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Heritage Insurance Holdings Inc

HRTG

23.250USD

-0.380-1.61%

Close 11/03, 16:00（ET）Quotes delayed by 15 min

721.16MMarket Cap

6.74P/E TTM



Heritage Insurance Holdings Inc

23.250

-0.380-1.61%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Heritage Insurance Holdings Inc

Currency: USD Updated: 2025-10-31

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Heritage Insurance Holdings Inc's Score

Industry at a Glance

Industry Ranking

45 / 119

Overall Ranking

206 / 4618

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Buy

Current Rating

31.500

Target Price

+33.31%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Heritage Insurance Holdings Inc Highlights

StrengthsRisks

Heritage Insurance Holdings, Inc. is a property and casualty insurance holding company. The Company primarily provides personal and commercial residential insurance through its insurance company subsidiaries. It is vertically integrated and controls or manages substantially all aspects of insurance underwriting, customer service, actuarial analysis, distribution and claims processing and adjusting. Its subsidiaries include Heritage Property & Casualty Insurance Company (Heritage P&C), which provides personal and commercial residential property insurance and commercial general liability insurance; Narragansett Bay Insurance Company (NBIC), which provides personal and commercial residential property insurance, and Zephyr Insurance Company (Zephyr), which provides personal residential and wind-only property insurance in Hawaii. The Company provides personal residential insurance in approximately 14 eastern and gulf states and commercial residential insurance in three of those states.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.33% year-on-year.

Overvalued

The company’s latest PE is 6.81, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 19.36M shares, decreasing 5.17% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 2.01K shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-31

The company's current financial score is 6.89, which is higher than the Insurance industry's average of 6.51. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 208.03M, representing a year-over-year increase of 2.19%, while its net profit experienced a year-over-year increase of 154.51%.

Score

Industry at a Glance

Previous score

6.89

Change



Financials

6.81

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.05

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

8.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.51

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.11

Key Metrics

Free cash flow

No Data

Heritage Insurance Holdings Inc's Company Valuation

Currency: USD Updated: 2025-10-31

The company’s current valuation score is 7.55, which is higher than the Insurance industry's average of 7.37. Its current P/E ratio is 6.81, which is 50.73% below the recent high of 10.26 and 273.00% above the recent low of -11.78.

Score

Industry at a Glance

Previous score

7.55

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 45/119

No Data

Earnings Forecast

Currency: USD Updated: 2025-10-31

The company’s current earnings forecast score is 7.33, which is higher than the Insurance industry's average of 7.32. The average price target for Heritage Insurance Holdings Inc is 31.50, with a high of 35.00 and a low of 28.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Buy

Current Rating

31.500

Target Price

+33.31%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Heritage Insurance Holdings Inc

HRTG

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

Arch Capital Group Ltd

ACGL

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-31

The company’s current price momentum score is 6.99, which is lower than the Insurance industry's average of 7.01. Sideways: Currently, the stock price is trading between the resistance level at 26.90 and the support level at 21.45, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.89

Change

0.1

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.265

Sell

RSI(14)

45.258

Neutral

STOCH(KDJ)(9,3,3)

33.932

Neutral

ATR(14)

1.091

Low Volatility

CCI(14)

-33.060

Neutral

Williams %R

87.048

Oversold

TRIX(12,20)

-0.270

Sell

StochRSI(14)

35.561

Sell

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

23.270

Sell

MA10

23.457

Sell

MA20

24.346

Sell

MA50

24.265

Sell

MA100

23.139

Buy

MA200

19.834

Buy

Institutional Confidence

Currency: USD Updated: 2025-10-31

The company’s current institutional recognition score is 5.00, which is lower than the Insurance industry's average of 6.77. The latest institutional shareholding proportion is 62.43%, representing a quarter-over-quarter decrease of 23.43%. The largest institutional shareholder is The Vanguard, holding a total of 1.65M shares, representing 5.31% of shares outstanding, with 25.03% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Hyer (Raymond T)

2.18M

-41.28%

The Vanguard Group, Inc.

Star Investors

1.51M

+16.09%

BlackRock Institutional Trust Company, N.A.

1.60M

-9.23%

Dimensional Fund Advisors, L.P.

1.42M

-7.96%

Garateix (Ernesto J)

1.24M

-2.62%

Marshall Wace LLP

942.17K

+58.88%

American Century Investment Management, Inc.

796.61K

+17.70%

Berset (Mark S)

761.48K

+0.34%

Connor, Clark & Lunn Investment Management Ltd.

648.77K

+33.59%

Lusk (Kirk H.)

598.76K

-3.23%

Risk Assessment

Currency: USD Updated: 2025-10-31

The company’s current risk assessment score is 5.31, which is lower than the Insurance industry's average of 6.81. The company's beta value is 0.94. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.