NMI Holdings Inc

NMIH

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37.560USD

-0.110-0.29%

Close 05/15, 16:00（ET）Quotes delayed by 15 min

NMI Holdings Inc's Score

Industry at a Glance

Industry Ranking

29 / 116

Overall Ranking

132 / 4482

Industry

Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

NMI Holdings Inc Highlights

StrengthsRisks

NMI Holdings, Inc. provides mortgage insurance (MI), through its wholly owned insurance subsidiaries, National Mortgage Insurance Corporation (NMIC) and National Mortgage Reinsurance Inc One (Re One). NMIC is its primary insurance subsidiary and is licensed to write MI coverage in all 50 states and District of Columbia (D.C.). Its subsidiary, NMI Services, Inc. (NMIS), provides outsourced loan review services to mortgage loan originators. It offers two principal types of MI coverage, primary and pool. Primary MI provides default protection on individual mortgage loans at specified coverage percentages. All its primary insurance is written on first-lien mortgage loans, with nearly all secured by owner-occupied single-family homes (defined as one-to-four family homes and condominiums). Pool insurance is generally used to provide additional credit enhancement for certain secondary market mortgage transactions. It offers outsourced loan review services to mortgage originators through NMIS.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 22.01% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 706.44M.

Undervalued

The company’s latest PE is 7.50, at a low 3-year percentile range.

Institutional Buying

The latest institutional holdings are 83.85M shares, increasing 1.93% quarter-over-quarter.

Held by Azvalor Blue Chips FI

Star Investor Azvalor Blue Chips FI holds 12.00K shares of this stock.

Analyst Rating

Based on 7 analysts

Buy

Current Rating

43.144

Target Price

+14.53%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of NMI Holdings Inc is 5.44, ranking 83 out of 116 in the Insurance industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 183.47M, representing a year-over-year increase of 5.90%, while its net profit experienced a year-over-year increase of 3.15%.

Score

Industry at a Glance

Previous score

5.44

Change

0

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Financials

4.81

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.

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Quality of Earnings

5.10

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

8.27

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

4.00

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

5.01

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of NMI Holdings Inc is 7.02, ranking 68 out of 116 in the Insurance industry. Its current P/E ratio is 7.50, which is 29.26% below the recent high of 9.70 and 22.48% above the recent low of 5.82.

Score

Industry at a Glance

Previous score

7.02

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 29/116

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of NMI Holdings Inc is 8.00, ranking 11 out of 116 in the Insurance industry. The average price target is 43.00, with a high of 49.00 and a low of 41.00.

Score

Industry at a Glance

Previous score

8.00

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of NMI Holdings Inc is 7.11, ranking 62 out of 116 in the Insurance industry. Currently, the stock price is trading between the resistance level at 41.28 and the support level at 34.84, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.12

Change

-0.01

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of NMI Holdings Inc is 10.00, ranking 1 out of 116 in the Insurance industry. The latest institutional shareholding proportion is 110.36%, representing a quarter-over-quarter increase of 10.03%. The largest institutional shareholder is Donald G. Smith, holding a total of 397.60K shares, representing 0.52% of shares outstanding, with 51.82% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

11.11M

-1.30%

Dimensional Fund Advisors, L.P.

4.32M

+0.67%

State Street Investment Management (US)

3.23M

-2.55%

American Century Investment Management, Inc.

2.51M

+5.60%

Van Berkom & Associates Inc.

2.02M

+5.57%

Geode Capital Management, L.L.C.

1.98M

+0.27%

Nomura Investment Management Business Trust

1.81M

-10.75%

Capital World Investors

1.15M

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of NMI Holdings Inc is 9.56, ranking 19 out of 116 in the Insurance industry. The company's beta value is 0.58. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. NMI Holdings Inc’s latest ESG disclosure leads the Insurance industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

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