









Markets
/
Stocks
/
nasdaq-lcnb
/

LCNB Corp

LCNB

17.480USD

-0.100-0.57%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

248.10MMarket Cap

10.65P/E TTM



LCNB Corp

17.480

-0.100-0.57%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of LCNB Corp

Currency: USD Updated: 2026-02-06

Key Insights

LCNB Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 173 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 16.50.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

LCNB Corp's Score

Industry at a Glance

Industry Ranking

173 / 397

Overall Ranking

273 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

LCNB Corp Highlights

StrengthsRisks

LCNB Corp. is a financial holding company. The Company operates, through its wholly owned subsidiary, LCNB National Bank (the Bank), which serves customers and communities in Southwest and South-Central Ohio. The Bank operates over 36 offices; one branch office in Boone County, Kentucky. It offers various loan products, such as commercial and industrial loans, commercial and residential real estate loans, agricultural loans, construction loans, various types of consumer loans, and small business administration loans. The Bank's residential mortgage lending activities consist primarily of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. Other services offered include safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfer, electronic funds transfer, utility bill collections, and others.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 30.68% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 91.50M.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 91.50M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 91.12%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 91.12%.

Overvalued

The company’s latest PB is 0.91, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 5.60M shares, decreasing 2.70% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.40K shares of this stock.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

16.500

Target Price

-7.56%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of LCNB Corp is 4.75, ranking 370 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 23.70M, representing a year-over-year increase of 5.10%, while its net profit experienced a year-over-year increase of 7.03%.

Score

Industry at a Glance

Previous score

4.75

Change



Financials

6.23

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.42

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.87

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.49

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.76

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

LCNB Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of LCNB Corp is 8.27, ranking 118 out of 397 in the Banking Services industry. Its current P/E ratio is 10.65, which is 248.92% below the recent high of 37.16 and 34.38% above the recent low of 6.99.

Score

Industry at a Glance

Previous score

8.27

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 173/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of LCNB Corp is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 16.75, with a high of 17.00 and a low of 16.50.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

16.500

Target Price

-7.56%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

LCNB Corp

LCNB

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

US Bancorp

USB

Bank of America Corp

BAC

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of LCNB Corp is 8.95, ranking 255 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 18.20 and the support level at 16.45, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.16

Change

-0.21

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.100

Buy

RSI(14)

57.278

Neutral

STOCH(KDJ)(9,3,3)

77.903

Neutral

ATR(14)

0.473

High Vlolatility

CCI(14)

79.741

Neutral

Williams %R

26.978

Buy

TRIX(12,20)

0.235

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

17.622

Sell

MA10

17.313

Buy

MA20

17.049

Buy

MA50

16.745

Buy

MA100

16.016

Buy

MA200

15.518

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of LCNB Corp is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 39.48%, representing a quarter-over-quarter increase of 1.90%. The largest institutional shareholder is The Vanguard, holding a total of 705.26K shares, representing 4.97% of shares outstanding, with 0.70% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

702.98K

-0.53%

BlackRock Institutional Trust Company, N.A.

673.33K

+0.18%

Ritter Daniher Financial Advisory, LLC

545.23K

-3.96%

LCNB Corp

501.99K

Dimensional Fund Advisors, L.P.

472.52K

+1.61%

Geode Capital Management, L.L.C.

328.32K

+0.55%

State Street Investment Management (US)

180.26K

-0.36%

Huddle (William G.)

169.88K

Johrendt (Michael J.)

153.65K

Johnson Investment Counsel, Inc.

137.21K

+0.04%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of LCNB Corp is 4.74, ranking 301 out of 397 in the Banking Services industry. The company's beta value is 0.57. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. LCNB Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.