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First Internet Bancorp

INBK
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23.180USD
-0.670-2.81%
Close 05/15, 16:00ETQuotes delayed by 15 min
202.05MMarket Cap
LossP/E TTM

First Internet Bancorp

23.180
-0.670-2.81%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First Internet Bancorp

Currency: USD Updated: 2026-05-15

Key Insights

First Internet Bancorp's fundamentals are relatively weak, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 168 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 25.75.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Internet Bancorp's Score

Industry at a Glance

Industry Ranking
168 / 394
Overall Ranking
278 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

First Internet Bancorp Highlights

StrengthsRisks
First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.
Turnaround to Loss
The company's performance has turned to a loss, with the latest annual loss of USD .
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 8.40%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 8.40%.
Fairly Valued
The company’s latest PB is 0.56, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 6.32M shares, decreasing 9.32% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 9.57K shares of this stock.

Analyst Rating

Based on 4 analysts
Hold
Current Rating
25.750
Target Price
+7.97%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of First Internet Bancorp is 3.97, ranking 392 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 39.47M, representing a year-over-year increase of 20.11%, while its net profit experienced a year-over-year increase of 166.07%.

Score

Industry at a Glance

Previous score
3.97
Change
0

Financials

2.99

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.42

Operational Efficiency

2.72

Growth Potential

6.79

Shareholder Returns

4.95

First Internet Bancorp's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of First Internet Bancorp is 6.80, ranking 317 out of 394 in the Banking Services industry. Its current P/E ratio is -6.02, which is -709.04% below the recent high of 36.68 and -10.09% above the recent low of -6.63.

Score

Industry at a Glance

Previous score
6.80
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 168/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

The current earnings forecast score of First Internet Bancorp is 6.50, ranking 260 out of 394 in the Banking Services industry. The average price target is 25.00, with a high of 35.00 and a low of 22.00.

Score

Industry at a Glance

Previous score
6.50
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Hold
Current Rating
25.750
Target Price
+7.97%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

308
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Internet Bancorp
INBK
4
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
Wells Fargo & Co
WFC
26
US Bancorp
USB
23
PNC Financial Services Group Inc
PNC
23
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of First Internet Bancorp is 7.11, ranking 89 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 25.28 and the support level at 21.49, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.39
Change
-0.28

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.374
Neutral
RSI(14)
46.766
Neutral
STOCH(KDJ)(9,3,3)
23.532
Sell
ATR(14)
1.038
High Vlolatility
CCI(14)
-75.761
Neutral
Williams %R
67.290
Sell
TRIX(12,20)
0.440
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
24.088
Sell
MA10
24.621
Sell
MA20
23.874
Sell
MA50
22.179
Buy
MA100
21.696
Buy
MA200
21.662
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of First Internet Bancorp is 7.00, ranking 70 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 72.55%, representing a quarter-over-quarter decrease of 0.54%. The largest institutional shareholder is HOTCHKIS & WILEY, holding a total of 145.11K shares, representing 1.66% of shares outstanding, with 1.56% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
571.91K
+2.63%
Becker (David B)
412.12K
-0.01%
Heartland Advisors, Inc.
288.60K
+1.67%
Dimensional Fund Advisors, L.P.
431.58K
-11.17%
Aegis Financial Corporation
250.32K
--
D. E. Shaw & Co., L.P.
229.91K
+14.81%
Acadian Asset Management LLC
217.57K
+10.04%
Geode Capital Management, L.L.C.
201.36K
-0.84%
C.S. McKee
191.85K
+35.91%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Internet Bancorp is 4.98, ranking 285 out of 394 in the Banking Services industry. The company's beta value is 0.85. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.98
Change
0
Beta vs S&P 500 index
0.85
VaR
+4.33%
240-Day Maximum Drawdown
+38.36%
240-Day Volatility
+46.55%

Return

Best Daily Return
60 days
+6.08%
120 days
+8.97%
5 years
+16.28%
Worst Daily Return
60 days
-3.41%
120 days
-6.48%
5 years
-20.81%
Sharpe Ratio
60 days
+1.51
120 days
+1.65
5 years
+0.15

Risk Assessment

Maximum Drawdown
240 days
+38.36%
3 years
+59.33%
5 years
+81.52%
Return-to-Drawdown Ratio
240 days
-0.03
3 years
+0.29
5 years
-0.06
Skewness
240 days
+0.06
3 years
-0.08
5 years
-0.36

Volatility

Realised Volatility
240 days
+46.55%
5 years
+48.66%
Standardised True Range
240 days
+3.95%
5 years
+5.05%
Downside Risk-Adjusted Return
120 days
+344.04%
240 days
+344.04%
Maximum Daily Upside Volatility
60 days
+32.44%
Maximum Daily Downside Volatility
60 days
+20.24%

Liquidity

Average Turnover Rate
60 days
+0.68%
120 days
+0.71%
5 years
--
Turnover Deviation
20 days
+22.93%
60 days
+11.14%
120 days
+16.61%

Peer Comparison

Banking Services
First Internet Bancorp
First Internet Bancorp
INBK
5.93 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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Royal Bank of Canada
RY
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
Prosperity Bancshares Inc
PB
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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SYF
8.38 /10
Score
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