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HBT Financial Inc

HBT

29.510USD

+0.240+0.82%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

928.26MMarket Cap

12.09P/E TTM



HBT Financial Inc

29.510

+0.240+0.82%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of HBT Financial Inc

Currency: USD Updated: 2026-02-06

Key Insights

HBT Financial Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 103 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 30.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

HBT Financial Inc's Score

Industry at a Glance

Industry Ranking

103 / 397

Overall Ranking

160 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

HBT Financial Inc Highlights

StrengthsRisks

HBT Financial, Inc. is a bank holding company for Heartland Bank and Trust Company (the Bank). The Bank provides a comprehensive suite of financial products and services to consumers, businesses, and municipal entities throughout Illinois and Eastern Iowa. Its products and services are primarily deposit, lending, and ancillary products that offer a broad range of options to meet the financial needs of consumers, businesses, and municipal entities. It also provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. It offers a broad range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner-occupied CRE, construction and land development (C&D) and multifamily; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland; and one-to-four family residential loans. It also provides municipal, consumer and other loans.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 219.91M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 33.69%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 33.69%.

Overvalued

The company’s latest PB is 1.55, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 7.67M shares, decreasing 6.00% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.20K shares of this stock.

Analyst Rating

Based on 5 analysts

Buy

Current Rating

30.000

Target Price

+4.31%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of HBT Financial Inc is 7.66, ranking 191 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 55.51M, representing a year-over-year increase of 5.82%, while its net profit experienced a year-over-year increase of 6.58%.

Score

Industry at a Glance

Previous score

7.66

Change



Financials

6.20

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

7.31

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

8.79

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.43

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.58

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

HBT Financial Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of HBT Financial Inc is 8.02, ranking 157 out of 397 in the Banking Services industry. Its current P/E ratio is 12.09, which is 0.00% below the recent high of 12.09 and 33.80% above the recent low of 8.01.

Score

Industry at a Glance

Previous score

8.02

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 103/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of HBT Financial Inc is 7.20, ranking 170 out of 397 in the Banking Services industry. The average price target is 29.75, with a high of 35.00 and a low of 27.00.

Score

Industry at a Glance

Previous score

7.20

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts

Buy

Current Rating

30.000

Target Price

+4.31%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

HBT Financial Inc

HBT

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of HBT Financial Inc is 9.45, ranking 75 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 31.04 and the support level at 26.83, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.54

Change

-0.09

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

0.384

Buy

RSI(14)

70.188

Buy

STOCH(KDJ)(9,3,3)

85.898

Buy

ATR(14)

0.929

High Vlolatility

CCI(14)

146.888

Buy

Williams %R

10.137

Overbought

TRIX(12,20)

0.292

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

28.750

Buy

MA10

27.783

Buy

MA20

27.484

Buy

MA50

26.450

Buy

MA100

25.430

Buy

MA200

25.128

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of HBT Financial Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 24.40%, representing a quarter-over-quarter increase of 0.51%. The largest institutional shareholder is The Vanguard, holding a total of 668.54K shares, representing 2.13% of shares outstanding, with 7.96% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Heartland Bancorp, Inc. Voting Trust

17.21M

Drake (Allen C)

1.37M

+536.95%

BlackRock Institutional Trust Company, N.A.

1.24M

-3.87%

The Vanguard Group, Inc.

Star Investors

662.03K

-12.43%

Dimensional Fund Advisors, L.P.

523.76K

+2.51%

Manulife Investment Management (North America) Limited

507.56K

-1.73%

Baker (Roger A.)

424.03K

-56.31%

LPL Financial LLC

308.50K

-2.34%

BlackRock Financial Management, Inc.

291.96K

+0.79%

Royce Investment Partners

Star Investors

288.14K

-29.10%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of HBT Financial Inc is 5.72, ranking 261 out of 397 in the Banking Services industry. The company's beta value is 0.55. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.