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Home Bancorp Inc

HBCP
53.830USD
+0.400+0.75%
Close 11/07, 16:00ETQuotes delayed by 15 min
421.35MMarket Cap
9.51P/E TTM

Home Bancorp Inc

53.830
+0.400+0.75%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Home Bancorp Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Home Bancorp Inc's Score

Industry at a Glance

Industry Ranking
82 / 407
Overall Ranking
144 / 4614
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 4 analysts
Buy
Current Rating
62.500
Target Price
+16.11%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Home Bancorp Inc Highlights

StrengthsRisks
Home Bancorp, Inc. is the holding company for Home Bank, N.A. (the Bank). The Bank is a wholly owned subsidiary of the Company, conducts business through approximately 42 banking offices in the Acadiana, Baton Rouge, Greater New Orleans and Northshore (of Lake Pontchartrain) regions of south Louisiana, the Natchez region of west Mississippi and the Houston region of Texas. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multifamily residential loans, commercial and industrial loans, and consumer loans.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 22.48%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 22.48%.
Overvalued
The company’s latest PB is 1.00, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 3.85M shares, decreasing 1.66% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 611.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.50.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 9.49, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 34.58M, representing a year-over-year increase of 12.91%, while its net profit experienced a year-over-year increase of 30.94%.

Score

Industry at a Glance

Previous score
9.49
Change
0

Financials

9.92

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

8.20

Shareholder Returns

9.33

Home Bancorp Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 8.26, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 9.50, which is 20.67% below the recent high of 11.46 and 41.02% above the recent low of 5.60.

Score

Industry at a Glance

Previous score
8.26
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 82/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 7.00, which is lower than the Banking Services industry's average of 7.41. The average price target for Home Bancorp Inc is 61.50, with a high of 66.00 and a low of 61.00.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts
Buy
Current Rating
62.500
Target Price
+16.11%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
Home Bancorp Inc
HBCP
4
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
Regions Financial Corp
RF
25
US Bancorp
USB
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 7.02, which is lower than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 57.75 and the support level at 50.23, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.95
Change
0.07

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.044
Neutral
RSI(14)
49.589
Neutral
STOCH(KDJ)(9,3,3)
30.357
Buy
ATR(14)
1.586
Low Volatility
CCI(14)
-37.322
Neutral
Williams %R
76.909
Sell
TRIX(12,20)
-0.062
Sell
StochRSI(14)
93.633
Buy
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
53.500
Buy
MA10
53.564
Buy
MA20
53.678
Buy
MA50
54.613
Sell
MA100
54.183
Sell
MA200
51.063
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 49.13%, representing a quarter-over-quarter decrease of 22.19%. The largest institutional shareholder is The Vanguard, holding a total of 371.45K shares, representing 4.75% of shares outstanding, with 1.36% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Home Bancorp Employee Stock Ownership Plan
524.75K
--
Dimensional Fund Advisors, L.P.
425.93K
+0.49%
BlackRock Institutional Trust Company, N.A.
381.25K
-10.29%
The Vanguard Group, Inc.
Star Investors
371.45K
+2.86%
Bordelon (John W)
176.62K
-7.46%
Hendry (John A)
168.24K
-0.03%
State Street Investment Management (US)
166.43K
+2.91%
Geode Capital Management, L.L.C.
164.67K
-0.56%
Renaissance Technologies LLC
Star Investors
138.57K
+34.57%
Crawford Fund Management, LLC
127.51K
+22.90%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 6.66, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.60. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.66
Change
0
Beta vs S&P 500 index
0.60
VaR
+2.69%
240-Day Maximum Drawdown
+20.73%
240-Day Volatility
+36.01%

Return

Best Daily Return
60 days
+5.43%
120 days
+5.43%
5 years
+10.66%
Worst Daily Return
60 days
-5.13%
120 days
-5.13%
5 years
-8.45%
Sharpe Ratio
60 days
+0.28
120 days
+0.51
5 years
+0.66

Risk Assessment

Maximum Drawdown
240 days
+20.73%
3 years
+30.59%
5 years
+37.35%
Return-to-Drawdown Ratio
240 days
+0.49
3 years
+0.35
5 years
+0.49
Skewness
240 days
+0.54
3 years
+0.24
5 years
+0.28

Volatility

Realised Volatility
240 days
+36.01%
5 years
+32.79%
Standardised True Range
240 days
+2.69%
5 years
+2.07%
Downside Risk-Adjusted Return
120 days
+90.30%
240 days
+90.30%
Maximum Daily Upside Volatility
60 days
+24.65%
Maximum Daily Downside Volatility
60 days
+20.04%

Liquidity

Average Turnover Rate
60 days
+0.63%
120 days
+0.51%
5 years
--
Turnover Deviation
20 days
+49.63%
60 days
+126.83%
120 days
+83.35%

Peer Comparison

Banking Services
Home Bancorp Inc
Home Bancorp Inc
HBCP
7.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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