Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.006
Buy
RSI(14)
56.930
Neutral
STOCH(KDJ)(9,3,3)
36.259
Sell
ATR(14)
0.315
Low Volatility
CCI(14)
16.089
Neutral
Williams %R
38.298
Buy
TRIX(12,20)
0.323
Sell
StochRSI(14)
5.571
Oversold
Navient Corp
NAVI12.940USD
-0.020-0.15%
Close 12/26, 16:00（ET）Quotes delayed by 15 min
1.27BMarket Cap
LossP/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Navient Corp
Currency: USD Updated: 2025-12-26Key Insights
Navient Corp's fundamentals are relatively stable, and its growth potential is good.Its valuation is considered fairly valued, ranking 152/403 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 12.72.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Navient Corp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
9
analysts
Hold
Current Rating
12.722
Target Price
+2.43%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Navient Corp Highlights
StrengthsRisks
Navient Corporation provides technology-enabled education finance solutions. The Company's businesses include Federal Education Loans and Consumer Lending. The Company's Federal Education Loans business includes owning and managing Federal Family Education Loan Program (FFELP) Loans and is the master servicer on this portfolio. Its Consumer Lending business includes owning and managing Private Education Loans and is the master servicer for these portfolios. The Company, through its Earnest brand, also refinances and originates in-school Private Education Loans. The Company helps students and families on the planning and paying for college journey. Its digital tools empower people to find scholarships and compare financial aid offers.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 53.44%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 53.44%.
Undervalued
The company’s latest PB is 0.52, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 103.44M shares, decreasing 6.49% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 12.11K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-26The current financial score of Navient Corp is 4.61, ranking 385/403 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 790.00M, representing a year-over-year decrease of 20.60%, while its net profit experienced a year-over-year decrease of 4200.00%.
Score
Financials
4.51
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
3.98
Operational Efficiency
4.19
Growth Potential
2.18
Shareholder Returns
8.21
Navient Corp's Company Valuation
Currency: USD Updated: 2025-12-26The current valuation score of Navient Corp is 7.95, ranking 167/403 in the Banking Services industry. Its current P/E ratio is -25.27, which is -282.80% below the recent high of 46.19 and -2.63% above the recent low of -25.93.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 152/403
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-26The current earnings forecast score of Navient Corp is 5.56, ranking 334/403 in the Banking Services industry. The average price target for Navient Corp is 13.00, with a high of 18.00 and a low of 10.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
9
analysts
Hold
Current Rating
12.722
Target Price
+2.43%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Navient Corp
NAVI
9
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-26The current price momentum score of Navient Corp is 7.28, ranking 195/403 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 13.61 and the support level at 12.15, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
12.988
Sell
MA10
13.001
Sell
MA20
12.772
Buy
MA50
12.375
Buy
MA100
12.708
Buy
MA200
12.978
Sell
Institutional Confidence
Currency: USD Updated: 2025-12-26The current institutional shareholding score of Navient Corp is 10.00, ranking 1/403 in the Banking Services industry. The latest institutional shareholding proportion is 106.08%, representing a quarter-over-quarter decrease of 0.64%. The largest institutional shareholder is The Vanguard, holding a total of 7.52M shares, representing 7.71% of shares outstanding, with 11.33% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Sherborne Investors Management LP
BlackRock Institutional Trust Company, N.A.
Dimensional Fund Advisors, L.P.
State Street Investment Management (US)
LSV Asset Management
Orbis Investment Management Ltd.
American Century Investment Management, Inc.
Charles Schwab Investment Management, Inc.
Geode Capital Management, L.L.C.
1
2
Risk Assessment
Currency: USD Updated: 2025-12-26The current risk assessment score of Navient Corp is 7.41, ranking 156/403 in the Banking Services industry. The company's beta value is 1.30. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.30
VaR
+3.46%
240-Day Maximum Drawdown
+27.26%
240-Day Volatility
+38.00%
Return
Best Daily Return
60 days
+6.17%
120 days
+6.17%
5 years
+11.52%
Worst Daily Return
60 days
-9.81%
120 days
-9.81%
5 years
-13.91%
Sharpe Ratio
60 days
-0.01
120 days
-0.98
5 years
+0.26
Risk Assessment
Maximum Drawdown
240 days
+27.26%
3 years
+45.02%
5 years
+54.19%
Return-to-Drawdown Ratio
240 days
-0.01
3 years
-0.23
5 years
--
Skewness
240 days
-0.29
3 years
-0.13
5 years
-0.43
Volatility
Realised Volatility
240 days
+38.00%
5 years
+36.93%
Standardised True Range
240 days
+3.16%
5 years
+3.85%
Downside Risk-Adjusted Return
120 days
-113.63%
240 days
-113.63%
Maximum Daily Upside Volatility
60 days
+23.67%
Maximum Daily Downside Volatility
60 days
+29.64%
Liquidity
Average Turnover Rate
60 days
+0.85%
120 days
+0.79%
5 years
--
Turnover Deviation
20 days
+1.74%
60 days
+13.74%
120 days
+4.96%
Peer Comparison
Banking Services
Navient Corp
NAVI
6.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.63 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Navient Corp?
The TradingKey Stock Score provides a comprehensive assessment of Navient Corp based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Navient Corp’s performance and outlook.
How do we generate the financial health score of Navient Corp?
To generate the financial health score of Navient Corp, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Navient Corp's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Navient Corp.
How do we generate the company valuation score of Navient Corp?
To generate the company valuation score of Navient Corp, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Navient Corp’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Navient Corp’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Navient Corp.
How do we generate the earnings forecast score of Navient Corp?
To calculate the earnings forecast score of Navient Corp, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Navient Corp’s future.
How do we generate the price momentum score of Navient Corp?
When generating the price momentum score for Navient Corp, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Navient Corp’s prices. A higher score indicates a more stable short-term price trend for Navient Corp.
How do we generate the institutional confidence score of Navient Corp?
To generate the institutional confidence score of Navient Corp, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Navient Corp’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Navient Corp.
How do we generate the risk management score of Navient Corp?
To assess the risk management score of Navient Corp, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Navient Corp’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Navient Corp.
