Open Lending Corp

LPRO

2.130USD

-0.130-5.75%

Close 09/08, 16:00（ET）Quotes delayed by 15 min

Score

Industry at a Glance

Industry Ranking

106 / 207

Overall Ranking

268 / 4730

Industry

Industrial & Commercial Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 8 analysts

Buy

Current Rating

3.543

Target Price

+56.76%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Open Lending Corporation is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers. The Company provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States. It targets the financing needs of near-prime and non-prime borrowers, or borrowers with a credit bureau score generally between 560 and 699. Lenders Protection platform (LPP), the Company's flagship product, is a cloud-based automotive lending platform. LPP supports the full transaction lifecycle, including credit application, underwriting, real-time insurance approval, settlement, servicing, invoicing of insurance premiums and fees and advanced data analytics of the automotive lender's portfolio under the program. Its risk models project loan performance, including expected losses and prepayments, in arriving at the optimal rate. It serves around 454 active lenders.

Growing

The company is in a growing phase, with the latest annual income totaling USD 24.02M.

Turnaround to Loss

The company's performance has turned to a loss, with the latest annual loss of USD 135.01M.%!(EXTRA int=2)

Undervalued

The company’s latest PE is -1.80, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 79.27M shares, decreasing 30.29% quarter-over-quarter.

Held by Wasatch Global Investors

Star Investor Wasatch Global Investors holds 6.18M shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.18.

The company's current financial score is 7.24, which is higher than the Industrial & Commercial Services industry's average of 7.17. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 24.39M, representing a year-over-year decrease of 20.66%, while its net profit experienced a year-over-year decrease of 87.87%.

Score

Industry at a Glance

Previous score

7.24

Change

0



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.91

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.52

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.63

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.16

Key Metrics

Free cash flow

No Data

The company’s current valuation score is 1.20, which is lower than the Industrial & Commercial Services industry's average of 2.63. Its current P/E ratio is -1.76, which is -2395.73% below the recent high of 40.45 and 632.15% above the recent low of 9.38.

Score

Industry at a Glance

Previous score

1.20

Change

0.8

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 106/207

No Data

The company’s current earnings forecast score is 7.00, which is lower than the Industrial & Commercial Services industry's average of 7.74. The average price target for Open Lending Corp is 2.80, with a high of 7.00 and a low of 2.50.

Score

Industry at a Glance

Previous score

7.00

Change

0

Support & Resistance

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The company’s current price momentum score is 6.39, which is lower than the Industrial & Commercial Services industry's average of 7.82. Sideways: Currently, the stock price is trading between the resistance level at 2.41 and the support level at 1.87, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.86

Change

-0.39

Support & Resistance

No Data

Institutional Confidence

Currency: USD Updated：2025-09-08

The company’s current institutional recognition score is 5.00, which is lower than the Industrial & Commercial Services industry's average of 7.85. The latest institutional shareholding proportion is 66.21%, representing a quarter-over-quarter decrease of 24.81%. The largest institutional shareholder is Wasatch Global Investors, holding a total of 6.18M shares, representing 5.23% of shares outstanding, with 62.69% decrease in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

0

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Bregal Sagemount

7.56M

--

True Wind Capital Management, L.P.

7.55M

--

BlackRock Institutional Trust Company, N.A.

6.85M

-2.49%

The Vanguard Group, Inc.

Star Investors

8.09M

-20.36%

Palogic Value Management, L.P.

6.95M

+535.98%

Cannell Capital, LLC

1.92M

-23.10%

Ethos Financial Group, LLC

2.95M

--

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1

2

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Industrial & Commercial Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 2.98, which is lower than the Industrial & Commercial Services industry's average of 4.24. The company's beta value is 1.83. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

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The Stock Score data is powered by TradingKey and updated daily. Rating data is sourced from LESG. Please use the data with caution for reference purposes only.