Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.143
Buy
RSI(14)
74.960
Buy
STOCH(KDJ)(9,3,3)
59.903
Sell
ATR(14)
0.644
Low Volatility
CCI(14)
50.866
Neutral
Williams %R
22.500
Buy
TRIX(12,20)
1.313
Sell
StochRSI(14)
5.817
Oversold
Midland States Bancorp Inc
MSBI21.480USD
+0.080+0.37%
Close 12/23, 16:00（ET）Quotes delayed by 15 min
462.76MMarket Cap
LossP/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Midland States Bancorp Inc
Currency: USD Updated: 2025-12-22Key Insights
Midland States Bancorp Inc's fundamentals are relatively stable, and its growth potential is high.Its valuation is considered fairly valued, ranking 155/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 18.50.In the medium term, the stock price is expected to trend up.Despite strong stock market performance and technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Midland States Bancorp Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
5
analysts
Hold
Current Rating
18.500
Target Price
-7.08%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Midland States Bancorp Inc Highlights
StrengthsRisks
Midland States Bancorp, Inc. is a diversified financial holding company. Its segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment financing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 94.50%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 94.50%.
Overvalued
The company’s latest PB is 0.97, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 14.13M shares, decreasing 12.52% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 326.00 shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-22The current financial score of Midland States Bancorp Inc is 4.24, ranking 399/404 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 76.93M, representing a year-over-year increase of 10.49%, while its net profit experienced a year-over-year increase of 67.44%.
Score
Financials
5.03
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
2.38
Operational Efficiency
2.83
Growth Potential
6.27
Shareholder Returns
4.70
Midland States Bancorp Inc's Company Valuation
Currency: USD Updated: 2025-12-22The current valuation score of Midland States Bancorp Inc is 8.39, ranking 99/404 in the Banking Services industry. Its current P/E ratio is -2.90, which is -767.37% below the recent high of 19.35 and -4.73% above the recent low of -3.04.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 155/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-22The current earnings forecast score of Midland States Bancorp Inc is 6.00, ranking 282/404 in the Banking Services industry. The average price target for Midland States Bancorp Inc is 19.00, with a high of 19.00 and a low of 17.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
5
analysts
Hold
Current Rating
18.500
Target Price
-7.08%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
Midland States Bancorp Inc
MSBI
5
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
Regions Financial Corp
RF
25
US Bancorp
USB
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-22The current price momentum score of Midland States Bancorp Inc is 9.36, ranking 54/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 23.94 and the support level at 17.22, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
21.612
Sell
MA10
21.418
Buy
MA20
19.770
Buy
MA50
17.508
Buy
MA100
17.551
Buy
MA200
17.464
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-22The current institutional shareholding score of Midland States Bancorp Inc is 5.00, ranking 157/404 in the Banking Services industry. The latest institutional shareholding proportion is 65.58%, representing a quarter-over-quarter decrease of 7.01%. The largest institutional shareholder is The Vanguard, holding a total of 1.17M shares, representing 5.44% of shares outstanding, with 2.99% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Dimensional Fund Advisors, L.P.
Busey Wealth Management, Inc.
BlackRock Financial Management, Inc.
AQR Capital Management, LLC
State Street Investment Management (US)
American Century Investment Management, Inc.
Geode Capital Management, L.L.C.
Ludwig (Jeffrey G)
1
2
Risk Assessment
Currency: USD Updated: 2025-12-22The current risk assessment score of Midland States Bancorp Inc is 6.33, ranking 226/404 in the Banking Services industry. The company's beta value is 0.61. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.63
VaR
+2.88%
240-Day Maximum Drawdown
+41.44%
240-Day Volatility
+41.72%
Return
Best Daily Return
60 days
+8.88%
120 days
+8.88%
5 years
+11.88%
Worst Daily Return
60 days
-8.61%
120 days
-8.61%
5 years
-20.00%
Sharpe Ratio
60 days
+2.11
120 days
+1.12
5 years
+0.10
Risk Assessment
Maximum Drawdown
240 days
+41.44%
3 years
+48.25%
5 years
+52.02%
Return-to-Drawdown Ratio
240 days
-0.20
3 years
-0.13
5 years
-0.10
Skewness
240 days
-1.61
3 years
-0.61
5 years
-0.53
Volatility
Realised Volatility
240 days
+41.72%
5 years
+35.13%
Standardised True Range
240 days
+2.78%
5 years
+3.15%
Downside Risk-Adjusted Return
120 days
+182.58%
240 days
+182.58%
Maximum Daily Upside Volatility
60 days
+33.17%
Maximum Daily Downside Volatility
60 days
+27.98%
Liquidity
Average Turnover Rate
60 days
+0.58%
120 days
+0.58%
5 years
--
Turnover Deviation
20 days
+31.51%
60 days
+35.32%
120 days
+36.60%
Peer Comparison
Banking Services
Midland States Bancorp Inc
MSBI
6.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Midland States Bancorp Inc?
The TradingKey Stock Score provides a comprehensive assessment of Midland States Bancorp Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Midland States Bancorp Inc’s performance and outlook.
How do we generate the financial health score of Midland States Bancorp Inc?
To generate the financial health score of Midland States Bancorp Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Midland States Bancorp Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Midland States Bancorp Inc.
How do we generate the company valuation score of Midland States Bancorp Inc?
To generate the company valuation score of Midland States Bancorp Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Midland States Bancorp Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Midland States Bancorp Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Midland States Bancorp Inc.
How do we generate the earnings forecast score of Midland States Bancorp Inc?
To calculate the earnings forecast score of Midland States Bancorp Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Midland States Bancorp Inc’s future.
How do we generate the price momentum score of Midland States Bancorp Inc?
When generating the price momentum score for Midland States Bancorp Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Midland States Bancorp Inc’s prices. A higher score indicates a more stable short-term price trend for Midland States Bancorp Inc.
How do we generate the institutional confidence score of Midland States Bancorp Inc?
To generate the institutional confidence score of Midland States Bancorp Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Midland States Bancorp Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Midland States Bancorp Inc.
How do we generate the risk management score of Midland States Bancorp Inc?
To assess the risk management score of Midland States Bancorp Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Midland States Bancorp Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Midland States Bancorp Inc.
