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Horizon Bancorp Inc

HBNC

15.730USD

+0.130+0.83%

Close 11/03, 16:00（ET）Quotes delayed by 15 min

801.77MMarket Cap

LossP/E TTM



Horizon Bancorp Inc

15.730

+0.130+0.83%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Horizon Bancorp Inc

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Horizon Bancorp Inc's Score

Industry at a Glance

Industry Ranking

126 / 408

Overall Ranking

198 / 4617

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 6 analysts

Buy

Current Rating

19.600

Target Price

+25.64%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Horizon Bancorp Inc Highlights

StrengthsRisks

Horizon Bancorp, Inc. is a bank holding company for Horizon Bank, which serves customers across Midwestern markets through digital and virtual tools, as well as its Indiana and Michigan branches. The Company operates through a single segment, which is commercial banking. The Bank is a full-service commercial bank offering commercial and retail banking services, corporate and individual trust and agency services and other services incident to banking. Its retail offerings include prime residential, indirect auto, and other secured consumer lending to in-market customers, as well as a range of personal banking and wealth management solutions. It also provides a range of in-market business banking and treasury management services, as well as equipment financing solutions for customers regionally and nationally. The Bank maintains around 71 full service offices. The Bank's subsidiaries include Horizon Investments, Inc., Horizon Properties, Inc. and Horizon Insurance Services, Inc.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 79.96%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 79.96%.

Overvalued

The company’s latest PB is 1.21, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 33.05M shares, increasing 1.46% quarter-over-quarter.

Held by Keeley-Teton Advisors, LLC

Star Investor Keeley-Teton Advisors, LLC holds 40.80K shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 1.69.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 6.12, which is lower than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached -235.05M, representing a year-over-year decrease of 542.56%, while its net profit experienced a year-over-year decrease of 1321.07%.

Score

Industry at a Glance

Previous score

6.12

Change



Financials

8.04

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

4.23

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.86

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.47

Key Metrics

Free cash flow

No Data

Horizon Bancorp Inc's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 7.49, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is -3.80, which is -1125.90% below the recent high of 38.94 and -5.53% above the recent low of -4.01.

Score

Industry at a Glance

Previous score

7.49

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 126/408

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.41. The average price target for Horizon Bancorp Inc is 19.00, with a high of 21.00 and a low of 19.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts

Buy

Current Rating

19.600

Target Price

+25.64%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Horizon Bancorp Inc

HBNC

Bank of America Corp

BAC

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

US Bancorp

USB

Zions Bancorporation NA

ZION

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 6.69, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 16.63 and the support level at 14.90, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.77

Change

-0.08

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.017

Neutral

RSI(14)

47.858

Neutral

STOCH(KDJ)(9,3,3)

30.872

Sell

ATR(14)

0.515

High Vlolatility

CCI(14)

-29.357

Neutral

Williams %R

56.725

Sell

TRIX(12,20)

-0.035

Sell

StochRSI(14)

25.692

Buy

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

15.814

Sell

MA10

15.922

Sell

MA20

15.756

Sell

MA50

16.111

Sell

MA100

15.837

Sell

MA200

15.665

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 64.85%, representing a quarter-over-quarter decrease of 14.23%. The largest institutional shareholder is The Vanguard, holding a total of 2.74M shares, representing 5.38% of shares outstanding, with 3.71% decrease in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

4.19M

-2.88%

The Vanguard Group, Inc.

Star Investors

2.74M

+6.07%

Dimensional Fund Advisors, L.P.

2.49M

+0.34%

Sapient Capital LLC

2.08M

+0.00%

PL Capital, LLC

1.49M

BlackRock Financial Management, Inc.

1.19M

+2.78%

State Street Investment Management (US)

1.17M

+0.14%

Geode Capital Management, L.L.C.

1.10M

+1.15%

Manulife Investment Management (North America) Limited

881.91K

-1.86%

Maltese Capital Management, LLC

770.00K

+9.22%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 7.40, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 0.90. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.