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International Bancshares Corp

IBOC

69.770USD

-1.180-1.66%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

4.34BMarket Cap

10.53P/E TTM



International Bancshares Corp

69.770

-1.180-1.66%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered overvalued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

153 / 400

Overall Ranking

285 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

International Bancshares Corporation is a multibank financial holding company. The Company is engaged in providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. The Company, through its subsidiary banks, is engaged in the business of accepting checking and savings deposits and the making of commercial, real estate, personal, home improvement, automobile and other installment and term loans. Its international banking business includes providing letters of credit, making commercial and industrial loans, and providing foreign-exchange services. The Company offers IBC Bank Online, an internet banking product that provides customers with online access to banking information and services, as well as IBC Mobile Banking, which provides users with banking access from their mobile devices. The Company has 256 automated teller machines (ATMs).

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.28% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 36.28.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 20.06%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 20.06%.

Fairly Valued

The company’s latest PB is 1.43, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 51.78M shares, decreasing 3.80% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 6.33M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 9.51, which is higher than the Banking Services industry's average of 7.06. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 204.09M, representing a year-over-year increase of 0.27%, while its net profit experienced a year-over-year increase of 3.26%.

Score

Industry at a Glance

Previous score

9.51

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.94

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.61

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.71, which is -2.10% below the recent high of 10.49 and 10.58% above the recent low of 9.58.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 153/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 7.33, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 73.63 and the support level at 68.22, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.33

Change

-0.39

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.488

Neutral

RSI(14)

47.369

Neutral

STOCH(KDJ)(9,3,3)

46.922

Buy

ATR(14)

1.427

High Vlolatility

CCI(14)

-71.445

Neutral

Williams %R

71.215

Sell

TRIX(12,20)

0.012

Sell

StochRSI(14)

50.019

Sell

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

69.710

Buy

MA10

70.312

Sell

MA20

71.102

Sell

MA50

69.948

Sell

MA100

67.326

Buy

MA200

65.803

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 83.32%, representing a quarter-over-quarter decrease of 0.71%. The largest institutional shareholder is The Vanguard, holding a total of 6.33M shares, representing 10.18% of shares outstanding, with 0.93% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

6.33M

-1.03%

BlackRock Institutional Trust Company, N.A.

6.15M

-1.26%

Sanchez (Antonio R Jr)

5.85M

-2.84%

Dimensional Fund Advisors, L.P.

3.46M

-4.47%

American Century Investment Management, Inc.

2.42M

+37.94%

State Street Global Advisors (US)

2.72M

+1.93%

Nixon (Dennis E)

2.23M

-4.29%

Charles Schwab Investment Management, Inc.

2.14M

+3.07%

Geode Capital Management, L.L.C.

1.40M

+4.09%

Boston Trust Walden Company

1.40M

-1.03%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.66, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.82. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.