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First Internet Bancorp

INBK

22.000USD

+0.640+3.00%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

191.11MMarket Cap

LossP/E TTM



First Internet Bancorp

22.000

+0.640+3.00%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Internet Bancorp

Currency: USD Updated: 2026-02-06

Key Insights

First Internet Bancorp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is good.Its valuation is considered fairly valued, ranking 174 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 26.38.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Internet Bancorp's Score

Industry at a Glance

Industry Ranking

174 / 397

Overall Ranking

275 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

First Internet Bancorp Highlights

StrengthsRisks

First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.

Turnaround to Loss

The company's performance has turned to a loss, with the latest annual loss of USD .

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 8.40%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 8.40%.

Fairly Valued

The company’s latest PB is 0.53, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.39M shares, decreasing 10.21% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 444.00K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.13.

Analyst Rating

Based on 4 analysts

Buy

Current Rating

26.375

Target Price

+23.48%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First Internet Bancorp is 4.80, ranking 366 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 38.89M, representing a year-over-year increase of 6.48%, while its net profit experienced a year-over-year increase of 27.84%.

Score

Industry at a Glance

Previous score

4.80

Change



Financials

4.25

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.83

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

2.18

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.71

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

First Internet Bancorp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First Internet Bancorp is 6.80, ranking 325 out of 397 in the Banking Services industry. Its current P/E ratio is -5.46, which is -771.56% below the recent high of 36.68 and -16.67% above the recent low of -6.37.

Score

Industry at a Glance

Previous score

6.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 174/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of First Internet Bancorp is 6.80, ranking 225 out of 397 in the Banking Services industry. The average price target is 25.00, with a high of 35.00 and a low of 22.00.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts

Buy

Current Rating

26.375

Target Price

+23.48%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

First Internet Bancorp

INBK

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First Internet Bancorp is 6.97, ranking 347 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 24.29 and the support level at 20.15, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.86

Change

0.11

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.237

Neutral

RSI(14)

51.435

Neutral

STOCH(KDJ)(9,3,3)

41.023

Neutral

ATR(14)

1.446

High Vlolatility

CCI(14)

-49.857

Neutral

Williams %R

66.022

Sell

TRIX(12,20)

0.208

Sell

StochRSI(14)

38.933

Buy

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

22.068

Sell

MA10

22.056

Sell

MA20

22.038

Sell

MA50

21.247

Buy

MA100

20.952

Buy

MA200

22.626

Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First Internet Bancorp is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 73.61%, representing a quarter-over-quarter decrease of 6.33%. The largest institutional shareholder is The Vanguard, holding a total of 444.00K shares, representing 5.11% of shares outstanding, with 0.35% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

557.27K

-2.32%

The Vanguard Group, Inc.

Star Investors

435.02K

+1.31%

Dimensional Fund Advisors, L.P.

485.86K

-2.93%

Becker (David B)

399.59K

+1.27%

Heartland Advisors, Inc.

283.85K

+5.29%

1st & Main Growth Partners

276.40K

-21.10%

Patriot Financial Partners, L.P.

209.37K

-47.75%

Geode Capital Management, L.L.C.

203.07K

-0.48%

D. E. Shaw & Co., L.P.

200.25K

+19.65%

Acadian Asset Management LLC

197.72K

+6.18%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Internet Bancorp is 4.98, ranking 289 out of 397 in the Banking Services industry. The company's beta value is 0.83. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.