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First Internet Bancorp

INBK

25.250USD

+1.150+4.77%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

220.01MMarket Cap

14.23P/E TTM



First Internet Bancorp

25.250

+1.150+4.77%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-18

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered overvalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

98 / 400

Overall Ranking

192 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Hold

Current Rating

29.000

Target Price

+20.33%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

First Internet Bancorp is a financial holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 18.78% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 8.40%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 8.40%.

Overvalued

The company’s latest PB is 0.56, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 7.32M shares, decreasing 5.83% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 429.39K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.13.

Financial Health

Currency: USD Updated：2025-09-18

The company's current financial score is 7.62, which is higher than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 31.13M, representing a year-over-year increase of 3.45%, while its net profit experienced a year-over-year increase of 96.66%.

Score

Industry at a Glance

Previous score

7.62

Change



Financials

4.26

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

4.83

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.00

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-18

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.56, which is -0.62% below the recent high of 13.48 and 27.28% above the recent low of 9.86.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 98/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-18

The company’s current earnings forecast score is 6.80, which is lower than the Banking Services industry's average of 7.39. The average price target for First Internet Bancorp is 27.00, with a high of 35.00 and a low of 25.00.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Hold

Current Rating

29.000

Target Price

+20.33%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

First Internet Bancorp

INBK

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-18

The company’s current price momentum score is 6.74, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 25.64 and the support level at 22.80, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.74

Change

1.88

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(5)

Indicators

Value

Direction

MACD(12,26,9)

0.023

Buy

RSI(14)

58.737

Neutral

STOCH(KDJ)(9,3,3)

69.483

Buy

ATR(14)

0.846

High Vlolatility

CCI(14)

107.929

Buy

Williams %R

24.619

Buy

TRIX(12,20)

0.070

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

24.350

Buy

MA10

24.287

Buy

MA20

24.592

Buy

MA50

24.433

Buy

MA100

24.362

Buy

MA200

27.995

Sell

Institutional Confidence

Currency: USD Updated：2025-09-18

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 83.99%, representing a quarter-over-quarter decrease of 0.20%. The largest institutional shareholder is The Vanguard, holding a total of 429.39K shares, representing 4.93% of shares outstanding, with 3.00% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

618.42K

-1.67%

Dimensional Fund Advisors, L.P.

509.55K

-0.02%

The Vanguard Group, Inc.

Star Investors

446.07K

+1.30%

Patriot Financial Partners, L.P.

403.48K

+8.03%

Becker (David B)

394.59K

+0.98%

1st & Main Growth Partners

350.30K

-3.84%

Heartland Advisors, Inc.

240.40K

+20.20%

Geode Capital Management, L.L.C.

205.17K

+2.45%

BlackRock Financial Management, Inc.

177.94K

+1.97%

Acadian Asset Management LLC

186.53K

+0.94%

Risk Assessment

Currency: USD Updated：2025-09-18

The company’s current risk assessment score is 3.23, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.81. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.