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First Internet Bancorp

INBK
20.160USD
+0.280+1.41%
Close 03/30, 16:00ETQuotes delayed by 15 min
56.60MMarket Cap
LossP/E TTM

First Internet Bancorp

20.160
+0.280+1.41%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First Internet Bancorp

Currency: USD Updated: 2026-03-27

Key Insights

First Internet Bancorp's fundamentals are relatively weak, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 161 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 25.70.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Internet Bancorp's Score

Industry at a Glance

Industry Ranking
161 / 400
Overall Ranking
275 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

First Internet Bancorp Highlights

StrengthsRisks
First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.
Turnaround to Loss
The company's performance has turned to a loss, with the latest annual loss of USD .
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 8.40%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 8.40%.
Undervalued
The company’s latest PB is 0.48, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 6.34M shares, decreasing 11.09% quarter-over-quarter.
Held by HOTCHKIS & WILEY
Star Investor HOTCHKIS & WILEY holds 145.11K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.13.

Analyst Rating

Based on 5 analysts
Hold
Current Rating
25.700
Target Price
+28.37%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of First Internet Bancorp is 3.97, ranking 398 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 38.89M, representing a year-over-year increase of 6.48%, while its net profit experienced a year-over-year increase of 27.84%.

Score

Industry at a Glance

Previous score
3.97
Change
0

Financials

2.99

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.42

Operational Efficiency

2.72

Growth Potential

6.79

Shareholder Returns

4.95

First Internet Bancorp's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of First Internet Bancorp is 6.80, ranking 322 out of 400 in the Banking Services industry. Its current P/E ratio is -4.93, which is -843.18% below the recent high of 36.68 and -29.11% above the recent low of -6.37.

Score

Industry at a Glance

Previous score
6.80
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 161/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of First Internet Bancorp is 6.80, ranking 225 out of 400 in the Banking Services industry. The average price target is 25.00, with a high of 35.00 and a low of 22.00.

Score

Industry at a Glance

Previous score
6.80
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts
Hold
Current Rating
25.700
Target Price
+29.28%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

307
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Internet Bancorp
INBK
5
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of First Internet Bancorp is 6.83, ranking 273 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 21.26 and the support level at 18.72, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.93
Change
-0.1

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(5)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.168
Neutral
RSI(14)
49.198
Neutral
STOCH(KDJ)(9,3,3)
40.724
Neutral
ATR(14)
0.796
High Vlolatility
CCI(14)
7.971
Neutral
Williams %R
52.071
Neutral
TRIX(12,20)
-0.124
Sell
StochRSI(14)
32.316
Buy
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
20.216
Sell
MA10
20.017
Buy
MA20
19.990
Buy
MA50
20.863
Sell
MA100
20.443
Sell
MA200
22.097
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of First Internet Bancorp is 7.00, ranking 56 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 72.94%, representing a quarter-over-quarter decrease of 7.18%. The largest institutional shareholder is The Vanguard, holding a total of 444.00K shares, representing 5.09% of shares outstanding, with 0.69% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
557.27K
-2.32%
The Vanguard Group, Inc.
Star Investors
435.02K
+1.31%
Dimensional Fund Advisors, L.P.
485.86K
-2.93%
Becker (David B)
399.59K
+1.27%
Heartland Advisors, Inc.
283.85K
+5.29%
D. E. Shaw & Co., L.P.
200.25K
+19.65%
Acadian Asset Management LLC
197.72K
+6.18%
Geode Capital Management, L.L.C.
203.07K
-0.48%
C.S. McKee
141.16K
-3.17%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Internet Bancorp is 4.98, ranking 288 out of 400 in the Banking Services industry. The company's beta value is 0.82. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.98
Change
0
Beta vs S&P 500 index
0.80
VaR
+4.38%
240-Day Maximum Drawdown
+38.36%
240-Day Volatility
+47.46%

Return

Best Daily Return
60 days
+8.97%
120 days
+8.97%
5 years
+16.28%
Worst Daily Return
60 days
-6.48%
120 days
-9.68%
5 years
-20.81%
Sharpe Ratio
60 days
+0.16
120 days
-0.27
5 years
+0.05

Risk Assessment

Maximum Drawdown
240 days
+38.36%
3 years
+59.33%
5 years
+81.52%
Return-to-Drawdown Ratio
240 days
-0.28
3 years
+0.45
5 years
-0.09
Skewness
240 days
-1.17
3 years
-0.02
5 years
-0.36

Volatility

Realised Volatility
240 days
+47.46%
5 years
+48.47%
Standardised True Range
240 days
+4.63%
5 years
+5.83%
Downside Risk-Adjusted Return
120 days
-42.36%
240 days
-42.36%
Maximum Daily Upside Volatility
60 days
+33.58%
Maximum Daily Downside Volatility
60 days
+28.35%

Liquidity

Average Turnover Rate
60 days
+0.58%
120 days
+0.64%
5 years
--
Turnover Deviation
20 days
-13.02%
60 days
+8.21%
120 days
+18.90%

Peer Comparison

Banking Services
First Internet Bancorp
First Internet Bancorp
INBK
5.94 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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OneMain Holdings Inc
OMF
8.62 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG Bancorp
OFG
8.45 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Esquire Financial Holdings Inc
Esquire Financial Holdings Inc
ESQ
8.45 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
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8.43 /10
Score
Financial Health
Valuation Dimensions
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