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Horace Mann Educators Corp

HMN

45.610USD

-0.010-0.02%

Close 11/11, 16:00（ET）Quotes delayed by 15 min

1.86BMarket Cap

17.59P/E TTM



Horace Mann Educators Corp

45.610

-0.010-0.02%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Horace Mann Educators Corp

Currency: USD Updated: 2025-11-11

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Horace Mann Educators Corp's Score

Industry at a Glance

Industry Ranking

69 / 119

Overall Ranking

244 / 4608

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 4 analysts

Buy

Current Rating

49.000

Target Price

+7.41%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Horace Mann Educators Corp Highlights

StrengthsRisks

Horace Mann Educators Corporation is a financial services company focused on helping America's educators and others who serve the community. The Company's segments include Property & Casualty, Life & Retirement, Supplemental & Group Benefits, and Corporate & Other. The Property & Casualty segment's primary insurance products include private passenger auto insurance, residential home insurance, and personal umbrella insurance. The Life & Retirement segment markets 403(b) tax-qualified fixed, fixed indexed and variable annuities; the Horace Mann Retirement Advantage open architecture platform for 403(b)(7) and other defined contribution plans, and traditional term and whole life insurance products and indexed universal life (IUL) products. The Supplemental & Group Benefits segment offers employer-sponsored products including accident, critical illness, short-term disability and long-term disability, as well as worksite direct products including supplemental heart and supplemental cancer.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 1.59B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 55.25%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 55.25%.

Undervalued

The company’s latest PE is 11.47, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 42.22M shares, decreasing 5.65% quarter-over-quarter.

Held by Keeley-Teton Advisors, LLC

Star Investor Keeley-Teton Advisors, LLC holds 9.75K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.15.

Financial Health

Currency: USD Updated: 2025-11-11

The company's current financial score is 5.91, which is lower than the Insurance industry's average of 6.51. Its financial status is weak, and its operating efficiency is average.

Score

Industry at a Glance

Previous score

5.91

Change



Financials

4.05

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

8.13

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.71

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

4.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.66

Key Metrics

Free cash flow

No Data

Horace Mann Educators Corp's Company Valuation

Currency: USD Updated: 2025-11-11

The company’s current valuation score is 7.37, which is equal to the Insurance industry's average of 7.37. Its current P/E ratio is 11.47, which is 1852.36% below the recent high of 224.02 and 4525.83% above the recent low of -507.84.

Score

Industry at a Glance

Previous score

7.37

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 69/119

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-11

The company’s current earnings forecast score is 7.00, which is lower than the Insurance industry's average of 7.31. The average price target for Horace Mann Educators Corp is 49.00, with a high of 50.00 and a low of 48.00.

Score

Industry at a Glance

Previous score

7.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts

Buy

Current Rating

49.000

Target Price

+7.41%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Horace Mann Educators Corp

HMN

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

Arch Capital Group Ltd

ACGL

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-11

The company’s current price momentum score is 7.17, which is lower than the Insurance industry's average of 8.03. Sideways: Currently, the stock price is trading between the resistance level at 48.14 and the support level at 43.27, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.13

Change

0.04

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.295

Buy

RSI(14)

54.853

Neutral

STOCH(KDJ)(9,3,3)

41.144

Neutral

ATR(14)

1.254

High Vlolatility

CCI(14)

83.570

Neutral

Williams %R

57.951

Sell

TRIX(12,20)

0.048

Sell

StochRSI(14)

17.376

Sell

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

45.722

Sell

MA10

45.170

Buy

MA20

44.783

Buy

MA50

45.290

Buy

MA100

44.107

Buy

MA200

42.848

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-11

The company’s current institutional recognition score is 10.00, which is higher than the Insurance industry's average of 6.82. The latest institutional shareholding proportion is 103.75%, representing a quarter-over-quarter decrease of 3.82%. The largest institutional shareholder is The Vanguard, holding a total of 5.00M shares, representing 12.28% of shares outstanding, with 0.35% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

5.49M

-0.42%

The Vanguard Group, Inc.

Star Investors

4.92M

-0.03%

Franklin Mutual Advisers, LLC

3.64M

+0.48%

T. Rowe Price Associates, Inc.

Star Investors

2.44M

+15.81%

Dimensional Fund Advisors, L.P.

2.34M

-8.59%

Fuller & Thaler Asset Management Inc.

2.26M

+0.49%

State Street Investment Management (US)

1.62M

-0.79%

EARNEST Partners, LLC

1.30M

-0.02%

Brown Advisory

977.17K

-5.54%

Geode Capital Management, L.L.C.

962.13K

-0.60%

Risk Assessment

Currency: USD Updated: 2025-11-11

There is no risk assessment score for the company; the Insurance industry's average is 6.81. The company's beta value is 0.09. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.