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International Bancshares Corp

IBOC
74.580USD
+0.430+0.58%
Close 02/06, 16:00ETQuotes delayed by 15 min
4.64BMarket Cap
11.03P/E TTM

International Bancshares Corp

74.580
+0.430+0.58%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of International Bancshares Corp

Currency: USD Updated: 2026-02-06

Key Insights

International Bancshares Corp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 22 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 85.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

International Bancshares Corp's Score

Industry at a Glance

Industry Ranking
22 / 397
Overall Ranking
58 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

International Bancshares Corp Highlights

StrengthsRisks
International Bancshares Corporation is a multibank financial holding company. The Company is engaged in providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. The Company, through its subsidiary banks, is engaged in the business of accepting checking and savings deposits and the making of commercial, real estate, personal, home improvement, automobile and other installment and term loans. Its international banking business includes providing letters of credit, making commercial and industrial loans, and providing foreign-exchange services. The Company offers IBC Bank Online, an Internet banking product that provides customers with online access to banking information and services, as well as IBC Mobile Banking, which provides users with banking access from their mobile devices. The Company has 255 automated teller machines (ATMs).
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.28% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 817.91M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 20.06%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 20.06%.
Overvalued
The company’s latest PB is 1.48, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 44.08M shares, decreasing 1.92% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 16.80K shares of this stock.

Analyst Rating

Based on 1 analysts
Buy
Current Rating
85.000
Target Price
+14.63%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of International Bancshares Corp is 7.87, ranking 179 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 213.44M, representing a year-over-year increase of 2.78%, while its net profit experienced a year-over-year increase of 8.62%.

Score

Industry at a Glance

Previous score
7.87
Change
0

Financials

9.97

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.66

Operational Efficiency

6.00

Growth Potential

10.00

Shareholder Returns

7.74

International Bancshares Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of International Bancshares Corp is 9.00, ranking 13 out of 397 in the Banking Services industry. Its current P/E ratio is 11.03, which is 5.69% below the recent high of 11.66 and 42.03% above the recent low of 6.39.

Score

Industry at a Glance

Previous score
9.00
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 22/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of International Bancshares Corp is 8.00, ranking 63 out of 397 in the Banking Services industry.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts
Buy
Current Rating
85.000
Target Price
+14.63%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
International Bancshares Corp
IBOC
1
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of International Bancshares Corp is 9.22, ranking 182 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 77.66 and the support level at 69.29, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.16
Change
0.06

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
1.127
Buy
RSI(14)
67.716
Neutral
STOCH(KDJ)(9,3,3)
86.693
Overbought
ATR(14)
2.047
High Vlolatility
CCI(14)
138.400
Buy
Williams %R
10.275
Overbought
TRIX(12,20)
0.176
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
73.448
Buy
MA10
71.181
Buy
MA20
70.433
Buy
MA50
69.616
Buy
MA100
68.468
Buy
MA200
67.729
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of International Bancshares Corp is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 70.90%, representing a quarter-over-quarter increase of 1.73%. The largest institutional shareholder is The Vanguard, holding a total of 6.20M shares, representing 9.98% of shares outstanding, with 1.99% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
6.29M
-0.66%
BlackRock Institutional Trust Company, N.A.
5.93M
-1.21%
Sanchez (Antonio R Jr)
5.85M
-2.84%
Dimensional Fund Advisors, L.P.
3.21M
-2.90%
American Century Investment Management, Inc.
3.09M
+7.09%
State Street Investment Management (US)
2.48M
-3.46%
Nixon (Dennis E)
2.23M
-4.29%
Charles Schwab Investment Management, Inc.
2.23M
+1.81%
Geode Capital Management, L.L.C.
1.43M
+0.83%
First Trust Advisors L.P.
1.27M
+1.48%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of International Bancshares Corp is 8.79, ranking 57 out of 397 in the Banking Services industry. The company's beta value is 0.72. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. International Bancshares Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
8.79
Change
0
Beta vs S&P 500 index
0.72
VaR
+2.71%
240-Day Maximum Drawdown
+15.82%
240-Day Volatility
+29.77%

Return

Best Daily Return
60 days
+5.17%
120 days
+5.17%
5 years
+15.29%
Worst Daily Return
60 days
-4.34%
120 days
-4.57%
5 years
-7.53%
Sharpe Ratio
60 days
+1.73
120 days
+0.61
5 years
+0.54

Risk Assessment

Maximum Drawdown
240 days
+15.82%
3 years
+24.91%
5 years
+24.98%
Return-to-Drawdown Ratio
240 days
+0.97
3 years
+0.97
5 years
+0.46
Skewness
240 days
-0.05
3 years
+0.87
5 years
+0.47

Volatility

Realised Volatility
240 days
+29.77%
5 years
+31.47%
Standardised True Range
240 days
+2.28%
5 years
+1.91%
Downside Risk-Adjusted Return
120 days
+98.64%
240 days
+98.64%
Maximum Daily Upside Volatility
60 days
+18.98%
Maximum Daily Downside Volatility
60 days
+15.49%

Liquidity

Average Turnover Rate
60 days
+0.35%
120 days
+0.40%
5 years
--
Turnover Deviation
20 days
-10.02%
60 days
-10.36%
120 days
+2.94%

Peer Comparison

Banking Services
International Bancshares Corp
International Bancshares Corp
IBOC
8.34 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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