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NMI Holdings Inc

NMIH

37.465USD

-0.075-0.20%

Market hours （ET）Quotes delayed by 15 min

2.89BMarket Cap

7.58P/E TTM



NMI Holdings Inc

37.465

-0.075-0.20%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of NMI Holdings Inc

Currency: USD Updated: 2025-11-10

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

NMI Holdings Inc's Score

Industry at a Glance

Industry Ranking

18 / 119

Overall Ranking

111 / 4611

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 7 analysts

Buy

Current Rating

44.429

Target Price

+21.22%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

NMI Holdings Inc Highlights

StrengthsRisks

NMI Holdings, Inc. provides mortgage insurance (MI) through its wholly owned insurance subsidiaries, National Mortgage Insurance Corporation (NMIC) and National Mortgage Reinsurance Inc One (Re One). NMIC is its primary insurance subsidiary and is licensed to write MI coverage in all 50 states and District of Columbia (D.C.). Its subsidiary, NMI Services, Inc. (NMIS), provides outsourced loan review services to mortgage loan originators. It offers two principal types of MI coverage, primary and pool. Primary MI provides default protection on individual mortgage loans at specified coverage percentages. All its primary insurance is written on first-lien mortgage loans, with nearly all secured by owner-occupied single-family homes (defined as one-to-four family homes and condominiums). Pool insurance is generally used to provide additional credit enhancement for certain secondary market mortgage transactions. It offers outsourced loan review services to mortgage originators through NMIS.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 24.39% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 650.97M.

Fairly Valued

The company’s latest PE is 7.70, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 76.56M shares, decreasing 5.58% quarter-over-quarter.

Held by Donald G. Smith

Star Investor Donald G. Smith holds 465.61K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.34.

Financial Health

Currency: USD Updated: 2025-11-10

The company's current financial score is 5.44, which is lower than the Insurance industry's average of 6.51. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 178.68M, representing a year-over-year increase of 7.58%, while its net profit experienced a year-over-year increase of 3.44%.

Score

Industry at a Glance

Previous score

5.44

Change



Financials

4.81

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

5.10

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

8.27

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

4.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.01

Key Metrics

Free cash flow

No Data

NMI Holdings Inc's Company Valuation

Currency: USD Updated: 2025-11-10

The company’s current valuation score is 7.02, which is lower than the Insurance industry's average of 7.37. Its current P/E ratio is 7.70, which is 25.89% below the recent high of 9.70 and 24.51% above the recent low of 5.82.

Score

Industry at a Glance

Previous score

7.02

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 18/119

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-10

The company’s current earnings forecast score is 7.71, which is higher than the Insurance industry's average of 7.31. The average price target for NMI Holdings Inc is 43.00, with a high of 49.00 and a low of 41.00.

Score

Industry at a Glance

Previous score

7.71

Change

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts

Buy

Current Rating

44.429

Target Price

+21.22%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

NMI Holdings Inc

NMIH

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

Arch Capital Group Ltd

ACGL

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-10

The company’s current price momentum score is 9.11, which is higher than the Insurance industry's average of 7.87. Sideways: Currently, the stock price is trading between the resistance level at 38.63 and the support level at 35.65, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.19

Change

1.92

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.374

Neutral

RSI(14)

55.678

Neutral

STOCH(KDJ)(9,3,3)

77.490

Buy

ATR(14)

1.062

High Vlolatility

CCI(14)

128.607

Buy

Williams %R

9.396

Overbought

TRIX(12,20)

-0.060

Sell

StochRSI(14)

92.704

Buy

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

36.924

Buy

MA10

36.572

Buy

MA20

36.422

Buy

MA50

37.626

Sell

MA100

38.525

Sell

MA200

37.603

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-10

The company’s current institutional recognition score is 10.00, which is higher than the Insurance industry's average of 6.82. The latest institutional shareholding proportion is 99.58%, representing a quarter-over-quarter decrease of 3.77%. The largest institutional shareholder is The Vanguard, holding a total of 7.15M shares, representing 9.30% of shares outstanding, with 2.57% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

11.44M

-1.18%

The Vanguard Group, Inc.

Star Investors

7.16M

+0.38%

Dimensional Fund Advisors, L.P.

4.26M

-2.94%

State Street Investment Management (US)

3.31M

-6.39%

American Century Investment Management, Inc.

2.25M

+5.43%

Macquarie Investment Management

2.23M

+2.69%

Geode Capital Management, L.L.C.

1.97M

+0.29%

Van Berkom & Associates Inc.

1.90M

-9.49%

BlackRock Financial Management, Inc.

1.32M

+67.00%

Capital World Investors

1.15M

Risk Assessment

Currency: USD Updated: 2025-11-10

The company’s current risk assessment score is 9.48, which is higher than the Insurance industry's average of 6.81. The company's beta value is 0.67. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.