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Midland States Bancorp Inc

MSBI

18.490USD

+0.550+3.07%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

397.81MMarket Cap

LossP/E TTM



Midland States Bancorp Inc

18.490

+0.550+3.07%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

110 / 400

Overall Ranking

207 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Hold

Current Rating

20.000

Target Price

+11.48%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Midland States Bancorp, Inc. is a diversified financial holding company. Its segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment financing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 94.50%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 94.50%.

Fairly Valued

The company’s latest PB is 0.69, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 15.17M shares, decreasing 9.73% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.22M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 7.75, which is higher than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 73.64M, representing a year-over-year increase of 6.82%, while its net profit experienced a year-over-year increase of 117.99%.

Score

Industry at a Glance

Previous score

7.75

Change



Financials

5.14

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

9.38

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

9.15

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.12

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.97

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 11.08, which is -5.82% below the recent high of 10.44 and 45.53% above the recent low of 6.04.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 110/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.39. The average price target for Midland States Bancorp Inc is 20.50, with a high of 21.00 and a low of 18.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Hold

Current Rating

20.000

Target Price

+11.48%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Midland States Bancorp Inc

MSBI

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 6.99, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 18.83 and the support level at 17.12, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.99

Change

1.78

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.046

Neutral

RSI(14)

57.175

Neutral

STOCH(KDJ)(9,3,3)

62.045

Buy

ATR(14)

0.477

High Vlolatility

CCI(14)

43.688

Neutral

Williams %R

27.972

Buy

TRIX(12,20)

0.046

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

17.948

Buy

MA10

18.009

Buy

MA20

18.175

Buy

MA50

17.973

Buy

MA100

17.690

Buy

MA200

19.158

Sell

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 70.52%, representing a quarter-over-quarter decrease of 1.66%. The largest institutional shareholder is The Vanguard, holding a total of 1.22M shares, representing 5.65% of shares outstanding, with 3.17% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.96M

-2.42%

Dimensional Fund Advisors, L.P.

1.27M

-3.95%

The Vanguard Group, Inc.

Star Investors

1.21M

+2.50%

Busey Wealth Management, Inc.

759.29K

BlackRock Financial Management, Inc.

696.73K

-2.62%

Geode Capital Management, L.L.C.

575.80K

+11.11%

State Street Global Advisors (US)

632.71K

+0.43%

American Century Investment Management, Inc.

513.14K

+7.88%

AQR Capital Management, LLC

391.82K

+100.66%

Ludwig (Jeffrey G)

372.82K

+0.44%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 3.62, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.71. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.