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Horace Mann Educators Corp

HMN
43.180USD
-1.520-3.40%
Close 02/06, 16:00ETQuotes delayed by 15 min
1.76BMarket Cap
11.07P/E TTM

Horace Mann Educators Corp

43.180
-1.520-3.40%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Horace Mann Educators Corp

Currency: USD Updated: 2026-02-06

Key Insights

Horace Mann Educators Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 59 out of 114 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 49.67.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Horace Mann Educators Corp's Score

Industry at a Glance

Industry Ranking
59 / 114
Overall Ranking
255 / 4521
Industry
Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Horace Mann Educators Corp Highlights

StrengthsRisks
Horace Mann Educators Corporation is a multiline financial services company focused on helping America’s educators and others who serve the community. The Company's Property & Casualty segment's primary insurance products include private passenger auto insurance, residential home insurance, and personal umbrella insurance. Its Life & Retirement segment markets 403 (b) tax-qualified fixed, fixed indexed and variable annuities; the Horace Mann Retirement Advantage open architecture platform for 403 (b) (7) and other defined contribution plans; traditional term and whole life insurance products and indexed universal life (IUL) products. Its Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, short-term disability and long-term disability, and worksite direct products, including supplemental heart, supplemental cancer, supplemental disability and supplemental accident coverage.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.70B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 55.25%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 55.25%.
Undervalued
The company’s latest PE is 11.07, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 42.03M shares, decreasing 6.71% quarter-over-quarter.
Held by Joel Greenblatt
Star Investor Joel Greenblatt holds 4.92K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.15.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
49.667
Target Price
+14.89%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Horace Mann Educators Corp is 5.91, ranking 73 out of 114 in the Insurance industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 434.80M, representing a year-over-year increase of 6.96%, while its net profit experienced a year-over-year increase of 5.24%.

Score

Industry at a Glance

Previous score
5.91
Change
0

Financials

4.05

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

8.13

Operational Efficiency

6.71

Growth Potential

4.00

Shareholder Returns

6.66

Horace Mann Educators Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Horace Mann Educators Corp is 7.37, ranking 55 out of 114 in the Insurance industry. Its current P/E ratio is 11.07, which is 1923.55% below the recent high of 224.02 and 4687.22% above the recent low of -507.84.

Score

Industry at a Glance

Previous score
7.37
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 59/114
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Horace Mann Educators Corp is 7.00, ranking 51 out of 114 in the Insurance industry. The average price target is 50.00, with a high of 53.00 and a low of 48.00.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
49.667
Target Price
+14.89%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

60
Total
5
Median
6
Average
Company name
Ratings
Analysts
Horace Mann Educators Corp
HMN
4
Travelers Companies Inc
TRV
27
Progressive Corp
PGR
25
Allstate Corp
ALL
24
American International Group Inc
AIG
22
Arch Capital Group Ltd
ACGL
21
1
2
3
...
12

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Horace Mann Educators Corp is 6.93, ranking 85 out of 114 in the Insurance industry. Currently, the stock price is trading between the resistance level at 45.67 and the support level at 41.22, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.80
Change
-1.87

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
0.253
Neutral
RSI(14)
44.040
Neutral
STOCH(KDJ)(9,3,3)
48.986
Sell
ATR(14)
1.229
High Vlolatility
CCI(14)
8.015
Neutral
Williams %R
62.839
Sell
TRIX(12,20)
-0.104
Sell
StochRSI(14)
11.080
Sell
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
44.174
Sell
MA10
43.902
Sell
MA20
43.549
Sell
MA50
44.823
Sell
MA100
44.967
Sell
MA200
44.033
Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Horace Mann Educators Corp is 10.00, ranking 1 out of 114 in the Insurance industry. The latest institutional shareholding proportion is 103.31%, representing a quarter-over-quarter decrease of 0.43%. The largest institutional shareholder is The Vanguard, holding a total of 4.92M shares, representing 12.10% of shares outstanding, with 0.26% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
5.42M
-1.30%
The Vanguard Group, Inc.
Star Investors
5.00M
+1.59%
Franklin Mutual Advisers, LLC
3.52M
-3.36%
T. Rowe Price Associates, Inc.
Star Investors
2.49M
+2.23%
Fuller & Thaler Asset Management Inc.
2.25M
-0.23%
Dimensional Fund Advisors, L.P.
2.24M
-4.26%
State Street Investment Management (US)
1.62M
+0.31%
EARNEST Partners, LLC
1.23M
-5.12%
Geode Capital Management, L.L.C.
1.01M
+5.38%
Brown Advisory
947.75K
-3.01%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. No risk assessment score is currently available for Horace Mann Educators Corp. The Insurance industry's average is 7.17. The company's beta value is 0.07. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
0.00
Change
0
Beta vs S&P 500 index
0.08
VaR
+2.46%
240-Day Maximum Drawdown
+10.76%
240-Day Volatility
+26.03%

Return

Best Daily Return
60 days
+3.31%
120 days
+3.34%
5 years
+8.58%
Worst Daily Return
60 days
-3.76%
120 days
-3.76%
5 years
-10.26%
Sharpe Ratio
60 days
-0.82
120 days
-0.32
5 years
+0.31

Risk Assessment

Maximum Drawdown
240 days
+10.76%
3 years
+17.97%
5 years
+34.63%
Return-to-Drawdown Ratio
240 days
+0.63
3 years
+0.58
5 years
+0.05
Skewness
240 days
-0.17
3 years
-0.06
5 years
-0.30

Volatility

Realised Volatility
240 days
+26.03%
5 years
+26.94%
Standardised True Range
240 days
+2.24%
5 years
+1.99%
Downside Risk-Adjusted Return
120 days
-44.06%
240 days
-44.06%
Maximum Daily Upside Volatility
60 days
+16.81%
Maximum Daily Downside Volatility
60 days
+18.55%

Liquidity

Average Turnover Rate
60 days
+0.61%
120 days
+0.65%
5 years
--
Turnover Deviation
20 days
-14.65%
60 days
+5.47%
120 days
+12.16%

Peer Comparison

Insurance
Horace Mann Educators Corp
Horace Mann Educators Corp
HMN
6.37 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Essent Group Ltd
Essent Group Ltd
ESNT
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Arch Capital Group Ltd
Arch Capital Group Ltd
ACGL
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Renaissancere Holdings Ltd
Renaissancere Holdings Ltd
RNR
8.63 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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AXIS Capital Holdings Ltd
AXS
8.61 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
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Everest Group Ltd
Everest Group Ltd
EG
8.52 /10
Score
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