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NI Holdings Inc

NODK

13.570USD

-0.210-1.52%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

279.95MMarket Cap

108.91P/E TTM



NI Holdings Inc

13.570

-0.210-1.52%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of NI Holdings Inc

Currency: USD Updated: 2026-02-06

Key Insights

NI Holdings Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 93 out of 114 in the Insurance industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

NI Holdings Inc's Score

Industry at a Glance

Industry Ranking

93 / 114

Overall Ranking

471 / 4521

Industry

Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

NI Holdings Inc Highlights

StrengthsRisks

NI Holdings, Inc. is an insurance holding company. The Company is the stock holding company of Nodak Insurance Company (Nodak Insurance). Nodak Insurance is a domestic property and casualty insurance company based in North Dakota, offering private passenger auto, homeowners, farmowners, commercial multi-peril, crop hail, and Federal multi-peril crop insurance coverage through its captive agents in the state. Its segments include Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other. The Private Passenger Auto segment writes private passenger auto insurance to provide protection against liability for bodily injury and property damage arising from automobile accidents as well as protection against loss from damage to automobiles owned by the insured. The Non-Standard Auto segment writes non-standard auto insurance. The Home and Farm insurance segment writes homeowners and farmowners policies. Crop segment offers crop hail and multi-peril crop insurance policies.

Overvalued

The company’s latest PE is 108.91, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 5.18M shares, decreasing 6.19% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 365.84K shares of this stock.

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of NI Holdings Inc is 5.30, ranking 84 out of 114 in the Insurance industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 76.02M, representing a year-over-year decrease of 12.24%, while its net profit experienced a year-over-year decrease of 38.41%.

Score

Industry at a Glance

Previous score

5.30

Change



Financials

6.33

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

5.71

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

5.45

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

4.00

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

5.00

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

NI Holdings Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of NI Holdings Inc is 7.58, ranking 44 out of 114 in the Insurance industry. Its current P/E ratio is 108.91, which is 72.73% below the recent high of 188.12 and 157.26% above the recent low of -62.36.

Score

Industry at a Glance

Previous score

7.58

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 93/114

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for NI Holdings Inc. The Insurance industry's average is 7.22.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of NI Holdings Inc is 6.96, ranking 84 out of 114 in the Insurance industry. Currently, the stock price is trading between the resistance level at 13.96 and the support level at 13.09, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.57

Change

-1.61

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.102

Neutral

RSI(14)

53.034

Neutral

STOCH(KDJ)(9,3,3)

71.039

Neutral

ATR(14)

0.327

High Vlolatility

CCI(14)

107.120

Buy

Williams %R

34.483

Buy

TRIX(12,20)

0.020

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

13.622

Sell

MA10

13.503

Buy

MA20

13.392

Buy

MA50

13.528

Buy

MA100

13.498

Buy

MA200

13.197

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of NI Holdings Inc is 3.00, ranking 88 out of 114 in the Insurance industry. The latest institutional shareholding proportion is 25.15%, representing a quarter-over-quarter increase of 1.08%. The largest institutional shareholder is The Vanguard, holding a total of 365.84K shares, representing 1.78% of shares outstanding, with 5.18% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Nodak Mutual Group, Inc.

12.65M

M3F, Inc.

1.46M

+0.07%

Thorp (Jeffrey)

1.00M

-9.93%

Newtyn Management, LLC

670.00K

BlackRock Institutional Trust Company, N.A.

408.00K

-1.38%

The Vanguard Group, Inc.

Star Investors

347.60K

-0.64%

TCW Asset Management Company LLC

348.52K

-0.28%

Dimensional Fund Advisors, L.P.

309.12K

+1.31%

Geode Capital Management, L.L.C.

171.47K

+3.48%

Philadelphia Financial Management of San Francisco, LLC

152.72K

+1.60%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. No risk assessment score is currently available for NI Holdings Inc. The Insurance industry's average is 7.17. The company's beta value is 0.38. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. NI Holdings Inc’s latest ESG disclosure leads the Insurance industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.