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Lexinfintech Holdings Ltd

2.070USD

-0.060-2.82%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

274.47MMarket Cap

1.46P/E TTM



Lexinfintech Holdings Ltd

2.070

-0.060-2.82%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Lexinfintech Holdings Ltd

Currency: USD Updated: 2026-03-27

Key Insights

Lexinfintech Holdings Ltd's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 100 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 5.37.In the medium term, the stock price is expected to trend down.Despite a very weak market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Lexinfintech Holdings Ltd's Score

Industry at a Glance

Industry Ranking

100 / 400

Overall Ranking

170 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Lexinfintech Holdings Ltd Highlights

StrengthsRisks

Lexinfintech Holdings Ltd is a company principally engaged in the provision of consumer finance technology services. The Company's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The Company is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The Company mainly conducts its businesses in the Chinese market.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 1.91B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 14.94%.

Undervalued

The company’s latest PB is 0.20, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 76.78M shares, decreasing 11.48% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 4.69M shares of this stock.

Analyst Rating

Based on 6 analysts

Buy

Current Rating

4.080

Target Price

+91.55%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Lexinfintech Holdings Ltd is 6.91, ranking 232 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 441.04M, representing a year-over-year decrease of 12.88%, while its net profit experienced a year-over-year decrease of 38.18%.

Score

Industry at a Glance

Previous score

6.91

Change



Financials

9.22

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

4.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

4.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

7.33

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Lexinfintech Holdings Ltd's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Lexinfintech Holdings Ltd is 8.80, ranking 36 out of 400 in the Banking Services industry. Its current P/E ratio is 1.46, which is 758.81% below the recent high of 12.56 and 0.00% above the recent low of 1.46.

Score

Industry at a Glance

Previous score

8.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 100/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Lexinfintech Holdings Ltd is 8.67, ranking 22 out of 400 in the Banking Services industry. The average price target is 6.30, with a high of 13.60 and a low of 4.80.

Score

Industry at a Glance

Previous score

8.67

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 6 analysts

Buy

Current Rating

4.080

Target Price

+91.55%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Lexinfintech Holdings Ltd

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Lexinfintech Holdings Ltd is 6.51, ranking 351 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 2.67 and the support level at 1.76, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.51

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.096

Sell

RSI(14)

20.545

Sell

STOCH(KDJ)(9,3,3)

4.031

Oversold

ATR(14)

0.124

Low Volatility

CCI(14)

-150.006

Sell

Williams %R

97.794

Oversold

TRIX(12,20)

-0.855

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

2.238

Sell

MA10

2.396

Sell

MA20

2.552

Sell

MA50

2.771

Sell

MA100

3.137

Sell

MA200

4.664

Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Lexinfintech Holdings Ltd is 5.00, ranking 152 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 57.91%, representing a quarter-over-quarter increase of 0.67%. The largest institutional shareholder is The Vanguard, holding a total of 4.69M shares, representing 3.54% of shares outstanding, with 7.54% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

4.64M

+2.08%

Acadian Asset Management LLC

5.42M

+11.03%

Wenjie (Xiao)

4.39M

+22.42%

BofA Global Research (US)

3.86M

+320.39%

Goldman Sachs & Company, Inc.

4.06M

+219.14%

Brilliance Asset Management Limited

2.90M

+343.96%

D. E. Shaw & Co., L.P.

2.44M

+392.14%

Two Sigma Investments, LP

2.30M

+84.57%

Anatole Investment Management Limited

2.71M

-48.20%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Lexinfintech Holdings Ltd is 4.07, ranking 348 out of 400 in the Banking Services industry. The company's beta value is 0.85. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.