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NSTS Bancorp Inc

NSTS

11.770USD

-0.030-0.25%
Close 09/19, 16:00ETQuotes delayed by 15 min
61.66MMarket Cap
LossP/E TTM

NSTS Bancorp Inc

11.770

-0.030-0.25%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
198 / 400
Overall Ranking
397 / 4720
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
NSTS Bancorp, Inc. is the stock holding company of North Shore Trust and Savings (the Bank). The Bank is a federally chartered stock savings institution. Its primary business activity includes accepting deposits from the general public and using those funds to originate one to four family residential mortgage loans and purchase investments. The Bank's activities include originating loans for family residential properties, multi-family and non-owner occupied commercial real estate loans, and home equity loans and lines of credit, construction loans, and other consumer loans in the market areas. The Company offers a variety of deposit products consist of checking, both interest-bearing and noninterest-bearing, money market, savings, and time deposit accounts. Its primary sources of funds are deposits, and principal and interest payments on loans and securities. It operates two offices in Waukegan and Lindenhurst, Illinois and one loan production office in Chicago, Illinois.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 41.91% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 8.49M.
Overvalued
The company’s latest PB is 0.79, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 1.88M shares, decreasing 7.06% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 248.31K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 6.38, which is lower than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 2.33M, representing a year-over-year increase of 11.42%, while its net profit experienced a year-over-year increase of 20.86%.

Score

Industry at a Glance

Previous score
6.38
Change
0

Financials

7.45

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

6.15

Operational Efficiency

6.22

Growth Potential

5.27

Shareholder Returns

6.80

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is -71.42, which is -84.71% below the recent high of -10.92 and -1.15% above the recent low of -72.25.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 198/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

No Data
No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 7.38, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 12.18 and the support level at 11.44, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.38
Change
-0.07

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.016
Sell
RSI(14)
45.197
Neutral
STOCH(KDJ)(9,3,3)
53.344
Buy
ATR(14)
0.172
High Vlolatility
CCI(14)
-11.738
Neutral
Williams %R
47.458
Neutral
TRIX(12,20)
-0.107
Sell
StochRSI(14)
90.997
Overbought
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
11.732
Buy
MA10
11.772
Sell
MA20
11.868
Sell
MA50
12.000
Sell
MA100
12.046
Sell
MA200
11.936
Sell

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 35.83%, representing a quarter-over-quarter decrease of 3.94%. The largest institutional shareholder is The Vanguard, holding a total of 248.31K shares, representing 4.74% of shares outstanding, with 3.19% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
AllianceBernstein L.P.
514.90K
--
NSTS ESOP Trust
430.24K
--
The Vanguard Group, Inc.
Star Investors
241.59K
--
Raffles Capital Management, LLC
93.81K
--
Walker (Nathan E)
56.30K
-10.88%
Lear (Stephen G.)
55.20K
-12.25%
Geode Capital Management, L.L.C.
47.04K
+15.47%
Kovitz Investment Group Partners, LLC
40.00K
--
True (Rodney J)
46.44K
-5.61%
Creative Planning, Inc.
45.00K
--
1
2

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 6.21, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.14. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.21
Change
0
Beta vs S&P 500 index
0.14
VaR
--
240-Day Maximum Drawdown
+17.70%
240-Day Volatility
+28.98%
Return
Best Daily Return
60 days
+2.32%
120 days
+6.54%
5 years
--
Worst Daily Return
60 days
-2.62%
120 days
-5.00%
5 years
--
Sharpe Ratio
60 days
-0.92
120 days
-0.19
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+17.70%
3 years
+100.00%
5 years
--
Return-to-Drawdown Ratio
240 days
+0.78
3 years
+0.04
5 years
--
Skewness
240 days
+1.42
3 years
+1.05
5 years
--
Volatility
Realised Volatility
240 days
+28.98%
5 years
--
Standardised True Range
240 days
+1.79%
5 years
--
Downside Risk-Adjusted Return
120 days
-26.46%
240 days
-26.46%
Maximum Daily Upside Volatility
60 days
+16.57%
Maximum Daily Downside Volatility
60 days
+17.06%
Liquidity
Average Turnover Rate
60 days
+0.06%
120 days
+0.07%
5 years
--
Turnover Deviation
20 days
-100.00%
60 days
-100.00%
120 days
-100.00%

Peer Comparison

Banking Services
NSTS Bancorp Inc
NSTS Bancorp Inc
NSTS
4.16 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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