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Guild Holdings Co

GHLD

19.950USD

+0.010+0.05%

Close 09/15, 16:00（ET）Quotes delayed by 15 min

1.24BMarket Cap

48.10P/E TTM



Guild Holdings Co

19.950

+0.010+0.05%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-15

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

181 / 400

Overall Ranking

315 / 4724

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Hold

Current Rating

17.300

Target Price

-13.24%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Guild Holdings Company is a mortgage company. It is engaged in providing residential mortgage products and local in-house origination and servicing. Its segments include Origination and Servicing. The Origination segment operates its loan origination business throughout the United States. The Origination segment is responsible for loan origination, acquisition and sale activities. The Servicing segment provides a steady stream of cash flow to support the origination segment. The Servicing segment is responsible for the servicing activities of all loans in the Company’s servicing portfolio, which includes collection and remittance of loan payments, managing borrower’s impound accounts for taxes and insurance, loan payoffs, loss mitigation and foreclosure activities. It has developed its in-house servicing platform. Its servicing segment is based out of its servicing center in San Diego, California, and it is a licensed mortgage servicer in 49 states and the District of Columbia.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 19.12% year-on-year.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD 97.13M.%!(EXTRA int=2)

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 31.61%.

Overvalued

The company’s latest PB is 1.02, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 17.77M shares, increasing 1.13% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 503.40K shares of this stock.

Financial Health

Currency: USD Updated：2025-09-15

The company's current financial score is 6.86, which is lower than the Banking Services industry's average of 7.33. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 287.59M, representing a year-over-year increase of 28.21%, while its net profit experienced a year-over-year increase of 183.86%.

Score

Industry at a Glance

Previous score

6.86

Change

-1.76



Financials

8.56

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.34

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.77

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.73

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.08

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-15

The company’s current valuation score is 2.60, which is lower than the Banking Services industry's average of 4.39. Its current P/E ratio is 47.74, which is -0.63% below the recent high of 47.44 and 61.44% above the recent low of 18.41.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 181/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-15

The company’s current earnings forecast score is 6.80, which is lower than the Banking Services industry's average of 7.34. The average price target for Guild Holdings Co is 18.00, with a high of 20.00 and a low of 13.00.

Score

Industry at a Glance

Previous score

6.80

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Hold

Current Rating

17.300

Target Price

-13.24%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Guild Holdings Co

GHLD

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-15

The company’s current price momentum score is 6.67, which is lower than the Banking Services industry's average of 8.78. Sideways: Currently, the stock price is trading between the resistance level at 22.43 and the support level at 18.64, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

2.54

Change

1.81

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(5)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.040

Neutral

RSI(14)

57.904

Neutral

STOCH(KDJ)(9,3,3)

33.643

Neutral

ATR(14)

0.144

Low Volatility

CCI(14)

60.581

Neutral

Williams %R

65.574

Sell

TRIX(12,20)

0.006

Sell

StochRSI(14)

56.528

Neutral

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

19.936

Buy

MA10

19.902

Buy

MA20

19.896

Buy

MA50

19.895

Buy

MA100

17.413

Buy

MA200

15.139

Buy

Institutional Confidence

Currency: USD Updated：2025-09-15

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.35. The latest institutional shareholding proportion is 81.36%, representing a quarter-over-quarter increase of 0.82%. The largest institutional shareholder is The Vanguard, holding a total of 503.40K shares, representing 2.30% of shares outstanding, with 9.12% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

McGarry Strategic Enterprises, L.L.C.

4.38M

-0.00%

Schmidt (Terry Lynn)

2.71M

+2.52%

Bayview Asset Management, LLC

1.60M

Scott (Linda)

1.22M

Blocker (Catherine)

1.17M

Rish (Michael)

1.11M

Bridges Investment Management Inc

704.74K

Adage Capital Management, L.P.

657.13K

+4.53%

The Vanguard Group, Inc.

Star Investors

464.20K

+2.13%

Risk Assessment

Currency: USD Updated：2025-09-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 5.31, which is higher than the Banking Services industry's average of 5.16. The company's beta value is 0.94. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.