Lake Shore Bancorp Inc

LSBK

15.370USD

-0.060-0.39%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

Lake Shore Bancorp Inc's Score

Industry at a Glance

Industry Ranking

224 / 397

Overall Ranking

417 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Lake Shore Bancorp Inc Highlights

StrengthsRisks

Lake Shore Bancorp, Inc. is the mid-tier holding company of Lake Shore Savings Bank (the Bank). The Bank offers a range of retail and commercial lending and deposit services. The Bank’s principal business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, primarily in commercial real estate loans, one-to-four-family residential mortgage loans, home equity lines of credit and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its primary sources of funds for lending and investments are deposits, borrowings, receipts of principal and interest payments on loans and securities, proceeds from sales of loans or securities, maturities and calls of investment securities and others. The Bank serves the market areas surrounding its ten branch offices located within the Western New York region of New York State.

Growing

The company is in a growing phase, with the latest annual income totaling USD 24.57M.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 24.57M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 21.94%.

Undervalued

The company’s latest PB is 0.85, at a low 3-year percentile range.

Institutional Buying

The latest institutional holdings are 2.23M shares, increasing 28.22% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 35.60K shares of this stock.

Analyst Rating

Based on 0 analysts

--

Current Rating

--

Target Price

--

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Lake Shore Bancorp Inc is 4.98, ranking 352 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 6.62M, representing a year-over-year increase of 23.89%, while its net profit experienced a year-over-year increase of 31.65%.

Score

Industry at a Glance

Previous score

4.98

Change

0



Financials

6.82

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.45

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

2.91

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

7.90

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

4.80

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Lake Shore Bancorp Inc is 5.98, ranking 377 out of 397 in the Banking Services industry. Its current P/E ratio is 15.85, which is 60.75% below the recent high of 25.47 and 100.00% above the recent low of 0.00.

Score

Industry at a Glance

Previous score

5.98

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 224/397

Relevant data have not been disclosed by the company yet.

No earnings forecast score is currently available for Lake Shore Bancorp Inc. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Lake Shore Bancorp Inc is 8.93, ranking 258 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 15.81 and the support level at 14.86, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.08

Change

-0.15

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-02-06

Score

Industry at a Glance

Previous score

3.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Lake Shore, MHC

3.64M

--

Stilwell Value LLC

773.67K

+4.74%

Lake Shore Bancorp Inc ESOP

607.46K

--

AllianceBernstein L.P.

329.37K

--

Oppenheimer + Close, LLC

180.00K

--

Mangrove Partners

147.65K

--

HBKS Wealth Advisors

105.25K

+55.16%

Graham Capital Wealth Management, LLC

76.03K

--

M3F, Inc.

74.80K

-29.78%

Peapod Lane Capital LLC

68.42K

--

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Lake Shore Bancorp Inc is 5.01, ranking 287 out of 397 in the Banking Services industry. The company's beta value is 0.30. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

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