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Norwood Financial Corp

NWFL

26.640USD

-0.060-0.22%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

246.75MMarket Cap

32.21P/E TTM



Norwood Financial Corp

26.640

-0.060-0.22%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Norwood Financial Corp

Currency: USD Updated: 2025-11-06

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a good stock market performance and strong technicals, the fundamentals don't support the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Norwood Financial Corp's Score

Industry at a Glance

Industry Ranking

111 / 407

Overall Ranking

184 / 4615

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Buy

Current Rating

27.000

Target Price

+1.01%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Norwood Financial Corp Highlights

StrengthsRisks

Norwood Financial Corp is a holding company for Wayne Bank (the Bank). The Bank is an independent community bank with about 15 offices in Northeastern Pennsylvania and 14 offices in Delaware, Sullivan, Ontario, Otsego and Yates Counties, New York. The Bank offers a variety of personal and business credit services and trust and investment products and real estate settlement services to the consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the Bank serves. The Bank serves the northeastern Pennsylvania counties of Wayne, Pike, Monroe, Lackawanna and Luzerne and, to a much lesser extent, Susquehanna County in addition to the New York counties of Delaware, Sullivan, Ontario, Otsego and Yates. The Bank operates automated teller machines at twenty-nine branch facilities plus one machine at an off-site location. The Bank operates a Wealth Management/Trust Department which provides estate planning, investment management and financial planning.

Growing

The company is in a growing phase, with the latest annual income totaling USD 44.81M.

Turnaround to Loss

The company's performance has turned to a loss, with the latest annual loss of USD .

Undervalued

The company’s latest PB is 1.05, at a low 3-year percentile range.

Institutional Buying

The latest institutional holdings are 3.71M shares, increasing 0.62% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 627.00 shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-06

The company's current financial score is 5.78, which is lower than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 21.41M, representing a year-over-year increase of 28.66%, while its net profit experienced a year-over-year increase of 116.81%.

Score

Industry at a Glance

Previous score

5.78

Change



Financials

6.85

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.03

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

4.95

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

4.38

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.67

Key Metrics

Free cash flow

No Data

Norwood Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-06

The company’s current valuation score is 8.87, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 41.12, which is 1048.09% below the recent high of 472.10 and 3446.49% above the recent low of -1376.07.

Score

Industry at a Glance

Previous score

8.87

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 111/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-06

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.41. The average price target for Norwood Financial Corp is 27.00, with a high of 28.00 and a low of 26.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Buy

Current Rating

27.000

Target Price

+1.12%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Norwood Financial Corp

NWFL

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-06

The company’s current price momentum score is 8.77, which is higher than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 27.86 and the support level at 24.68, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.79

Change

-0.02

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.156

Buy

RSI(14)

56.970

Neutral

STOCH(KDJ)(9,3,3)

76.804

Neutral

ATR(14)

0.823

High Vlolatility

CCI(14)

60.317

Neutral

Williams %R

14.815

Overbought

TRIX(12,20)

0.200

Sell

StochRSI(14)

70.609

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

26.598

Buy

MA10

26.618

Buy

MA20

25.923

Buy

MA50

26.041

Buy

MA100

25.579

Buy

MA200

25.386

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-06

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 40.07%, representing a quarter-over-quarter decrease of 14.99%. The largest institutional shareholder is The Vanguard, holding a total of 455.19K shares, representing 4.91% of shares outstanding, with 17.72% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Wellington Management Company, LLP

555.16K

-12.00%

BlackRock Institutional Trust Company, N.A.

530.99K

-4.17%

The Vanguard Group, Inc.

Star Investors

455.19K

+3.24%

Norwood Financial Corp

424.80K

-0.09%

Nolan (Alexandra K)

283.70K

+4.59%

Geode Capital Management, L.L.C.

201.86K

+3.19%

Manulife Investment Management (North America) Limited

177.94K

+0.09%

Gifford (Jeffrey S)

148.72K

+3.92%

Lamont (Kevin M)

134.71K

+0.61%

Risk Assessment

Currency: USD Updated: 2025-11-06

The company’s current risk assessment score is 5.33, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.59. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.