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Open Lending Corp

LPRO
1.230USD
+0.020+1.65%
Close 03/30, 16:00ETQuotes delayed by 15 min
155.97MMarket Cap
LossP/E TTM

Open Lending Corp

1.230
+0.020+1.65%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Open Lending Corp

Currency: USD Updated: 2026-03-27

Key Insights

Open Lending Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 89 out of 159 in the Professional & Commercial Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 2.30.In the medium term, the stock price is expected to trend down.Despite a weak stock market performance over the past month, the company shows strong fundamentals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Open Lending Corp's Score

Industry at a Glance

Industry Ranking
89 / 159
Overall Ranking
229 / 4542
Industry
Professional & Commercial Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Open Lending Corp Highlights

StrengthsRisks
Open Lending Corporation provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States, which enables each lending institution to book near-prime and non-prime automotive loans, coupled with real-time underwriting of loan default insurance, out of its existing business flow. The Company also operates as a third-party administrator that adjudicates insurance claims and premium adjustments on automotive loans. Its flagship product, Lenders Protection platform (LPP), is a cloud-based automotive lending enablement platform. The platform uses risk-based pricing models that enable automotive lenders to assess the credit risk of a potential borrower using data-driven analysis. The Company's proprietary risk models project loan performance, including expected losses and prepayments, in arriving at the optimal contract interest rate.
Growing
The company is in a growing phase, with the latest annual income totaling USD 93.22M.
Undervalued
The company’s latest PE is -33.87, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 92.51M shares, decreasing 11.12% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 250.02K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.18.

Analyst Rating

Based on 9 analysts
Hold
Current Rating
2.300
Target Price
+90.08%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Open Lending Corp is 6.34, ranking 125 out of 159 in the Professional & Commercial Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 19.34M, representing a year-over-year increase of 133.98%, while its net profit experienced a year-over-year increase of 101.16%.

Score

Industry at a Glance

Previous score
6.34
Change
0

Financials

7.70

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

6.58

Operational Efficiency

5.65

Growth Potential

4.74

Shareholder Returns

7.02

Open Lending Corp's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Open Lending Corp is 8.74, ranking 12 out of 159 in the Professional & Commercial Services industry. Its current P/E ratio is -33.87, which is -598.78% below the recent high of 168.96 and -28.93% above the recent low of -43.67.

Score

Industry at a Glance

Previous score
8.74
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 89/159
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Open Lending Corp is 6.89, ranking 112 out of 159 in the Professional & Commercial Services industry. The average price target is 2.40, with a high of 4.00 and a low of 1.60.

Score

Industry at a Glance

Previous score
6.89
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 9 analysts
Hold
Current Rating
2.300
Target Price
+90.08%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

16
Total
9
Median
12
Average
Company name
Ratings
Analysts
Open Lending Corp
LPRO
9
S&P Global Inc
SPGI
29
Moody's Corp
MCO
26
Equifax Inc
EFX
25
TransUnion
TRU
21
Factset Research Systems Inc
FDS
20
1
2
3

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Open Lending Corp is 5.70, ranking 138 out of 159 in the Professional & Commercial Services industry. Currently, the stock price is trading between the resistance level at 1.50 and the support level at 1.05, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
5.62
Change
0.08

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.018
Sell
RSI(14)
39.118
Neutral
STOCH(KDJ)(9,3,3)
13.697
Oversold
ATR(14)
0.127
High Vlolatility
CCI(14)
-83.049
Neutral
Williams %R
87.640
Oversold
TRIX(12,20)
-0.558
Sell
StochRSI(14)
72.009
Buy
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
1.232
Sell
MA10
1.319
Sell
MA20
1.346
Sell
MA50
1.526
Sell
MA100
1.624
Sell
MA200
1.890
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Open Lending Corp is 7.00, ranking 78 out of 159 in the Professional & Commercial Services industry. The latest institutional shareholding proportion is 78.27%, representing a quarter-over-quarter increase of 4.26%. The largest institutional shareholder is Wasatch Global Investors, holding a total of 6.34M shares, representing 5.39% of shares outstanding, with 52.00% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Bregal Sagemount
7.56M
--
True Wind Capital Management, L.P.
7.55M
--
Portolan Capital Management, L.L.C.
3.67M
--
BlackRock Institutional Trust Company, N.A.
6.75M
+1.60%
Wasatch Global Investors Inc
Star Investors
6.41M
+3.63%
Whetstone Capital Advisors, LLC
4.49M
+2.68%
The Vanguard Group, Inc.
Star Investors
5.81M
-0.81%
LB Partners LLC
5.05M
--
Palogic Value Management, L.P.
4.04M
-3.28%
Ethos Financial Group, LLC
3.47M
-2.87%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Professional & Commercial Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Open Lending Corp is 2.87, ranking 124 out of 159 in the Professional & Commercial Services industry. The company's beta value is 2.06. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
2.87
Change
0
Beta vs S&P 500 index
1.99
VaR
+5.75%
240-Day Maximum Drawdown
+54.17%
240-Day Volatility
+83.96%

Return

Best Daily Return
60 days
+19.83%
120 days
+19.83%
5 years
+24.57%
Worst Daily Return
60 days
-10.26%
120 days
-10.26%
5 years
-57.61%
Sharpe Ratio
60 days
-0.74
120 days
-1.13
5 years
-0.66

Risk Assessment

Maximum Drawdown
240 days
+54.17%
3 years
+92.77%
5 years
+98.06%
Return-to-Drawdown Ratio
240 days
+0.61
3 years
-0.31
5 years
-0.20
Skewness
240 days
+1.34
3 years
-2.35
5 years
-1.44

Volatility

Realised Volatility
240 days
+83.96%
5 years
+75.73%
Standardised True Range
240 days
+11.06%
5 years
+43.77%
Downside Risk-Adjusted Return
120 days
-220.79%
240 days
-220.79%
Maximum Daily Upside Volatility
60 days
+78.56%
Maximum Daily Downside Volatility
60 days
+45.08%

Liquidity

Average Turnover Rate
60 days
+0.79%
120 days
+1.79%
5 years
--
Turnover Deviation
20 days
-18.09%
60 days
+7.70%
120 days
+143.62%

Peer Comparison

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Open Lending Corp
Open Lending Corp
LPRO
6.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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Ennis Inc
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8.83 /10
Score
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McGrath RentCorp
McGrath RentCorp
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8.59 /10
Score
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Barrett Business Services Inc
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8.58 /10
Score
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8.43 /10
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