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LCNB Corp

LCNB

16.350USD

+0.500+3.15%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

231.77MMarket Cap

11.01P/E TTM



LCNB Corp

16.350

+0.500+3.15%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

147 / 400

Overall Ranking

266 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Hold

Current Rating

16.750

Target Price

+5.02%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

LCNB Corp. is a financial holding company. The Company operates, through its wholly owned subsidiary, LCNB National Bank (the Bank), which serves customers and communities in Southwest and South-Central Ohio and Northern Kentucky. The Bank operates over 36 full-service banking offices in Ohio and one branch office in Northern Kentucky. The Bank operates in convenient banking locations in Butler, Clermont, Clinton, Fayette, Franklin, Hamilton, Montgomery, Preble, Ross, and Warren Counties, Ohio. The Bank also provides community-oriented banking services to customers in Northern Kentucky through a bank office in Boone County, Kentucky. It provides an array of services for all personal and business banking needs, including checking, savings, online banking, personal lending, business lending, agricultural lending, business support, deposit and treasury, investment services, trust and IRAs and stock purchases. Its other services include safe deposit boxes, night depositories, and others.

Growing

The company is in a growing phase, with the latest annual income totaling USD 80.88M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 91.12%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 91.12%.

Fairly Valued

The company’s latest PB is 0.85, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.28M shares, decreasing 2.20% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 706.75K shares of this stock.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 7.07, which is equal to the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 22.66M, representing a year-over-year increase of 17.92%, while its net profit experienced a year-over-year increase of 540.59%.

Score

Industry at a Glance

Previous score

7.07

Change



Financials

7.91

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.57

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.95

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.60

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.33

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.46, which is 46.24% below the recent high of 15.30 and 10.41% above the recent low of 9.37.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 147/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.39. The average price target for LCNB Corp is 16.75, with a high of 17.00 and a low of 16.50.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Hold

Current Rating

16.750

Target Price

+5.68%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

LCNB Corp

LCNB

Bank of America Corp

BAC

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 7.32, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 16.50 and the support level at 15.13, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.58

Change

-1.26

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.011

Neutral

RSI(14)

59.746

Neutral

STOCH(KDJ)(9,3,3)

60.490

Buy

ATR(14)

0.435

High Vlolatility

CCI(14)

126.945

Buy

Williams %R

10.667

Overbought

TRIX(12,20)

0.198

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

15.966

Buy

MA10

15.993

Buy

MA20

15.923

Buy

MA50

15.454

Buy

MA100

15.071

Buy

MA200

15.117

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 44.28%, representing a quarter-over-quarter increase of 0.39%. The largest institutional shareholder is The Vanguard, holding a total of 706.75K shares, representing 4.99% of shares outstanding, with 5.50% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

699.10K

+4.78%

BlackRock Institutional Trust Company, N.A.

695.92K

-1.95%

Ritter Daniher Financial Advisory, LLC

559.16K

LCNB Corp

504.06K

-0.10%

Dimensional Fund Advisors, L.P.

440.33K

+3.88%

Geode Capital Management, L.L.C.

309.77K

+3.39%

State Street Global Advisors (US)

160.32K

+2.93%

Huddle (William G.)

169.88K

Johrendt (Michael J.)

153.65K

Johnson Investment Counsel, Inc.

149.76K

-5.08%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.84, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.59. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.