Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.009
Sell
RSI(14)
34.661
Neutral
STOCH(KDJ)(9,3,3)
17.336
Sell
ATR(14)
0.080
High Vlolatility
CCI(14)
-227.789
Oversold
Williams %R
90.196
Oversold
TRIX(12,20)
-0.471
Sell
StochRSI(14)
0.000
Sell
Search
Lexinfintech Holdings Ltd
LXAdd to Watchlist
1.950USD
-0.070-3.47%
Close 05/15, 16:00（ET）Quotes delayed by 15 min
321.34MMarket Cap
1.38P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Lexinfintech Holdings Ltd
Currency: USD Updated: 2026-05-15Key Insights
Lexinfintech Holdings Ltd's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 106 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 4.08.In the medium term, the stock price is expected to trend down.Despite a very weak market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Lexinfintech Holdings Ltd's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
Lexinfintech Holdings Ltd Highlights
StrengthsRisks
Lexinfintech Holdings Ltd is a company principally engaged in the provision of consumer finance technology services. The Company's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The Company is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The Company mainly conducts its businesses in the Chinese market.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.91B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 14.94%.
Undervalued
The company’s latest PB is 0.19, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 65.06M shares, decreasing 35.45% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 3.65K shares of this stock.
Analyst Rating
Based on
6
analysts
Buy
Current Rating
4.080
Target Price
+101.98%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-05-15The current financial score of Lexinfintech Holdings Ltd is 6.91, ranking 228 out of 394 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 441.04M, representing a year-over-year decrease of 12.88%, while its net profit experienced a year-over-year decrease of 38.18%.
Score
Financials
9.22
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
4.00
Operational Efficiency
4.00
Growth Potential
10.00
Shareholder Returns
7.33
Lexinfintech Holdings Ltd's Company Valuation
Currency: USD Updated: 2026-05-15The current valuation score of Lexinfintech Holdings Ltd is 8.80, ranking 33 out of 394 in the Banking Services industry. Its current P/E ratio is 1.38, which is 811.65% below the recent high of 12.56 and 0.00% above the recent low of 1.38.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 106/394
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-05-15The current earnings forecast score of Lexinfintech Holdings Ltd is 8.33, ranking 43 out of 394 in the Banking Services industry. The average price target is 6.30, with a high of 13.60 and a low of 4.80.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
6
analysts
Buy
Current Rating
4.080
Target Price
+101.98%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Lexinfintech Holdings Ltd
LX
6
American Express Co
AXP
31
Capital One Financial Corp
COF
24
SoFi Technologies Inc
SOFI
24
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
18
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-05-15The current price momentum score of Lexinfintech Holdings Ltd is 6.40, ranking 356 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 2.24 and the support level at 1.79, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
2.034
Sell
MA10
2.067
Sell
MA20
2.132
Sell
MA50
2.277
Sell
MA100
2.643
Sell
MA200
3.838
Sell
Institutional Confidence
Currency: USD Updated: 2026-05-15The current institutional shareholding score of Lexinfintech Holdings Ltd is 5.00, ranking 165 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 50.38%, representing a quarter-over-quarter decrease of 13.00%. The largest institutional shareholder is James Simons, holding a total of 1.33M shares, representing 1.03% of shares outstanding, with 6059.88% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Risk Assessment
Currency: USD Updated: 2026-05-15The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Lexinfintech Holdings Ltd is 4.07, ranking 342 out of 394 in the Banking Services industry. The company's beta value is 0.80. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.
Score
Beta vs S&P 500 index
0.79
VaR
+6.77%
240-Day Maximum Drawdown
+74.58%
240-Day Volatility
+57.55%
Return
Best Daily Return
60 days
+5.31%
120 days
+8.70%
5 years
+30.39%
Worst Daily Return
60 days
-7.36%
120 days
-9.52%
5 years
-26.51%
Sharpe Ratio
60 days
-3.57
120 days
-2.40
5 years
+0.01
Risk Assessment
Maximum Drawdown
240 days
+74.58%
3 years
+82.94%
5 years
+83.85%
Return-to-Drawdown Ratio
240 days
-0.97
3 years
-0.07
5 years
-0.18
Skewness
240 days
+0.43
3 years
+0.78
5 years
+0.59
Volatility
Realised Volatility
240 days
+57.55%
5 years
+74.49%
Standardised True Range
240 days
+11.61%
5 years
+11.72%
Downside Risk-Adjusted Return
120 days
-397.20%
240 days
-397.20%
Maximum Daily Upside Volatility
60 days
+35.41%
Maximum Daily Downside Volatility
60 days
+36.87%
Liquidity
Average Turnover Rate
60 days
+0.45%
120 days
+0.52%
5 years
--
Turnover Deviation
20 days
-49.80%
60 days
-48.21%
120 days
-39.96%
Peer Comparison
Banking Services
Lexinfintech Holdings Ltd
LX
6.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
RY
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
PB
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
SYF
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
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8.38 /10
Score
Financial Health
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Earnings Forecast
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