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HBT Financial Inc

HBT

26.500USD

+0.700+2.71%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

834.63MMarket Cap

10.87P/E TTM



HBT Financial Inc

26.500

+0.700+2.71%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered overvalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

109 / 400

Overall Ranking

206 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Buy

Current Rating

29.400

Target Price

+13.95%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

HBT Financial, Inc. is a bank holding company for Heartland Bank and Trust Company (the Bank). The Bank provides a comprehensive suite of financial products and services to consumers, businesses, and municipal entities throughout Illinois and Eastern Iowa. Its products and services are primarily deposit, lending, and ancillary products that offer a broad range of options to meet the financial needs of consumers, businesses, and municipal entities. It also provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. It offers a broad range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner-occupied CRE, construction and land development (C&D) and multifamily; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland; and one-to-four family residential loans. It also provides municipal, consumer and other loans.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.28% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 27.29.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 33.69%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 33.69%.

Overvalued

The company’s latest PB is 1.44, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 28.03M shares, increasing 2.90% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 756.02K shares of this stock.

Financial Health

Currency: USD Updated：2025-09-18

The company's current financial score is 5.23, which is lower than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 55.10M, representing a year-over-year increase of 5.26%, while its net profit experienced a year-over-year increase of 6.42%.

Score

Industry at a Glance

Previous score

5.23

Change



Financials

6.21

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.50

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.88

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.35

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.23

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-18

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.61, which is -1.05% below the recent high of 10.50 and 7.07% above the recent low of 9.86.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 109/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-18

The company’s current earnings forecast score is 7.20, which is lower than the Banking Services industry's average of 7.39. The average price target for HBT Financial Inc is 30.00, with a high of 31.00 and a low of 27.00.

Score

Industry at a Glance

Previous score

7.20

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Buy

Current Rating

29.400

Target Price

+13.95%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

HBT Financial Inc

HBT

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

Wells Fargo & Co

WFC

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-18

The company’s current price momentum score is 7.36, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 27.11 and the support level at 24.40, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.36

Change

1.7

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.087

Neutral

RSI(14)

58.313

Neutral

STOCH(KDJ)(9,3,3)

69.583

Buy

ATR(14)

0.706

High Vlolatility

CCI(14)

62.516

Neutral

Williams %R

20.531

Buy

TRIX(12,20)

0.062

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

25.726

Buy

MA10

25.859

Buy

MA20

26.081

Buy

MA50

25.595

Buy

MA100

24.894

Buy

MA200

24.031

Buy

Institutional Confidence

Currency: USD Updated：2025-09-18

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 89.00%, representing a quarter-over-quarter increase of 4.23%. The largest institutional shareholder is The Vanguard, holding a total of 756.02K shares, representing 2.40% of shares outstanding, with 6.70% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Heartland Bancorp, Inc. Voting Trust

17.21M

Drake (Allen C)

215.10K

BlackRock Institutional Trust Company, N.A.

1.37M

-3.38%

Baker (Roger A.)

974.63K

The Vanguard Group, Inc.

Star Investors

727.84K

+2.52%

Manulife Investment Management (North America) Limited

526.60K

+0.41%

Dimensional Fund Advisors, L.P.

484.84K

+5.03%

Royce Investment Partners

Star Investors

359.92K

+8.16%

LPL Financial LLC

320.68K

-1.24%

Geode Capital Management, L.L.C.

314.44K

+2.97%

Risk Assessment

Currency: USD Updated：2025-09-18

The company’s current risk assessment score is 6.14, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.62. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.