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LendingClub Corp

LC
16.940USD
+1.255+8.00%
Close 02/06, 16:00ETQuotes delayed by 15 min
1.95BMarket Cap
14.31P/E TTM

LendingClub Corp

16.940
+1.255+8.00%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of LendingClub Corp

Currency: USD Updated: 2026-02-06

Key Insights

LendingClub Corp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 131 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 24.01.In the medium term, the stock price is expected to trend down.Despite a very weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

LendingClub Corp's Score

Industry at a Glance

Industry Ranking
131 / 397
Overall Ranking
198 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

LendingClub Corp Highlights

StrengthsRisks
LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 17.55% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.33B.
Overvalued
The company’s latest PB is 1.30, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 99.67M shares, decreasing 2.87% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 1.81K shares of this stock.

Analyst Rating

Based on 11 analysts
Buy
Current Rating
24.010
Target Price
+53.03%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of LendingClub Corp is 5.28, ranking 335 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 354.03M, representing a year-over-year increase of 12.24%, while its net profit experienced a year-over-year increase of 327.51%.

Score

Industry at a Glance

Previous score
5.28
Change
0

Financials

8.09

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.38

Operational Efficiency

2.83

Growth Potential

6.75

Shareholder Returns

6.33

LendingClub Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of LendingClub Corp is 8.08, ranking 144 out of 397 in the Banking Services industry. Its current P/E ratio is 14.31, which is 168.59% below the recent high of 38.43 and 100.00% above the recent low of 0.00.

Score

Industry at a Glance

Previous score
8.08
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 131/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of LendingClub Corp is 8.67, ranking 25 out of 397 in the Banking Services industry. The average price target is 22.05, with a high of 26.00 and a low of 20.00.

Score

Industry at a Glance

Previous score
8.67
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 11 analysts
Buy
Current Rating
24.010
Target Price
+49.78%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
LendingClub Corp
LC
11
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
19
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of LendingClub Corp is 7.13, ranking 331 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 20.66 and the support level at 14.23, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.77
Change
0.36

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(3)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.934
Sell
RSI(14)
40.027
Neutral
STOCH(KDJ)(9,3,3)
17.414
Neutral
ATR(14)
1.129
Low Volatility
CCI(14)
-62.523
Neutral
Williams %R
73.561
Sell
TRIX(12,20)
-0.597
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
16.324
Buy
MA10
17.666
Sell
MA20
19.053
Sell
MA50
19.181
Sell
MA100
17.972
Sell
MA200
15.423
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of LendingClub Corp is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 86.40%, representing a quarter-over-quarter increase of 5.05%. The largest institutional shareholder is The Vanguard, holding a total of 11.67M shares, representing 10.11% of shares outstanding, with 2.37% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
11.16M
-4.13%
Wellington Management Company, LLP
7.96M
+18.84%
BlackRock Institutional Trust Company, N.A.
7.52M
-2.76%
Dimensional Fund Advisors, L.P.
5.89M
-2.94%
Senvest Management, LLC
5.42M
-7.89%
Driehaus Capital Management, LLC
3.65M
-8.40%
State Street Investment Management (US)
3.35M
-0.09%
Geode Capital Management, L.L.C.
2.70M
+0.00%
Azora Capital LP
2.39M
+258.21%
Citadel Advisors LLC
2.22M
+1.25%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of LendingClub Corp is 5.47, ranking 271 out of 397 in the Banking Services industry. The company's beta value is 2.11. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. LendingClub Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
5.47
Change
0
Beta vs S&P 500 index
2.11
VaR
+5.66%
240-Day Maximum Drawdown
+33.07%
240-Day Volatility
+63.99%

Return

Best Daily Return
60 days
+7.97%
120 days
+10.47%
5 years
+47.82%
Worst Daily Return
60 days
-15.99%
120 days
-15.99%
5 years
-29.24%
Sharpe Ratio
60 days
-0.19
120 days
+0.61
5 years
+0.36

Risk Assessment

Maximum Drawdown
240 days
+33.07%
3 years
+53.53%
5 years
+100.00%
Return-to-Drawdown Ratio
240 days
+1.08
3 years
+0.93
5 years
+0.02
Skewness
240 days
+0.49
3 years
+0.37
5 years
+1.62

Volatility

Realised Volatility
240 days
+63.99%
5 years
--
Standardised True Range
240 days
+4.02%
5 years
+4.56%
Downside Risk-Adjusted Return
120 days
+82.20%
240 days
+82.20%
Maximum Daily Upside Volatility
60 days
+39.38%
Maximum Daily Downside Volatility
60 days
+43.39%

Liquidity

Average Turnover Rate
60 days
+1.57%
120 days
+1.37%
5 years
--
Turnover Deviation
20 days
+1.15%
60 days
+11.27%
120 days
-2.73%

Peer Comparison

Banking Services
LendingClub Corp
LendingClub Corp
LC
6.94 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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