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Lexinfintech Holdings Ltd

LX

5.740USD

-0.120-2.05%
Close 09/18, 16:00ETQuotes delayed by 15 min
761.08MMarket Cap
0.47P/E TTM

Lexinfintech Holdings Ltd

5.740

-0.120-2.05%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Strong Buy. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
135 / 400
Overall Ranking
235 / 4721
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 6 analysts
Strong Buy
Current Rating
11.533
Target Price
+96.81%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Lexinfintech Holdings Ltd is a company principally engaged in the provision of consumer finance technology services. The Company's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The Company is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The Company mainly conducts its businesses in the Chinese market.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 36.04% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 26.85.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 14.94%.
Overvalued
The company’s latest PB is 0.08, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 83.36M shares, increasing 9.99% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 4.55M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 6.91, which is lower than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 500.78M, representing a year-over-year decrease of 0.04%, while its net profit experienced a year-over-year decrease of 129.02%.

Score

Industry at a Glance

Previous score
6.91
Change
0

Financials

9.22

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

4.00

Operational Efficiency

4.00

Growth Potential

10.00

Shareholder Returns

7.33

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 0.61, which is 11.65% below the recent high of 0.68 and 46.34% above the recent low of 0.33.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 135/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 9.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Lexinfintech Holdings Ltd is 12.40, with a high of 14.20 and a low of 4.80.

Score

Industry at a Glance

Previous score
9.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts
Strong Buy
Current Rating
11.533
Target Price
+96.81%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Lexinfintech Holdings Ltd
LX
6
American Express Co
AXP
31
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 6.76, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 6.66 and the support level at 5.34, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.76
Change
-0.18

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(4)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.034
Sell
RSI(14)
38.755
Neutral
STOCH(KDJ)(9,3,3)
23.529
Neutral
ATR(14)
0.212
High Vlolatility
CCI(14)
-78.026
Neutral
Williams %R
83.893
Oversold
TRIX(12,20)
-0.526
Sell
StochRSI(14)
56.993
Neutral
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
5.748
Sell
MA10
5.861
Sell
MA20
6.099
Sell
MA50
6.424
Sell
MA100
7.058
Sell
MA200
7.379
Sell

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 62.87%, representing a quarter-over-quarter decrease of 2.70%. The largest institutional shareholder is The Vanguard, holding a total of 4.55M shares, representing 3.43% of shares outstanding, with 1.00% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Anatole Investment Management Limited
6.03M
--
Acadian Asset Management LLC
4.67M
+16.56%
The Vanguard Group, Inc.
Star Investors
4.37M
--
Wenjie (Xiao)
4.39M
+22.42%
Fidelity International
4.13M
-30.78%
AllianceBernstein L.P.
3.72M
+1862.87%
Bright Valley Capital Limited
5.31M
+32.96%
Arrowstreet Capital, Limited Partnership
3.58M
-3.38%
Morgan Stanley & Co. LLC
2.39M
-50.18%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 3.25, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.51. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
3.25
Change
0
Beta vs S&P 500 index
0.51
VaR
+6.80%
240-Day Maximum Drawdown
+50.31%
240-Day Volatility
+94.27%
Return
Best Daily Return
60 days
+11.71%
120 days
+11.81%
5 years
+30.39%
Worst Daily Return
60 days
-8.76%
120 days
-16.82%
5 years
-26.51%
Sharpe Ratio
60 days
-0.94
120 days
-1.37
5 years
+0.37
Risk Assessment
Maximum Drawdown
240 days
+50.31%
3 years
+59.16%
5 years
+91.49%
Return-to-Drawdown Ratio
240 days
+1.39
3 years
+1.86
5 years
-0.02
Skewness
240 days
+0.76
3 years
+0.74
5 years
+0.70
Volatility
Realised Volatility
240 days
+94.27%
5 years
+77.88%
Standardised True Range
240 days
+8.14%
5 years
+5.26%
Downside Risk-Adjusted Return
120 days
-192.14%
240 days
-192.14%
Maximum Daily Upside Volatility
60 days
+47.16%
Maximum Daily Downside Volatility
60 days
+46.57%
Liquidity
Average Turnover Rate
60 days
+1.05%
120 days
+1.08%
5 years
--
Turnover Deviation
20 days
+66.68%
60 days
+51.48%
120 days
+56.39%

Peer Comparison

Banking Services
Lexinfintech Holdings Ltd
Lexinfintech Holdings Ltd
LX
5.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Axos Financial Inc
Axos Financial Inc
AX
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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