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LCNB Corp

LCNB
15.650USD
+0.185+1.20%
Market hours ETQuotes delayed by 15 min
222.01MMarket Cap
9.45P/E TTM

LCNB Corp

15.650
+0.185+1.20%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of LCNB Corp

Currency: USD Updated: 2025-11-06

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

LCNB Corp's Score

Industry at a Glance

Industry Ranking
142 / 407
Overall Ranking
221 / 4615
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 2 analysts
Hold
Current Rating
16.750
Target Price
+7.17%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

LCNB Corp Highlights

StrengthsRisks
LCNB Corp. is a financial holding company. The Company operates, through its wholly owned subsidiary, LCNB National Bank (the Bank), which serves customers and communities in Southwest and South-Central Ohio and Northern Kentucky. The Bank operates over 36 full-service banking offices in Ohio and one branch office in Northern Kentucky. The Bank operates in convenient banking locations in Butler, Clermont, Clinton, Fayette, Franklin, Hamilton, Montgomery, Preble, Ross, and Warren Counties, Ohio. The Bank also provides community-oriented banking services to customers in Northern Kentucky through a bank office in Boone County, Kentucky. It provides an array of services for all personal and business banking needs, including checking, savings, online banking, personal lending, business lending, agricultural lending, business support, deposit and treasury, investment services, trust and IRAs and stock purchases. Its other services include safe deposit boxes, night depositories, and others.
Growing
The company is in a growing phase, with the latest annual income totaling USD 80.88M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 91.12%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 91.12%.
Fairly Valued
The company’s latest PB is 0.81, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 5.42M shares, decreasing 3.57% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 1.19K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-06

The company's current financial score is 6.93, which is lower than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 19.20M, representing a year-over-year decrease of 9.60%, while its net profit experienced a year-over-year decrease of 54.00%.

Score

Industry at a Glance

Previous score
6.93
Change
0

Financials

8.93

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

6.58

Operational Efficiency

5.78

Growth Potential

5.94

Shareholder Returns

7.44

LCNB Corp's Company Valuation

Currency: USD Updated: 2025-11-06

The company’s current valuation score is 8.27, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 9.19, which is 304.22% below the recent high of 37.16 and 23.98% above the recent low of 6.99.

Score

Industry at a Glance

Previous score
8.27
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 142/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-06

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.41. The average price target for LCNB Corp is 16.75, with a high of 17.00 and a low of 16.50.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts
Hold
Current Rating
16.750
Target Price
+7.17%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
LCNB Corp
LCNB
2
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-06

The company’s current price momentum score is 8.44, which is higher than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 16.01 and the support level at 14.61, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.63
Change
-0.19

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.147
Buy
RSI(14)
53.807
Neutral
STOCH(KDJ)(9,3,3)
71.798
Neutral
ATR(14)
0.415
High Vlolatility
CCI(14)
60.579
Neutral
Williams %R
22.381
Buy
TRIX(12,20)
0.091
Sell
StochRSI(14)
38.399
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
15.467
Buy
MA10
15.428
Buy
MA20
15.082
Buy
MA50
15.384
Buy
MA100
15.232
Buy
MA200
15.002
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-06

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 38.22%, representing a quarter-over-quarter decrease of 13.69%. The largest institutional shareholder is The Vanguard, holding a total of 706.75K shares, representing 4.98% of shares outstanding, with 5.42% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
706.75K
+1.09%
BlackRock Institutional Trust Company, N.A.
672.14K
-3.42%
Ritter Daniher Financial Advisory, LLC
567.73K
+1.53%
LCNB Corp
501.99K
-0.41%
Dimensional Fund Advisors, L.P.
465.06K
+5.62%
Geode Capital Management, L.L.C.
326.51K
+5.40%
State Street Investment Management (US)
180.92K
+12.85%
Huddle (William G.)
169.88K
--
Johrendt (Michael J.)
153.65K
--
Johnson Investment Counsel, Inc.
137.15K
-8.42%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-06

The company’s current risk assessment score is 4.30, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.57. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
4.30
Change
0
Beta vs S&P 500 index
0.57
VaR
+3.02%
240-Day Maximum Drawdown
+22.63%
240-Day Volatility
+34.45%

Return

Best Daily Return
60 days
+5.88%
120 days
+5.93%
5 years
+9.80%
Worst Daily Return
60 days
-4.76%
120 days
-4.76%
5 years
-10.09%
Sharpe Ratio
60 days
+0.23
120 days
+0.07
5 years
+0.30

Risk Assessment

Maximum Drawdown
240 days
+22.63%
3 years
+33.61%
5 years
+38.23%
Return-to-Drawdown Ratio
240 days
-0.39
3 years
-0.11
5 years
+0.00
Skewness
240 days
-0.17
3 years
-0.07
5 years
-0.13

Volatility

Realised Volatility
240 days
+34.45%
5 years
+33.83%
Standardised True Range
240 days
+2.87%
5 years
+3.01%
Downside Risk-Adjusted Return
120 days
+12.36%
240 days
+12.36%
Maximum Daily Upside Volatility
60 days
+22.05%
Maximum Daily Downside Volatility
60 days
+21.18%

Liquidity

Average Turnover Rate
60 days
+0.15%
120 days
+0.15%
5 years
--
Turnover Deviation
20 days
-21.81%
60 days
-14.06%
120 days
-16.01%

Peer Comparison

Banking Services
LCNB Corp
LCNB Corp
LCNB
6.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.63 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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