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Bank of NT Butterfield & Son Ltd

NTB

44.820USD

-0.910-1.99%
Close 09/19, 16:00ETQuotes delayed by 15 min
1.87BMarket Cap
8.52P/E TTM

Bank of NT Butterfield & Son Ltd

44.820

-0.910-1.99%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
46 / 400
Overall Ranking
150 / 4720
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 4 analysts
Buy
Current Rating
51.500
Target Price
+12.62%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
The Bank of N.T. Butterfield & Son Limited (the Bank) is a full-service bank and wealth manager. The Bank operates its business through three geographic segments: Bermuda, the Cayman Islands, and the Channel Islands and the United Kingdom (UK), where its principal banking operations are located and where it offers specialized financial services. The Bank offers banking services, comprised of retail and corporate banking, and wealth management, which consists of trust, private banking, and asset management. In the Bermuda and Cayman Islands segments, the Bank offers both banking and wealth management. In the Channel Islands and the UK segment, the Bank offers wealth management and residential property lending. The Bank also has operations in the jurisdictions of The Bahamas, Canada, Mauritius, Singapore, and Switzerland, which are included in its Other segment. The Bank offers a set of lending products and services including residential mortgage lending, automobile lending, and others.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 36.79%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 36.79%.
Overvalued
The company’s latest PB is 1.75, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 33.56M shares, decreasing 1.50% quarter-over-quarter.
Held by Chris Davis
Star Investor Chris Davis holds 1.06M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 7.56, which is higher than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 144.99M, representing a year-over-year increase of 2.39%, while its net profit experienced a year-over-year increase of 5.40%.

Score

Industry at a Glance

Previous score
7.56
Change
0

Financials

6.71

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

7.63

Operational Efficiency

9.04

Growth Potential

5.93

Shareholder Returns

8.46

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.21, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 8.99, which is -7.83% below the recent high of 8.29 and 26.48% above the recent low of 6.61.

Score

Industry at a Glance

Previous score
1.21
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 46/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 7.50, which is higher than the Banking Services industry's average of 7.39. The average price target for Bank of NT Butterfield & Son Ltd is 51.00, with a high of 54.00 and a low of 50.00.

Score

Industry at a Glance

Previous score
7.50
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts
Buy
Current Rating
51.500
Target Price
+12.62%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Bank of NT Butterfield & Son Ltd
NTB
4
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 9.23, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 46.83 and the support level at 43.81, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.23
Change
-0.55

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.029
Buy
RSI(14)
48.790
Neutral
STOCH(KDJ)(9,3,3)
58.193
Neutral
ATR(14)
0.984
Low Volatility
CCI(14)
28.949
Neutral
Williams %R
39.073
Buy
TRIX(12,20)
0.013
Sell
StochRSI(14)
27.423
Sell
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
45.004
Sell
MA10
45.054
Sell
MA20
45.036
Sell
MA50
45.096
Sell
MA100
44.039
Buy
MA200
40.835
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 77.09%, representing a quarter-over-quarter increase of 7.19%. The largest institutional shareholder is Chris Davis, holding a total of 1.06M shares, representing 2.44% of shares outstanding, with 1.31% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
2.29M
-2.46%
Rovida Investment Management Ltd
1.55M
-13.61%
Fidelity Management & Research Company LLC
1.78M
+1.28%
Dimensional Fund Advisors, L.P.
1.62M
-0.58%
Macquarie Investment Management
1.41M
-5.26%
American Century Investment Management, Inc.
1.26M
+10.01%
Nuveen LLC
861.42K
-30.18%
Thrivent Asset Management, LLC
1.17M
--
Davis Selected Advisers, L.P.
Star Investors
1.07M
-0.74%
Hotchkis and Wiley Capital Management, LLC
Star Investors
984.37K
-2.88%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 6.46, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.60. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.46
Change
0
Beta vs S&P 500 index
0.60
VaR
+2.90%
240-Day Maximum Drawdown
+14.16%
240-Day Volatility
+27.86%
Return
Best Daily Return
60 days
+3.10%
120 days
+3.38%
5 years
+14.57%
Worst Daily Return
60 days
-2.74%
120 days
-5.67%
5 years
-8.26%
Sharpe Ratio
60 days
+0.44
120 days
+1.42
5 years
+0.56
Risk Assessment
Maximum Drawdown
240 days
+14.16%
3 years
+38.71%
5 years
+43.78%
Return-to-Drawdown Ratio
240 days
+1.78
3 years
+0.38
5 years
+0.20
Skewness
240 days
+0.48
3 years
+0.74
5 years
+0.57
Volatility
Realised Volatility
240 days
+27.86%
5 years
+31.02%
Standardised True Range
240 days
+2.03%
5 years
+2.02%
Downside Risk-Adjusted Return
120 days
+201.32%
240 days
+201.32%
Maximum Daily Upside Volatility
60 days
+15.64%
Maximum Daily Downside Volatility
60 days
+16.17%
Liquidity
Average Turnover Rate
60 days
+0.40%
120 days
+0.41%
5 years
--
Turnover Deviation
20 days
+3.55%
60 days
-6.80%
120 days
-3.79%

Peer Comparison

Banking Services
Bank of NT Butterfield & Son Ltd
Bank of NT Butterfield & Son Ltd
NTB
6.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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