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HBT Financial Inc

HBT

23.530USD

0.0000.00%

Close 11/03, 16:00（ET）Quotes delayed by 15 min

740.16MMarket Cap

9.45P/E TTM



HBT Financial Inc

23.530

0.0000.00%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of HBT Financial Inc

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

HBT Financial Inc's Score

Industry at a Glance

Industry Ranking

176 / 408

Overall Ranking

268 / 4617

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Hold

Current Rating

30.375

Target Price

+24.54%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

HBT Financial Inc Highlights

StrengthsRisks

HBT Financial, Inc. is a bank holding company for Heartland Bank and Trust Company (the Bank). The Bank provides a comprehensive suite of financial products and services to consumers, businesses, and municipal entities throughout Illinois and Eastern Iowa. Its products and services are primarily deposit, lending, and ancillary products that offer a broad range of options to meet the financial needs of consumers, businesses, and municipal entities. It also provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. It offers a broad range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner-occupied CRE, construction and land development (C&D) and multifamily; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland; and one-to-four family residential loans. It also provides municipal, consumer and other loans.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.28% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 205.68M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 33.69%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 33.69%.

Undervalued

The company’s latest PB is 1.24, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 7.77M shares, decreasing 6.06% quarter-over-quarter.

Held by Chuck Royce

Star Investor Chuck Royce holds 406.42K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 5.44, which is lower than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 47.73M, representing a year-over-year decrease of 10.15%, while its net profit experienced a year-over-year decrease of 8.72%.

Score

Industry at a Glance

Previous score

5.44

Change



Financials

6.70

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.15

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.75

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

9.28

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.33

Key Metrics

Free cash flow

No Data

HBT Financial Inc's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 8.02, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 9.47, which is 25.39% below the recent high of 11.88 and 15.46% above the recent low of 8.01.

Score

Industry at a Glance

Previous score

8.02

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 176/408

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 6.80, which is lower than the Banking Services industry's average of 7.41. The average price target for HBT Financial Inc is 29.75, with a high of 35.00 and a low of 27.00.

Score

Industry at a Glance

Previous score

7.20

Change

-0.4

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Hold

Current Rating

30.375

Target Price

+24.54%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

HBT Financial Inc

HBT

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Zions Bancorporation NA

ZION

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 7.03, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 25.12 and the support level at 22.15, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.85

Change

-1.82

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(5)

Neutral(2)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.020

Sell

RSI(14)

41.195

Neutral

STOCH(KDJ)(9,3,3)

40.944

Sell

ATR(14)

1.029

High Vlolatility

CCI(14)

-69.610

Neutral

Williams %R

60.608

Sell

TRIX(12,20)

-0.141

Sell

StochRSI(14)

0.333

Sell

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

24.034

Sell

MA10

24.414

Sell

MA20

24.219

Sell

MA50

25.180

Sell

MA100

25.169

Sell

MA200

24.364

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 24.72%, representing a quarter-over-quarter decrease of 72.22%. The largest institutional shareholder is The Vanguard, holding a total of 756.02K shares, representing 2.41% of shares outstanding, with 6.91% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Heartland Bancorp, Inc. Voting Trust

17.21M

Drake (Allen C)

1.37M

+536.95%

BlackRock Institutional Trust Company, N.A.

1.29M

-5.46%

Baker (Roger A.)

974.63K

The Vanguard Group, Inc.

Star Investors

756.02K

+3.87%

Manulife Investment Management (North America) Limited

516.51K

-1.92%

Dimensional Fund Advisors, L.P.

510.92K

+5.38%

Royce Investment Partners

Star Investors

406.42K

+12.92%

LPL Financial LLC

315.90K

-1.49%

Geode Capital Management, L.L.C.

313.63K

-0.26%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 4.97, which is lower than the Banking Services industry's average of 6.60. The company's beta value is 0.65. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.