









Markets
/
Stocks
/
nasdaq-navi
/

Navient Corp

NAVI

10.050USD

+0.040+0.40%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

964.80MMarket Cap

LossP/E TTM



Navient Corp

10.050

+0.040+0.40%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Navient Corp

Currency: USD Updated: 2026-02-06

Key Insights

Navient Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is good.Its valuation is considered fairly valued, ranking 158 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 11.62.In the medium term, the stock price is expected to trend down.Despite a very weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Navient Corp's Score

Industry at a Glance

Industry Ranking

158 / 397

Overall Ranking

237 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Navient Corp Highlights

StrengthsRisks

Navient Corporation provides technology-enabled education finance solutions. The Company's businesses include Federal Education Loans and Consumer Lending. The Company's Federal Education Loans business includes owning and managing Federal Family Education Loan Program (FFELP) Loans and is the master servicer on this portfolio. Its Consumer Lending business includes owning and managing Private Education Loans and is the master servicer for these portfolios. The Company, through its Earnest brand, also refinances and originates in-school Private Education Loans. The Company helps students and families on the planning and paying for college journey. Its digital tools empower people to find scholarships and compare financial aid offers.

Turnaround to Loss

The company's performance has turned to a loss, with the latest annual loss of USD .

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 53.44%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 53.44%.

Undervalued

The company’s latest PB is 0.40, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 102.20M shares, decreasing 8.01% quarter-over-quarter.

Held by Invesco

Star Investor Invesco holds 571.71K shares of this stock.

Analyst Rating

Based on 9 analysts

Hold

Current Rating

11.625

Target Price

+15.67%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Navient Corp is 4.62, ranking 380 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 761.00M, representing a year-over-year decrease of 21.47%, while its net profit experienced a year-over-year decrease of 120.83%.

Score

Industry at a Glance

Previous score

4.62

Change



Financials

4.53

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

3.98

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

4.18

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

2.18

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.23

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Navient Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Navient Corp is 7.95, ranking 166 out of 397 in the Banking Services industry. Its current P/E ratio is -12.44, which is -471.38% below the recent high of 46.19 and -108.50% above the recent low of -25.93.

Score

Industry at a Glance

Previous score

7.95

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 158/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Navient Corp is 5.56, ranking 328 out of 397 in the Banking Services industry. The average price target is 13.00, with a high of 18.00 and a low of 10.00.

Score

Industry at a Glance

Previous score

5.56

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 9 analysts

Hold

Current Rating

11.625

Target Price

+15.67%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Navient Corp

NAVI

American Express Co

AXP

Capital One Financial Corp

COF

SoFi Technologies Inc

SOFI

Synchrony Financial

SYF

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Navient Corp is 6.80, ranking 364 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 12.35 and the support level at 8.55, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(2)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.302

Sell

RSI(14)

26.604

Sell

STOCH(KDJ)(9,3,3)

24.066

Neutral

ATR(14)

0.560

Low Volatility

CCI(14)

-51.669

Neutral

Williams %R

77.548

Sell

TRIX(12,20)

-0.955

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

10.020

Buy

MA10

10.373

Sell

MA20

11.357

Sell

MA50

12.219

Sell

MA100

12.318

Sell

MA200

12.912

Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Navient Corp is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 106.42%, representing a quarter-over-quarter increase of 0.32%. The largest institutional shareholder is The Vanguard, holding a total of 7.45M shares, representing 7.76% of shares outstanding, with 10.82% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Sherborne Investors Management LP

29.45M

BlackRock Institutional Trust Company, N.A.

10.40M

-5.07%

Dimensional Fund Advisors, L.P.

7.96M

-4.31%

The Vanguard Group, Inc.

Star Investors

7.52M

-8.12%

State Street Investment Management (US)

3.53M

-0.94%

Orbis Investment Management Ltd.

3.02M

+6.13%

American Century Investment Management, Inc.

2.16M

+6.83%

Charles Schwab Investment Management, Inc.

2.07M

+20.00%

Geode Capital Management, L.L.C.

1.74M

-2.67%

Lighthouse Investment Partners, LLC

1.59M

+790.06%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Navient Corp is 7.35, ranking 179 out of 397 in the Banking Services industry. The company's beta value is 1.31. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.