Lakeland Financial Corp

LKFN

62.620USD

+0.320+0.51%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

Lakeland Financial Corp's Score

Industry at a Glance

Industry Ranking

142 / 397

Overall Ranking

215 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Lakeland Financial Corp Highlights

StrengthsRisks

Lakeland Financial Corporation is a bank holding company, which provides, through its subsidiary Lake City Bank (the Bank), a range of financial products and services throughout its Northern and Central Indiana markets. It offers commercial and consumer banking services, and trust and wealth management, brokerage, and treasury management commercial services. It serves a diverse customer base, including commercial customers across a wide variety of industries, including commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The Bank serves Central and Northern Indiana communities with 54 branch offices in 15 counties and a robust digital banking platform. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) to the maximum extent provided under federal law and FDIC regulations. It also provides credit card services to retail and commercial customers.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 52.73%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 52.73%.

Undervalued

The company’s latest PB is 2.07, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 21.89M shares, decreasing 5.09% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 8.69K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.04.

Analyst Rating

Based on 4 analysts

Hold

Current Rating

66.250

Target Price

+5.97%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Lakeland Financial Corp is 5.18, ranking 342 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 65.05M, representing a year-over-year increase of 10.14%, while its net profit experienced a year-over-year increase of 23.63%.

Score

Industry at a Glance

Previous score

5.18

Change

0



Financials

6.73

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.52

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.98

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.79

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.89

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Lakeland Financial Corp is 6.02, ranking 376 out of 397 in the Banking Services industry. Its current P/E ratio is 15.56, which is 28.02% below the recent high of 19.92 and 32.24% above the recent low of 10.54.

Score

Industry at a Glance

Previous score

6.02

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 142/397

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of Lakeland Financial Corp is 6.40, ranking 262 out of 397 in the Banking Services industry. The average price target is 67.00, with a high of 68.00 and a low of 65.00.

Score

Industry at a Glance

Previous score

6.40

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Lakeland Financial Corp is 8.98, ranking 244 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 65.47 and the support level at 58.10, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.02

Change

-0.04

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Lakeland Financial Corp is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 86.80%, representing a quarter-over-quarter decrease of 1.74%. The largest institutional shareholder is The Vanguard, holding a total of 1.88M shares, representing 7.46% of shares outstanding, with 1.02% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.29M

-1.78%

Neuberger Berman, LLC

1.89M

+24.91%

The Vanguard Group, Inc.

Star Investors

1.86M

-0.52%

State Street Investment Management (US)

1.33M

-2.07%

Charles Schwab Investment Management, Inc.

1.03M

+0.99%

Silvercrest Asset Management Group LLC

860.26K

-2.46%

Victory Capital Management Inc.

755.79K

-17.54%

Dimensional Fund Advisors, L.P.

726.20K

-0.76%

Geode Capital Management, L.L.C.

619.43K

-0.42%

Copeland Capital Management, LLC

651.74K

-5.42%



1

2



The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Lakeland Financial Corp is 8.00, ranking 139 out of 397 in the Banking Services industry. The company's beta value is 0.72. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Lakeland Financial Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Lakeland Financial Corp

LKFN

6.77 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

East West Bancorp Inc

EWBC

8.92 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Citizens Financial Group Inc

CFG

8.81 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Shinhan Financial Group Co Ltd

SHG

8.77 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Wintrust Financial Corp

WTFC

8.73 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

GATX Corp

GATX

8.68 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment