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IF Bancorp Inc

IROQ

25.750USD

-0.180-0.69%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

86.30MMarket Cap

20.05P/E TTM



IF Bancorp Inc

25.750

-0.180-0.69%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered undervalued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

171 / 400

Overall Ranking

314 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

IF Bancorp, Inc. operates as a savings and loan holding company for Iroquois Federal Savings and Loan Association (Iroquois Federal). The Company is primarily engaged in the business of directing, planning, and coordinating the business activities of Iroquois Federal. Iroquois Federal operates as a federally chartered savings association. Its business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in a range of loans. It offers a range of deposit accounts, including savings accounts, certificates of deposit, money market accounts, and commercial and personal checking accounts, among others. It also offers alternative delivery channels, including automated teller machines, online banking and bill pay, and mobile banking with mobile deposit and bill pay. It conducts its operations in seven full-service banking offices, and a loan production and wealth management office in Missouri.

Growing

The company is in a growing phase, with the latest annual income totaling USD 22.77M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 29.88%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 29.88%.

Overvalued

The company’s latest PB is 1.09, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 2.20M shares, increasing 0.83% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 73.83K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 6.88, which is lower than the Banking Services industry's average of 7.06. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 6.07M, representing a year-over-year increase of 20.50%, while its net profit experienced a year-over-year increase of 234.34%.

Score

Industry at a Glance

Previous score

6.88

Change



Financials

4.15

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.99

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.54

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.06

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.68

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 25.04, which is -3.59% below the recent high of 24.14 and 6.56% above the recent low of 23.40.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 171/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 9.35, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 26.62 and the support level at 24.60, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.35

Change

-0.16

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(2)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.038

Buy

RSI(14)

61.773

Neutral

STOCH(KDJ)(9,3,3)

73.137

Neutral

ATR(14)

0.230

Low Volatility

CCI(14)

125.590

Buy

Williams %R

9.091

Overbought

TRIX(12,20)

0.094

Sell

StochRSI(14)

19.119

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

25.682

Buy

MA10

25.604

Buy

MA20

25.472

Buy

MA50

25.142

Buy

MA100

24.750

Buy

MA200

24.237

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 65.73%, representing a quarter-over-quarter increase of 0.02%. The largest institutional shareholder is The Vanguard, holding a total of 73.83K shares, representing 2.20% of shares outstanding, with 88.56% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Tontine Asset Management, LLC

326.38K

Iroquois Federal Savings Bank ESOP.

317.00K

-3.26%

Stilwell Value LLC

292.93K

+0.61%

Schwab (Gary S)

277.43K

+7.55%

Iroquois Federal Foundation, Inc.

203.25K

-3.10%

Maltese Capital Management, LLC

100.00K

-22.74%

AllianceBernstein L.P.

66.60K

+7.06%

The Vanguard Group, Inc.

Star Investors

70.69K

+80.46%

Hasselbring (Walter H III)

68.86K

+8.28%

Chamberlain Thomas J

67.06K

+0.34%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 6.77, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.37. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.