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ING Groep NV

ING

25.400USD

+0.275+1.09%
Close 09/12, 16:00ETQuotes delayed by 15 min
75.71BMarket Cap
11.26P/E TTM

ING Groep NV

25.400

+0.275+1.09%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated2025-09-12

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
116 / 400
Overall Ranking
220 / 4724
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Hold
Current Rating
20.107
Target Price
-20.84%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
ING Groep N.V. (ING) is a financial institution. The Company offers banking services. The Company's segments include Retail Netherlands, which offers current and savings accounts, business lending, mortgages and other consumer lending in the Netherlands; Retail Belgium, which offers products that are similar to those in the Netherlands; Retail Germany, which offers current and savings accounts, mortgages and other customer lending; Retail Other, which offers products that are similar to those in the Netherlands, and Wholesale Banking, which offers wholesale banking activities (a full range of products from cash management to corporate finance), real estate and lease. The Company's Retail Banking business lines provide products and services to individuals, small and medium-sized enterprises (SMEs) and mid-corporates. ING's banking activities in Australia are undertaken by ING Bank (Australia) Limited (trading as ING Direct) and ING Bank NV Sydney Branch.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 78.99.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 16.58%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 16.58%.
Overvalued
The company’s latest PB is 1.31, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 180.07M shares, decreasing 9.12% quarter-over-quarter.
Held by Ken Fisher
Star Investor Ken Fisher holds 60.89M shares of this stock.

Financial Health

Currency: USD Updated2025-09-12

The company's current financial score is 5.74, which is lower than the Banking Services industry's average of 7.33. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 4.99B, representing a year-over-year decrease of 4.92%, while its net profit experienced a year-over-year decrease of 10.72%.

Score

Industry at a Glance

Previous score
5.74
Change
0

Financials

5.72

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

4.00

Operational Efficiency

4.00

Growth Potential

10.00

Shareholder Returns

5.00

Company Valuation

Currency: USD Updated2025-09-12

The company’s current valuation score is 2.60, which is lower than the Banking Services industry's average of 4.39. Its current P/E ratio is 11.12, which is -10.22% below the recent high of 9.99 and 22.33% above the recent low of 8.64.

Score

Industry at a Glance

Previous score
1.80
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 116/400
No Data

Earnings Forecast

Currency: USD Updated2025-09-12

The company’s current earnings forecast score is 6.67, which is lower than the Banking Services industry's average of 7.34. The average price target for ING Groep NV is 23.21, with a high of 24.60 and a low of 21.95.

Score

Industry at a Glance

Previous score
6.67
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Hold
Current Rating
20.107
Target Price
-20.84%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
ING Groep NV
ING
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated2025-09-12

The company’s current price momentum score is 8.99, which is higher than the Banking Services industry's average of 8.78. Sideways: Currently, the stock price is trading between the resistance level at 25.25 and the support level at 22.68, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.15
Change
0.44

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.100
Buy
RSI(14)
65.228
Neutral
STOCH(KDJ)(9,3,3)
91.709
Overbought
ATR(14)
0.459
Low Volatility
CCI(14)
178.456
Buy
Williams %R
1.657
Overbought
TRIX(12,20)
0.102
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
24.802
Buy
MA10
24.431
Buy
MA20
24.494
Buy
MA50
23.795
Buy
MA100
22.306
Buy
MA200
19.774
Buy

Institutional Confidence

Currency: USD Updated2025-09-12

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.35. The latest institutional shareholding proportion is 6.04%, representing a quarter-over-quarter increase of 2.11%. The largest institutional shareholder is Ken Fisher, holding a total of 60.89M shares, representing 2.04% of shares outstanding, with 4.20% decrease in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Fisher Investments
Star Investors
63.52M
-3.79%
Arrowstreet Capital, Limited Partnership
10.10M
+50.60%
Aristotle Capital Management, LLC
6.74M
-3.92%
Parametric Portfolio Associates LLC
6.25M
+2.38%
Managed Account Advisors LLC
5.27M
+4.80%
Fidelity Management & Research Company LLC
5.06M
+2.59%
Goldman Sachs Asset Management, L.P.
5.02M
+0.84%
Ostrum Asset Management
4.25M
+25.71%
Aperio Group, LLC
3.41M
+3.66%
Lazard Asset Management, L.L.C.
3.92M
-3.16%
1
2

Risk Assessment

Currency: USD Updated2025-09-12

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 6.06, which is higher than the Banking Services industry's average of 5.16. The company's beta value is 1.14. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.06
Change
0
Beta vs S&P 500 index
1.11
VaR
+2.99%
240-Day Maximum Drawdown
+19.86%
240-Day Volatility
+27.88%
Return
Best Daily Return
60 days
+3.34%
120 days
+8.60%
5 years
+9.24%
Worst Daily Return
60 days
-2.78%
120 days
-8.63%
5 years
-11.43%
Sharpe Ratio
60 days
+3.83
120 days
+2.11
5 years
+1.01
Risk Assessment
Maximum Drawdown
240 days
+19.86%
3 years
+23.43%
5 years
+47.40%
Return-to-Drawdown Ratio
240 days
+1.85
3 years
+2.26
5 years
+0.65
Skewness
240 days
+0.23
3 years
-0.19
5 years
-0.24
Volatility
Realised Volatility
240 days
+27.88%
5 years
+32.17%
Standardised True Range
240 days
+1.39%
5 years
+1.18%
Downside Risk-Adjusted Return
120 days
+290.98%
240 days
+290.98%
Maximum Daily Upside Volatility
60 days
+17.73%
Maximum Daily Downside Volatility
60 days
+20.06%
Liquidity
Average Turnover Rate
60 days
+0.08%
120 days
+0.09%
5 years
--
Turnover Deviation
20 days
+11.29%
60 days
+5.98%
120 days
+8.93%

Peer Comparison

Currency: USD Updated2025-09-12
ING Groep NV
ING Groep NV
ING
5.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intercorp Financial Services Inc
Intercorp Financial Services Inc
IFS
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
7.30 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
7.24 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
PennyMac Financial Services Inc
PennyMac Financial Services Inc
PFSI
7.23 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
7.17 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more

The Stock Score data is powered by TradingKey and updated daily. Rating data is sourced from LESG. Please use the data with caution for reference purposes only.

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