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Midland States Bancorp Inc

MSBI

21.740USD

-0.200-0.91%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

323.54MMarket Cap

LossP/E TTM



Midland States Bancorp Inc

21.740

-0.200-0.91%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Midland States Bancorp Inc

Currency: USD Updated: 2026-03-27

Key Insights

Midland States Bancorp Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 120 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 23.88.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Midland States Bancorp Inc's Score

Industry at a Glance

Industry Ranking

120 / 400

Overall Ranking

196 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Midland States Bancorp Inc Highlights

StrengthsRisks

Midland States Bancorp, Inc. is a diversified financial holding company. Its segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment financing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.

Turnaround to Loss

The company's performance has turned to a loss, with the latest annual loss of USD .

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 94.50%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 94.50%.

Overvalued

The company’s latest PB is 1.01, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 14.16M shares, decreasing 15.48% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 2.07K shares of this stock.

Analyst Rating

Based on 5 analysts

Hold

Current Rating

23.875

Target Price

+8.82%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Midland States Bancorp Inc is 5.35, ranking 324 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 51.62M, representing a year-over-year decrease of 27.63%, while its net profit experienced a year-over-year decrease of 90.33%.

Score

Industry at a Glance

Previous score

5.35

Change



Financials

4.98

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.72

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

4.10

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.96

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Midland States Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Midland States Bancorp Inc is 8.39, ranking 98 out of 400 in the Banking Services industry. Its current P/E ratio is -3.55, which is -645.15% below the recent high of 19.35 and -4.70% above the recent low of -3.72.

Score

Industry at a Glance

Previous score

8.39

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 120/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Midland States Bancorp Inc is 6.00, ranking 278 out of 400 in the Banking Services industry. The average price target is 19.00, with a high of 19.00 and a low of 17.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts

Hold

Current Rating

23.875

Target Price

+8.82%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

307

Total

Median

Average

Company name

Ratings

Analysts

Midland States Bancorp Inc

MSBI

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Midland States Bancorp Inc is 8.83, ranking 53 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 23.28 and the support level at 19.92, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.95

Change

-0.12

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.280

Neutral

RSI(14)

49.932

Neutral

STOCH(KDJ)(9,3,3)

76.154

Neutral

ATR(14)

0.613

Low Volatility

CCI(14)

83.423

Neutral

Williams %R

23.223

Buy

TRIX(12,20)

-0.246

Sell

StochRSI(14)

3.190

Sell

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

21.810

Sell

MA10

21.407

Buy

MA20

21.435

Buy

MA50

22.459

Sell

MA100

20.727

Buy

MA200

19.095

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Midland States Bancorp Inc is 5.00, ranking 152 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 66.88%, representing a quarter-over-quarter increase of 1.99%. The largest institutional shareholder is The Vanguard, holding a total of 1.23M shares, representing 5.85% of shares outstanding, with 4.27% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.92M

+1.38%

The Vanguard Group, Inc.

Star Investors

1.17M

-3.62%

Dimensional Fund Advisors, L.P.

1.19M

-3.29%

Busey Wealth Management, Inc.

759.29K

BlackRock Financial Management, Inc.

715.96K

+1.26%

State Street Investment Management (US)

619.99K

+3.75%

American Century Investment Management, Inc.

589.30K

+8.35%

Geode Capital Management, L.L.C.

529.09K

-12.64%

Ludwig (Jeffrey G)

411.23K

+10.30%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Midland States Bancorp Inc is 6.67, ranking 219 out of 400 in the Banking Services industry. The company's beta value is 0.57. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.