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Lexinfintech Holdings Ltd

4.280USD

+0.010+0.23%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

567.50MMarket Cap

0.35P/E TTM



Lexinfintech Holdings Ltd

4.280

+0.010+0.23%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Lexinfintech Holdings Ltd

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Strong Buy. Despite a very weak market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Lexinfintech Holdings Ltd's Score

Industry at a Glance

Industry Ranking

90 / 407

Overall Ranking

152 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 6 analysts

Strong Buy

Current Rating

11.533

Target Price

+169.47%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Lexinfintech Holdings Ltd Highlights

StrengthsRisks

Lexinfintech Holdings Ltd is a company principally engaged in the provision of consumer finance technology services. The Company's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The Company is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The Company mainly conducts its businesses in the Chinese market.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 36.36% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 1.97B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 14.94%.

Fairly Valued

The company’s latest PB is 0.44, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 74.57M shares, decreasing 16.53% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 1.11K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 6.91, which is lower than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 499.57M, representing a year-over-year decrease of 2.24%, while its net profit experienced a year-over-year decrease of 123.98%.

Score

Industry at a Glance

Previous score

6.91

Change



Financials

9.22

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

4.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

4.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.33

Key Metrics

Free cash flow

No Data

Lexinfintech Holdings Ltd's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 8.80, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 3.19, which is 293.42% below the recent high of 12.56 and 53.74% above the recent low of 1.48.

Score

Industry at a Glance

Previous score

8.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 90/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 9.00, which is higher than the Banking Services industry's average of 7.41. The average price target for Lexinfintech Holdings Ltd is 12.40, with a high of 14.20 and a low of 4.80.

Score

Industry at a Glance

Previous score

9.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts

Strong Buy

Current Rating

11.533

Target Price

+169.47%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Lexinfintech Holdings Ltd

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 7.10, which is lower than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 5.60 and the support level at 3.29, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.10

Change

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(3)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.054

Sell

RSI(14)

40.284

Neutral

STOCH(KDJ)(9,3,3)

40.534

Neutral

ATR(14)

0.468

High Vlolatility

CCI(14)

-57.783

Neutral

Williams %R

71.861

Sell

TRIX(12,20)

-0.888

Sell

StochRSI(14)

4.215

Sell

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

4.388

Sell

MA10

4.344

Sell

MA20

4.788

Sell

MA50

5.311

Sell

MA100

6.051

Sell

MA200

7.222

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 56.24%, representing a quarter-over-quarter decrease of 10.55%. The largest institutional shareholder is The Vanguard, holding a total of 4.55M shares, representing 3.43% of shares outstanding, with 1.00% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Anatole Investment Management Limited

5.23M

-13.25%

Acadian Asset Management LLC

4.88M

+4.60%

The Vanguard Group, Inc.

Star Investors

4.55M

+4.18%

Wenjie (Xiao)

4.39M

+22.42%

Fidelity International

4.11M

-0.56%

AllianceBernstein L.P.

3.87M

+4.05%

Bright Valley Capital Limited

3.59M

-32.39%

Arrowstreet Capital, Limited Partnership

3.56M

-0.47%

Numeric Investors LLC

3.42M

+207.03%

J.P. Morgan Securities LLC

2.11M

+38.55%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 5.28, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.70. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.