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Guaranty Bancshares Inc

GNTY

52.330USD

+3.620+7.43%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

593.71MMarket Cap

16.47P/E TTM



Guaranty Bancshares Inc

52.330

+3.620+7.43%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered overvalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

54 / 400

Overall Ranking

145 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Buy

Current Rating

52.000

Target Price

+6.75%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Guaranty Bancshares, Inc. is a bank holding company of Guaranty Bank & Trust, N.A. (the Bank). The Bank provides a range of relationship-driven commercial and consumer banking, as well as trust and wealth management products and services that are tailored to meet the needs of small- and medium-sized businesses, professionals and individuals. Its lending activities provide a range of loans, including commercial lines of credit, working capital loans, commercial real estate-backed loans, term loans, equipment financing, acquisition, expansion and development loans, borrowing base loans, real estate construction loans, homebuilder loans, letters of credit and other loan products. It also offers various consumer loans to individuals and professionals, including residential real estate loans, home equity loans, installment loans, unsecured and secured personal lines of credit, and standby letters of credit. The Bank operates 33 full-service banking locations.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 34.86%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 34.86%.

Overvalued

The company’s latest PB is 1.79, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 6.02M shares, increasing 2.03% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 465.53K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.66.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 7.77, which is higher than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 31.20M, representing a year-over-year increase of 12.93%, while its net profit experienced a year-over-year increase of 34.53%.

Score

Industry at a Glance

Previous score

7.77

Change



Financials

6.89

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.33

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

8.40

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.61

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.63

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 15.39, which is -6.03% below the recent high of 14.46 and 10.18% above the recent low of 13.82.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 54/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.39. The average price target for Guaranty Bancshares Inc is 52.00, with a high of 52.00 and a low of 52.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Buy

Current Rating

52.000

Target Price

+6.75%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Guaranty Bancshares Inc

GNTY

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 9.01, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 51.07 and the support level at 45.79, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.01

Change

0.68

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

0.080

Buy

RSI(14)

70.974

Buy

STOCH(KDJ)(9,3,3)

63.724

Buy

ATR(14)

1.169

High Vlolatility

CCI(14)

316.569

Overbought

Williams %R

0.214

Overbought

TRIX(12,20)

0.297

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

49.356

Buy

MA10

49.210

Buy

MA20

48.817

Buy

MA50

46.593

Buy

MA100

44.127

Buy

MA200

41.333

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 53.07%, representing a quarter-over-quarter decrease of 4.69%. The largest institutional shareholder is The Vanguard, holding a total of 465.53K shares, representing 4.10% of shares outstanding, with 5.90% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Guaranty Bancshares, Inc. ESOP

859.65K

-3.19%

Baker (Richard W.)

655.50K

BlackRock Institutional Trust Company, N.A.

543.95K

-7.84%

The Vanguard Group, Inc.

Star Investors

452.69K

+2.23%

Dimensional Fund Advisors, L.P.

389.91K

+2.55%

Drake (Bradley K)

220.00K

Geode Capital Management, L.L.C.

193.25K

+3.35%

State Street Global Advisors (US)

180.79K

-0.65%

Arkadios Wealth Advisors LLC

179.00K

-18.99%

Beacon Pointe Advisors LLC

164.21K

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 6.37, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.46. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.