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Metrocity Bankshares Inc

MCBS

28.210USD

-0.280-0.98%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

713.86MMarket Cap

10.59P/E TTM



Metrocity Bankshares Inc

28.210

-0.280-0.98%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Metrocity Bankshares Inc

Currency: USD Updated: 2026-03-27

Key Insights

Metrocity Bankshares Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 119 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 32.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Metrocity Bankshares Inc's Score

Industry at a Glance

Industry Ranking

119 / 400

Overall Ranking

195 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Metrocity Bankshares Inc Highlights

StrengthsRisks

MetroCity Bankshares, Inc. is a bank holding company. It operates through its banking subsidiary, Metro City Bank (the Bank), which is a Georgia state-chartered commercial bank. It offers a suite of loan and deposit products. The Bank operates over 20 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia. It offers customary banking services, such as consumer and commercial checking accounts, savings accounts, certificates of deposit, commercial and consumer loans, including single-family residential loans, money transfers and a variety of other banking services. It offers traditional depository products, including checking, savings, money market and certificates of deposits. It also offers a full suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and mobile banking solutions for iPhone and Android phones.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 30.28% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 152.37M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 32.80%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 32.80%.

Undervalued

The company’s latest PB is 1.49, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.27M shares, decreasing 3.32% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.91K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.07.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

32.000

Target Price

+12.32%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Metrocity Bankshares Inc is 7.76, ranking 176 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 43.02M, representing a year-over-year increase of 23.56%, while its net profit experienced a year-over-year increase of 11.73%.

Score

Industry at a Glance

Previous score

7.76

Change



Financials

8.33

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

5.94

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

6.41

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.11

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Metrocity Bankshares Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Metrocity Bankshares Inc is 7.94, ranking 167 out of 400 in the Banking Services industry. Its current P/E ratio is 10.59, which is 41.68% below the recent high of 15.01 and 41.97% above the recent low of 6.15.

Score

Industry at a Glance

Previous score

7.94

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 119/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Metrocity Bankshares Inc is 6.00, ranking 278 out of 400 in the Banking Services industry. The average price target is 31.00, with a high of 31.00 and a low of 31.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

32.000

Target Price

+12.32%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

307

Total

Median

Average

Company name

Ratings

Analysts

Metrocity Bankshares Inc

MCBS

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Metrocity Bankshares Inc is 6.92, ranking 242 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 29.06 and the support level at 27.37, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.18

Change

-0.26

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(5)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

0.033

Neutral

RSI(14)

48.115

Neutral

STOCH(KDJ)(9,3,3)

57.856

Neutral

ATR(14)

0.764

Low Volatility

CCI(14)

-49.513

Neutral

Williams %R

50.737

Neutral

TRIX(12,20)

-0.052

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

28.452

Sell

MA10

28.281

Sell

MA20

28.310

Sell

MA50

28.464

Sell

MA100

27.622

Buy

MA200

27.952

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Metrocity Bankshares Inc is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 21.80%, representing a quarter-over-quarter decrease of 11.10%. The largest institutional shareholder is The Vanguard, holding a total of 1.08M shares, representing 3.76% of shares outstanding, with 4.88% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Paek (Nack Y)

1.32M

+2.76%

BlackRock Institutional Trust Company, N.A.

1.18M

-2.78%

The Vanguard Group, Inc.

Star Investors

1.05M

+0.34%

Tan (Farid)

904.86K

+4.10%

Leung (Don T.P.)

815.01K

+0.11%

Patel (Ajit A.)

694.10K

+0.12%

Kim (Howard Hwasaeng)

594.88K

+4.65%

American Century Investment Management, Inc.

491.26K

+14.00%

Lai (Francis)

541.65K

+0.16%

Shim (Sam Sang-Koo)

531.42K

+0.01%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Metrocity Bankshares Inc is 7.27, ranking 181 out of 400 in the Banking Services industry. The company's beta value is 0.70. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.