial Corp, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Norwood Financial Corp’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Norwood Financial Corp.

How do we generate the risk management score of Norwood Financial Corp?

To assess the risk management score of Norwood Financial Corp, we examine multiple key indicators related to returns, risk, volatility, and liquidity.
The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.
These indicators together provide a multi-dimensional understanding of Norwood Financial Corp’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Norwood Financial Corp.
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