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HarborOne Bancorp Inc

HONE

13.550USD

+0.350+2.65%
Close 09/18, 16:00ETQuotes delayed by 15 min
583.67MMarket Cap
22.13P/E TTM

HarborOne Bancorp Inc

13.550

+0.350+2.65%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite a weak stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
143 / 400
Overall Ranking
244 / 4721
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Hold
Current Rating
13.667
Target Price
+3.54%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
HarborOne Bancorp, Inc. is the bank holding company for HarborOne Bank (the Bank). Its segments include HarborOne Bank and HarborOne Mortgage. The Bank segment provides consumer and business banking products and services to individuals, businesses and municipalities. Consumer products include loan and deposit products, and business banking products include loans for working capital, inventory and general corporate use, commercial real estate construction loans, and deposit accounts. The HarborOne Mortgage segment consists of originating residential mortgage loans primarily for sale in the secondary market and the servicing of those loans. It provides a variety of financial services to individuals and businesses through its 30 full-service bank branches, and a commercial lending office in each of Boston and Providence. It also provides a range of educational services through HarborOne U, with digital content, webinars, and recordings for small business and personal financial education.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 48.17%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 48.17%.
Overvalued
The company’s latest PB is 1.01, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 31.42M shares, decreasing 2.35% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 2.22M shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.01.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 4.34, which is lower than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 43.94M, representing a year-over-year increase of 7.99%, while its net profit experienced a year-over-year increase of 10.44%.

Score

Industry at a Glance

Previous score
4.34
Change
0

Financials

5.38

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

2.34

Operational Efficiency

2.77

Growth Potential

6.16

Shareholder Returns

5.08

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 20.25, which is -7.79% below the recent high of 18.67 and 10.99% above the recent low of 18.02.

Score

Industry at a Glance

Previous score
1.80
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 143/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 6.67, which is lower than the Banking Services industry's average of 7.39. The average price target for HarborOne Bancorp Inc is 13.00, with a high of 16.00 and a low of 12.00.

Score

Industry at a Glance

Previous score
6.67
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Hold
Current Rating
13.667
Target Price
+3.54%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
HarborOne Bancorp Inc
HONE
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 9.03, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 13.81 and the support level at 12.23, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.03
Change
0.29

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.055
Buy
RSI(14)
72.400
Buy
STOCH(KDJ)(9,3,3)
83.918
Buy
ATR(14)
0.280
High Vlolatility
CCI(14)
258.038
Overbought
Williams %R
1.843
Overbought
TRIX(12,20)
0.319
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
13.166
Buy
MA10
13.054
Buy
MA20
12.881
Buy
MA50
12.368
Buy
MA100
11.942
Buy
MA200
11.658
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 72.79%, representing a quarter-over-quarter decrease of 0.47%. The largest institutional shareholder is The Vanguard, holding a total of 2.22M shares, representing 5.15% of shares outstanding, with 0.66% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
T. Rowe Price Investment Management, Inc.
5.15M
-9.59%
HarborOne Bank ESOPT
4.41M
-1.47%
BlackRock Institutional Trust Company, N.A.
3.15M
-0.78%
Dimensional Fund Advisors, L.P.
2.60M
+0.17%
The Vanguard Group, Inc.
Star Investors
2.15M
-3.75%
State Street Global Advisors (US)
1.22M
-11.81%
Geode Capital Management, L.L.C.
920.12K
+1.84%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.02, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.62. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.02
Change
0
Beta vs S&P 500 index
0.62
VaR
+2.82%
240-Day Maximum Drawdown
+32.84%
240-Day Volatility
+42.46%
Return
Best Daily Return
60 days
+4.96%
120 days
+12.33%
5 years
+12.91%
Worst Daily Return
60 days
-3.01%
120 days
-6.43%
5 years
-13.60%
Sharpe Ratio
60 days
+3.36
120 days
+1.63
5 years
+0.39
Risk Assessment
Maximum Drawdown
240 days
+32.84%
3 years
+49.15%
5 years
+49.48%
Return-to-Drawdown Ratio
240 days
+0.18
3 years
-0.09
5 years
+0.11
Skewness
240 days
+0.66
3 years
+0.17
5 years
+0.13
Volatility
Realised Volatility
240 days
+42.46%
5 years
+33.55%
Standardised True Range
240 days
+2.72%
5 years
+2.57%
Downside Risk-Adjusted Return
120 days
+269.43%
240 days
+269.43%
Maximum Daily Upside Volatility
60 days
+17.04%
Maximum Daily Downside Volatility
60 days
+19.19%
Liquidity
Average Turnover Rate
60 days
+0.58%
120 days
+0.70%
5 years
--
Turnover Deviation
20 days
+0.68%
60 days
+32.20%
120 days
+60.30%

Peer Comparison

Banking Services
HarborOne Bancorp Inc
HarborOne Bancorp Inc
HONE
5.76 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Axos Financial Inc
Axos Financial Inc
AX
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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