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Midland States Bancorp Inc

MSBI
23.980USD
+0.450+1.91%
Close 02/06, 16:00ETQuotes delayed by 15 min
507.65MMarket Cap
LossP/E TTM

Midland States Bancorp Inc

23.980
+0.450+1.91%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Midland States Bancorp Inc

Currency: USD Updated: 2026-02-06

Key Insights

Midland States Bancorp Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 161 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 23.88.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Midland States Bancorp Inc's Score

Industry at a Glance

Industry Ranking
161 / 397
Overall Ranking
244 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Midland States Bancorp Inc Highlights

StrengthsRisks
Midland States Bancorp, Inc. is a diversified financial holding company. Its segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment financing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 94.50%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 94.50%.
Overvalued
The company’s latest PB is 0.90, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 14.19M shares, decreasing 15.71% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 2.07K shares of this stock.

Analyst Rating

Based on 5 analysts
Hold
Current Rating
23.875
Target Price
+1.47%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Midland States Bancorp Inc is 4.24, ranking 393 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 51.62M, representing a year-over-year decrease of 27.63%, while its net profit experienced a year-over-year decrease of 90.66%.

Score

Industry at a Glance

Previous score
4.24
Change
0

Financials

5.01

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.38

Operational Efficiency

2.83

Growth Potential

6.26

Shareholder Returns

4.71

Midland States Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Midland States Bancorp Inc is 8.39, ranking 99 out of 397 in the Banking Services industry. Its current P/E ratio is -3.25, which is -695.57% below the recent high of 19.35 and -0.54% above the recent low of -3.27.

Score

Industry at a Glance

Previous score
8.39
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 161/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Midland States Bancorp Inc is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 19.00, with a high of 19.00 and a low of 17.00.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts
Hold
Current Rating
23.875
Target Price
+1.47%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Midland States Bancorp Inc
MSBI
5
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Midland States Bancorp Inc is 8.95, ranking 255 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 25.17 and the support level at 22.18, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.91
Change
0.04

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
-0.032
Neutral
RSI(14)
67.106
Neutral
STOCH(KDJ)(9,3,3)
74.418
Buy
ATR(14)
0.801
High Vlolatility
CCI(14)
98.812
Neutral
Williams %R
22.500
Buy
TRIX(12,20)
0.425
Sell
StochRSI(14)
51.327
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
23.682
Buy
MA10
23.300
Buy
MA20
22.935
Buy
MA50
21.360
Buy
MA100
18.916
Buy
MA200
18.284
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Midland States Bancorp Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 67.05%, representing a quarter-over-quarter increase of 2.24%. The largest institutional shareholder is The Vanguard, holding a total of 1.23M shares, representing 5.80% of shares outstanding, with 3.39% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
1.92M
+1.38%
The Vanguard Group, Inc.
Star Investors
1.17M
-3.62%
Dimensional Fund Advisors, L.P.
1.19M
-3.29%
Busey Wealth Management, Inc.
759.29K
--
BlackRock Financial Management, Inc.
715.96K
+1.26%
AQR Capital Management, LLC
675.58K
+24.88%
State Street Investment Management (US)
619.99K
+3.75%
American Century Investment Management, Inc.
589.30K
+8.35%
Geode Capital Management, L.L.C.
529.09K
-12.64%
Ludwig (Jeffrey G)
411.23K
+10.30%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Midland States Bancorp Inc is 6.67, ranking 219 out of 397 in the Banking Services industry. The company's beta value is 0.60. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
6.67
Change
0
Beta vs S&P 500 index
0.60
VaR
+2.87%
240-Day Maximum Drawdown
+24.46%
240-Day Volatility
+36.47%

Return

Best Daily Return
60 days
+7.07%
120 days
+8.88%
5 years
+11.88%
Worst Daily Return
60 days
-5.57%
120 days
-8.61%
5 years
-20.00%
Sharpe Ratio
60 days
+4.79
120 days
+1.76
5 years
+0.19

Risk Assessment

Maximum Drawdown
240 days
+24.46%
3 years
+48.25%
5 years
+52.02%
Return-to-Drawdown Ratio
240 days
+1.09
3 years
+0.07
5 years
-0.06
Skewness
240 days
+0.41
3 years
-0.59
5 years
-0.51

Volatility

Realised Volatility
240 days
+36.47%
5 years
+34.99%
Standardised True Range
240 days
+2.38%
5 years
+2.78%
Downside Risk-Adjusted Return
120 days
+284.63%
240 days
+284.63%
Maximum Daily Upside Volatility
60 days
+32.36%
Maximum Daily Downside Volatility
60 days
+20.61%

Liquidity

Average Turnover Rate
60 days
+0.58%
120 days
+0.58%
5 years
--
Turnover Deviation
20 days
+31.51%
60 days
+35.32%
120 days
+36.60%

Peer Comparison

Banking Services
Midland States Bancorp Inc
Midland States Bancorp Inc
MSBI
6.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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